Mato just raised pre-seed Read more
Podcast charts
Published by ReportsOnHousing
Let’s Talk Housing is your go-to Q&A-style podcast for all things real estate and economics. Hosted by Brennen Thomas, with insights from chief economist Steven Thomas, we break down the market in plain language for realtors, investors, buyers, sellers, and anyone curious about housing.
On the charts
Every published chart this podcast appears in, in the snapshot behind this page. Each one links to the chart it came off.
The Mato Topic Intelligence Platform does not report this podcast as charting in a published category in this snapshot.
From the feed
The latest episodes published to this podcast’s own RSS feed. Titles and descriptions are the publisher’s.
The housing market is slowing rapidly as elevated mortgage rates pressure buyer demand and keep inventory from falling normally. Steven Thomas and Brennen Thomas examine rising foreclosure filings, record homeowner equity, increasing price reductions, and the possibility of even higher mortgage rates. The episode also breaks down the biggest economic and housing risks heading into 2027. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 01:21-Housing Market Slowdown Accelerates 06:53-Jobs, Inflation, and Mortgage Rates 09:31-Are Foreclosures Becoming a Problem? 12:54-Homeowners Are Sitting on Trillions in Equity 15:11-Why Price Reductions Are Rising 17:59-Could Mortgage Rates Reach 8% or 9%? 20:35-Housing’s Biggest Risks for 2027 23:28-Final Thoughts
Mortgage rates have surged toward 7.5%, putting renewed pressure on housing affordability and buyer demand. Steven Thomas and Brennen Thomas examine rising price cuts, additional Federal Reserve rate hikes, and how elevated rates could affect the housing market through the end of 2026. The episode also explains why today’s adjustable-rate mortgages are fundamentally different from the risky loan products that helped fuel the Great Recession. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 01:42-Introducing NerdLabHQ 03:31-Housing Market and Federal Reserve Update 06:34-How High Can Mortgage Rates Go? 10:56-Why Price Cuts Are Rising 14:28-Can Housing Survive More Fed Rate Hikes? 16:55-Are Adjustable Rate Mortgages Really Risky? 20:13-Final Thoughts
Mortgage rates have climbed above 7%, putting renewed pressure on buyers, sellers, and the broader housing market. Steven Thomas and Brennen Thomas examine the rent-versus-buy debate, housing crash predictions, and whether today’s market is becoming increasingly K-shaped. The episode also breaks down why condos and townhomes are struggling more than detached homes and what higher rates could mean heading into 2027. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 02:16-Housing Supply, Demand, and the Autumn Market 04:19-Why Mortgage Rates Hit 7% 07:40-What 7% Rates Mean for Housing 10:15-Renting vs. Buying and the Break-Even Point 14:58-Is the Next Housing Crash Closing In? 20:22-Is Housing Becoming K-Shaped? 22:02-Why the Condo Market Is Struggling 25:53-Final Thoughts
The housing market is shifting as affordability remains strained and buyers gain more negotiating power. Steven Thomas and Brennen Thomas examine mortgage rates, home prices, Gen Z’s hopes for a housing crash, and whether America is becoming a nation of renters. The episode also looks at what buyers and sellers can expect through the remainder of 2026. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 01:54-Housing Supply, Demand, and the Fall Market 04:44-Inflation, Mortgage Rates, and the Federal Reserve 08:06-Is This Really the Worst Time to Sell? 10:24-Why Buyers Have More Negotiating Power 11:56-Why Gen Z Wants a Housing Crash 15:19-Is America Becoming a Nation of Renters? 18:02-What to Expect for the Rest of 2026 19:41-Final Thoughts
This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing explaining why affordability remains the single biggest force shaping today’s housing market. The discussion explores how mortgage rates, home prices, and household incomes work together to determine affordability, why the market remains frozen, and what could finally improve conditions for buyers. It also addresses common misconceptions about affordability and why meaningful change takes time. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 0:00-Introduction 01:38-What Happens in the Fall Housing Market 06:14-Why Inflation and Jobs Matter 11:30-What Affordability Really Means 15:00-Affordability vs Mentality 17:37-Can Affordability Improve Over Time? 19:36-The Biggest Affordability Misconception 22:56-Conclusion
