The Women of Wealth podcast, hosted by Australia's top financial advisor for women, Tracey Sofra, empowers you to take control of your financial life. Through proven strategies and expert guidance, Tracey helps you navigate personal finance, set authentic goals, and simplify your investment strategy. Whether you're a beginner or looking to level up, this podcast is your guide to unlocking financial freedom and abundance. Subscribe now and join the movement of women claiming their power and prosperity like never before.
A client recently told me she asked ChatGPT to help her earn an extra $500. It gave her a step-by-step breakdown… And it even ended with a cheerful: “You got this, girl!” Sounds helpful at first glance. There was just one problem… Almost none of the advice was practical for her actual life. AI had made a bunch of assumptions about her time, her skills, and her resources. And it had absolutely no understanding of her history, her behaviour patterns, or the emotional triggers behind her spending. Here’s what concerns me... 66% of Australians who use AI tools have already turned to them for financial advice. And most of them don’t realise what these tools are missing. In my latest episode of the Women of Wealth podcast, I’m sharing what AI can and can’t do when it comes to your money, including: The 3 things AI is genuinely useful for with your finances (use it for these, absolutely) Why AI will confidently give you the wrong answer (and you won’t even know it) The hidden tax trap that AI-generated investment advice can lead you straight into What AI literally cannot detect about you that a human picks up in seconds The real reason AI tells you what you want to hear instead of what you actually need to hear Why a budget created by AI is only half the equation (and what's missing is the part that matters most) Because here's what it comes down to... AI doesn’t know you. It doesn’t know your hopes, your fears, your history… … or the reason you lie awake at 2 am worrying about money. You deserve so much more than auto-generated responses. Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
A colleague asked me something recently that caught me off guard… “I want to help my kids learn about money... but I have no idea where to start.” And honestly? Most parents feel the same way. We know money skills are important. We know we should be teaching our kids about it. But how do you actually do it without their eyes glazing over or them tuning you out completely? Here’s the thing most parents don't realise… Your kids are already learning about money. They’re watching you at the kitchen table with the calculator. They’re hearing every conversation you have about bills. They’re forming their money story right now… … whether you're intentionally teaching them or not. In my latest episode of the Women of Wealth podcast, I'm sharing practical, age-by-age strategies to teach your kids about money, including: The simple corner shop exercise that can light a fire in a three-year-old (I still remember the feeling from when I was seven) Why the eight-to-twelve age group is the perfect time to introduce one surprisingly powerful money concept The "become the bank" technique that teaches teenagers about credit without the real-world consequences A 4-word question your kids should be asking every time they buy something How one 12-year-old I know is already running her own business at the markets The common money conversation mistake parents make that unintentionally creates a negative relationship with money The best time to start teaching your kids about money was years ago. The second-best time? Today. Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
Ever heard this type of advice? “Just stop buying lattes and you’ll be rich.” How about this gem: “You should have it all figured out by now.” Yeah... Look, I’m willing to say the truth no one wants to admit out loud: Most popular money advice is rubbish. It sounds catchy. It looks great on a social media tile. But when you actually try to apply it to your real life… It falls apart. And worse… Some of this advice is actually keeping you stuck. In my latest episode of the Women of Wealth podcast, I'm breaking down 6 of the most common pieces of financial advice that simply don’t work and what to do instead, including: Why the “latte factor” completely misses the point about where your money actually goes The real financial levers that will make a meaningful difference to your budget What most people get dangerously wrong about saving versus investing The one budgeting approach that leads to burnout every single time The most damaging, shame-loaded financial advice that women fall prey to constantly The outdated money rule that keeps women underpaid, under-informed, and overwhelmed Here’s what I've learned after three decades in this industry... You don’t need perfect advice. Instead… You need relevant advice. And… The courage to leave behind everything that doesn’t fit your real life. Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
