Australian Property Show

What can property investors, business owners and wealth builders learn from the Newcastle Knights? A lot. Twelve months ago, the Knights finished with the wooden spoon. Now they are Grand Finalists. But the most interesting part of that transformation isn't the football. It's the belief. In this short episode of The Australian Property Show, Tom Haigh explores what the Knights' rise can teach us about success in business, property and life. Because external expectations can become powerful ceilings. We can start believing that we're only capable of achieving what people around us think is realistic. The Knights' transformation is a reminder that sometimes the biggest change happens when you start believing in what you're capable of becoming — and then do the work to prove it. Tom also reflects on Groundswell Property's own 10-year journey and a lesson he's carried with him from Bill Nelson: "Be the person you thought you were capable of becoming." In this episode: • What the Newcastle Knights' transformation can teach us about achieving more than expected • Why belief needs to come before results, but cannot replace the work • The role coaches, mentors and the people around us can play in changing what's possible • How external expectations can quietly become the ceiling on our own potential • Why having a strong purpose changes the way you approach difficult goals • The connection between the Knights' rise, building a business and creating long-term wealth • Why the biggest missed opportunity may be underestimating what you're actually capable of Sometimes the gap between where you are and where you want to be isn't as big as you think. You just need to believe it's possible long enough to give yourself the chance to prove it. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of Groundswell Property's position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of Groundswell Property.

What happens when property investors stop buying? Investor sentiment has shifted, tax settings have changed, and more property investors are questioning whether residential property still makes sense as an investment. But what happens to the broader property market when investors pull back? In this episode, Tom Haigh is joined by Mike Mortlock, Co-Founder and Managing Director of MCG Quantity Surveyors , and host of Geared for Growth , to unpack what the latest investor sentiment data is telling us about the Australian property market. They explore what changing investor behaviour could mean for rental supply, rents, first-home buyers and property prices, as well as the strategies investors may need to consider in a market where cash flow matters more and tax benefits are changing. They also look beyond the headlines at the bigger issue facing Australian housing: population growth continues, construction remains under pressure, and the underlying supply shortage hasn't gone away. I n this episode, you'll discover: Why property investors are pulling back and what that could mean for the rental market Whether helping first-home buyers actually addresses Australia's underlying housing shortage How changing tax settings could affect the economics of new property investments Why cash flow is becoming increasingly important for property investors Where Mike is seeing potential opportunities in established property, value-add strategies and price-to-value discrepancies Why a property downturn can create different opportunities for people trading up their family home What investors should be paying attention to instead of trying to predict the next policy change or market cycle If you're trying to work out what the changing property landscape actually means for your own strategy, this conversation will give you plenty to think about. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of Groundswell Property's position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of Groundswell Property.

Everyone is talking about what could go wrong with Australian property. Falling prices. Policy changes. Higher costs. Weaker confidence. More uncertainty. But what if a softer market isn't just something to survive? What if it's an opportunity to create value that simply isn't available when everyone is fighting to buy? In this episode of The Australian Property Show, Tom Haigh breaks down five practical strategies for making money in a down property market. These aren't theoretical strategies. They're approaches Tom has used himself and strategies the Groundswell team is currently helping clients explore. We look at how to: Create dual-income properties and dramatically increase rental income Renovate dated property to manufacture value rather than wait for market growth Identify adaptive reuse opportunities where a property's current use isn't its highest and best use Find under-rented commercial assets where increasing the income can unlock significant value Trade up into better residential property while taking advantage of relative price discounts The bigger lesson is that you don't need to predict the bottom of the market to make a good property decision. You need to understand the fundamentals, identify where the market is mispricing an opportunity, and have the vision and discipline to act. If you're currently sitting on the sidelines because the headlines are telling you property is in trouble, this episode will give you a different way to look at the market. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of Groundswell Property's position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of Groundswell Property.