This episode of Let’s Talk Housing explores why the housing market is cooling as summer progresses, but remains far from a crash. Steven Thomas of Reports On Housing breaks down the economic reports that matter most, including inflation, jobs, and Federal Reserve policy. The discussion also examines the difference between sluggish and collapsing demand, the three ingredients required for a housing crash, and why today’s market conditions look very different from those of the Great Recession. This data-driven episode provides important context for understanding current housing trends. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 00:37-What Happens in August 04:40-Economic Reports That Matter 06:07-Inflation and the Fed 10:13-Cooling vs Crashing Housing Market 13:53-The Three Crash Ingredients 16:38-Housing Crash Headlines Explained 20:12-Why the Data Says Otherwise 20:50-Conclusion
The housing market is shifting as inventory rises, buyer demand declines, and mortgage rates remain elevated. Steven Thomas and Brennen Thomas examine the new housing legislation, institutional investors becoming net sellers, price reductions, inflation, and the economic forces influencing the second half of 2026. The discussion also separates declining asking prices from actual home-value trends and addresses concerns that the United States may eventually build too many homes. Buyers and sellers receive practical guidance for navigating a slower and increasingly price-sensitive housing market. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 01:58-Housing Supply, Demand, and Market Time 05:28-Mortgage Rates and the Second Half of 2026 07:59-Inflation, Oil Prices, and the Federal Reserve 10:28-The New Housing Bill Explained 15:15-Why Institutional Investors Are Selling 16:58-Are Home Prices Really Dropping 20:18-Is America Building Too Many Homes 24:17-Advice for Buyers and Sellers 27:48-Final Thoughts
This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down the latest housing market trends following the Fourth of July holiday. The discussion covers the June jobs report, rising home flipping profits, record equity withdrawals, and whether today’s affordability challenges signal a true breaking point for housing. It also explains why the market remains frozen rather than crashing and what to watch as mortgage rates and the economy continue to evolve.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 00:59-Fourth of July Housing Update 02:49-Jobs Report Breakdown 05:21-Home Flipping Returns 07:06-Homeowners Tap More Equity 09:58-Housing's Breaking Point 13:20-Why Prices Remain Sticky 15:24-Conclusion
This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing discussing the latest housing market trends as summer gets underway. The conversation covers inflation, mortgage rates, the first Federal Reserve meeting under Kevin Warsh, and why inventory remains constrained despite elevated delistings. It also examines rising existing home sales, homeowner lock-in behavior, and the debate over whether the median U.S. single-family home price could eventually reach $1 million. This data-driven discussion provides insight into where housing may be headed next. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 01:56-Summer HousingMarket Update 03:53-Inflation and Economic Trends 06:48-Kevin Warsh and the Federal Reserve 11:43-Iran Conflict and Inflation Impact 14:02-Existing Home Sales Rise 17:27-Why New Listings Remain Low 21:50-The $1 MillionHousing Market Debate 24:44-Conclusion
This episode of Let’s Talk Housing explores a market sending mixed signals as demand begins its seasonal decline while inventory continues to grow. Steven Thomas of Reports On Housing breaks down inflation, mortgage rates, Zillow’s latest forecast, and the ongoing impact of global conflicts on housing. The discussion also examines rising delistings, seller behavior, and why today’s market remains remarkably balanced despite affordability challenges. Plus, a preview of the new Nerd Lab HQ platform for housing professionals and subscribers. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 02:34-Summer HousingMarket Outlook 04:08-Demand Has Peaked 05:41-Why the s 06:48-Inflation and the Economy 09:40-Iran Conflict -and Mortgage Rates 11:42-Are Sellers Becoming More Realistic 14:18-Zillow’s Housing Forecast 18:09-Delistings Are Rising 21:58-NerdLabHQ Preview 23:30-Conclusion
This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down whether today’s frozen housing market is becoming permanent. The discussion covers supply and demand trends, mortgage rate volatility, geopolitical risks, and why affordability remains the biggest challenge for buyers. It also examines why forecasting rates has become increasingly difficult and what today’s elevated price reductions actually mean for the market. This data-driven episode explains the realities shaping housing in 2026. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 03:48-Supply, Demand, and Market Speed 06:02-Iran Conflict and Mortgage Rates 08:35-Is Housing Permanently Broken 11:42-Buyers Returning to the Market 13:48-Can Mortgage Rates Be Forecasted 18:07-Price Reductions in 2026 21:23-Why Sellers Keep Missing the Market 23:35-Conclusion
