The Broker Collective Podcast

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! Riz, Lewis and Jamie chew the mortgage fat. Want to send us a voice note? Click here

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In this week's episode, Riz and Lewis are joined by Scott Aiken as Jamie let us down.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! After a summer hiatus, the boys are back and what a time to be back. Join Riz Malik, Lewis Shaw, and Jamie Lennox as they catch up on events to date.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In this episode, Riz Malik is noticeably absent. However, Lewis Shaw and Jamie Lennox are joined by Damian Pudner, economist and senior research fellow at the Great British Think Tank.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! Lewis Shaw, Jamie Lennox, and Riz Malik open by discussing a slow June, consumer spending caution amid political/tax uncertainty, and estate agent failures (overvaluing, poor due diligence, slow conveyancing) stalling house sales, proposing "contract-ready" selling as a fix. They pivot to Q3 strategy — content/education marketing over paid leads, the coming H2 2026 remortgage wave, and protection conversations backed by tools like Health Hub. The main segment features Ahmed Babikir, co-founder of Blue Gamma, explaining how the platform sources and cleans live swap rate data for lenders, investors, and brokers.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! Riz Malik, Lewis Shaw and Jamie Lennox discuss topics relevant to the UK mortgage market.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In this episode, Riz Malik, Lewis Shaw and Jamie Lennox discuss the slowdown in house price growth and how to survive during quiet times. They also discuss AI search and the opportunities that it brings.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! These social media gems are working according to the hosts. Join Lewis Shaw, Riz Malik and Jamie Lennox as they share their unfiltered thoughts.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In this episode, Riz Malik, Lewis Shaw and Jamie Lennox discuss Iran Part Two,, mortgage clubs and lots more.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! The Broker Collective team pulls no punches in this episode, sharing how brokers are surviving one of the most turbulent market environments in recent memory. With swap rates volatile, oil prices surging toward levels not seen since 1990, and the US-Iran situation throwing global markets into uncertainty, the hosts discuss how to manage client expectations, keep pipelines moving, and stay sane — all while working until midnight with a laptop on your lap. They are also joined by Steve Bell from Landmark Optimus.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! This week, Riz Malik, Lewis Shaw and Jamie Lennox go down the A.I rabbit hole.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! Riz Malik, Lewis Shaw and Jamie Lennox talk content and social media on the latest episode.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In this episode, we are joined by Gary Waters, the protection guru.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In the final episode of this year, Riz Malik (leader), Lewis Shaw and Jamie Lennox review 2025 and discuss their outlook for 2026: Merry Christmas and a Happy New Year. FOR PROFESSIONAL INTERMEDIARY USE ONLY. This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! Lewis Shaw, Riz Malik and Jamie Lennox discuss the recent budget and other things. FOR PROFESSIONAL INTERMEDIARY USE ONLY. This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! This week on The Broker Collective we’re diving into a side of the industry that most brokers love to hate: compliance. But before you yawn, trust us, this one’s not paint by numbers FCA chat. We kick off as always with the usual TBC chaos. Riz is back from Dubai still declaring himself Mister Worldwide, Jamie’s on a TikTok Live crusade, and Louis is just trying to keep control of the self appointed TBC dictator. From there, things get spicy as we break down what really happened at the latest Bank of England MPC meeting, the 5–4 “hold” vote that left everyone guessing, why Rachel Reeves’ latest tax hints have landlords sweating, and whether EV owners are about to become the next easy tax target. Jamie calls time on trying to predict rates saying “I’ve given up caring, they’ll go where they go,” while Riz delivers a mini economics lecture on inflation, bond markets, and why we’re still stuck paying some of the highest energy prices in the world. Then we get into the real meat of it, the housing market. Are house prices really set to rise 22 percent by 2030, or are we due for a major correction? We debate Savills’ forecast, the six and a half times income mortgage era, and whether a tech bubble style blow off is coming. Jamie thinks it’s all feeling a bit lofty. Riz argues that supply and demand still rules. Louis wonders if the government’s constant safety nets are just creating moral hazard. It’s part therapy session, part housing market autopsy. Then we’re joined by special guest Matt from KMS Consultancy, a compliance specialist who somehow manages to make compliance actually interesting. Matt’s a