Welcome to The Melbourne Property Podcast! Hosted by Melbourne-based buyer's advocates, Lindsay and Sky Hammer. Whether you’re an experienced investor or a first-time buyer, the Melbourne Property Podcast gives you exclusive insights to help you to make smarter choices and avoid costly mistakes. Each weekly episode dives into suburb highlights, market trends and expert tips. Start your property journey today by tuning in or learning more about us at melbournepropertypodcast.au
Published: July 26, 2026 In this episode, Sky and Lindsay sit down for a relaxed but practical conversation about how they would enter the property market today if they were starting from scratch. They break the process down step by step, looking at what they would prioritise at different budget levels, where they would be willing to compromise, and how their approach would change as either an investor or an owner-occupier. From getting finance-ready and setting realistic expectations to choosing the right property type and location, this episode provides a clear starting point for anyone trying to work out their next move. It is an especially useful discussion in the post-2026 Federal Budget environment, where changing tax settings, borrowing conditions and broader market uncertainty have made it more important than ever to have a clear, adaptable strategy. Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer : All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 19 July 2026 In this episode of the Melbourne Property Podcast, hosts Sky Hammer and Lindsay Hammer revisit one of the most debated topics in Melbourne property investing: apartments. While freestanding houses continue to be their preferred long-term investment, changing market conditions have prompted a fresh look at quality apartments as a cashflow strategy. With borrowing capacities reduced following the 2026 Federal Budget, higher interest rates and investors placing greater emphasis on serviceability, the conversation explores whether Melbourne apartments are beginning to offer compelling opportunities once again. Sky and Lindsay discuss what separates an investment-grade apartment from the rest of the market, why boutique older-style complexes often outperform high-density developments, and why buying below replacement cost could present long-term value for patient investors. The episode also examines the suburbs they're currently watching, the key data points they use to assess apartment markets, and the common mistakes investors make when chasing high rental yields without considering long-term capital growth. Using real case studies from South Yarra, Highett and Northcote, they demonstrate the type of opportunities emerging in today's market while explaining the due diligence required before purchasing an apartment. If you're an investor navigating tighter lending conditions or looking to improve cashflow without compromising on quality, this episode provides practical insights into when apartments may deserve a place in your investment strategy. Episode highlights include: • Why apartments are becoming more attractive in today's lending environment • The impact of the 2026 Federal Budget on investor strategy • Why cashflow is playing a bigger role in property investing • The apartment characteristics that make the best long-term investments • Boutique apartment blocks versus high-density developments Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on-the-ground insights, local expertise and practical perspectives from professionals operating in Melbourne's property market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.
Published: 13 July 2026 In this episode of the Melbourne Property Podcast, hosts Sky Hammer and Lindsay Hammer explore one of the most compelling emerging concepts in Australian property: Bluefield development. As Australia continues to grapple with a housing shortage, they examine why large blocks in established suburbs could become some of the most valuable assets in a post-2026 Federal Budget environment. Rather than focusing on traditional knock-down rebuild developments, the discussion introduces Bluefield housing – a gentler approach to increasing housing supply by adapting existing homes and adding additional dwellings while preserving neighbourhood character. The conversation explains how Bluefield development differs from greenfield, brownfield and greyfield development, why South Australia is leading the way with co-located housing, and what Victoria's current planning framework means for investors looking to position themselves for future opportunities. Sky and Lindsay also discuss why established suburbs need to accommodate more housing, how changing demographics are reshaping demand, and what sophisticated investors should consider when assessing properties with long-term development optionality. If you're an investor, homeowner or simply interested in the future of Australian housing, this episode offers practical insights into one of the most important planning and investment trends emerging across the country. Episode highlights include: • What Bluefield development is and why it matters • How Bluefield differs from greenfield, brownfield and greyfield development • Why Australia's housing shortage requires more than fringe land releases • The role established suburbs will play in meeting future housing demand • Why South Australia is leading Bluefield-style planning reform Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on-the-ground insights, local expertise and practical perspectives from professionals operating in Melbourne's property market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.