“I felt like I was walking on loose sand... I didn’t really know where to step.” That’s how Lisa described her financial life before she joined our Financial Confidence Program. She had no debt… She had some savings… But she had absolutely no idea what to do next. She’d walked into financial planners’ offices before… … and been told to come back when she had more money to invest. Can you imagine? She was ready. She was willing. But no one would show her the path. And now, in my latest episode of the Women of Wealth podcast… Lisa Hutton joins me to share her incredible transformation, including: The one feeling that kept her financially frozen for years (and how she finally broke free) What she discovered about the gap between “having money” and “knowing what to do with it” The clever strategy she pieced together that most mortgage brokers don’t even know about Why she went through 5 mortgage brokers before finding the right one (and how the program gave her the confidence to do that) The unexpected way financial empowerment changed areas of her life that had nothing to do with money Here’s what Lisa said that stopped me in my tracks… “I wasn’t even in the passenger seat. I was holding onto the bumper of the car.” By the end of the program? She was driving. Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
You know that burst of energy you feel at the start of a new year? The excitement, the motivation, the determination to finally get your finances sorted… It's powerful stuff. But here's the thing… That same energy can actually work against you. It’s the same thing that happens to a balloon when you inflate it too fast. It pops, right in your face. And if you try to overhaul your entire financial life in a couple weeks at the start of the year… You're going to burn out, and fast. That’s why, in this episode of the Women of Wealth Podcast, I'm sharing a different approach. Instead of trying to do everything at once, I want you to focus on building momentum through simple, sustainable habits. Because slow and steady really does win the race. Here's what you'll discover in this episode: Why most New Year's resolutions fail and what to do instead if you want real, lasting change The common mistake that turns financial motivation into overwhelm (and how to avoid it this year) One simple habit that gives you a sense of control over your spending without cutting out everything you enjoy How to choose a monthly focus that actually moves the needle on your financial goals The type of goal that becomes almost impossible to give up on (and how to set one for yourself) Why going it alone is one of the fastest ways to lose momentum (and what to do about it) You don't need to fix everything this month. You just need to build habits that carry you forward, week after week, until this time next year… You look back and realise how far you've come. Ready to start the year with momentum that actually lasts? Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
Have you ever had one of those years where the math just doesn't add up? The income didn't stretch far enough… The bills piled up… And unexpected expenses hit you out of nowhere. If that sounds familiar, I want you to know something important: You're not alone. And more importantly… … you're not stuck. A rough financial year doesn't mean you've failed. It means you're human. In this episode of the Women of Wealth Podcast, I'm walking you through my 6-step framework for resetting your finances and creating a real comeback plan. These are simple, compassionate steps that’ll meet you exactly where you are right now. Here's what you'll discover in this episode: The first thing you must do before you even look at your bank account (hint: it has nothing to do with numbers) Why facing your financial reality isn't as scary as it seems and how to do it without spiralling into guilt The difference between a “dream life” budget and a “reset mode” budget (and which one you actually need right now) A simple weekly savings amount that adds up to a surprisingly powerful safety net by year's end How to set financial goals that build momentum instead of overwhelm The hidden trap that causes most financial resets to fail and how to avoid it completely The most powerful comebacks don't start with perfection. They start with grace. If you're ready to draw that line in the sand and start your next chapter… This episode is for you. Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
We’re already well into the new year by now… And if you're like most women, you've probably got a mix of hope and overwhelm swirling around in your head. New goals and fresh intentions… Big dreams… You get the gist. But here's the thing… Unless you take the time to reflect on what actually happened last year, you risk repeating the same patterns that kept you stuck. The good news? It's not too late to reset. In this practical episode of the Women of Wealth Podcast, I'm walking you through the 6 resets that will help you take control of your finances and your life in 2026. Specifically… They're the exact framework I use myself and with my members to create lasting change. Here's what you'll discover in this episode: The underused tool that successful people swear by (and how to use it to avoid repeating last year's mistakes) A simple exercise that reveals your hidden financial wins from the past year… even if you think you didn't have any The real reason your budget stops working and what to do about it before life gets in the way Why decluttering your finances has a surprising effect on your mental health and energy levels The 3-tier goal-setting method that makes big financial targets feel actually achievable What it really takes to dream big without guilt and why most women have been conditioned to hold themselves back Here's what I want you to remember… No great change has ever come from staying comfortable. If 2026 is going to be different, it starts with doing something different. And that starts right here. Ready to reset and make this your best financial year yet? Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
