Melbourne Property Podcast

Sky and Lindsay sit down with Daniel O'Keefe from Woodards to explore the realities of property management in Melbourne and what property investors need to know before buying, renting out and managing an investment property. From unexpected maintenance expenses and rental delays to changing minimum rental standards and the importance of choosing the right property manager, we unpack the costs and considerations that investors often overlook. essential improvements before they could be advertised for rent. We also explore the differences between managing older apartments and newer properties, how tenant demand varies across Melbourne suburbs, and why investors need to look beyond the purchase price and advertised rental yield. With ongoing maintenance, vacancy periods, landlord insurance and depreciation all playing a role in investment performance, having the right advice and property management team can make a significant difference. For property investors and homebuyers, understanding what happens after settlement is just as important as finding the right property. This episode explores how to protect your investment, avoid costly surprises and make better decisions throughout the ownership journey. Get in touch with Dan! PH: 0434 723 583 dokeeffe@woodards.com.au https://calendly.com/dokeeffe-woodards https://linktr.ee/Dokeeffe Episode highlights include: Why investors should speak to a property manager before purchasing an investment property The unexpected costs that can arise after settlement, including real examples of thousands of dollars in property upgrades How Victoria's changing rental standards could affect property owners and investment costs Why some investment properties can take months to become ready for tenants and start generating rental income The differences between older apartments and newer properties when it comes to maintenance, tenant demand and rental appeal Why choosing the right property manager can protect your investment and potentially save you thousands The importance of landlord insurance, tax depreciation and budgeting for ongoing maintenance Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe to our YouTube channel: Want personalised help growing your wealth through property? For tailored, data-driven property guidance, book a free call with our Head of Investment, Sky Hammer:👉 https://convergencebuyersagents.com.au/dc-podcast Have a topic you'd love us to cover? Email your suggestions to: info@convergencebuyersagents.com.auIntroducing Portfolio+ It's never been more important to understand your investment strategy and portfolio positioning. That's why we've created our in-house portfolio mapping platform, Portfolio+. Portfolio+ helps investors visualise future acquisitions, borrowing capacity, equity positions and long-term portfolio outcomes through a structured planning framework.For a limited time, we're giving listeners complimentary access. To secure yours, email info@convergencebuyersagents.com.au. Buy us a Coffee Enjoying the podcast and want to support future episodes? Shout us a coffee!👉 https://buymeacoffee.com/melbournepropertypodcast Disclaimer : All discussions are general in nature and should not be considered financial advice. Please seek independent professional advice before making any financial decisions. All content on this podcast, website and associated social media channels is the intellectual property of Convergence Buyer's Agents and the Melbourne Property Podcast. Content may not be reused, republished or redistributed without prior written consent.

In this episode of the Melbourne Property Podcast, Sky and Lindsay break down the latest Melbourne property market conditions, exploring rising interest rates, falling property values, buyer demand and the opportunities emerging for investors and homebuyers. With the RBA increasing the cash rate and affordability continuing to put pressure on buyers, we discuss how higher borrowing costs are influencing property transactions, vendor expectations and development feasibility. We also unpack why the full impact of interest rate rises takes time to flow through to property prices, and what this means for buyers navigating the current market.Sky and Lindsay examine how Melbourne's property market is tracking against Sydney, Brisbane, Adelaide and Perth, including the pace of recent price falls and what the data may suggest about where each market sits in the property cycle. We also discuss the potential for further price negotiations, why December can present opportunities for buyers, and how rising holding and construction costs are affecting property developers.For property investors and homebuyers, understanding the difference between market headlines and what is actually happening on the ground is critical. This episode explores where opportunities may be emerging, what to watch over the coming months, and why timing, negotiation and data-driven decision-making matter in a changing property market. Episode highlights include: - How rising interest rates affect borrowing capacity, buyer demand and property prices - Why Melbourne's property market is falling at a different pace to other major Australian capitals - What vendor expectations and quieter sales activity could mean for buyers seeking better deals - How higher interest rates, construction costs and holding costs are affecting property development feasibility Never miss an episode! Hit SUBSCRIBE now.🎧 New episodes drop weekly. Subscribe to our YouTube channel: https://www.youtube.com/@MelbournePropertyPodcast Want personalised help growing your wealth through property? For tailored, data-driven property guidance, book a free call with our Head of Investment, Sky Hammer:👉 https://convergencebuyersagents.com.au/dc-podcast Have a topic you'd love us to cover? Email your suggestions to: info@convergencebuyersagents.com.au Introducing Portfolio+ It's never been more important to understand your investment strategy and portfolio positioning. That's why we've created our in-house portfolio mapping platform, Portfolio+. Portfolio+ helps investors visualise future acquisitions, borrowing capacity, equity positions and long-term portfolio outcomes through a structured planning framework. For a limited time, we're giving listeners complimentary access. To secure yours, email info@convergencebuyersagents.com.au. Buy us a Coffee: Enjoying the podcast and want to support future episodes? Shout us a coffee!👉 https://buymeacoffee.com/melbournepropertypodcast Disclaimer: All discussions are general in nature and should not be considered financial advice. Please seek independent professional advice before making any financial decisions. All content on this podcast, website and associated social media channels is the intellectual property of Convergence Buyer's Agents and the Melbourne Property Podcast. Content may not be reused, republished or redistributed without prior written consent.