Published: 6 July 2026 In this episode of the Melbourne Property Podcast, hosts Sky Hammer and Lindsay Hammer unpack the latest developments shaping Melbourne's property market and the broader Australian housing landscape. They explore the national housing slowdown, with Melbourne and Sydney continuing to lead the downturn while other capital cities remain more resilient. The discussion covers falling sales volumes, softening lower-priced markets, and why a weaker market doesn't necessarily mean better buying conditions. Sky and Lindsay also dive into key economic updates, including the RBA's decision to hold the cash rate at 4.35%, ongoing population growth, tight rental vacancy rates, and the growing disconnect between housing demand and new supply. Drawing on conversations with real estate agents across Melbourne, they share on-the-ground insights into changing buyer behaviour, investor sentiment, auction conditions and where opportunities are emerging for well-prepared buyers. For investors, the episode examines why rental yields are becoming increasingly important, the challenges of finding positive cash flow properties, and how changing government policy could influence investor activity and market dynamics moving forward. If you're buying, investing, or simply trying to understand where Melbourne's property market is heading, this episode delivers practical insights and data-driven perspectives from professionals working in the market every day. Episode highlights include: • Melbourne and Sydney leading the national housing downturn • Lower-priced markets beginning to lose momentum • The RBA holding the cash rate at 4.35% and what it means for property • Tight rental vacancy rates and continued pressure on rents • Population growth and Australia's ongoing housing supply challenges • Government policy changes and potential impacts on investors • What Melbourne agents are seeing on the ground right now • Auction clearance rates and post-auction buying opportunities • Where new housing supply is being approved across Australia • Why investors are increasingly focused on rental yields and cash flow Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on-the-ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.
Published: 29 June 2026 In this episode of the Melbourne Property Podcast, hosts Sky Hammer and Oisin Griffiths are joined by mortgage broker Scott Baker from Toast Finance to explore the psychology behind property decisions and why so many buyers become stuck during the purchasing process. They discuss how fear, uncertainty and decision fatigue can influence buyers, particularly in the wake of the 2026 Federal Budget changes. The conversation explores the balance between emotional and strategic decision making, and why finance should be viewed as part of a broader property strategy rather than simply securing loan approval. Scott also shares the common warning signs he sees before property deals fall over, along with practical advice on borrowing capacity, lender expectations and building a long term finance strategy. Episode highlights include: • How fear and decision fatigue affect property buyers • The impact of the 2026 Federal Budget on borrowing capacity • Balancing emotional decisions with long term strategy • Common reasons property deals fall over before settlement • Scott Baker's Blue Sky Strategy for building long term financial success Want to connect with Scott or learn more about Toast Finance? Website: https://www.toastfinance.com.au Instagram: https://www.instagram.com/scott_thebroker_baker/ Facebook: https://www.facebook.com/scott.thebroker.baker/ Email: scott@toastfinance.com.au Phone: 0447 882 611 Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Need help buying residential property under an SMSF structure ? If you have already set up your SMSF, are close to finance approval, or need to move quickly before these proposed new changes take effect, book a FREE discovery call directly with Sky here: https://convergencebuyersagents.com.au/dc-podcast Emergency Episode In this emergency episode of the Melbourne Property Podcast, Sky breaks down the latest proposed changes to SMSF property lending and what they may mean for investors looking to buy residential property through a self-managed super fund structure. On 23 June, the Federal Government agreed to support a Greens amendment to ban future limited recourse borrowing arrangements for residential property by superannuation funds. Essentially, this affects the lending structure that allows SMSFs to borrow to buy residential property. The government statement says the change applies to future arrangements, so if you've already purchased this shouldn't apply to you. Sky explains why this matters, who may still have a window to act, and why urgency should not be confused with rushing into the wrong asset. This episode covers: What has been announced around SMSF residential property borrowing Why limited recourse borrowing arrangements matter for SMSF investors Why existing SMSF property owners appear to be protected The potential timing window for buyers who are already set up and ready Why SMSF property can be tax effective, but is not suitable for everyone The importance of proper financial, tax, legal and lending advice Why buyers should still apply full due diligence before purchasing How Convergence Buyers Agents may assist eligible SMSF clients who are ready to proceed Sky also outlines a short term offer for eligible SMSF clients who are genuinely ready to buy. The standard fee remains unchanged, but the upfront engagement fee will be refunded if Convergence is unable to secure a suitable property in time. This is not about panic buying. It is about acting quickly, strategically and with the right advice around you. Book your free discovery call with Sky: https://convergencebuyersagents.com.au/dc-podcast