After 20 years as a single mother… Sonia Piani had very little super, no real investment plan, and a retirement future that looked “pretty bleak.” She knew she needed to do something different. But she didn't know where to go, who to trust, or how to even start. Then something kept popping up on her Facebook feed (that something was me pointing the finger, apparently). She took it as a sign… … and decided to give the Empower program a go. What happened next completely changed her financial trajectory. In this powerful episode of the Women of Wealth Podcast, Sonia shares her raw and emotional transformation story. You'll hear exactly how she went from financial uncertainty to building a diversified portfolio, maximising her super, and even purchasing an investment property… … all within 12 months. Here's what else you'll discover in this episode: The truth about how much runway you actually need to transform your retirement (it's less than you think) The single investment strategy that Sonia credits for her exponential growth in just 6 months What Sonia changed inside her super that took it from “going nowhere” to finally working for her The real reason so many women struggle to seek financial help, and how Sonia overcame it The unexpected mindset shift that turned a lifelong spender into someone with clear goals and a plan Why learning alongside other women accelerated Sonia's progress faster than going it alone ever could The financial lesson Sonia wishes she'd learned decades ago and now plans to pass on to future generations Sonia is proof that no matter where you’re starting from… … you can still create a retirement that feels secure, confident, and completely on your terms. Ready to hear how she did it? Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
Have you ever looked at your bank account and wondered... "Where did all the money go?" You're definitely not alone. Even with the best intentions, it's so easy to fall into spending patterns that quietly chip away at your budget and keep you stuck instead of moving toward your financial goals. But here's the thing... I’m not advising you to live like a monk or deprive yourself of everything you enjoy. Rather… I encourage you to align your spending with the life you're actually building, not the fantasy life that social media is trying to sell you. In this practical episode of the Women of Wealth Podcast, I'm sharing the 10 spending traps that I've fallen into myself (and seen countless clients fall into) that quietly sabotage your financial progress. Here's what you'll discover in this episode: Why buying clothes and shoes for your "fantasy life" is one of the biggest money drains (and how to shop for the life you're actually living) The truth about viral fashion trends and why "trending" isn't the same as "timeless" How takeout becomes an expensive default when you're tired, and my simple meal planning strategy to break this habit The subscription box audit that could free up $30-60 per month for your emergency fund or debt reduction Why buying storage solutions before decluttering is just organising clutter (and what to do instead) The guilt gift trap that drains your budget and teaches kids the wrong lesson about love How sales manipulate you into thinking you're saving money when you're actually just spending on things you don't need Why productivity tools won't change your life unless you actually use them consistently My framework for spending according to your values so every dollar moves you closer to your goals Every dollar you spend is a vote for the future life you're building. The question is… Are your purchases aligned with your values and goals, or are they just noise? When you align your spending with what truly matters to you, staying on track becomes so much easier. Ready to cut the financial noise and focus on what really matters? Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
Remember lay-by? If you're from my generation, you'll remember that when you wanted something you couldn't afford, you paid it off bit by bit... … but you didn't get to take it home until it was fully paid off. These days, we have "buy now, pay later". This gives you instant gratification with the goods in hand immediately. And while it might seem like a harmless middle ground between not having cash and not wanting to use a credit card... The reality is far more concerning than most people realise. Recent research shows that 43% of buy now, pay later users made late payments in the last year alone. Even more alarming… 14% of users are now relying on these loans to pay for groceries and other necessities. In this eye-opening episode of the Women of Wealth Podcast, I'm pulling back the curtain on the buy