In this episode of the Melbourne Property Podcast, Sky and Lindsay Hammer break down a real off-market property purchase in Belmont, Geelong, for the winners of their buyer’s agency giveaway. Originally planned as an investment property, the strategy shifted following Federal Budget changes, with the buyers moving into their new home. Discover how the team negotiated a $715,000 purchase, assessed renovation costs, used agent relationships to secure an off-market opportunity and identified potential to add value through renovations. The episode explores property buying strategy, due diligence, below-market-value opportunities and the flexibility of buying an established home to live in before renting it out. Episode highlights include: How a Federal Budget announcement prompted a change from an investment strategy to an owner-occupier purchase How an off-market property in Belmont, Geelong, was secured for $715,000 after negotiation Why renovation quotes, building and pest inspections, and due diligence matter when buying a property that needs work How living in a property before renting it out can provide flexibility for future property plan Looking for a Geelong Buyers Agent? Check out Oisin's Instagram: https://www.instagram.com/geelongpropertybuyer/ See the first episode with Ella & Darcy: https://open.spotify.com/episode/1AAwo5UpdurG5WsHLbkYgq?si=dbd77776ba2641b7 Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe to our YouTube channel: https://www.youtube.com/@MelbournePropertyPodcast Want personalised help with your property strategy? For tailored, data-driven property guidance, book a call with our team: https://convergencebuyersagents.com.au/dc-podcast Have a topic you'd love us to cover? Email your suggestions to info@convergencebuyersagents.com.au Introducing Portfolio+ It's never been more important to understand your investment strategy and portfolio positioning. That's why we've created our in-house portfolio mapping platform, Portfolio+. Portfolio+ helps investors visualise future acquisitions, borrowing capacity, equity positions and long-term portfolio outcomes through a structured planning framework. For a limited time, we're giving listeners complimentary access. To secure yours, email info@convergencebuyersagents.com.au . Buy us a Coffee Enjoying the podcast and want to support future episodes? Shout us a coffee! https://buymeacoffee.com/melbournepropertypodcast Disclaimer All discussions are general in nature and should not be considered financial advice. Please seek independent professional advice before making any financial decisions. All content on this podcast, website and associated social media channels is the intellectual property of Convergence Buyer’s Agents and the Melbourne Property Podcast. Content may not be reused, republished or redistributed without prior written consent.

