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Published by Michael Neal
Coffee Chat is the investment banking recruiting podcast from OFFERGOBLIN . Each week, coaches Michael Neal and Ryan Tan break down exactly how to land the offer. We cover: Networking that actually works Technicals that show up in real interviews A weekly temperature check on what we're hearing right now—across our clients, users, and the street Whether you're at a target school, fighting from a non-target, or switching careers, this is your playbook. Drawing on experience across Centerview, Wells Fargo, UChicago Booth, and Training The Street.
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Michael breaks down how to answer investment banking's classic three-part question: why banking, why this firm, and why this group, with real structure instead of generic talking points. Part of the Coffee Chat Ready series.
Michael shares how to effectively capitalize on a coffee chat for investment banking recruiting, from closing strategies and building alliances to gathering the firm-specific details that make you sound like an insider. Part of the Coffee Chat Ready series.
M&A explained from zero: why deals happen, how they actually get done, and the trap inside EPS accretion. This episode of the OFFERGOBLIN technical series moves from valuation to deals, in three questions. WHY deals happen: synergies, and why cost synergies get believed while revenue synergies get discounted. HOW they get done: what the seller actually receives (cash, stock, and the exchange ratio analysts update every day of a live deal), the control premium and who banks it, earnouts and collars, and the paperwork from the merger agreement to the fairness opinion — the most readable valuation document in finance. And DID IT WORK: accretion and dilution through the earnings yield, and why an accretive deal can still create no value at all. A real Barclays question is worked on air. QUESTIONS FROM THE EPISODE Barclays — 2015 (is stock price accretion the same as value creation; worked on air): https://www.offergoblin.com/q/19e1d7b7-4649-4d0e-9431-723aa6bcfcd3 Greenhill — 2018 (if Coke acquired Pepsi, what would the synergies be; worked on air): https://www.offergoblin.com/q/05c12b15-24e7-46d7-9063-df9aefb92f79 Bank of America Technology — 1st Round, 2023 (what could make a 10x P/E buying 15x P/E accretive or dilutive): https://www.offergoblin.com/q/0aef16ee-5327-4949-9605-29f51e8d461a The free guide to mergers and acquisitions: https://www.offergoblin.com/resources/mergers-acquisitions Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank The OFFERGOBLIN technical series is hosted by Michael Neal, founder of OFFERGOBLIN and former Centerview banker. New episodes every Friday. Everything OFFERGOBLIN: https://linktr.ee/offergoblin Pick a deal from the last year and read its fairness opinion. What premium did the buyer pay, and do the synergies justify it? Put your verdict in the comments.
A Leland livestream on how to actually answer "tell me about yourself" without rambling — and how to keep your answer memorable.
A Leland livestream primer on coffee chats — what they actually are, how to get one, and what a banker is screening for.
A Leland livestream on how to actually land a coffee chat — outreach that gets replies and how to make the ask.
A Leland livestream on how to build a standout investment banking resume — what recruiters actually scan for and how to structure it.
Discounted cash flow from zero: what you actually buy when you buy a share, and why a DCF never equals the price. This episode of the OFFERGOBLIN technical series opens on a class model of NVIDIA, built out by revenue stream, that asked one question. What would have to be true for the market's price to make sense? The answer was absurd, and the stock did not care. From there it builds the discounted cash flow in plain English: why a share is a claim on future cash, which cash you discount and why it's unlevered, why a dollar later is worth less than a dollar now, what WACC is and why the rate has to match the cash flow, terminal value and why it runs 60 to 80 percent of the answer, how the model bridges to a share price, and when a DCF is the wrong tool. It closes on the part nobody says out loud. Value and price are different questions, and the way bankers actually use the model is backwards: start from the price and solve for what the market must already believe. A real Goldman Sachs superday question gets worked on air. QUESTIONS FROM THE EPISODE Goldman Sachs Healthcare — Superday, 2025 (why you need a discount rate at all, worked on air): https://www.offergoblin.com/q/019fd45e-1066-477e-8118-9d619927f139 Moelis Generalist — 1st Round, 2024 (what cash flows you use, and how you get there): https://www.offergoblin.com/q/34de4b7e-32c3-4296-9962-6b2e88992dcd FT Partners FinTech — Superday, 2022 (explain WACC and how it's used in a DCF): https://www.offergoblin.com/q/4cf98d1b-6cf4-4f6b-aa84-d02b8cc0453b Lazard Industrials — 1st Round, 2023 (the two ways to calculate terminal value): https://www.offergoblin.com/q/de77b686-74d6-4573-9af7-6cbd71062074 Evercore — 2017 (from enterprise value to price per share): https://www.offergoblin.com/q/2fce9535-ddf2-4a6f-b74d-e6d51c761bda J.P. Morgan Technology — Superday, 2023 (Zoom or Broadcom, which one do you run a DCF on): https://www.offergoblin.com/q/123bcd29-0f89-4aa7-a367-4596f0fe166a The free guide to the discounted cash flow: https://www.offergoblin.com/resources/discounted-cash-flow-dcf Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank The OFFERGOBLIN technical series is hosted by Michael Neal, founder of OFFERGOBLIN and former Centerview banker. New episodes every Friday. Everything OFFERGOBLIN: https://linktr.ee/offergoblin Run it backwards on a company you follow. What would the market have to be assuming to justify today's price, and do you believe it? Put your answer in the comments.