former FCA insider who’s now helping brokers navigate the real world side of Consumer Duty, social media rules, and protection conversations, all without the jargon. We talk: 💬 When a live or TikTok counts as a financial promotion ⚖️ How far brokers can sail close to the wind before falling foul of the FCA 📲 Why influencers are now in the regulator’s crosshairs 🏠 And how far you should push protection advice before it turns into a compliance nightmare Matt drops practical gems throughout, from documenting client declines to writing disclaimers that actually work. He’s also building an AI powered app to help one man bands stay compliant without paying compliance officer money. By the end, even Riz admits compliance might not be the enemy after all. This episode’s a reminder that: • Brokers have more power and responsibility than ever to educate clients • Financial literacy across the UK is still painfully low • And if we don’t keep the bar high, the FCA or the finfluencers will do it for us So whether you’re a broker, adviser, or just love hearing three grown men argue about inflation, house prices, and TikTok disclaimers, you’ll want to tune in. FOR PROFESSIONAL INTERMEDIARY USE ONLY. This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! Lewis, Jamie and Riz (dialling in “Mister Worldwide” style from the UAE) unpack a lively October: slow start, strong finish, and why December sits on a knife-edge for property demand. They debate “complete now or wait for the Budget,” stamp duty vs a mooted annual property tax, falling swaps, and whether a base-rate cut lands in November or December. On the business side, Lewis shares what’s working in organic social (Calendly flows, Linktree, DMs, and why followers matter less than watch-time), plus honest chat about burnout, boundaries over Christmas, and automations to hit January running. Special guest Sam Lappin (Sesame) lifts the lid on AR vs DA routes, why many firms are switching networks, the underrated power of delegation, and the industry’s “new blood” problem. The crew close with 2026 prep: know your numbers, build a real community (not an echo chamber), and stay agile—because policy and sentiment could flip fast. FOR PROFESSIONAL INTERMEDIARY USE ONLY. This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In this episode the band is back together and discusses the latest moves in the mortgage market. FOR PROFESSIONAL INTERMEDIARY USE ONLY. This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In Episode 41 of The Broker Collective, Riz Malik, Jamie Lennox, and Lewis Shaw dive straight into the political and economic storm clouds forming over the mortgage market. Fresh from holiday, Riz shares his thoughts on Rachel Reeves’ looming budget, landlord tax rumours, and the possibility of National Insurance being charged on rental income. The trio debate whether these moves are designed to push landlords into selling to tenants, or part of a bigger shift towards institutional ownership of UK housing. With tinfoil hats firmly in place, they explore parallels with the World Economic Forum’s “you will own nothing” narrative, Gary Stevenson’s prediction of house prices doubling, and the uncomfortable reality of a housing supply crisis that shows no sign of being fixed. The conversation turns practical as they discuss how brokers can prepare clients for portfolio restructuring, CGT risks, and the opportunities for tenants if a landlord sell-off accelerates. They also stress the importance of financial education, partnerships with IFAs, and using social media to educate rather than sell. Later, the hosts welcome Jamie Lawless, CEO of Lendwell , to discuss their new AI-driven CRM platform set to launch in the UK. Jamie explains how poor-quality data inspired the project, why legacy systems are holding brokers back, and how AI can drastically cut processing time, improve client experience, and transform conveyancing. The episode closes with hot topics on down-valuations, slow commission payments, and why consistency is the key to success—whether on social media or in podcasting. Key Talking Points: Rachel Reeves’ budget leaks and landlord tax speculation Are we heading towards corporate control of UK housing? Asset prices, WEF narratives, and supply failures Why brokers should educate tenants and partner with IFAs Social media growth: 700k views in 30 days Interview with Lendwell CEO Jamie Lawless on AI, CRMs, and the future of mortgage tech Down valuations, procs delays, and broker frustrations

Got something to say to this podcast? Send a voicemail, and you might hear yourself on the next episode! In this episode of the TBC Podcast, Lewis and Jamie are joined by Scott Aitken from Aitken Financial Services. Scott has big shoes to fill, but we talk all things mortgage related. FOR PROFESSIONAL INTERMEDIARY USE ONLY. This podcast is intended for mortgage brokers and financial advisers and is not intended for use by the general public. The content provided is for informational and educational purposes only and does not constitute financial, legal, or mortgage advice. The views expressed are those of the individual hosts and guests and do not necessarily reflect the views of their respective firms. Always conduct your own research and due diligence.