Sky and Lindsay are joined by Mel Barlas from Conveyed to discuss the legal side of buying property in Melbourne, from contract reviews and special conditions to settlement risks. Whether you're a first home buyer or property investor, Mel shares 19 practical tips for navigating property contracts, reviewing Section 32 vendor statements, identifying risky clauses and negotiating terms that protect your interests. The conversation covers restrictive covenants, rent-back arrangements and how to balance contractual risks when purchasing property, helping buyers approach Melbourne property purchases and settlement with greater confidence. If you're preparing to buy property in Melbourne, this episode offers practical insights into property contracts, conveyancing, due diligence and negotiation, helping you understand what to look out for before signing and how to reduce the risk of costly surprises. EPISODE HIGHLIGHTS • Why you should engage a conveyancer before making an offer on a property • How to review contracts, Section 32 statements and special conditions before signing • How restrictive covenants can affect subdivision and development potential • When to negotiate contractual terms, manage risk or consider walking away • How rent-back arrangements and other special conditions can strengthen negotiations • Why understanding your goals is essential when assessing legal risks in a property purchase CONNECT WITH MELISSA AND CONVEYED Website: https://conveyed.com.au Email: admin@conveyed.com.au Phone: 1300 345 879 Instagram: https://www.instagram.com/conveyedau NEVER MISS AN EPISODE - New episodes drop weekly. Subscribe to our YouTube channel: https://www.youtube.com/@MelbournePropertyPodcast PERSONALISED PROPERTY BUYING GUIDANCE For tailored, data-driven property guidance, book a free call with our team at Convergence Buyer's Agents: https://convergencebuyersagents.com.au/dc-podcast HAVE A TOPIC YOU'D LOVE US TO COVER? Email your suggestions to info@convergencebuyersagents.com.au INTRODUCING PORTFOLIO+ It's never been more important to accurately understand your investment strategy and portfolio positioning. That's why we've created our in-house portfolio mapping platform, Portfolio+. Portfolio+ helps investors visualise future acquisitions, borrowing capacity, equity positions and long-term portfolio outcomes through a structured planning framework. For a limited time, we're giving listeners complimentary access. To secure your access, email info@convergencebuyersagents.com.au . SUPPORT THE PODCAST Enjoying the podcast and want to support future episodes? Shout us a coffee! https://buymeacoffee.com/melbournepropertypodcast DISCLAIMER All discussions are general in nature and should not be considered financial advice. Please seek independent professional advice before making any financial decisions. All content on this podcast, website and associated social media channels is the intellectual property of Convergence Buyer's Agents and the Melbourne Property Podcast. Content may not be reused, republished or redistributed without prior written consent.

In this episode Sky and Lindsay take a step back from the daily property headlines to explore the demographic forces shaping Australia’s housing market and Melbourne property in particular. Joining them is Simon Kuestenmacher, co-founder of The Demographics Group. Simon explains how demographics can help property investors understand where people will want to live, how household sizes are changing, and how population trends influence housing demand. The conversation explores Australia’s housing shortage, population growth, immigration and the ageing population, as well as the changing behaviour of baby boomers and millennials. The discussion also looks at the relationship between demographics, household spending and interest rates, and why demographic trends could have implications for the Australian economy and property market over the next decade. Episode highlights include: • How demographics can help property investors understand future housing demand • Why household numbers can be more important than population growth when assessing housing demand • How baby boomers and millennials are influencing spending, housing and interest rates • The scale and timing of Australia’s intergenerational wealth transfer • Why Melbourne’s middle suburbs could see significant townhouse development in the decades ahead Connect with Simon and the Demographics Group! simon@tdgp.com.au www.tdgp.com.au/simon-kuestenmacher www.instagram.com/simongerman600 x.com/simongerman600 Never miss an episode — hit SUBSCRIBE & FOLLOW now! 🎧 New episodes drop weekly. Want personalised property guidance? For tailored, data-driven property guidance, book a free call with our team at: 👉 https://convergencebuyersagents.com.au/dc-podcast Have a topic you’d love us to cover? DM us, leave a comment, or email your suggestions to: 📩 info@convergencebuyersagents.com.au Introducing Portfolio+ It's never been more important to accurately understand your investment strategy and portfolio positioning. That's why we've created our in-house portfolio mapping platform, Portfolio+. Portfolio+ helps investors visualise future acquisitions, borrowing capacity, equity positions and long term portfolio outcomes through a structured planning framework. For a limited time, we are giving listeners complimentary access. To secure your access, email: info@convergencebuyersagents.com.au Buy us a Coffee Enjoying the podcast and want to support future episodes? Shout us a coffee! 👉 https://buymeacoffee.com/melbournepropertypodcast Disclaimer: All discussions are general in nature and should not be considered financial advice. Please seek independent professional advice before making any financial decisions. All content on this podcast, website, and associated social media channels is the intellectual property of Convergence Buyer’s Agents and the Melbourne Property Podcast. Content may not be reused, republished, or redistributed without prior written consent.

