Where's My Money?

With voting now underway here in NZ, everyone is wondering what is going to happen to our back pocket. Reagan sits down with economist Shamubeel Eaqub and Katie Wesney from enable.me to cut through the political noise and talk practical money. We dig into the cost of living crunch, what real tax changes look like under MMP, and why your financial plan needs to float no matter who wins. This episode was brought to you by our friends at enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan White Content Manager: Lauren CoffeyProducer: Maia Williamson

Buying at the peak of the property market left Reagan sitting on a heap of debt. So, how do you rebuild equity when the market is cool? Local real estate agent Shem Raffills joins us to break down practical, low-cost ways to add real value to your home without overcapitalising or wasting cash on massive renovations. This episode was brought to you by our friends at http://enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan White Content Manager: Lauren CoffeyProducer: Maia Williamson

We often think financial resilience is just about getting a pay rise or having an emergency fund. But what happens if you get made redundant or fall sick and cannot work? Ashleigh Waterman from enable.me joins us to break down true financial resilience, protecting your earning ability, and planning for life’s unexpected twists.

Reagan sits down with Mike Puru, Sarah Gandy, and Yas Coe for a generational roundtable on all things money. They open up about their biggest financial mistakes, handling debt, dealing with unexpected tax bills, navigating house prices, and what they wish they knew when they were younger. It’s a powerful and honest chat about taking the fear out of money. This episode was brought to you by our friends athttp://enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan White Content Manager: Lauren CoffeyProducer: Maia Williamson

Imagine $10,000 suddenly landing in your bank account. Before you run out and spend it all on a fancy holiday or new gear, take a breath. Lisa Butler from enable.me joins Reagan to break down how to actually make a lump sum work for you. From clearing high-interest debt to setting up a safety net, here is how to make smart money moves. This episode was brought to you by our friends at enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan White Content Manager: Lauren CoffeyProducer: Maia Williamson

Artificial intelligence is built into almost everything these days, but can you actually trust it with your hard-earned cash? Reagan sat down with Alan Crofts and Romil Ghelani from the Financial Markets Authority, alongside Katie Wesney from enable.me, for a roundtable on AI in personal finance. We break down the difference between handy digital hacks and regulated financial advice, plus what to watch out for online. Helpful Links: Talking about money online Staying safe with online money advice Emerging Technology Horizon Scan Report on AI in Financial Services in NZ This episode was brought to you by our friends athttp://enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan White Content Manager: Lauren CoffeyProducer: Maia Williamson

We are taking our money power back in under five minutes with Shelley Palman from enable.me. Fixed, offset, or revolving credit, do you actually know the difference between your mortgage options? Shelley breaks down how each one works, the risks and benefits, and how the right structure can help you pay off your home loan faster. This episode was brought to you by our friends at http://enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan White Content Manager: Lauren CoffeyProducer: Maia Williamson

Christmas spending getting out of hand? Karen from enable.me joins Reagan to share practical strategies for navigating the festive season without blowing your budget. From managing kids’ expectations to ditching credit cards, we break down how to keep your finances intact while enjoying the holidays. This episode was brought to you by our friends athttp://enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan WhiteProducer: Maia Williamson

We are tackling the big question around emergency funds with Becs from enable.me. From broken dishwashers to job losses, how much buffer do you actually need? We break down why it is not about your income, how to calculate your essential living costs, and the best places to keep your cash so it is ready when you need it. This episode was brought to you by our friends at http://enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan White Content Manager: Lauren CoffeyProducer: Maia Williamson

Planning a wedding can feel like burning money, but it doesn't have to ruin your financial future. This week, Reagan sits down with wedding planner Kimberly Sanders from ‘Lucky in Love Weddings' and enable.me financial coach Shelley Palman to unpack how to set a real budget, cut out tradition tax, and handle the surprise costs that catch most Kiwi couples off guard. This episode was brought to you by our friends at enable.me - helping Kiwis build better financial futures. Find Kimberly at: luckyinloveweddings.nz See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan WhiteProducer: Maia Williamson

Earning a great income but wondering why you still feel like you're living pay to pay? enable.me's Shelley unpacks lifestyle creep, the psychology of hedonic adaptation, and how tiny micro-transactions sneakily drain your bank balance. Plus, learn why automation is your best defence against impulse spending. This episode was brought to you by our friends at http://enable.me - helping Kiwis build better financial futures. See more from Where’s My MoneyInstagram: @‌wheresmymoneynzFacebook: Where’sMyMoneyNZTikTok: @‌wheresmymoneynz Host: Reagan WhiteProducer: Maia Williamson

We are back with Shelley Palman from enable.me to dissect the reality of living with a million-dollar mortgage. With interest rates creeping back up, we talk through the power of splitting loans into tranches, scraping debt off the top using revolving credit, and why floating your whole loan is usually a trap. Plus, a check-in on whether automation and discipline are actually delivering real progress. Host: Reagan White Producer: Maia Williamson

We all set massive financial goals, but why is it so hard to stick to them? In the very first edition of 'The Money Brief’, Reagan sits down with Rebecca Starkey from Enable Me to look into the psychology of goal setting. We discuss why relying on pure willpower will always backfire, how to save yourself from yourself through automation, and why celebrating small wins is key to long-term success.