now, pay later trap that's ensnaring millions of consumers. Here's what you'll discover in this episode: How buy now, pay later companies are partnering with major retailers like Big W, Kmart, and even DoorDash to make debt more accessible than ever Why these "small" loans are actually being treated as personal loans by lenders and how they're destroying people's borrowing capacity The psychological tricks these companies use to encourage impulse spending and make debt feel "manageable" 7 critical things you must know before using buy now, pay later services (including the hidden impact on your credit score) How to break free from the buy now, pay later cycle and create the life you want without accumulating debt My proven strategies for budgeting, finding discounts, and focusing on quality over quantity The 3 financial principles that will help you experience more peace and security around your money Remember, these services might feel different from traditional debt, but make no mistake. You are borrowing money that you'll have to pay back… … often with serious consequences if you don't. Don't let the convenience fool you into a financial trap that could impact your future borrowing capacity and financial freedom. Ready to learn how to protect yourself and make smarter financial decisions? Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
"I wish I'd started sooner." "It's too late for me to fix my finances." I hear these phrases all the time from women who feel like they're behind or have missed their chance at financial success. But here's what I want you to know... It's never too late, you're not too old, and you are absolutely not behind. Your financial journey starts the moment you decide to take it seriously… … and that moment can be right here, right now. In this deeply personal episode of the Women of Wealth Podcast, I'm sharing the 7 key financial lessons that completely transformed my finances. These are the exact lessons that took me from credit card debt to saving over $100,000 and building long-term wealth. Some were tough to learn, some were surprising… … but all of them are practical enough for anyone to implement. Here's what you'll discover in this episode: Why building systems around your goals is more important than the goals themselves (and how to automate your way to success) How your circle of influence is secretly sabotaging your money mindset (and what to do about it) The sneaky trap of lifestyle inflation that keeps high earners broke (and my simple strategy to avoid it) Why delaying gratification is one of the most underrated wealth-building tools (plus my 48-hour rule that changed everything) The biggest mistake I made with over $50,000 of my savings (and how you can avoid it) How to use credit cards as a powerful financial tool instead of a dangerous crutch Why financial success isn't about perfection (and what you should focus on instead) Remember, you don't need to master all seven lessons today. Just pick one, build the habit, and keep moving forward. Ready to transform your finances with these seven powerful lessons? Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
What if I told you that a high-earning accounting professional was terrified she'd end up homeless under a bridge in retirement? Sounds impossible at first. But that's exactly where Susan Bell found herself just months ago. Despite earning a top marginal tax bracket income as a partner in a large accounting firm… … Susan was living in complete financial fear. She was making impulsive money decisions, had no real investment plan, and felt completely overwhelmed about her retirement future. But then something changed. In this powerful episode of the Women of Wealth Podcast, I sit down with Susan to hear her incredible transformation story. You'll discover how she went from financial chaos to complete confidence in just a few months through the EMPOWER program. Here's what you'll learn in this episode: Why being a high earner doesn't automatically make you good with money (and why this is actually liberating) The shocking moment Susan realised where her money was really going during a live group call How fear can actually paralyse you from taking action instead of motivating you The simple three-word investing philosophy that changed everything for Susan: Simple, Systematic, and Safe Why understanding your money mindset is just as important as understanding investment strategies How financial confidence impacts every other area of your life, not just your bank account The real reason why it's never too late to start building wealth, no matter your age Susan's story proves that no matter where you're starting from… … whether you're 44 like her, or 54, or 64… … you can take control of your finances and create the retirement you deserve. Ready to be inspired and learn exactly how she did it? Click here to listen now>>> Disclaimer: This podcast is intended for educational purposes only and should not be construed as investment advice or a recommendation. Any financial strategies or examples discussed are provided in the context of the theme being explored, and the views expressed are those of the presenter at the time of the recording. Please seek advice from a qualified professional before making any investment decisions.