Published: 22 June 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay tackle some of the biggest myths, misconceptions and misleading advice circulating in the Australian property market. From building inspections and off market properties to rental yields, negative gearing and development projects, they separate fact from fiction and explain why many commonly repeated property beliefs can lead buyers and investors astray. The episode also explores the importance of long term thinking, understanding opportunity cost, and recognising that successful property investing requires more than simply following popular advice. If you are looking to make better property decisions, avoid costly mistakes and challenge some of the industry's most common assumptions, this episode provides practical, experience based insights. Episode highlights include: • Why newer homes do not always mean fewer problems • The importance of choosing the right building and pest inspector • Why buying closer to the CBD does not automatically deliver better growth • The difference between rental yield and long term capital growth • Common misconceptions about negative gearing, off market properties and development projects This episode is also supporting a cause that is close to our hearts. If you would like to support the fight against Motor Neurone Disease, please consider making a donation here: 👉 https://support.fightmnd.org.au/donate Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 15 June 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay are joined by Geelong buyer's agent Oisin Griffiths to break down the best value suburbs to buy in Geelong in 2026. With affordability pressures increasing and recent changes to property taxation impacting investor behaviour, they explore why Geelong continues to present compelling opportunities for buyers seeking capital growth, value add potential and strong long term fundamentals. The episode analyses eight established Geelong suburbs, comparing supply, demand, vacancy rates, owner occupier appeal and growth trends. Sky, Lindsay and Oisin also share on the ground insights into the pockets they like, common risks to be aware of and where they see the strongest opportunities emerging. If you are considering Geelong as part of your property investment strategy, this episode provides practical, data backed insights into some of the region's most attractive suburbs. Episode highlights include: • Why Geelong remains attractive for investors in 2026 • The suburbs offering the best balance of value and growth potential • Supply, vacancy and demand trends shaping the local market • Areas with granny flat, renovation and development potential • On the ground insights from a local Geelong buyer's agent Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 8 June 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay deliver the May Melbourne market update and unpack the implications of the 2026 Federal Budget for property investors. They discuss the proposed changes to negative gearing, capital gains tax and trust structures, exploring how these reforms may influence investor behaviour, property selection and portfolio strategy moving forward. The episode also examines current market conditions across Melbourne and Australia, including rising interest rates, affordability pressures, shifting buyer sentiment and emerging opportunities in a softer market. If you are an investor, homeowner or buyer looking to understand how recent policy changes and market trends could affect your property decisions, this episode provides practical, data backed insights. Episode highlights include: • Proposed negative gearing and capital gains tax changes explained • How investors are adapting their strategies post Budget • The impact of rising interest rates on buyer demand and affordability • Current Melbourne market conditions and growth trends • Why a buyer's market may create opportunities over the next 12 months Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 1 June 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay take listeners behind the scenes of working with a buyer’s agent, featuring the winners of the recent Melbourne Property Podcast giveaway. The episode walks through the early stages of building a property portfolio, including defining a clear acquisition brief, suburb selection, strategy planning and mapping long term portfolio goals. Sky and Lindsay compare two different buying strategies across Frankston and Geelong, explaining how market cycles, growth potential, equity and borrowing capacity influence decision making for investors in the accumulation phase. If you are building a property portfolio, considering rentvesting, or want to understand how buyer’s agents seek unpack your property requirements, this episode provides practical insights. Get Access to Portfolio+ In this episode, we also showcase our new portfolio mapping platform - Portfolio+. And for five lucky listeners, we are giving free access to Portfolio+. Email info@convergencebuyersagents.com.au to secure your access today! Episode highlights include: • How to define a clear investment property brief • How equity, borrowing capacity and future purchases are mapped out • What happens behind the scenes when working with a buyer’s agent Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 25 May 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay break down how to identify under-market value properties and create equity early through smarter buying strategies. They explain why under-market value opportunities are rarely about finding a “cheap” property, and instead come down to understanding value better than the broader market. The episode explores practical ways buyers can add value through renovations, floorplan improvements, rental increases and strategic negotiation. Sky and Lindsay also unpack the types of properties most buyers overlook, including poorly presented homes, deceased estates, under-marketed listings, and tenanted properties with hidden upside. If you are looking to build equity faster, improve your buying strategy, or identify overlooked opportunities in the Melbourne property market, this episode provides clear, practical insights. Episode highlights include: • What the under-market value actually means in property investing • Cosmetic renovations and layout changes that