Trading comps from zero: how bankers value companies off their peers, and the day Jeff Bezos got $5 billion richer. This episode of the OFFERGOBLIN technical series opens in April 2015: Amazon shows Wall Street the AWS numbers for the first time, the cloud business everyone assumed lost money turns out to run a 17 percent margin, the stock jumps 14 percent to an all-time high, and Jeff Bezos ends the day nearly $5 billion richer. Same company, new comparison. From there it builds comparable company analysis in plain English: why bankers price everything off comps, what a multiple actually is, how the peer group gets picked, the three multiples that do almost all the work (EV/EBITDA, EV/Revenue, P/E), why enterprise value pairs with EBITDA but share price pairs with earnings, and what makes one company trade at a higher multiple than another. A real Moelis question gets worked on air. QUESTIONS FROM THE EPISODE Moelis — 2019 (the orange farm, worked on air): https://www.offergoblin.com/q/99826411-0842-40c6-9b78-34e0e2b15fe8 Lazard Energy — 1st Round, 2025 (explain the multiple gap): https://www.offergoblin.com/q/0fd44070-47b4-4bf0-8e43-f185b5eba9fc Lazard Healthcare — Superday, 2025 (find the errors): https://www.offergoblin.com/q/04f20d55-df81-4cbd-b4f7-1cc3e1c0d126 Centerview Partners Healthcare — 1st Round, 2025 (comps vs precedents vs DCF): https://www.offergoblin.com/q/14b34e5e-2d46-47a4-85c8-d208a35b25fe FT Partners FinTech — Superday, 2022 (picking the peer group): https://www.offergoblin.com/q/f2e4e77e-dd2b-4a3b-93f3-ed603bd17594 Moelis Technology — 1st Round, 2024 (enterprise or equity: sort the metrics): https://www.offergoblin.com/q/15c96dce-8813-46c0-921d-729916e05cf3 Guggenheim Generalist — 1st Round, 2025 (the broken multiple): https://www.offergoblin.com/q/1c372e55-2f09-488b-ab06-feaa60c71720 Homework — Citi, 1st Round, 2021 (build the multiple, explain the gap): https://www.offergoblin.com/q/05a28029-f8a6-421c-a523-3ad5be11059a The free guide to how bankers value companies: https://www.offergoblin.com/resources/valuation Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank The OFFERGOBLIN technical series is hosted by Michael Neal, founder of OFFERGOBLIN and former Centerview banker. New episodes every Friday. Everything OFFERGOBLIN: https://linktr.ee/offergoblin Orange farm, apple farm: in the comp set or out? Make your case in the comments.