Buying a one-bedroom apartment in Melbourne can look straightforward, but the wrong property can come with significant hidden costs and risks.In this episode of the Melbourne Property Podcast, Sky and Lindsay break down their step-by-step approach to buying one-bedroom apartments in Melbourne, including what they look for, the mistakes buyers make and the red flags that can lead them to walk away.The discussion covers older low-rise brick apartment complexes, owners corporation fees, rental yields, vacancy rates, building quality, supply, transport, location and the due diligence required before signing a contract.Whether you're a first home buyer, investor or downsizer, this episode provides a practical framework for assessing one-bedroom apartments and understanding what really matters beyond the purchase price. Episode highlights include: • Who is currently buying one-bedroom apartments in Melbourne • Why older low-rise brick apartments can be attractive • Owners corporation fees and ongoing holding costs • Rental yield, vacancy rates and rental demand • Building quality, maintenance and potential red flags • How transport, amenities and location influence demand • The due diligence checks to complete before signing a contract • The circumstances where we would walk away from a property Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe to our YouTube channel: https://www.youtube.com/@MelbournePropertyPodcast Want personalised help with your property strategy? For tailored, data-driven property guidance, book a free call with our Head of Investment, Sky Hammer:https://convergencebuyersagents.com.au/dc-podcast Have a topic you'd love us to cover? Email your suggestions to [info@convergencebuyersagents.com.au](mailto:info@convergencebuyersagents.com.au) Introducing Portfolio+ Portfolio+ is our in-house portfolio mapping platform, helping investors visualise future acquisitions, borrowing capacity, equity positions and long-term portfolio outcomes through a structured planning framework. For complimentary access , email [info@convergencebuyersagents.com.au](mailto:info@convergencebuyersagents.com.au) Buy us a Coffee Enjoying the podcast and want to support future episodes? Shout us a coffee! https://buymeacoffee.com/melbournepropertypodcast **Disclaimer:** All discussions are general in nature and should not be considered financial advice. Please seek independent professional advice before making any financial decisions. All content on this podcast, website, and associated social media channels is the intellectual property of Convergence Buyer's Agents and the Melbourne Property Podcast. Content may not be reused, republished, or redistributed without prior written consent.

In this episode of the Melbourne Property Podcast, Sky and Lindsay unpack the latest Melbourne property market data and what they are seeing on the ground as the spring selling season gets underway. House prices are still falling across much of Australia, but the pace of Melbourne's decline is slowing. At the same time, buyer activity, auction conditions, listings and rental prices are telling a more nuanced story than the headlines suggest. The episode explores where price falls are occurring, why higher-end properties are being affected more heavily, what fewer active auction bidders means for negotiation, and why Melbourne is seeing an accumulation of existing stock rather than the surge in new listings many expected for spring.Sky and Lindsay also discuss the practical opportunities emerging for buyers, including why comparable sales matter, how to assess discounted properties, and what to look for when negotiating in a market where conditions remain uncertain. Episode highlights include: • Melbourne's latest house price movements and how they compare with other capital cities• Why the upper quartile of the market is experiencing larger declines• What falling auction bidder numbers mean for buyers and sellers• Why spring listings have not surged as expected• How rising rents are interacting with changing property market conditions• Practical strategies for identifying and negotiating opportunities in Melbourne 🎧 New episodes drop weekly.📺 Subscribe to our YouTube channel: https://www.youtube.com/@MelbournePropertyPodcast Want personalised help with your property strategy? For tailored, data-driven property guidance, book a free call with our team: https://convergencebuyersagents.com.au/dc-podcast Have a topic you'd love us to cover? Email your suggestions to: info@convergencebuyersagents.com.au Introducing Portfolio+ It's never been more important to accurately understand your investment strategy and portfolio positioning. That's why we've created our in-house portfolio mapping platform, Portfolio+.Portfolio+ helps investors visualise future acquisitions, borrowing capacity, equity positions and long term portfolio outcomes through a structured planning framework.For a limited time, we're giving listeners complimentary access. To secure your access, email: info@convergencebuyersagents.com.au Buy us a Coffee Enjoying the podcast and want to support future episodes? Shout us a coffee! https://buymeacoffee.com/melbournepropertypodcast Disclaimer: All discussions are general in nature and should not be considered financial advice. Please seek independent professional advice before making any financial decisions. All content on this podcast, website, and associated social media channels is the intellectual property of Convergence Buyer's Agents and the Melbourne Property Podcast. Content may not be reused, republished, or redistributed without prior written consent.

