Business
Coin Flip
Financial decisions for people who hate financial decisions.
Episodes
The archive
25 episodes, newest first.
- Pay Down Debt or Invest? The Math on $1.28 Trillion Worth of Bad TimingAmerican credit card debt just hit a record $1.28 trillion at 21% average APR, and Derek Wu builds a simple, no-spreadsheet decision rule for figuring out whether paying down your card balance or putting money to work in the market is the smarter call for your specific situation right now.
- Rent vs. Buy in 2026: Stop Asking the Wrong QuestionThe spring housing market is loud with rent-vs-buy debate, but most people are solving for the wrong thing. Derek Wu reframes the decision around three numbers that actually matter for your situation.
- You Filed Your Taxes. Now Update This One Form Before You Forget.Tax season just ended, but the smartest money move right now has nothing to do with your refund. Derek Wu explains why millions of Americans are already over- or under-withholding in 2026, and exactly how to fix it in about 15 minutes.
- The SAVE Plan Is Dead. Here Is Your 90-Day Playbook.Over 7.5 million borrowers just got notices that their student loan repayment plan is gone. Derek Wu walks through exactly what to do next, in plain language with no law degree required.
Talent
Talents in this show
Each one has a profile of their own.
About
What the show is
We break down the choices that actually matter - and help you stop overthinking the rest. Hosted by financial planner Derek Wu, each episode cuts through the noise to give you clear, practical takes on money moves without the jargon or judgment.
More shows
Elsewhere in the directory
Every one of them is made with Mato.