Enterprise value vs equity value, from zero. In 2009 GM's stock went to nothing while the business kept building cars — two price tags, one company. This episode of the OFFERGOBLIN technical series opens valuation. It opens on General Motors in 2009: the stock went to zero, and about five weeks later somebody bought the company anyway. How much do you pay for a company whose stock is worth nothing, and how were the factories still building Chevys the whole time? Same answer to both. From there it builds both numbers in plain English — what enterprise value actually buys, why noncontrolling interests are the line that makes it click, what market cap really represents, basic versus fully diluted shares, and the five-line bridge between them. One real Morgan Stanley question gets worked on air. QUESTIONS FROM THE EPISODE Morgan Stanley Generalist — Superday, 2024 (worked on air): https://www.offergoblin.com/q/4654b9e7-6988-4121-a8b3-2a73f5f758ca Bank of America Technology — 1st Round, 2024 (the bridge, with numbers): https://www.offergoblin.com/q/565c0726-d7dd-4bde-88b7-f93e004193b8 Lazard Technology — Superday, 2025 (the bridge, in their words): https://www.offergoblin.com/q/29f0b894-1380-46e4-8494-80d645a0b44e Citi Technology — Superday, 2022 (raising cash): https://www.offergoblin.com/q/9664ade9-3105-4461-ae44-26ff043478a8 Centerview Partners Technology — 1st Round, 2024 (debt-funded buyback): https://www.offergoblin.com/q/36b25ae5-8655-4c2d-9c7a-21f74a8623a3 Greenhill Generalist — 1st Round, 2025 (borrowing to buy an asset): https://www.offergoblin.com/q/3d875b85-028e-47e1-b2f4-b6988d3cc492 Goldman Sachs Generalist — 1st Round, 2023 (the corporate jet): https://www.offergoblin.com/q/15f2c725-b3ba-4ccd-bd59-e899c71f578d Homework — Moelis Technology, 1st Round, 2025 (fully diluted equity value): https://www.offergoblin.com/q/49ca1a1e-6207-4880-ae95-764b2e0637f1 Homework — J.P. Morgan Technology, Superday, 2024 (the bridge, run backwards): https://www.offergoblin.com/q/0fea8c25-bce3-4980-919f-40b61b5f59d8 The free enterprise value guide from the episode: https://www.offergoblin.com/resources/enterprise-value-ev Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank CHAPTERS 0:00 GM, 2009: the stock went to zero, the company still got bought 0:40 Who I am, and what this episode covers 1:26 The two price tags 2:42 Equity value is the market cap 3:35 Basic vs fully diluted shares 4:55 Building enterprise value: the bridge 5:35 Noncontrolling interest and equity investments 6:34 Morgan Stanley question, worked 7:28 What actually moves enterprise value 9:19 Three traps 10:09 The answer, start to finish 10:48 Practice and close The OFFERGOBLIN technical series is hosted by Michael Neal, founder of OFFERGOBLIN and former Centerview banker. New episodes every Friday. Everything OFFERGOBLIN: https://linktr.ee/offergoblin Which line of the bridge still trips you up — noncontrolling interests or equity investments? Drop it in the comments.
This episode of the OFFERGOBLIN technical series builds the three statements from zero: what each one actually tells you, how it is structured line by line, and the interview technique for each. The examples run on a company that builds and sells rockets, not a lemonade stand. Midway through, a real Jefferies Superday question gets worked on screen, and the episode closes with the linkage answer you are almost guaranteed to be asked. QUESTIONS FROM THE EPISODE Jefferies Technology — Superday, 2022 (worked on air): https://www.offergoblin.com/q/418f5d64-75a3-403c-a5d3-719b076a2ed3 The follow-up trap on that card — Bank of America Consumer, Superday, 2024: https://www.offergoblin.com/q/a4e412f5-af03-4fd2-93ec-070cf554f605 The closing question — Evercore Energy, 1st Round, 2026: https://www.offergoblin.com/q/16d214fe-172d-4826-9cbf-458d11a7f248 Practice card — Moelis Technology, 1st Round, 2025: https://www.offergoblin.com/q/487211eb-6bb0-4399-863e-ae8803e0289b Practice card — Evercore Technology, 1st Round, 2024: https://www.offergoblin.com/q/5390c1ee-f15a-4e02-b70e-99408700908e The free 3-statement guide from the episode: https://www.offergoblin.com/resources/3-statement Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank CHAPTERS 00:00 The mock interview that got me cut 01:35 Who I am, and what this series is for 02:13 What this episode covers 02:43 What the three financial statements are 03:52 Income statement: is the business making money? 04:40 The four subtractions, revenue to net income 06:16 The trick for any income statement question 07:29 Cash flow statement: net income to actual cash 07:47 Operations: non-cash add-backs and working capital 08:43 Investing: the factory and CapEx 09:18 Financing: debt, investors, dividends 09:55 Real Jefferies Superday question, worked on screen 10:48 Balance sheet: assets, liabilities, equity 12:01 How the 3 statements link: the answer to have loaded 13:45 Practice and close The OFFERGOBLIN technical series is hosted by Michael Neal, founder of OFFERGOBLIN and former Centerview banker. New episodes every Friday. Everything OFFERGOBLIN: https://linktr.ee/offergoblin