Does the tax advantage of a new build actually make it a better property investment?In this episode of the Melbourne Property Podcast, Sky and Lindsay unpack the impact of the 2026 Budget changes to negative gearing and examine whether investors should now favour new residential builds over established property. The discussion goes beyond tax deductions to compare the fundamentals that actually drive long-term property performance, including cash flow, depreciation, location, land value, supply, rental demand, owner-occupier demand, build risk and resale depth.Sky and Lindsay also break down several Melbourne growth corridors, including Tarneit, Donnybrook, Clyde North and Beveridge, looking at supply, vacancy, building approvals, inventory, days on market and hold periods. The episode explains why high levels of competing supply can make it difficult for new-build locations to achieve strong capital growth.The episode also explores the genuine advantages of new builds, the risks around construction delays and defects, developer margins, and why an established property can still offer stronger long-term investment fundamentals. Episode highlights include: • How the 2026 Budget changes negative gearing for residential property • Why negative gearing should support an investment strategy, not determine it • The genuine advantages and risks of buying a new build • How supply, building approvals and vacancy rates can affect capital growth • Why owner-occupier demand and resale depth matter for long-term performance • A practical checklist for comparing new builds with established propertyEnjoying the podcast and want to support future episodes? You can buy us a coffee here:👉 buymeacoffee.com/melbournepropertypodcastNever miss an episode. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast DM us, leave a comment, or email:📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.

In this episode of the Melbourne Property Podcast, Sky and Lindsay unpack the August Melbourne property market update, looking at the latest conditions across interest rates, lending, prices and buyer demand. With the RBA holding the cash rate at 4.35%, Sky and Lindsay discuss what the decision means for property buyers and investors, why they are not yet convinced interest rate rises are over, and why keeping finance pre-approval current remains important in an uncertain market. The episode also looks at the latest lending data, with new loan numbers and values both down around 5% over the June quarter. They unpack what this means for buyer activity, including the changing behaviour of investors and the impact of smaller average loan sizes. Sky and Lindsay then break down Melbourne's latest property market figures, including a 1.2% monthly decline in dwelling values, a 3.4% quarterly fall and a 2.8% annual decline. Melbourne dwelling values are now 5.5% below the March 2022 peak, while median days on market have increased from 32 to 39 days. The discussion also explores Melbourne's changing supply picture, with total listings 18% higher than this time last year but new listings lower. Sky explains why this does not necessarily mean more sellers are flooding the market, and shares what he is seeing on the ground across different price points and property types. The August update also covers Victoria's new Premier, changing business sentiment, potential policy changes, anti-money laundering requirements and what Sky and Lindsay expect to see as the market moves into September. EPISODE HIGHLIGHTS • What the RBA holding the cash rate at 4.35% means for property buyers and investors • The latest lending data and what falling loan numbers tell us about buyer activity • Why Melbourne dwelling values remain below their March 2022 peak • What the increase in total listings really tells us about Melbourne's supply • What Sky is seeing at inspections across different parts of the Melbourne market • Why the next few months could be a transitional period for Melbourne property ENJOYING THE PODCAST AND WANT TO SUPPORT FUTURE EPISODES? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast NEVER MISS AN EPISODE Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast LOOKING FOR TAILORED PORTFOLIO GUIDANCE? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast HAVE A SUBJECT YOU WOULD LIKE EXPLORED? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au DISCLAIMER All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.

In this episode of the Melbourne Property Podcast, Sky and Lindsay are joined by commercial property expert Patrick O’Callaghan from O& Co Group to unpack what investors need to know before moving from residential into commercial property. From industrial and medical assets to office and retail, Patrick explains how different commercial property types perform, why industrial is currently his preferred asset class, and how tenant demand, location and asset selection can influence both income and long term growth. The episode also explores the risks that can catch first time commercial investors off guard, including vacancy periods, tenant incentives, lease structures, recoverable outgoings and the higher level of due diligence required. Patrick also breaks down what he would look to buy at different price points, from around $800,000 through to $5 million. If you are considering commercial property, looking to diversify an existing residential portfolio or simply want to understand the opportunities and risks involved, this episode provides practical insights from someone working across buying, leasing and property management. Episode highlights include: • Why industrial property is currently Patrick’s preferred commercial asset class • What investors need to understand about commercial leases and recoverable outgoings • How vacancy risk and tenant incentives can affect commercial property returns • What Patrick would look to buy with a budget of $800,000, $2 million and $5 million • Why under-rented industrial property can create opportunities for income and equity growth • The due diligence, advisors and tenant considerations investors should assess before buying Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here:👉 https://convergencebuyersagents.com.au/dc-podcast Have a subject you would like explored? DM us, leave a comment, or email:📩 info@convergencebuyersagents.com.au Disclaimer All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.