How have you been feeling lately? Are life's responsibilities burning you out or overwhelming you? We can all feel like that from time to time. And when this happens… It’s helpful to have a total well-being plan in place. Now… That might sound a bit fluffy coming from a financial expert. But I can assure you, a well-being plan is something that each and every woman absolutely needs to look at. That's why in this episode of the Women of Wealth Podcast… I'm sharing seven ways a wellbeing plan can benefit you, plus ideas to implement your own plan. Specifically, you'll discover: How maintaining a positive mindset through journaling can act like a detox for your brain Why improving your physical health doesn't have to be complicated The mental health epidemic we're facing and how to create sustainable work-life boundaries The surprising benefits of strong relationships and social connections Why having better control over your finances is pivotal to overall well-being The truth about establishing a self-care routine that goes beyond bubble baths and face peels How achieving quality sleep can transform everything (and the nighttime routine that actually works) Here's what I want you to remember… If you're not well, nothing else matters because everything else falls apart. However… When you take care of yourself first, you can thrive in every other area of your life and give the attention that every other area deserves. Click here to listen now>>>
Have you ever wondered how certain women become so successful? What are their tricks to achieving greatness? The reality is… All successful women have certain habits and characteristics in common. That's why in this episode of the Women of Wealth Podcast… I'm sharing 10 habits of successful women that you can start practicing today. Specifically, you'll discover: Why successful women set concrete goals using the SMART framework (and how to do it yourself) How to believe in yourself when self-confidence doesn't come naturally The power of saying no sometimes and why successful women protect their time and energy Why self-care isn't just a buzzword but essential for peak performance How having a backup plan helps you pivot when things don't go according to plan The crucial habit of staying on top of your finances and career to prepare for uncertainty Why being comfortable with "failure" is actually about learning and growing When to ask for and accept help without feeling guilty about it I want you to know that your past doesn't define you. However… The habits you choose today absolutely can determine your future. Ready to start implementing the habits that will transform your success? Click here to listen now>>>
You know that feeling when you get your paycheck? For a moment, everything feels like it's falling into place. You breathe a little easier. Maybe you treat yourself, pay some bills. And then before you know it, you're left wondering... What the hell happened? Where did it all go? If you’ve ever found yourself in this situation… You're not alone. I've been there too, even as a financial expert. That's why in this episode of the Women of Wealth Podcast, I'm sharing the 7 essential things you should do as soon as you get paid. These are the exact habits I personally follow and teach that have helped me stay consistent with saving, investing and managing bills... … while still enjoying life. Here’s what you’ll discover in this episode: How to pause before you spend anything and put yourself back in the driver's seat Why you must pay yourself first automatically (and how to treat it like a bill to your future self) Why every paycheck is a chance to move closer to your future goals (even with just $20 a month) The power of doing a mindset check-in every time you get paid, and the questions I ask myself How to set financial boundaries before you spend and create a "fun money" allowance What changed the game for me wasn't budgeting harder or cutting out all the fun. Rather… It was being intentional with how I handled my paycheck from the moment it hit my account. Ready to transform your relationship with your paycheck and make your money work for you? Click here to listen now>>>
"I felt like a complete idiot around finances…" Those were the words from Dr. Larissa Rusca when she first joined our WOW Women community. Here's a successful GP who had chaired major boards… … led executive teams… … and managed multi-million dollar budgets for organisations… Yet when it came to her own money? She felt completely lost. That's why I invited Larissa to share her incredible transformation story on the latest episode of the Women of Wealth Podcast. After a devastating separation at 57, Larissa was staring down retirement with no plan, no clarity, and lawyers breathing down her neck, demanding she sign financial agreements she didn't understand. But in just 12 months after joining our Empower program… Everything changed. In this episode of the Women of Wealth podcast, you'll discover: How Larissa went from zero financial knowledge to confidently negotiating her own home purchase The exact cash flow exercise that helped her understand her true income for the first time Why she successfully moved $2.7 million in life insurance to better terms (and how you can ask the right questions too) How the program helped her secure $330,000 in annual NDIS funding for her disabled son The money mindset breakthrough that changed everything (hint: it started with examining her parents' relationship with money) Why her 26-year-old daughter joined the program after watching her mum's transformation Larissa’s story is proof that no matter where you're starting from… … whether you're facing divorce, starting with zero, or feeling completely overwhelmed… It's never too late to take control. Click here to listen now>>>