Financial statement analysis is how you spot a dying company in five minutes — the same checklist a Fortune reporter ran on Enron before it collapsed. You'll walk away with a five-step health check — revenue growth, the margin ladder, cash conversion, leverage, and liquidity — that you can run on any 10-K before your MD walks in and asks the only question that matters: is this a good business? I'm Michael Neal, founder of OFFERGOBLIN and a former Centerview banker. Along the way we work through why profit and cash run on different clocks (Netflix reported $2B of profit while burning more than $3B of actual cash in a single year), why EBITDA is not cash flow, and the traps interviewers love — assuming the average margin holds on every new dollar of revenue, mistaking a growth question for a margin question, and believing positive net income means a company is healthy. Then we assemble the whole thing into a 60-second answer you can defend on any company handed to you. The question we broke down: Bank of America Leveraged Finance — Superday, 2022: https://www.offergoblin.com/q/fd46dce7-55a1-4318-be98-4d445fb69e65 Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank Free guide: https://www.offergoblin.com/resources/margins Chapters: 0:00 The Enron tell 1:14 The 10-K on your desk 2:12 10 terms in plain English 3:50 Step 1: Revenue growth and quality 5:47 Step 2: The margin ladder 9:10 Step 3: Does profit become cash? 12:04 Step 4: Leverage 13:16 Step 5: Liquidity 15:20 The 60-second verdict New episodes every Friday Everything OFFERGOBLIN: https://linktr.ee/offergoblin Instagram: https://instagram.com/offergoblin TikTok: https://tiktok.com/offergoblin_ LinkedIn: https://www.linkedin.com/company/offergoblin
How the 3 financial statements connect is the first technical you have to nail in investment banking interviews — this is the intuition, not the memorization. By the end you'll be able to walk through the income statement, cash flow statement, and balance sheet, explain why net income isn't cash, and hold up when an interviewer tweaks the question. I'm Michael Neal, founder of OFFERGOBLIN and a former Centerview banker, joined by Ryan Tan of Training the Street. We cover the lemonade-stand intuition for each statement, the clean interview order (income statement to cash flow statement to balance sheet) and the "why" behind each linkage, the pre-tax income shortcut that keeps your walkthrough tight, why the cash flow statement is the one to grab on a desert island, and a Walmart/FTX/GFC detour on why cash — not profit — decides who survives. If you brute-force memorize the linkages without understanding them, there are fifty ways to get weeded out; this fixes that. Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank Free guide: https://www.offergoblin.com/resources/3-statement Chapters: 0:00 Why the 3 statements come first 2:05 State of recruiting: the summer lull 6:46 Impressions and coachability 12:25 The 3 statements in plain English 21:12 The clean interview walkthrough 23:31 Income statement: gross profit to net income 34:20 Cash flow: why net income lies 47:39 Balance sheet: snapshot or gold mine? 58:11 Article and sample questions New episodes every Friday Everything OFFERGOBLIN: https://linktr.ee/offergoblin Instagram: https://instagram.com/offergoblin TikTok: https://tiktok.com/offergoblin_ LinkedIn: https://www.linkedin.com/company/offergoblin
Your investment banking resume gets 5 to 10 seconds before a recruiter decides yes or no — here's how to survive that scan. In this Coffee Chat, Ryan Tan and I break down what actually belongs on a one-page IB resume and why the goal is to be predictable and boring enough to scan in seconds. We cover the core formatting rules (one page, one line per bullet, equal bullets per section, use the template), how the education section should signal you're qualified fast, and how to structure experience so a convoluted job title reads clearly to someone working 80-hour weeks. I'm Michael Neal, founder of OFFERGOBLIN and a former Centerview banker. Then we get tactical: the bullet formula (verb + specific work + scope + result), how to pick bullets that let you play offense instead of defense, the verbs to cut on sight (yes, "spearheaded"), and why simple eighth-grade language beats sounding smart — with a detour through system 1 vs system 2 thinking and Feynman. We close on numbers: why one per line, how to estimate honestly without lying, and why 9.7 beats 10. Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank Chapters: 0:00 Why your resume decides the interview 1:30 Core rules: one page, one line per bullet 5:25 The 10-second recruiter scan 8:00 Education: coursework, awards, MBAs 14:53 Experience: translate titles, less is more 22:17 Bullet formula and playing offense 31:39 Verbs to cut: spearheaded, researched 36:23 Eighth-grade language, system 1 thinking 44:15 Numbers, sig figs, the smell test New episodes every Friday Everything OFFERGOBLIN: https://linktr.ee/offergoblin Instagram: https://instagram.com/offergoblin TikTok: https://tiktok.com/offergoblin_ LinkedIn: https://www.linkedin.com/company/offergoblin
https://linktr.ee/offergoblin Thanks For Watching! Join Michael Neal (OFFERGOBLIN, ex-Centerview) and Ryan Tan (Training the Street) https://offergoblin.com Instagram https://instagram.com/offergoblin TikTok https://tiktok.com/offergoblin_ LinkedIn https://www.linkedin.com/company/offergoblin
Is investment banking coaching worth it? Ryan Tan and I break down when a coach actually moves the needle — and when you're just paying for a pep talk. You'll walk away knowing how the IB coaching market really works: the types of coaches, what they charge, and the exact questions to ask before you spend a dollar. I'm Michael Neal, founder of OFFERGOBLIN and a former Centerview banker, joined by Ryan Tan, who coaches and trains analysts full time. We make the honest case for and against hiring a coach: why a good coach is high-leverage on a life-changing outcome, how pricing tiers break down from side-hustle rates to premium retainers, and why the success stats you see are mostly correlation, not causation. Plus the red flags that should send you running — guaranteed offers, pay-upfront with no intro call, and fear-based marketing — and why your real odds are far better than the headline acceptance rates suggest. Whether you go it alone or hire someone, the story work and self-awareness you build carry into every interview and job that follows. Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank Chapters: 0:00 Welcome + recruiting market update 4:59 Why more candidates hire coaches 8:56 What an IB coach actually does 14:15 Ryan's path into coaching 22:43 Why coaching is high-leverage 31:22 Finding a coach: Leland vs firms 33:31 Fear marketing and cherry-picked stats 44:30 Pricing tiers explained 50:19 Red flags and your real odds New episodes every Friday Everything OFFERGOBLIN: https://linktr.ee/offergoblin Instagram: https://instagram.com/offergoblin TikTok: https://tiktok.com/offergoblin_ LinkedIn: https://www.linkedin.com/company/offergoblin
A coffee chat is the interview before the interview — this is how to turn one into a real investment banking interview. I sat down with Ryan Tan (Training the Street) to break down the coffee chat from start to finish: what it actually is, how to get one as an undergrad versus an MBA, and what a banker is really screening for in the first five minutes. We cover how to answer "tell me about yourself" without rambling, why "why investment banking?" trips so many people up, and how to keep your composure when a friendly chat turns into a grilling. Then we get tactical on the back half of the conversation: which questions actually land (and which push a tired banker into a corner), how to read the room before you ask, how to close with a call to action that moves you to a first round, and what your thank-you note should say. We finish with the worst coffee chats we've seen and the real answer to "how many do you need?" I'm Michael Neal, founder of OFFERGOBLIN and a former Centerview banker. Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank Chapters: 0:00 Intro 0:43 State of the market: banks are picky 5:17 What a coffee chat really is 6:39 How to actually get coffee chats 10:23 How bankers screen you in minutes 18:00 "Tell me about yourself" done right 24:18 Curveballs, grilling, and composure 34:35 Questions to ask, CTA, and thank-you note 52:19 Worst coffee chats and how many you need New episodes every Friday Everything OFFERGOBLIN: https://linktr.ee/offergoblin Instagram: https://instagram.com/offergoblin TikTok: https://tiktok.com/offergoblin_ LinkedIn: https://www.linkedin.com/company/offergoblin
