Moves to Momentum | Property, Rentvesting and Life by Design

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with Ria Maric to answer some of the most common questions property investors ask about cash flow, serviceability, and growing a portfolio the right way. From why running at a loss isn't automatically a bad thing, to working out when you've actually hit your borrowing limit, this episode breaks down the maths that separates investors who scale from investors who stall. Jason shares why the question "what's it going to cost me" is the wrong one to be asking, how a couple on a $300K household income could realistically build a six-property portfolio, and why granny flats and rooming houses aren't dead, they're just not the tactic for right now. In this episode, they unpack: 💰 Why running at a loss isn't a bad thing if the asset is right 🧮 The real maths behind a $4M portfolio that's negative $50K a year 🏦 How to get around serviceability limits without overextending 📈 When it actually makes sense to sell a property 🏠 Whether granny flats and co-living are still worth building 📊 Why the "what's it going to cost me" mindset holds investors back 🔑 How structuring across entities can extend your borrowing capacity If you've ever wondered how seasoned investors justify being deep in negative cash flow, this episode gives you the framework to understand it. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with Ali Mourad, a 28-year-old property investor who's built a five-property, $3 million portfolio while still working a regular job in construction. From losing money on crypto and Sportsbet in his early 20s to buying his first property in Parmelia on his sister's recommendation, this episode breaks down what it actually took to go from "forty grand in liquid cash with no plan" to over $1 million in equity in four years. Ali shares how watching people in his life pull equity out of their homes changed the way he thought about money, why he quit his first construction job the day after deciding he was underpaid, and why becoming a subcontractor was the move that unlocked his next stage of investing despite tanking his serviceability in the short term. In this episode, they unpack: 💸 Why losing money on crypto and gambling in his 20s made him a better investor 🏠 How one trusted recommendation turned into a five-property portfolio 📈 Why "what's it going to make me" beats "what's it going to cost me" 🏦 How hitting a serviceability wall led him to become a subcontractor 👨‍👩‍👧 Navigating family and cultural pushback around debt and risk 🔑 Why confidence, not income, has been the biggest shift in his investing 🚀 What it takes to keep scaling a portfolio once the first deal is done If you think you need a high income or perfect timing to start building a portfolio, this episode gives you a different story. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with Lily and Callum Fisher to unpack how they built a 15-property, $9 million portfolio in just five years. From their first house to a four-week buying spree funded entirely by one revaluation, this episode breaks down what it actually takes to scale a portfolio quickly, not just buy property here and there. Lily and Callum share why they stopped chasing every creative strategy, how equity recycling let them buy faster than saving ever could, and why units have revalued more reliably for them than houses almost every time. In this episode, they unpack: 🏡 Why treating each purchase as a vehicle, not a destination, changes everything 💰 How equity recycling took them from 6 properties to 15 in 18 months 🧠 The costly lessons from a rooming house development they wouldn't repeat 📊 Why units often outperform houses on revaluation 💵 How they structured purchases across two names to keep borrowing power open 📉 What it really cost them in sacrifice, two jobs, long distance, and a stint in a PNG mine camp 🚀 Why income and borrowing capacity become the real constraint as your portfolio grows If you're wondering what it actually takes to go from one property to a serious portfolio, this episode gives you the real, unfiltered version. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with Ria Maric to answer some of the most common questions first-time property investors ask before buying. From choosing your first property to understanding how much cash you actually need, this episode breaks down what matters when you are trying to build a portfolio, not just buy one property. Jason shares why the first deal can have such a big impact on your momentum, how equity can help fund the next purchase, and why buying something simply because it feels safe or familiar can slow you down. In this episode, they unpack: 🏡 Why your first property matters 💰 How equity can help fund your next purchase 🧠 Common mistakes first-time investors make 📊 Why every property needs a clear purpose 💵 How much cash you may need to get started 📉 Expected holding costs across different property types 🚀 Why income and borrowing capacity matter as your portfolio grows If you are thinking about buying your first investment property, or trying to work out what your next move should be, this episode gives you a practical framework to start with. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with newlyweds and property investors Trae and Keely, who have built a three-property portfolio worth around $2.7 million while still in their mid-20s. Trae bought his first property for $405,000 while earning around $60,000 a year as an apprentice. Just six months later, he had built roughly $90,000 in equity, completely changing the way he looked at property investing. Since then, Trae and Keely have continued buying off-market, renovating, refinancing and building towards a much bigger goal. In this episode, they unpack: • How Trae bought his first property on an apprentice wage • How they used equity to fund their next move • Why every property they’ve purchased has been off-market • Buying properties others overlook and seeing the upside • The finance mistake that slowed their portfolio down • Building wealth together as a young couple • Their long-term goal of owning a dream home on the Gold Coast A great conversation about starting early, backing yourself and building momentum one property at a time. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with property investor, mortgage broker and business owner Blake Thorn. At just 27, Blake owns two properties and started his property investing journey at 19. His first purchase came while working in a commission-only career, with around $30,000 in savings and a family guarantor helping him get into the market. But Blake’s journey isn’t just about buying property. It’s about understanding the numbers, managing risk and using the equity created by his first property to open up his next opportunity. Blake shares the lessons he learned from buying his first property young, navigating the challenges of a commission-only career, and understanding what it really takes to hold and grow a property portfolio. In this episode, we unpack: 🏡 How Blake bought his first property at just 19 🧠 Why understanding the numbers matters before buying 📊 What Blake looks for when assessing a property 🏗️ How supply, population growth and infrastructure impact property markets 📉 How changing lending policies can impact borrowing capacity 🚀 Why he believes the relationship between mortgage brokers and property professionals is changing Blake’s story shows what can happen when you get into the property market young, understand the numbers and think beyond the first purchase. If you’re looking to buy your first property or grow your portfolio, this is an episode worth listening to. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with property investor and business owner Leigh Morris. At 43, Leigh has built a five-property portfolio worth around $5.3 million, while also building a successful mortgage broking business. But his journey isn’t just about accumulating assets, it’s about creating a life that gives him the time and flexibility to enjoy what he’s worked so hard to build. Leigh shares the lessons he learned from working relentlessly earlier in his career, watching successful people regret sacrificing time with their families, and eventually redefining what success means to him. In this episode, we unpack: 🏡 How Leigh built his $5.3m property portfolio 💰 Why earning more money isn’t always the answer 📈 The difference between accumulating more assets and building the right assets ⏰ Why time is one thing you can never get back 🧠 The financial lessons that changed the way Leigh thinks about money 🚗 How lifestyle spending can compete with building wealth 💼 Leaving financial planning to build a mortgage broking business 🔥 What to do when you’re successful on paper but unhappy with your career 🎯 Why goals should be specific in time and dollars 🌱 How mentors and asking better questions changed Leigh’s trajectory Leigh’s story is a reminder that building wealth isn’t just about having more, it’s about creating more choice, time and freedom along the way. If you’re serious about building wealth while still creating a life you actually want to live, this is an episode worth listening to. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason and JL Titus reflect on how their property portfolio, business and family life have evolved over the last 12 months, and what they’re really building it all for. With a property portfolio now sitting at around $4.5 million, their focus isn’t simply on owning more property. It’s about using property as a vehicle to create more choice, more freedom and ultimately more time with the people they care about most. Jason and JL unpack how they’re using their existing portfolio to fund the next stage of their investing journey, why they’re planning to sell three properties and redeploy the capital, and how they’re thinking about the markets and structures they want to own moving forward. But underneath the numbers is a much bigger goal: creating a life where they control their time. In this episode, we cover: 🏡 How they’ve built their property portfolio to around $4.5M 💰 How they’re using the equity and assets they’ve built to fund their next moves 🔄 Why they’re willing to sell three properties and restructure the portfolio 📍 Why Melbourne Metro and Western Sydney are the markets they’re looking at next 🧠 How their investment strategy has evolved as they’ve gained more experience ⏰ Why buying back their time has become one of their biggest measures of success ❤️ How property and business fit into their bigger vision for their family 🎯 What “life by design” actually means to them, and how they’re using wealth to create it For Jason and JL, the goal was never to simply accumulate property. It’s to build enough freedom and flexibility to live life on their terms, spending more time with their kids, choosing how they work, and creating the life they actually want to live. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with Nima Kermani, a 28-year-old property investor, business owner and the Director of Kermani Capital. Nima knew he wanted to build a property portfolio from the age of 18. Inspired by books like Rich Dad Poor Dad and investors who had built large portfolios, he set himself an ambitious goal: own 10 properties. Ten years later, he’s done exactly that. In this episode, we cover: 🏡 How Nima built a 10-property portfolio by the age of 28 📚 The mindset shift that made him want to start investing at just 18 💰 Why saving money alone wasn't enough to build the portfolio he wanted 📈 How he used equity to continue growing his portfolio 🏙️ Why he sees opportunity in Melbourne units 🧠 The biggest mindset difference between buying your first property and buying your fifth 🚀 Why taking action is one of the biggest lessons he's learned from investing If you're ambitious about building a property portfolio, this episode is packed with practical insights from someone who's doing it himself. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast , Jason Titus sits down with property investor Tommy Blackmore . In this episode, Tommy shares what it really takes to keep building a portfolio when finance gets tight, why increasing your income matters just as much as finding the right property, and how taking imperfect action helped him keep moving. In this episode, we cover: 🏡 How Tommy built a $3.2 million portfolio by 28 💰 Why finance became the biggest hurdle in his journey 📈 How he used equity to keep growing 💼 Why he took on a second job to increase his borrowing power 🧠 The mindset behind taking imperfect action and learning as you go If you're building a property portfolio and feel like borrowing capacity, cash flow or fear of making the wrong move is holding you back, this episode is packed with practical lessons and real-world perspective. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with Sean Reidy, one of Shepparton’s top-performing real estate agents. At just 31, Sean has built a reputation as one of the leading agents in the region while balancing a young family, a demanding career and his own focus on health and fitness. His journey has been driven by early starts, discipline and a relentless work ethic. But this episode goes beyond Sean’s personal story. Jason and Sean dive into the Shepparton property market, what Sean is seeing on the ground and where he believes the opportunities are for buyers and investors. In this episode, we cover: 🏡 Sean’s journey into real estate and how he became a top agent in Shepparton 💼 The discipline, early starts and work ethic behind his success 👨‍👩‍👧‍👦 Balancing a high-performance career with family life 📍 What Sean is seeing in the Shepparton property market right now 📈 Where he believes the opportunities are for property investors 🧠 The mindset and habits that have helped Sean build his career If you're interested in regional property, investing in Shepparton, or simply want to hear from a young agent making a name for himself in the industry, this is an episode worth listening to. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with entrepreneur and property investor Andrew Handosa . Andrew's journey didn't begin with wealth or privilege. From humble beginnings to building an $11 million property portfolio and multiple successful businesses, his story is one of discipline, resilience and taking ownership of every opportunity. In this episode, Andrew shares the mindset shifts that changed his life, why creating value always comes before making money, and the lessons he's learnt from building both businesses and long-term wealth through property. In this episode, we cover: 🏡 How Andrew built an $11 million property portfolio from the ground up 💼 The mindset that helped him transition from employee to entrepreneur 📈 Why creating value is the key to long-term success 🧠 The habits, mentors and decisions that shaped his journey 🚀 Why taking ownership of your outcomes can change your life If you're looking to build wealth, grow a business, or develop the mindset needed for long-term success, this is an episode you won't want to miss. 🎧 Listen now. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with one of Sydney's most respected real estate agents, Ben Pike . For over a decade, Ben has been one of the Sutherland Shire's top-performing agents. But his journey started very differently. He couldn't afford to attend a close friend's wedding, was living week to week, and realised that working hard alone wasn't enough to build wealth. Today, Ben has built a multi-million dollar property portfolio, invested in shares and businesses, and shares the lessons that completely changed his financial future. In this episode, we cover: 🏡 Why working hard doesn't automatically create wealth 📈 The investing strategy Ben has followed for more than 20 years 💰 Why trying to time the property market is a costly mistake 🧠 The power of finding mentors and asking better questions 📍 What Ben is seeing in the Sydney property market right now—and where the opportunities are If you're serious about building long-term wealth through property, this is an episode you won't want to miss. 🎧 Listen now Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason sits down with Jad Damen , one of Darwin's leading real estate agents, to unpack what's really happening on the ground in one of Australia's most talked-about property markets. From a dramatic drop in listings to record-breaking sales, Chad shares why Darwin has shifted from a buyer's market to a seller's market—and why he believes the next opportunity could be in the unit market. In this episode, we cover: 📈 Why Darwin's market changed so quickly 🏡 Why units could be the next asset class to move 🤝 The negotiation tactics that help buyers secure deals 💰 Why terms can be just as important as price 📊 What investors need to know before buying in Darwin If you're looking to stay ahead of the market and understand what drives long-term property growth, this episode is packed with practical insights. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail This week on the Moves to Momentum podcast, Jason Titus sits down with one of Buyers Edge's very first clients, Tom Hardwick . At just 29 years old, Tom has built an impressive property portfolio while growing a successful Range Rover specialist business from the ground up. But property wasn't his first investment. He tried shares, crypto, e-commerce and startup investing before discovering the strategy that completely changed his financial future. In this episode, we cover: 📈 How Tom achieved over $750,000 in capital growth in just 18 months 🏡 Why he treats his property portfolio like a business 💰 The power of using equity to keep building wealth 🚀 The mindset and hustle behind growing both a business and a property portfolio before turning 30 🎯 Why taking action early can completely change your future If you're serious about building long-term wealth through property, this is an episode you won't want to miss. 