There is no shortage of negativity right now. The economy is stuffed. Property is unaffordable. Interest rates are too high. The market is going to crash. Young people have got no chance. Business is too hard. Some of those concerns may be legitimate. But after three years of interviewing business owners, investors and people who have actually built wealth, I've noticed something interesting. The people who make things happen don't seem to spend much time talking about why they can't. In this episode, I go back through the conversations I've had on The Australian Property Show and pull out five behaviours that keep showing up in people who build successful businesses, invest well and keep moving forward when the outcome isn't certain. We'll look at why belief can matter before the evidence arrives, why you should count your attempts rather than just your results, why certainty can actually be a warning sign, why preparation can easily become a substitute for action, and how successful people learn to deal with setbacks without making them personal. This isn't about pretending everything is positive or ignoring genuine risks. It's about making better decisions in the real world, where uncertainty is unavoidable and there will always be someone telling you why you shouldn't do something. If you're building wealth through property, running a business or simply trying to make better decisions with the opportunities in front of you, this episode is a timely reminder to focus less on what you can't control and more on what you can actually do. Key takeaways: Why the people who succeed aren’t necessarily the smartest, wealthiest or best connected — and what they do differently when the outcome is uncertain. The uncomfortable relationship between belief and evidence Why the number of attempts you make may matter far more than the number of times you get it right. Why certainty can actually be a warning sign The difference between being busy and actually moving forward Why successful people experience rejection and setbacks differently What three years and dozens of conversations with people who have actually built businesses, bought property and created wealth revealed about the behaviours that sit underneath their success. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of Groundswell Property's position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of Groundswell Property.

What happens when the property portfolio you've spent 15 or 20 years building is worth millions, but still doesn’t give you the freedom you expected? This is a problem we see regularly with successful property investors. Early in your investing journey, capital growth is often the priority. You have income, borrowing capacity and time on your side, so accepting a lower rental yield can make sense. But eventually, the question needs to change. Instead of asking “How much more property can I buy?” , you need to start asking “How do I make the wealth I’ve already created work harder for me?” In this episode, Tom explores the transition from growth to income and why getting the timing wrong can be costly. You’ll learn why chasing passive income too early can hold back wealth creation, why residential property may not always be the best fit once income becomes the priority, and how commercial and industrial property can provide a different income profile through longer leases, rental increases and tenant-paid outgoings. Most importantly, Tom explains why growth and income aren’t competing strategies. They can be two different stages of the same investment journey . Because the ultimate goal isn’t to own more property. It’s to build enough wealth that your assets can eventually buy back your time. Key takeaways: The property strategy that works at 35 may not be the right strategy at 55. Your investment strategy needs to evolve as your circumstances and objectives change. Don’t chase income too early. If you still have strong income, borrowing capacity and plenty of time, prioritising capital growth can be the smarter move. A $2 million portfolio doesn’t necessarily mean financial freedom. If the portfolio is producing only modest net income, the wealth on paper may have little impact on your ability to reduce your reliance on work. Gross rental yield can be misleading. Vacancy, maintenance, insurance, rates, management and other costs can significantly reduce the income that actually reaches the investor. Commercial and industrial property can become more compelling when income becomes the priority. Longer leases, built-in rental increases and tenant-paid outgoings can create a very different income profile. Don’t let an old investment strategy dictate your next move. A property may have already delivered excellent capital growth and done exactly what you bought it to do. That doesn’t mean it must remain in the portfolio forever. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of Groundswell Property's position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of Groundswell Property.

They bought an indoor skate park and turned it into their office. That is not even the most interesting thing about Guy and Maddie Bunder. Guy runs MADE, an architectural building company in Newcastle. Maddie runs AUTHOR, a brand and marketing agency she has kept deliberately small. Between them they have renovated, developed and delivered a run of Newcastle property most investors never attempt, while raising two small girls and, in Maddie's words, still not having any of it figured out. Guy trained as a plumber because his father was one and told him not to. Maddie asked for two days a week in Newcastle before COVID made that normal, was told no, and started consulting until she found a proper job. Seven years later she is still consulting. The idea running underneath all of it: reality is far more negotiable than most people are ever willing to test. IN THIS EPISODE The skate park that became Sirkel, and why owning the building beat renting a desk National Park Street: a 1930s Merewether home, a deep red addition Maddie tried to talk him out of, and an off-market sale in 48 hours The private debt lesson, and why cash flow was the hardest thing Guy ever had to learn "You've got to care, but not too much." Why Guy built a company on the exact opposite LINKS AUTHOR, brand and marketing⁠ MADE, architectural building, Newcastle Label Group, Guy & Maddie's Development Group Sirkel, the co-working conversion The Design Files on National Park Street The Local Project on National Park Street Hosted by Tom Haigh of Groundswell Property, a Newcastle buyers agency for business owners with equity and no clear plan for it. Ready to take action? Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ABOUT THE HOST Tom Haigh is the founder of Groundswell Property, a buyers agency and property advisory based in Newcastle, working with business owners and high income earners who have equity and capacity but no clear plan for it. If you have been quietly telling yourself that the portfolio you want isn't available to someone in your position, that is worth testing. ⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of Groundswell Property's position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of Groundswell Property.