This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down why today’s economy and housing market feel increasingly uncertain. The discussion covers rising demand, the latest Federal Reserve meeting, mortgage rates, inflation pressures, and the ongoing impact of the Iran conflict on the broader economy. It also examines the “silver tsunami” narrative, why home prices continue rising in many markets, and the growing divide within today’s K-shaped economy. This episode delivers a data-driven look at the forces shaping housing in 2026. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 02:38-Surprise Housing Market Shift 05:40-Federal Reserve Meeting Breakdown 07:30-Why Rate Cuts Are Fading 08:46-Jobs Report and Mortgage Rates 11:27-Will a Silver Tsunami Flood the Market 15:7-Why Home Prices Are Still Rising 19:07-Iran Conflict and Housing Risks 23:55-The K-Shaped Economy Explained 26:38-Conclusion
This episode of Let’s Talk Housing features Steven Thomas of Reports On Housing breaking down why the 2026 housing market continues to mirror recent years. The discussion covers inventory trends, steady demand, and the impact of economic uncertainty and interest rates. It also explores property type performance, clickbait narratives, and evolving buyer behavior. This episode provides clear, data-driven insight into what is actually driving today’s housing market.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00-Introduction 03:16-Market Feels Like Groundhog Day 04:20-Inventory and Demand Breakdown 05:15-Why Rates Still Matter 05:56-Market Speed and Pricing 06:36-Fed and Economic Outlook 09:09-Global Conflict Impact 12:42-Listener Questions 13:00-Property Type Trends 17:20-Clickbait and Media Narratives 21:49-Algorithm and Market Fear 23:50-Gen Z and Homeownership 28:24-Luxury Market Trends 33:02-Conclusion
This episode of Let’s Talk Housing breaks down the April 2026 housing market and explains why home prices remain resilient. It covers supply, demand, mortgage rates, and the impact of inflation and global events on today’s market. A key focus is the difference between expected market time and average days on market, highlighting why one is more accurate. Additional topics include wildfire recovery timelines, rising FHA delinquencies, and the state of the American Dream. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Intro 02:38-Spring housing market overview 05:10-Rates inventory and demand trends 06:24-Inflation, jobs, and Iran impact 09:20-Expected market time vs days on market 14:55-Why DOM is misleading 19:32-Wildfire rebuild timeline and pricing 23:09-FHA delinquencies and foreclosure reality 26:48-Is the American Dream slipping away 31:02-Conclusion
What is really happening with mortgage rates and the 2026 housing market? In this episode of Let’s Talk Housing, Steven Thomas from Reports On Housing breaks down rising volatility, global economic uncertainty, and why buyer demand is beginning to stall despite inventory growth. From Federal Reserve policy to AI fears and misleading Google search trends, this episode separates headlines from reality. Watch to understand where the housing market is headed and what it means for home prices this year. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 02:28-Housing Supply and Demand Update 03:27-Mortgage Rates Volatility Explained 05:03-Why Spring Market Is Slowing 06:18-Federal Reserve and Inflation Data 07:57-Economic Uncertainty Rising 10:23-Mortgage Rates Near 6.5% 12:05-2026 Housing Market Outlook 15:10-Why Homes Are Not Selling 17:22-Accidental Landlords Explained 19:20-Silver Tsunami Housing Myth 22:23-AI Fear and Housing Market 25:10-Google Search Trends Misleading 29:05-Final Thoughts and Wrap Up
Mortgage rates are rising again, and it could reshape the 2026 spring housing market. In this episode of Let’s Talk Housing, economist Brennen Thomas and housing expert Steven Thomas from Reports On Housing break down why rates are moving higher, the impact of rising oil prices, and what it means for homebuyers and sellers. They also address concerns about stagflation, new legislation targeting institutional investors, and why housing demand may resemble the last three years. If you want data-driven insights into the real estate market, this episode provides a clear breakdown of what to expect next.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps: 00:00 Introduction 02:06 Housing Supply Demand Update 02:19 Expected Market Time Explained 03:22 How Fast the Housing Market Is Moving 04:13 Transition Into Spring Housing Market 05:01 Why Spring Inventory Always Surges 05:35 Mortgage Rates Move Back Toward 6.5% 06:12 CPI and PCE Inflation Reports Explained 06:47 Weak Jobs Report Impact 07:28 Oil Prices Driving Mortgage Rates Higher 08:28 Mortgage Rates Rising Quickly 09:27 Global Events Impacting Housing Market 10:18 Gas Prices and Economic Pressure 10:30 Stagflation Concerns Explained 11:07 What Real Stagflation Looks Like 12:05 Oil Prices Impact Food and Supply Chains 13:09 Why Mortgage Rates Should Have Fallen 13:55 Institutional Investor Housing Bill 14:26 Impact on Build-To-Rent Housing 15:27 How Policy Could Reduce Home Construction 16:26 Why Institutional Investors Are Not the Main Buyers 16:48 Housing Market Positives for Buyers 17:38 Entry Level Inventory Increasing 18:24 Possible Tepid Spring Housing Market 19:14 2026 Housing Demand Outlook 20:12 Why Housing Prices Should Stay Stable 21:05 Conclusion