🎧 Listen now Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail 🎙️ In this episode of Moves to Momentum, Jason and Ria sit down with Melbourne real estate agent James Burne to unpack why everyone is suddenly paying attention to Melbourne's unit market. Together, they discuss: ✅ Why investors are returning to Melbourne apartments ✅ The opportunity many buyers have been overlooking ✅ How replacement costs are creating value in established units ✅ Why strategy beats trying to time the market ✅ The biggest mistakes investors make when building a portfolio ✅ What James is seeing on the ground as one of Melbourne's leading agents ✅ Why the next few years could look very different for Melbourne property If you've been wondering whether Melbourne is finally ready for its next growth phase, this episode is packed with practical insights from someone working in the market every day. 📅 Want help building your own property portfolio? Book a discovery call: 👉 https://calendars.buyersedgeproperty.com.au/discovery #MovesToMomentum #PropertyInvesting #MelbourneProperty #PropertyPodcast #BuyersAgent #PropertyInvestment #MelbourneUnits #WealthCreation Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail In this episode of Moves to Momentum , Jason sits down with Chris Raymond, Director of Unconditional Finance , to unpack the finance strategies that help property investors grow their portfolios with confidence. From borrowing capacity and loan structuring to avoiding the common finance mistakes that can hold investors back, Chris shares practical insights into what lenders are really looking for and how to position yourself for long-term success. Here's what you'll learn: 🏡 How the right finance strategy can accelerate your property journey 💰 The biggest borrowing mistakes investors make 📈 How to structure your lending for future growth 🧠 What lenders are looking for in today's market 🚀 How to maximise your borrowing potential without compromising your future plans 🔑 Why finance should support your investment strategy—not limit it Whether you're buying your first investment property or looking to scale your portfolio, this episode is packed with practical advice to help you make smarter finance decisions. 🎧 Tune in now to learn how the right lending strategy can unlock your next property opportunity. Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail In this episode of Moves to Momentum , Jason sits down again with Christian Gilmour to unpack what it really takes to build a serious property portfolio 🏡🚀 This is not just a chat about buying more property. It is a real conversation about fear, strategy, market uncertainty, passive income, compounding, family, lifestyle and the decisions that shape your future. We cover: Why uncertainty is normal in every market 📉📈 Why affordable property can reduce risk and create more options 🏡 How Christian thinks about residential, commercial, cash buffers and shares 💰 Why your first property is usually the hardest 😬 How couples can get on the same page before investing 👩‍❤️‍👨 The difference between making money and keeping it 🧠 Why your goal needs to be deeper than “I want $100k passive income” 🎯 How property can help you build freedom, choice and control 🔑 If you are a family, professional or business owner sitting on equity, savings or strong income but you are unsure what the next move should be, this episode will help you think clearer. Because property investing is not about buying random assets. It is about building the portfolio that buys your future 🚀 Book a discovery call with Buyers Edge Property: https://calendars.buyersedgeproperty.com.au/discovery Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail 🎙️ Most investors spend too much time looking for the perfect deal. The best investors? They know when to act. In this episode of the Moves to Momentum Podcast, I catch up with Tony Zelencich from McGrath Ballarat to discuss what we've seen on the ground over the past few years, the lessons from hundreds of property transactions, and why hesitation can cost investors far more than getting started. From market cycles and off-market opportunities to investor psychology and long-term wealth creation, this episode is packed with practical insights for anyone looking to build a portfolio. Listen now and let us know your biggest takeaway. 📅 Want to build your own property investment plan? 👉 https://calendars.buyersedgeproperty.com.au/discovery Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book

Send us Fan Mail How does a 29-year-old build a $5.2M property portfolio and $2.5M in equity in just 5 years? 🤯🏡 In this episode of Moves to Momentum, Jason sits down with Morgan Holmes to unpack the real story behind her investing journey - from buying a structurally damaged $200k property that nobody wanted to building a multi-million dollar portfolio across Australia. They cover: 🏡 The risky first purchase that kickstarted everything 📈 How Morgan built $2.5M in equity by age 29 💰 The power of equity releases and buying the next property 😅 Tenant dramas, insurance claims & the realities of investing 🧠 Why you don't need to be an aggressive investor to build wealth ✈️ Finding the balance between investing, travel and actually enjoying life ❤️ Defining what financial freedom really means This isn't just a conversation about property. It's about backing yourself, taking the first step, and creating financial security without sacrificing the life you want to live. If you've ever felt like property investing is too risky, too complicated, or only for people with huge incomes, this episode might change your perspective. 🎧 Listen now & start building momentum. 🚀🏡📈 📲 Want to chat about your own property goals? Book a discovery call here: https://calendars.buyersedgeproperty.com.au/discovery Support the show Want to build your property portfolio? Book a discovery call with Buyers Edge and take the next step towards your investment goals.👇🏽 https://www.buyersedgeproperty.com.au/book