Victoria has spent more than four years in a property downturn. Investors have left. Confidence has fallen. Land taxes have changed the economics of owning property. And the headlines remain overwhelmingly negative. But could that be exactly why some of the best opportunities are emerging? In this episode of The Australian Property Show, Tom Haigh sits down with Mornington Peninsula property expert and buyer's agent Jarrod Quint to unpack what is really happening on the ground in Victoria. Jarrod shares some extraordinary examples of properties trading well below their previous values and, in some cases, below replacement cost. They explore why investor demand has collapsed, where rental yields are becoming surprisingly attractive, how buyers are finding off-market opportunities with almost no competition, and why some lifestyle properties have fallen by 30–40%. But perhaps the biggest lesson is broader than Victoria. Don't confuse the macro market with the market that actually matters to you. Jarrod explains why investors should understand the national picture, but become “hyper educated” about the specific micro-market, property type and buyer demand they are considering. If you're investing in property, considering a move to the Mornington Peninsula, or simply trying to work out where genuine value exists in today's market, this is an episode worth paying attention to. Key takeaways: Victoria's property market has a unique story. Negative headlines can create opportunity. The Mornington Peninsula has major supply constraints. Small property details can create a huge difference in value. Some lifestyle markets are genuinely distressed The best opportunities aren't always found through the public market. Understand the macro, but become obsessed with the micro. Take Action Today: Connect with our guest Jarrod Quint If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of Groundswell Property's position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of Groundswell Property.

For twenty years, almost any property purchase has worked. Buy something, hold it, and the market bailed you out. That era is ending. In this episode, Tom Haigh shares a story close to home — a disciplined, decorated family man whose property decision felt right at the time, and cost him a decade of zero return. It's a mistake more common than most investors realise, and it rarely announces itself until years later. Tom breaks down why comfort and confidence are not the same thing, what the Newcastle Knights' extraordinary turnaround can teach property investors about preparation, and the five-step DRIVE framework Groundswell uses to make sure the purchase is the last decision made — not the first. If you're a business owner or investor using property to build long-term wealth, this episode will change how you weigh up your next move. Key takeaways: The market has quietly rewarded guesswork for two decades — that forgiveness is ending, and the cost of an under-researched decision is about to get much higher. Comfort and confidence aren't the same thing. Comfort is a feeling; confidence comes only from proper preparation. Even careful, successful people can make comfortable property decisions instead of precise ones — discipline in one area of life doesn't automatically transfer to property. A "fine at the time" purchase can sit flat for a decade — the real cost isn't just missed growth, it's the opportunity cost of everything that money could have done instead. The Newcastle Knights' turnaround is a useful model: role clarity, a calculated plan and attention to detail turn an average outcome into a genuinely strong one. Groundswell's DRIVE framework — Destination, Reality, Intelligence, Vehicle, Execution — deliberately treats the property purchase as the last decision, not the first. The upfront work that feels slow and unglamorous is actually the highest-leverage move an investor can make — it's the difference between a decision you're comfortable with today and one you're still proud of in ten years. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Most business owners pour everything into their business. But what happens if your business becomes your only wealth strategy? In this episode, Tom sits down with long-time business owner Rob Flanagan to unpack the real story behind building wealth over decades. They discuss growing a family business, navigating the pressure of employing staff, investing in residential and commercial property, surviving life's toughest setbacks and successfully selling part of the business after more than 30 years. More importantly, they explore the role trusted advisers, mentors and strategic property decisions played in creating financial security and giving Rob more freedom, confidence and choice. This isn't a conversation about chasing millions. It's a conversation about building a life. If you're a business owner, property investor or anyone wanting to create long-term wealth without relying on a single income source, this episode is packed with practical lessons you can apply immediately. Key takeaways Why relying solely on your business can create unnecessary financial risk. How investing in property can provide security, flexibility and peace of mind beyond business income. The biggest lessons Rob learned from growing and eventually selling a family business. Why experienced advisers and mentors often deliver their greatest value during life's biggest financial decisions. How decades of consistent, well-considered decisions outperform chasing one perfect investment. The personal impact of balancing business ownership, family life and significant personal loss. Why true wealth is measured by having more choice, less stress and more time for the people who matter most. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Most Australians are waiting. They're waiting for confidence to return. Waiting for interest rates to settle. Waiting for the headlines to improve. But what if that's exactly why today's market is creating one of the biggest buying opportunities we've seen in years? In this episode, Tom explains why the current market isn't affecting every property equally—and why homeowners looking to upgrade may have a rare opportunity to create significant wealth without taking on unnecessary risk. You'll discover why selling in a softer market isn't necessarily a disadvantage, how premium properties are being impacted very differently to the affordable end of the market, and why your principal place of residence could become one of the most powerful wealth-building assets you own. This isn't about trying to pick the bottom of the market. It's about recognising when price and value become disconnected—and positioning yourself before everyone else catches on. If you've been thinking about upgrading your home, building long-term wealth through property, or making smarter strategic decisions in uncertain markets, this is an episode you won't want to miss. Key takeaways Why today's premium property market may present the best buying opportunity in seven years. How upgrading your home in a softer market can create instant relative wealth, even if you don't achieve a record sale price. The difference between focusing on price and understanding relative value . Why higher-priced homes are experiencing much less buyer competition than the affordable end of the market. How successful investors think differently during periods of uncertainty—and why preparation beats waiting for certainty. Why your principal place of residence could play a much bigger role in your long-term wealth strategy than you realise. Practical steps to prepare now so you're ready to act when the right opportunity presents itself. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