Is AI fear slowing the housing market in 2026? In this episode of Let’s Talk Housing, Steven Thomas of Reports On Housing breaks down mortgage rates near 6 percent, subdued demand, and why headlines comparing today to 2008 are misleading. Learn how supply, inventory, and homeowner equity differ drastically from the Great Recession and why prices remain sticky despite lower sales. Get proper context on mortgage spreads, the Federal Reserve, and what could unlock more demand this spring. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Introduction 02:25-Supply and Demand Update 2026 05:00-Mortgage Rates Hit 5.99% 06:40-Why Rates Fell in 2026 07:40-Geopolitical Impact on Rates 10:17-Should Buyers Be Worried? 11:40-AI Fear Impacting Demand 15:48-2008 Crash Headlines Debunked 20:00-Why Prices Are Not Plunging 22:43-Has Housing Recalibrated? 26:52-What Happens If Rates Fall 27:56-Capital Gains Tax Discussion 30:44-Conclusion
Is the housing market entering a new crisis, or are the headlines exaggerating the data? In this February 2026 episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas of Reports On Housing break down rising demand, falling mortgage rates near 6 percent, underwater mortgages, and new construction incentives. They explain why certain markets like Texas and Florida are softer while much of the country remains stable with strong equity. Get the proper context behind negative equity, builder buy-downs, and what to expect heading into the spring housing market.Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode!Time Stamps:00:00-Introduction02:31-Winter Market Thaw Explained03:19-Year Over Year Demand Rising04:30-Hottest Spring Market Ahead05:00-Mortgage Rates Drop to 6%06:44-Inflation and CPI Update08:32-Could Rates Fall Into the Fives09:06-January Sales Tank Headline10:47-Expected Market Time Explained11:35-Housing Market Flywheel Effect13:23-One Million Underwater Homeowners13:52-Negative Equity Explained16:55-Texas and Florida Weakness17:55-2026 Labor Market Outlook20:28-Federal Reserve Trend Analysis21:47-Dr Horton 3.99 Percent Buydown22:34-New Construction Inventory Surge24:15-Builder Strategy Explained25:35-Conclusion
Brennen Thomas and Steven Thomas break down the 2026 U.S. housing market trends and provide insights for buyers and investors. From winter market activity to mortgage rates, inventory changes, and the Federal Reserve’s impact, this video explains the real story behind current headlines. Learn why purchasing a home today can still be a strong long-term investment and how market timing affects your buying power. Stay informed with expert analysis you won’t see anywhere else. Time Stamps: 00:00-Introduction 01:01-Personal Updates 01:25-Winter Market Trends 03:00-Best Time To List Homes 04:28-Interest Rates and Buying Power 06:18-Home Inventory Trends 07:07-Federal Reserve Insights 10:56-Kevin Warsh and Fed Leadership 12:09-Government Shutdown and Data Delays 13:53-Housing Crash Narrative Explained 15:42-Buying Vs Renting 18:08-Historical Home Values 20:51-San Diego Market Context 22:01-Hunkering Down Trend Update 24:47-Conclusion
In this episode of Let’s Talk Housing, Brennen Thomas and Steven Thomas break down the early winter housing market shift and why demand is about to change. They explain what’s happening with mortgage rates, inflation, and job data, and how affordability is impacting buyers. The conversation also tackles starter homes and the truth behind institutional investors. Data-driven insights from Reports On Housing help cut through the noise. Got questions? Drop them in the comments or email us at brennen@reportsonhousing.com for a chance to have them featured in a future episode! Time Stamps: 00:00-Intro 01:25-Supply & Demand Overview 03:05-Market Slowdown And Winter Kickoff 06:00-Winter Market Trends And Timing 07:07-Jobs Data, Unemployment, & CPI 09:27-Inflation & Fed perspective 11:25-Mortgage Rate Trends & Spreads 16:25-Interest Rate Analysis & Outlook 18:41-Potential For Mortgage Rates In The Fives 20:29-Starter Homes & Affordability 24:56-Institutional Investors & Housing Policy 30:27-Conclusion
Ranking source
Apple Podcasts rankings via the Mato Topic Intelligence Platform.
Observed October 22, 2026. Cached outside the daily freshness window; the positions keep the date they were taken on.
Apple and Apple Podcasts are trademarks of Apple Inc., registered in the U.S. and other countries.
Pairs with
Bring this source into Mato to read its transferable patterns, then turn them into an original show for your own audience.