Financial Advisor Technician

Recent episodes

1. Calculating Personalized Client Lifespan Estimates, With Jeremy Ko from Financial Advisor Technician

   Jul 29, 202629 min

   One of the great challenges of retirement planning is that an individual's exact lifespan is unknown. Given this uncertainty and the potentially severe consequences of underestimating a client's life expentancy (i.e., possibly exhausting their portfolio prematurely), it's common for advisors (and financial planning software) to use standardized, conservative lifespan estimates. In this episode, Jeremy Ko, an economist and the founder of ShoreUp Retirement Solutions, explains how creating personalized lifespan assumptions can be easier than many might assume, allowing for more accurate retirement planning inputs (that can still be adjusted based on risk preferences if desired). He also discusses the key health and lifestyle factors that influence longevity, several free tools advisors can use to create more accurate lifespan projections, and practical advice on having sensitive conversations about life expectancy with clients. For show notes and a full episode transcript visit: www.kitces.com/FAT2 Click here to learn more about becoming a Kitces.com premier member.

2. An Advisor's Guide To Opening 530A "Trump Accounts", With Ben Henry-Moreland from Financial Advisor Technician

   Jul 22, 202628 min

   With consumers now able to open new 530A "Trump Accounts", financial advisors are likely to get questions from clients about how they work and how to actually open them. In this episode, Kitces Senior Financial Planning Nerd Ben Henry-Moreland shares his firsthand experience opening Trump Accounts for his own children, providing practical insights into a process many advisors will soon be guiding clients through. Listen in to learn how Trump Accounts compare with 529 plans and custodial accounts, who stands to benefit most from them, and the unique rules around contributions, government funding, investments, and rollovers. Ben also explains how while the individual steps in the account-opening process are relatively simple, the proccess as a whole could trip up clients, suggesting a valuable role for advisors in supporting them along the way. To access the related Nerd's Eye View blog post on this topic and to access this episode's trascript and show notes, visit: www.kitces.com/FAT1 To learn more about becoming a Kitces.com premier member, click here

3. Trailer: Financial Advisor Technician from Financial Advisor Technician

   Jun 25, 20261 min

   Ready to nerd out on technical financial planning topics? Brought to you by Kitces.com, Financial Advisor Technician is a weekly, 30-minute podcast designed for financial advisors looking for actionable insights on topics ranging from retirement and tax planning to investment planning and client communication that they can apply in their practices. Subscribe to catch our very first episode!