Education
Money Unlocked
Most personal finance advice sounds like it was written for someone who already has money.
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Episodes
The archive
19 episodes, newest first.
- Why the Fed Might Raise Rates This MonthBecca and Maya break down the July 29 Fed meeting, the surprising shift toward a rate hike, and the Supreme Court ruling on Lisa Cook that could decide whether politics ever gets to touch your credit card APR.
- RAP Is Here: Which Student Loan Plan Actually Saves You Money?As of today, the new Repayment Assistance Plan is live and 7.5 million SAVE borrowers have 90 days to choose a new repayment plan or get auto-enrolled into something worse. Becca and Maya break down exactly how RAP calculates your payment, how it stacks up against IBR, and the one rule that could accidentally lock all your loans into a new plan forever.
- The Fed Just Hinted at a Rate Hike. Here's What It Costs You.The Federal Reserve held rates steady on June 17, but the real story is buried in the projections: half the committee now expects a rate hike before year-end. Becca and Maya break down exactly what that means for your credit card bill, your savings account, and your car loan.
- Prime Day Is a Four-Day Trap. Here's How to Win It.Amazon Prime Day 2026 runs June 23-26, and its countdown timers, lightning deals, and 'only 3 left' warnings are built to override your budget. Becca and Maya break down the science of impulse spending and hand you a five-minute financial self-defense plan before the sale starts.
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- You Have a Side Hustle. The IRS Has a Deadline.The Q2 estimated tax deadline is June 16, and most first-year gig workers have no idea it exists. Becca and Maya break down what quarterly taxes are, why $30,000 in gig income generates over $8,000 in taxes, and the one W-4 move that lets you skip the whole quarterly system if you also have a regular job.
- Your Student Loan Repayment Plan Is Changing. Here's What to Do.7.5 million SAVE plan borrowers are about to receive 90-day notices to pick a new repayment plan, and ignoring that notice means getting auto-enrolled into something more expensive. Becca and Maya walk through every option available right now in plain English and tell you exactly what to do before your clock starts ticking.
- Why Your Savings Account Is Robbing YouYour bank is paying you 0.38% while other accounts pay up to 10 times more — with zero extra risk. Becca and Maya walk through exactly what a high-yield savings account is, how to pick one, and why the rate gap might not last forever.
- Your First Real Paycheck: What to Do With ItThree million new grads are entering a job market where starting salaries average $56,000 but expectations hover around $80,000. Becca and Maya walk through the six financial moves every Class of 2026 grad needs to make in their first 90 days, from decoding that first paycheck to picking a student loan plan before the July deadline.
- SAVE Is Dead: What 7.5 Million Borrowers Do NowThe SAVE plan is gone, 7.5 million borrowers have a 90-day window starting July 1, and doing nothing lands you on a more expensive plan. Becca and Maya break down every alternative in plain English and tell you exactly what to do before the clock runs out.
Talent
Talents in this show
Each one has a profile of their own.
About
What the show is
Money Unlocked is for the 64% of people navigating their financial lives without a clear plan. Each week, two hosts break down one money topic you probably never learned in school: how credit scores actually get calculated, what your 401(k) is doing with your contributions, why budgeting apps keep failing you, and what "invest early" means when you're still paying off student loans. No jargon walls, no aspirational nonsense about "building generational wealth" when you're wondering if you can afford the dentist. Just clear, specific answers to the money questions most people are too embarrassed to ask. Built for renters, new grads, mid-career workers staring at confusing benefit enrollment forms, and anyone who suspects they should know more about money than they do.
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