"Money doesn't grow on trees." "We can't afford that." "Rich people are greedy." These aren't just throwaway comments from your childhood… They're the invisible scripts that have been running your financial decisions for decades. And until you identify them… … they'll keep sabotaging every goal you set. In my latest Women of Wealth podcast episode, I dive deep into the money mindset work that changes everything. Because here's what I've learned after 30+ years of helping women build wealth... You can have the perfect budget, the smartest investment strategy, and the clearest financial plan. But if your subconscious mind believes you don't deserve wealth… You'll find a way to sabotage it every time. That's why I'm sharing six powerful money mindset exercises that rewire how you think about money. You'll discover: The unedited writing exercise that reveals your deepest money belief How to practice self-compassion when you make financial mistakes (we all do) The gratitude practice that shifts you from scarcity to abundance thinking Why tracking your money daily changes more than just your bank balance How to dream without limits and turn impossible goals into reality The simple way to show up for your future self every single day Your money story doesn't have to be your money destiny. But changing it requires looking at where it all began. Ready to rewrite your financial future? Click here to listen now>>>
June 30th just passed. New financial year. Fresh start. But here's what usually happens next... You set ambitious money goals. Get excited for about two weeks… Then life gets busy and those goals quietly fade away. If that sounds familiar… Know that there's a better way. In my latest Women of Wealth podcast episode, I share the 100-day challenge that can completely transform your financial habits. Why 100 days? It's long enough to see real results. Short enough to stay motivated. And some of these challenges will blow your mind with what's possible. Like the envelope challenge that puts $5,050 in your pocket by day 100. Or the simple $10-a-day habit that builds your emergency fund without breaking a sweat. You'll discover: The cash-only challenge that makes you physically feel every dollar you spend How saving just $1 a day builds the saving muscle that changes everything The side hustle strategy that turns 30 minutes daily into serious income Why making coffee at home for 100 days does more than save money The weekly budget ritual that puts you in complete control of your finances These aren't overwhelming year-long resolutions that fizzle out by February. They're focused, achievable challenges with a clear finish line. Perfect for building momentum as we head into the new financial year. The question is: Which 100-day challenge will you choose? Click here to listen now>>>
June 30th is racing towards us. And if you're like most women I speak with, you're probably thinking about your tax return in the most basic way possible. Get your paperwork together. Lodge it. Hope for a refund. But what if I told you that simple approach could be costing you thousands of dollars every single year? In my latest Women of Wealth podcast episode, I break down the tax strategies that most people completely miss. Like the vehicle expense method that could turn your work travel into serious tax savings. Or the home office deduction that's worth 70 cents per hour if you've been working from home. And here's the big one... The superannuation strategy that could save you thousands in tax while building your retirement wealth at the same time. You'll also discover: The two vehicle expense methods and when to use each one Why your work clothes probably aren't tax deductible (and what actually is) The prepayment strategy that lets you claim 24 months of expenses in one tax year How to turn a $1,000 super contribution into $1,500 with government co-contributions The catch-up super strategy that could save you massive tax if you've had a big income year Now… These are legitimate strategies that the ATO expects you to use. The problem is, most people simply don't know about them. With just weeks left before June 30th, now's the time to get smart about your tax position. Click here to listen now>>>
At 40, Bethany was a single mum of three with just $2,500 in superannuation. No savings. No safety net. And facing the terrifying reality that she'd retire with only $220,000 to her name. But then something extraordinary happened... In less than two years, Bethany completely transformed her financial future. And now… She’s projecting to retire with just under $1 million instead. How? She started with just $25 a week. That's it. No massive lump sums. No complex strategies. No "get rich quick" schemes. In my new Women of Wealth podcast episode, Bethany shares her raw, honest journey of going from financial fear to financial freedom. You'll discover: How she went from living week-to-week to taking her kids on holidays (including their first overseas trip) The "pay yourself first" strategy that changed everything Why starting small was the key to her success How she overcame the fear that "investing isn't for people like me" The simple account structure that put her finances on autopilot Bethany’s story is proof that no matter where you are right now… … and whether you're 40, 50, or beyond… It's never too late to secure your financial future. Click here to listen now>>>