The 2026 Federal Budget has changed Australian property investing. Negative gearing. Capital gains tax. Investor demand. Almost overnight, new builds became the most talked-about investment strategy in the country. But does that automatically make them the best investment? In this episode, Tom Haigh separates legislation from marketing and explains why the biggest opportunity in today's market could also become one of its biggest traps. You'll learn why so many investors are suddenly rushing into house-and-land packages, how developers and referral networks influence buying decisions, and why tax benefits alone should never justify purchasing the wrong asset. Most importantly, you'll discover the characteristics that separate a high-performing new build from one that could underperform for years. If you're considering buying property after the 2026 Budget, this episode could save you from making an expensive mistake. In this episode you'll learn: Why new builds retained valuable tax advantages after the Budget. The five biggest risks hiding behind many house-and-land packages. How oversupply quietly limits long-term capital growth. Why land value matters far more than most investors realise. The one question every buyer should ask before signing a contract. What the best-performing new builds have in common. Tom's independent risk rating for today's new build market. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Every month, thousands of Australian business owners pay rent without realising they're funding someone else's wealth. But buying your own commercial premises isn't simply a matter of finding a property and getting a loan. The biggest opportunities—and the biggest mistakes—often happen long before a contract is signed. In this episode, Tom Haigh sits down with commercial finance specialist Julia Martinelli to unpack what really separates successful commercial property buyers from those who limit their future options. Together they discuss why preparation starts years before purchase, how ownership structure can dramatically affect borrowing capacity, why involving your accountant early is critical, and how commercial lending differs from residential finance. They also explore lease stock lending, solution-based lenders, common borrowing mistakes and why the right broker should act as a strategic adviser—not simply someone who compares interest rates. Whether you're looking to buy the premises your business operates from or build a commercial property portfolio, this episode will help you make smarter finance decisions and avoid costly mistakes before they happen. What You'll Learn Why buying your business premises can become a powerful long-term wealth strategy. The commercial lending mistakes that can cost business owners years of opportunity. How ownership structure can affect borrowing capacity, tax outcomes and asset protection. What banks actually assess when approving commercial finance applications. Why lease stock lending can unlock borrowing opportunities many investors overlook. How commercial brokers create value well beyond simply securing finance. Practical steps business owners should take 12–24 months before purchasing commercial property. Why You Should Listen If you're a business owner paying rent, planning to purchase commercial property or wanting to build wealth through strategic property ownership, this episode provides a practical roadmap to approaching commercial finance with confidence. You'll walk away with a clearer understanding of how lenders think, how to structure your next purchase, and why the right advice before you buy can be worth far more than negotiating a slightly lower interest rate. Connect with commercial finance expert Julia Martinelli of JLM Financial Solutions Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Every weekend, thousands of Australians inspect homes they never had a realistic chance of buying. Some are guided too low. Some are guided accurately. Others are sold before auction, off-market or through campaign strategies most buyers never see coming. The problem isn't just price. It's information. In this episode, Tom sits down with Henry Pedersen, founder of Homer, to unpack one of the biggest frustrations facing Australian property buyers today—price transparency. They explore why guide prices are so often misunderstood, why some agents consistently outperform others, and how historical campaign data can help buyers make faster, better decisions while avoiding expensive mistakes. Whether you're buying your first investment, upgrading your family home