Published: 23 August 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay step away from market data and suburb rankings to unpack the people, language and theatre that make buying property in Melbourne such a unique experience. From Saturday inspection circuits and first home buyer family delegations to agent follow up calls, auction tactics and the familiar lines buyers hear every weekend, they break down what these situations can actually tell you and how to respond without giving away too much information. The episode also explores common buyer stereotypes, including the yield focused investor, the optimistic renovator and the buyer waiting for the perfect property. Sky and Lindsay explain why preparation, experience and an evidence based approach can help buyers stay calm and avoid emotional decisions. If you are buying property in Melbourne, attending auctions or simply want to better understand the psychology behind the buying process, this episode offers practical tips, real world examples and plenty of relatable property moments. Episode highlights include: • How to stay organised when inspecting multiple properties in one day • What common agent phrases may actually mean • How to handle Saturday night follow up calls from selling agents • Understanding auction theatre, vendor bids and crowd behaviour • How to avoid emotional decisions and build confidence through preparation Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.

Published: 16 Aug 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay reveal their top five Melbourne suburbs for one-bedroom units, comparing affordability, rental returns, vacancy rates, supply and resale potential. Using current suburb and unit data, they highlight the different investment profiles each suburb offers. The analysis shows why the cheapest property is not always the best investment, and why future supply, market depth and property quality matter alongside headline yields. The episode also breaks down the key factors buyers should assess when purchasing a one-bedroom unit, including internal size, natural light, car parking, owner corporation costs, building condition and competing supply. If you are considering buying a unit in Melbourne or looking for an affordable investment with strong rental demand, this episode provides practical, data backed insights into where the opportunities may be. Episode highlights include: • The top five Melbourne suburbs for one-bedroom units • How purchase prices and rental yields compare across each suburb • The key property-level factors to assess before buying a unit Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.

Published: 09 Aug 2026 In this episode of the Melbourne Property Podcast, hosts Sky and Lindsay compare the major housing policies announced by the current Labor Government and the Liberal National Opposition ahead of the 2026 Victorian election. They break down how each party's policies could affect renters, first home buyers, investors, homeowners and developers, analysing the likely impact on housing supply, affordability, property taxes and long term market outcomes. If you want to better understand how the upcoming Victorian election could influence Melbourne's property market and what the competing housing policies may mean for buyers and investors, this episode provides balanced, practical and data backed insights. Episode highlights include: •⁠ ⁠A comparison of Labor and Liberal housing policies ahead of the 2026 Victorian election •⁠ ⁠What each party's policies could mean for renters, investors and first home buyers •⁠ ⁠The strengths and weaknesses of both approaches to housing supply and affordability •⁠ ⁠Three original policy proposals designed to improve housing mobility, rental security and project delivery •⁠ ⁠The key housing policy announcements to watch before election day Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. The discussion reflects publicly announced policies as at 19 July 2026, as outlined in the episode, and policies may change prior to the Victorian election. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.

Published: 3 August 2026 In this episode of the Melbourne Property Podcast, hosts Lindsay and Sky deliver the July Melbourne property market update, unpacking the latest market data and what it means for buyers and investors across Melbourne and regional Victoria. They break down the recent slowdown in property values, why Melbourne remains one of Australia's weakest capital city markets, and how softer conditions are creating more negotiating power for well prepared buyers. The episode also explores the growing divide between houses and units, rising rental yields, and what current supply levels mean for the months ahead. Sky and Lindsay also discuss the Victorian Government's latest planning reforms, including higher density housing around transport hubs and fast tracked housing precincts in Geelong, highlighting the opportunities and risks these changes may create for property owners and investors. If you are buying, investing or simply keeping an eye on the Melbourne property market, this episode provides practical, data backed insights to help you navigate changing market conditions with confidence. Episode highlights include: • Why Melbourne's property downturn is creating new opportunities for buyers • The growing performance gap between houses and units • How lower auction clearance rates are shifting negotiating power • Victorian planning reforms and what they could mean for future property values • Why rising rents and improving yields do not automatically mean positive cash flow Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.

Published: July 26, 2026 In this episode, Sky and Lindsay sit down for a relaxed but practical conversation about how they would enter the property market today if they were starting from scratch. They break the process down step by step, looking at what they would prioritise at different budget levels, where they would be willing to compromise, and how their approach would change as either an investor or an owner-occupier. From getting finance-ready and setting realistic expectations to choosing the right property type and location, this episode provides a clear starting point for anyone trying to work out their next move. It is an especially useful discussion in the post-2026 Federal Budget environment, where changing tax settings, borrowing conditions and broader market uncertainty have made it more important than ever to have a clear, adaptable strategy. Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on the ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer : All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.