can create equity • Why overlooked and poorly marketed properties create opportunity • How under-market rents can improve long-term returns • A simple framework to assess whether a property has genuine upside Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 18 May 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay break down the realities of short term rentals and Airbnb investing, including the costs, risks and regulations many buyers overlook. They unpack the true holding costs involved in running a short-term rental, from management fees and utilities through to insurance, owners' corporation fees, and guest-related expenses. The episode also explores how lenders assess Airbnb income and why borrowing capacity can become a major limitation for investors with Airbnbs. Sky and Lindsay also discuss the Victorian rules surrounding short-term accommodation, including the short stay levy, owners' corporation restrictions, and how oversupply can impact returns in high-rise apartment markets. If you are considering Airbnb or short-term rentals as part of your investment strategy, this episode provides clear, practical insights into what actually drives long-term performance and profitability. Episode highlights include: • The hidden costs of running an Airbnb or short-term rental • How short-term rental income impacts borrowing capacity • Victorian regulations and short stay levy changes • Why some Airbnb investments struggle despite strong headline returns • A real-world Gold Coast Airbnb case study breakdown Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now.🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email:📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 13 May 2026 In this emergency episode of the Melbourne Property Podcast, hosts Lindsay and Sky unpack the major property tax changes announced on 12 May in the 2026 Budget and what they could mean for Melbourne buyers, Australian property investors and renters. They break down the proposed changes to negative gearing and capital gains tax, including the shift toward new residential builds from 1 July 2027, grandfathering for existing holdings, and the replacement of the 50 per cent CGT discount with indexation and a 30 per cent minimum tax on gains. The episode looks beyond the headlines though and delves into buyer behaviour and market impacts. Investors may move toward commercial property, SMSFs, trusts, companies and higher yielding strategies. At the same time, owner occupiers may see a short term buying window if some investors look to sell before the new rules take effect. Lindsay and Sky also explain why new builds are not automatically strong investments, why tax driven decisions can be dangerous, and why asset selection, purchasing structures, yield and value-add potential will matter more than ever. If you are buying property anywhere in Australia, reviewing an investment portfolio, or trying to understand what these changes could mean for the broader market, this episode provides clear, practical insights to help you make more informed decisions. Episode highlights include: • What changed for negative gearing and CGT in the 2026 Budget • Why new builds are being favoured under the new rules • How investor behaviour may shift across residential, commercial, trust, company and SMSF structures • Why new builds and house-and-land packages still need strong fundamentals • The possible impact on rental supply, rents and owner occupier competition • What investors should review before making decisions based off tax, rather than a true strategy Enjoying the podcast and want to support future episodes? You can buy us a coffee here : 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial, legal or tax decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 11 May 2026 In this episode of the Melbourne Property Podcast, host Lindsay is joined by finance broker Kate Littlejohn from K.Finance Co, who specialises in helping borrowers navigate complex residential, commercial and self employed lending scenarios. They explore the current lending landscape in 2026, including how interest rates, inflation and tighter borrowing conditions are impacting investors, business owners and borrowers with more complex financial profiles. The episode also unpacks why borrowers reach lending limits, how different lenders assess risk, and what options may still be available when traditional banking pathways say no. If you are navigating complex lending, considering commercial property, or looking to structure your finances more effectively as an investor or business owner, this episode provides clear, practical insights. Episode highlights include: • What is happening in the lending market in 2026 • Why investors hit borrowing capacity and how to work around it • Key differences between residential and commercial property lending • Lending strategies for business owners and self employed borrowers • What to do if a bank declines your application Want to connect with Kate or learn more about K.Finance Co? Website: www.kfinanceco.com.au Instagram: https://www.instagram.com/kate_k.financeco Facebook: https://www.facebook.com/k.financeco Email: hello@kfinanceco.com.au Phone: 0432 596 655 Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 4 May 2026 In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky break down some of the key differences between buying property in Victoria and other Australian states. They walk through the unique aspects of the Victorian buying process, including contracts, vendor statements, rental compliance requirements, costs and negotiation dynamics, and highlight the common mistakes buyers make when moving between markets. The episode also compares Victoria to other states using a practical example, unpacking how upfront costs, holding costs and long term performance differ across locations. If you are buying property in Melbourne or considering interstate investment, this episode provides clear, practical insights to help you avoid costly mistakes and make more informed decisions. Episode highlights include: • Key differences in contracts and the Section 32 vendor statement • Minimum rental standards and compliance requirements in Victoria • Upfront costs including stamp duty, fees and ongoing expenses • How stamp duty and land tax compare across different Australian states • Negotiation, auctions and buying conditions unique to Victoria Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly . 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 27 April 2026 In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky break down the hidden negotiation tactics buyers need to understand when purchasing property in Melbourne. They share practical strategies used in real negotiations, drawing on their background in high pressure diplomatic environments and experience working with buyers in competitive markets. The episode focuses on how to level the playing field when dealing with skilled selling agents. Sky and Lindsay unpack key techniques including understanding vendor motivation, preparing with comparable data, creating urgency, and structuring win win outcomes to secure better results. If you are buying property in Melbourne and want to improve your negotiation strategy, avoid overpaying, and increase your chances of securing the right property, this episode provides clear, actionable insights. Episode highlights include: • How to understand and leverage vendor motivation • The importance of preparation and using comparable sales data • Why being likeable and confident and building rapport improves negotiation outcomes • How to create urgency and structure stronger offers • Auction strategies to control pace and avoid overpaying Enjoying the podcast and want to support future episodes?You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here:👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email:📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 20 April 2026 In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky are joined by property developer Michael Tiemens to break down small scale property development in Melbourne. They explore how everyday investors can approach 1 into 2 subdivision projects, from site acquisition through to completion. Michael shares common mistakes first time developers make, where deals typically go wrong, and how investors can better manage risk and expectations when entering the development space. We discuss feasibility, site selection and the key factors that determine whether a development project stacks up. Want to join the Viva Community or connect with Michael? YouTube: https://www.youtube.com/@MichaelTiemens Free training: https://weareviva.community/watch-free-training Instagram: https://instagram.com/michaeltiemens Email: support@weareviva.community Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 13 April 2026 In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky break down one of the most common questions from buyers and investors: houses vs units in Melbourne. They compare the performance of houses and units using current data, long term trends and a real world case study to highlight the differences in capital growth and investment outcomes. The episode explores why land value plays a critical role in property performance and how this impacts different asset types. Sky and Lindsay also unpack when buying a unit can make sense, what to look for in higher quality unit investments, and the key risks buyers should be aware of, including oversupply and ongoing owner corporation costs. If you are deciding between a house or unit in Melbourne, or want to understand which asset class delivers stronger long term results, this episode provides clear, data backed insights. Episode highlights include: • The key differences between houses and units in Melbourne • Historical performance and capital growth comparison over 10 years • A real case study comparing a CBD apartment and suburban house • When buying a unit can make sense for buyers and investors • Key risks including oversupply, body corporate fees and asset selection Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email:📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 3 April 2026 In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky deliver the March Melbourne market update, breaking down the latest property trends, policy changes and economic factors impacting buyers. They cover key Victorian government proposals, including changes to building and pest inspections, plans for designated activity centres, and updates to dependent person's unit (DPU) rules, along with what these could mean for buyers and supply. The episode also explores broader economic and global influences shaping the Melbourne property market, including rising interest rates, inflation pressures, geopolitical uncertainty and proposed tax changes affecting investors. If you are looking to understand how current policy, economic conditions and supply constraints are influencing Melbourne property in 2026, this episode provides clear, data backed insights. Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
Published: 30 March 2026 In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky analyse Melbourne’s most in demand owner occupier suburbs using current data and buyer behaviour insights. They identify key pockets across the North East, East and South East where demand is strongest, driven by low supply, high owner occupier ratios, strong school zones and lifestyle appeal. The episode breaks down eight standout suburbs and explains what is attracting buyers to these locations in 2026. If you are looking to buy in Melbourne, understand where owner occupier demand is concentrated, or identify suburbs with strong long term fundamentals, this episode delivers clear, data backed insights. Episode highlights include: • The methodology behind identifying high demand owner occupier suburbs • Why demand is concentrated in Melbourne’s North East, East and South East • Key insights across eight in demand suburbs • The impact of low supply and tight vacancy rates on competition • What buyer behaviour in 2026 reveals about future growth areas Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.