We all want to boost our earning power, but asking the boss for a pay rise can feel bloody terrifying. In this episode, host Reagan sits down with psychologist Sara Chatwin to break down why money chats trigger our anxiety and how we can flip the script. From picking the right day to framing your value, we run through practical, stress-free hacks to help you step up and ask for what you’re worth. This episode was brought to you by our friends at enable.me - helping Kiwis build better financial futures. Host: Reagan White Producer: Maia Williamson

Wait, so doomscrolling may actually be helping our country?  This week, we caught up with Economist Brad Olsen to talk about the newest report on TikTok's contributions to New Zealand - particularly the economy. Brad speaks on the specific findings of the report, including the $1.2 billion contribution to the economy, and what this means for consumers and businesses in Aotearoa.  We also have Kiwi Business 'PiknMix' owner Merritt Watson on the pod, who shares how much impact the app has had on him and his business. Whether you are a content creator, a local business, or a TikTok user, there is an interesting gem in this chat for everyone.  Powered by http://enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

Welcome back to Where's My Money? While we're between seasons, we're replaying some of the episodes that really stuck with people. If you've ever wondered why concert tickets cost so much, or what it actually takes to keep a band like SIX60 on the road, this one's for you. This isn't just a chat about music. It's about risk, margins, logistics, and running one of New Zealand's biggest entertainment businesses.Here's my yarn with Chris Mac from SIX60 and promoter Dave Munro.

While we're taking a short break, we're revisiting some of our biggest episodes from the year. This one's about love... and the thing couples might argue about more than almost anything else: surprise - it's money. From who pays on the first date, to financial red flags, to the conversations that can make or break a relationship, this episode might save you a few expensive mistakes.

Last time Ashley Jones joined us, she shared one of the toughest stories we've ever heard. She opened up about surviving domestic and financial abuse, fighting a legal system that kept her trapped, and turning that experience into the campaign that became Ashley's Law. Now she's back, and this conversation couldn't feel more different. Ashley joins Reagan to share an incredible full-circle moment after buying her very first home on her own. We talk about the emotions that came with homeownership, the grief of doing it alone, the financial lessons that made it possible, and why KiwiSaver played such a crucial role in getting her there. Ashley also reflects on the real-world impact Ashley's Law is already having for survivors across New Zealand, and shares a message of hope for anyone who feels like they're stuck. It's an honest, emotional and inspiring conversation about resilience, rebuilding and creating the future you deserve. If you or someone you know needs help, visit any of these links: Women’s Refuge: https://womensrefuge.org.nz/ Abuse and Domestic Violence Helplines: https://findahelpline.com/countries/nz/topics/abuse-domestic-violence Dress For Success: https://auckland.dressforsuccess.org/ Powered by enable.me - Financial coaching and strategic advice. Pay Down Debt. Grow Wealth. Retire Well.

We've spent plenty of time talking about earning, saving and investing money. This week, we're talking about something just as important. Giving it away. Sarah Page from Kindness Collective joins us for an honest conversation about generosity, poverty and what life really looks like for thousands of Kiwi families doing it tough. From starting the charity with a few cans from her pantry during her own battle with postnatal depression, to now supporting more than 130,000 people every year, Sarah shares the stories that continue to drive her life's work. We also unpack the changing face of poverty in New Zealand, why financial education still matters, and how even small acts of kindness can make a genuine difference, no matter what your own financial situation looks like. To donate or find more information, visit the Kindness Collective website at https://www.kindness.org.nz/ Powered by enable.me – financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.

Money isn't just about dollars. It's about mindset, opportunity and the stories we tell ourselves. This week, I sit down with Te Kahukura Boynton, founder of Māori Millionaire, to unpack her remarkable journey from struggling with addiction and poor mental health to becoming one of New Zealand's most influential voices in financial education. Together we explore why financial literacy alone isn't enough, how trauma shapes our relationship with money, and why taking personal responsibility can exist alongside recognising the systemic barriers many people face. We also dive into investing, building long-term wealth, avoiding financial scams, creating better money habits and the advice every young New Zealander should hear before they start earning. Whether you're just beginning your financial journey or looking to reset your money mindset, this is a conversation packed with practical lessons and plenty of hope. To join Te Kahukura's journey, you can follow her socials here: https://www.instagram.com/maorimillionaire_/?hl=en Powered by enable.me - Financial coaching and strategic advice. Pay down debt. Grow wealth. Retire well.