Published: 19 July 2026 In this episode of the Melbourne Property Podcast, hosts Sky Hammer and Lindsay Hammer revisit one of the most debated topics in Melbourne property investing: apartments. While freestanding houses continue to be their preferred long-term investment, changing market conditions have prompted a fresh look at quality apartments as a cashflow strategy. With borrowing capacities reduced following the 2026 Federal Budget, higher interest rates and investors placing greater emphasis on serviceability, the conversation explores whether Melbourne apartments are beginning to offer compelling opportunities once again. Sky and Lindsay discuss what separates an investment-grade apartment from the rest of the market, why boutique older-style complexes often outperform high-density developments, and why buying below replacement cost could present long-term value for patient investors. The episode also examines the suburbs they're currently watching, the key data points they use to assess apartment markets, and the common mistakes investors make when chasing high rental yields without considering long-term capital growth. Using real case studies from South Yarra, Highett and Northcote, they demonstrate the type of opportunities emerging in today's market while explaining the due diligence required before purchasing an apartment. If you're an investor navigating tighter lending conditions or looking to improve cashflow without compromising on quality, this episode provides practical insights into when apartments may deserve a place in your investment strategy. Episode highlights include: • Why apartments are becoming more attractive in today's lending environment • The impact of the 2026 Federal Budget on investor strategy • Why cashflow is playing a bigger role in property investing • The apartment characteristics that make the best long-term investments • Boutique apartment blocks versus high-density developments Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on-the-ground insights, local expertise and practical perspectives from professionals operating in Melbourne's property market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.

Published: 13 July 2026 In this episode of the Melbourne Property Podcast, hosts Sky Hammer and Lindsay Hammer explore one of the most compelling emerging concepts in Australian property: Bluefield development. As Australia continues to grapple with a housing shortage, they examine why large blocks in established suburbs could become some of the most valuable assets in a post-2026 Federal Budget environment. Rather than focusing on traditional knock-down rebuild developments, the discussion introduces Bluefield housing – a gentler approach to increasing housing supply by adapting existing homes and adding additional dwellings while preserving neighbourhood character. The conversation explains how Bluefield development differs from greenfield, brownfield and greyfield development, why South Australia is leading the way with co-located housing, and what Victoria's current planning framework means for investors looking to position themselves for future opportunities. Sky and Lindsay also discuss why established suburbs need to accommodate more housing, how changing demographics are reshaping demand, and what sophisticated investors should consider when assessing properties with long-term development optionality. If you're an investor, homeowner or simply interested in the future of Australian housing, this episode offers practical insights into one of the most important planning and investment trends emerging across the country. Episode highlights include: • What Bluefield development is and why it matters • How Bluefield differs from greenfield, brownfield and greyfield development • Why Australia's housing shortage requires more than fringe land releases • The role established suburbs will play in meeting future housing demand • Why South Australia is leading Bluefield-style planning reform Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on-the-ground insights, local expertise and practical perspectives from professionals operating in Melbourne's property market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.

Published: 6 July 2026 In this episode of the Melbourne Property Podcast, hosts Sky Hammer and Lindsay Hammer unpack the latest developments shaping Melbourne's property market and the broader Australian housing landscape. They explore the national housing slowdown, with Melbourne and Sydney continuing to lead the downturn while other capital cities remain more resilient. The discussion covers falling sales volumes, softening lower-priced markets, and why a weaker market doesn't necessarily mean better buying conditions. Sky and Lindsay also dive into key economic updates, including the RBA's decision to hold the cash rate at 4.35%, ongoing population growth, tight rental vacancy rates, and the growing disconnect between housing demand and new supply. Drawing on conversations with real estate agents across Melbourne, they share on-the-ground insights into changing buyer behaviour, investor sentiment, auction conditions and where opportunities are emerging for well-prepared buyers. For investors, the episode examines why rental yields are becoming increasingly important, the challenges of finding positive cash flow properties, and how changing government policy could influence investor activity and market dynamics moving forward. If you're buying, investing, or simply trying to understand where Melbourne's property market is heading, this episode delivers practical insights and data-driven perspectives from professionals working in the market every day. Episode highlights include: • Melbourne and Sydney leading the national housing downturn • Lower-priced markets beginning to lose momentum • The RBA holding the cash rate at 4.35% and what it means for property • Tight rental vacancy rates and continued pressure on rents • Population growth and Australia's ongoing housing supply challenges • Government policy changes and potential impacts on investors • What Melbourne agents are seeing on the ground right now • Auction clearance rates and post-auction buying opportunities • Where new housing supply is being approved across Australia • Why investors are increasingly focused on rental yields and cash flow Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Facebook: https://www.facebook.com/themelbournepropertypodcast Instagram: https://www.instagram.com/melbournepropertypodcast/ Follow for on-the-ground insights, local expertise and practical perspectives from professionals operating in the market every day. Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer's Agents and may not be reproduced without written permission.