Recruiting for investment banking is a full-time commitment — Ryan Tan and I break down the month-by-month reality of what it actually takes. By the end you'll know when to start networking, when to lock in your technicals, and why parallel-recruiting for banking and consulting at once almost always ends in zero offers. I'm Michael Neal, founder of OFFERGOBLIN and a former Centerview banker, joined by Ryan Tan of Training the Street. We also make the case for Wells Fargo as an undervalued bank on the rise, cover the interview makeover most candidates skip — clean shaven, a suit that actually fits, and an information diet that sounds like a real banker's — and get into Ryan's hot take on why so many MBA associates burn out on their health. The recurring theme: start early, commit fully, and build your own funnel, because you only need one great offer, not ten super days. Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank Chapters: 0:00 Split recruiting and why to avoid it 2:38 Ryan's number one Excel tip 6:02 Wells Fargo trains at Disney World 11:34 Why Wells Fargo is undervalued 15:06 Why IB recruiting demands full commitment 26:24 Month-by-month: getting ahead in June 38:39 August and September: clubs and the makeover 47:02 October and November: peak networking season 53:00 December and January: super days and your funnel New episodes every Friday Everything OFFERGOBLIN: https://linktr.ee/offergoblin Instagram: https://instagram.com/offergoblin TikTok: https://tiktok.com/offergoblin_ LinkedIn: https://www.linkedin.com/company/offergoblin
The "why investment banking?" answer is the one question you can't dodge in recruiting — and most candidates blow it. In this Coffee Chat, Ryan Tan (Training the Street) and I break down what actually separates a great "why banking" answer from one that gets you cut: Ryan's three-part test (do you know what IB really is, do you have valid reasons, are you authentic), my claim-reason-evidence-impact structure, and why one clean reason beats a pile of jargon. We get into whether money and prestige are enough to sustain you, how undergrad and MBA answers differ, the S-tier motivations that make a coach think "this one's going to crush," and the thermodynamics answer that got me my own interview. We even get tactical on answering this in a coffee chat versus a live interview, and how to read the room when the interviewer's eyes start to glaze over. I'm Michael Neal, founder of OFFERGOBLIN and a former Centerview banker. You'll walk away knowing how to find your one real reason for banking and deliver it so it sticks. Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank Chapters: 0:00 Why "why banking" matters 1:13 State of IB recruiting, May 2026 4:27 Why proactive candidates win 13:30 Ryan's 3-part answer framework 19:27 Michael's claim-reason-evidence-impact method 23:44 Mistakes that get you cut 30:16 Is money and prestige enough? 41:41 S-tier reasons candidates give 53:13 Michael's "money as energy" answer New episodes every Friday Everything OFFERGOBLIN: https://linktr.ee/offergoblin Instagram: https://instagram.com/offergoblin TikTok: https://tiktok.com/offergoblin_ LinkedIn: https://www.linkedin.com/company/offergoblin
A real day in the life of an investment banking analyst — mornings, deals, dinners, and the late-night grind. You'll walk away knowing what analysts and associates actually do all day, plus the survival tips no one warns you about. I'm Michael Neal, founder of OFFERGOBLIN and a former Centerview banker, and I break it down with Ryan Tan of Training the Street, who lived this as an analyst and associate. We go hour by hour: why bankers roll in around 10am, the face-time culture, lunch and the per diem game, the $25 Seamless dinner grind, and the goblin hours after the VPs head home. Ryan shares a wild internal expense audit at Wells Fargo, the Charlotte "banker's special" that hid alcohol on receipts, and why your FINRA registration means you stay squeaky clean. Then we get real about the health toll — weight gain, stimulants, nicotine, and the caffeine that quietly wrecks people — and how to treat the job like a marathon and reduce harm. Practice 3,500+ reported IB interview questions: https://www.offergoblin.com/question-bank Chapters: 0:00 Intro: a real banking day, hour by hour 1:57 State of the recruiting market 6:30 Mornings: face time, breakfast, emails 12:30 Lunch, dinner, and the per diem game 25:36 The Wells expense audit and CYA 31:00 FINRA, regulation, and earning trust 35:30 Dinner at the desk and the banker's special 42:00 The health toll: food, energy, and burnout 57:00 Goblin hours: the late-night grind New episodes every Friday Everything OFFERGOBLIN: https://linktr.ee/offergoblin Instagram: https://instagram.com/offergoblin TikTok: https://tiktok.com/offergoblin_ LinkedIn: https://www.linkedin.com/company/offergoblin
Ranking source
Apple Podcasts rankings via the Mato Topic Intelligence Platform.
Observed September 10, 2026. Cached outside the daily freshness window; the positions keep the date they were taken on.
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