Published: 29 June 2026 In this episode of the Melbourne Property Podcast, hosts Sky Hammer and Oisin Griffiths are joined by mortgage broker Scott Baker from Toast Finance to explore the psychology behind property decisions and why so many buyers become stuck during the purchasing process. They discuss how fear, uncertainty and decision fatigue can influence buyers, particularly in the wake of the 2026 Federal Budget changes. The conversation explores the balance between emotional and strategic decision making, and why finance should be viewed as part of a broader property strategy rather than simply securing loan approval. Scott also shares the common warning signs he sees before property deals fall over, along with practical advice on borrowing capacity, lender expectations and building a long term finance strategy. Episode highlights include: • How fear and decision fatigue affect property buyers • The impact of the 2026 Federal Budget on borrowing capacity • Balancing emotional decisions with long term strategy • Common reasons property deals fall over before settlement • Scott Baker's Blue Sky Strategy for building long term financial success Want to connect with Scott or learn more about Toast Finance? Website: https://www.toastfinance.com.au Instagram: https://www.instagram.com/scott_thebroker_baker/ Facebook: https://www.facebook.com/scott.thebroker.baker/ Email: scott@toastfinance.com.au Phone: 0447 882 611 Enjoying the podcast and want to support future episodes? You can buy us a coffee here: 👉 https://buymeacoffee.com/melbournepropertypodcast Never miss an episode. Hit SUBSCRIBE now. 🎧 New episodes drop weekly. 📺 Subscribe on YouTube: https://www.youtube.com/@MelbournePropertyPodcast Looking for tailored portfolio guidance? Arrange a complimentary call with Sky Hammer here: 👉 https://convergencebuyersagents.com.au/dc-podcast 🌐 Website: https://convergencebuyersagents.com.au Have a subject you would like explored? DM us, leave a comment, or email: 📩 media@convergencebuyersagents.com.au Disclaimer: All discussions are general in nature and should not be considered financial advice. Seek independent professional advice before making any financial decisions. All content across this podcast, website and associated channels remains the intellectual property of Convergence Buyer’s Agents and may not be reproduced without written permission.

Need help buying residential property under an SMSF structure ? If you have already set up your SMSF, are close to finance approval, or need to move quickly before these proposed new changes take effect, book a FREE discovery call directly with Sky here: https://convergencebuyersagents.com.au/dc-podcast Emergency Episode In this emergency episode of the Melbourne Property Podcast, Sky breaks down the latest proposed changes to SMSF property lending and what they may mean for investors looking to buy residential property through a self-managed super fund structure. On 23 June, the Federal Government agreed to support a Greens amendment to ban future limited recourse borrowing arrangements for residential property by superannuation funds. Essentially, this affects the lending structure that allows SMSFs to borrow to buy residential property. The government statement says the change applies to future arrangements, so if you've already purchased this shouldn't apply to you. Sky explains why this matters, who may still have a window to act, and why urgency should not be confused with rushing into the wrong asset. This episode covers: What has been announced around SMSF residential property borrowing Why limited recourse borrowing arrangements matter for SMSF investors Why existing SMSF property owners appear to be protected The potential timing window for buyers who are already set up and ready Why SMSF property can be tax effective, but is not suitable for everyone The importance of proper financial, tax, legal and lending advice Why buyers should still apply full due diligence before purchasing How Convergence Buyers Agents may assist eligible SMSF clients who are ready to proceed Sky also outlines a short term offer for eligible SMSF clients who are genuinely ready to buy. The standard fee remains unchanged, but the upfront engagement fee will be refunded if Convergence is unable to secure a suitable property in time. This is not about panic buying. It is about acting quickly, strategically and with the right advice around you. Book your free discovery call with Sky: https://convergencebuyersagents.com.au/dc-podcast