or purchasing property professionally, this conversation will change the way you assess opportunities and approach negotiations. In this episode you'll discover: Why guide prices and sale prices are often very different. How to identify agents who consistently quote accurately. Why understanding an agent's selling behaviour can be more valuable than knowing the property's guide. How to recognise campaigns likely to sell before auction. The hidden opportunity in off-market and pre-market listings. The questions every buyer should ask before making an offer. Why better information can save months of searching and potentially hundreds of thousands of dollars in opportunity cost. If you want to buy property with more confidence—and stop wasting weekends chasing the wrong opportunities—this episode is essential listening. Check out Homer & secure your free trial Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Three years ago, this became the most downloaded episode in the history of The Australian Property Show. And for good reason. In this special republished episode, we revisit the remarkable story of Helen Ewing — a property investor who built a portfolio worth more than $10 million by doing what most people never do: thinking bigger, acting strategically, and staying committed when things got hard. Helen’s journey is a powerful reminder that wealth through property is rarely about luck. It’s about mindset, conviction, and making the right moves at the right time. In this conversation, Helen shares: How she changed her beliefs about money, wealth, and what was possible The strategies that helped her scale her portfolio, including her leapfrog approach The lessons she borrowed from some of the world’s smartest investors The setbacks, doubts, and challenges she had to overcome along the way Why creativity and courage have been central to her success If you’ve ever wondered what it really takes to build a life of freedom through property, this episode will give you a rare look behind the curtain. Whether you’re just starting out or already building momentum, Helen’s story will challenge you to think bigger about your own future. This one is timeless. There’s a reason it remains one of our most impactful conversations. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠⁠ ⁠⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Negative gearing's been gutted. Capital gains tax is changing. And everyone's telling you property's golden run is over. It's not. It's just moved. In this episode, Tom Haigh breaks down why the home you already live in just became the last fully tax-exempt growth asset in Australia — and the practical levers owner-occupiers can pull right now: trading up, trading down, renovating for equity, and debt recycling into investment. You'll also hear the high-performance mindset Tom borrows from coach Bill Nelson (the man behind Michael Phelps, Kieran Perkins and current NRL players) — and why the fundamentals driving Aussie property growth haven't moved an inch, no matter what's happening in Canberra. If you're sick of waiting for "better conditions," this is the episode that gets you moving. Key takeaways The main residence CGT exemption survived the Budget untouched — making your home Australia's last fully tax-free growth asset. Growth isn't evenly spread. It clusters in "packaged-deal" locations: close to high-paying jobs, safe, status-driven, family-friendly — not the cheapest suburb on the map. Baby boomers sitting on high-value, low-debt homes have a built-in retirement lever: downsize and bank the difference. Debt recycling — using home equity to fund investment — is set to become far more popular now the family home carries the biggest tax advantage of any asset class. Owner-occupiers have more underused options than they think: renovate and trade up, refinance for life experiences, pivot into commercial, knock down and rebuild, or subdivide the backyard. The structural forces driving long-term growth — population growth, trade shortages, restrictive planning rules, red tape, NIMBY opposition — haven't changed at all, regardless of tax policy. High performers (and high-performing investors) don't wait for ideal conditions. They control what they can control and move now. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠⁠ ⁠⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Most business owners spend years building wealth — but often buy property in the wrong structure. And that mistake can be expensive. In this episode, Tom sits down with accountant Daniel Velich to unpack one of the most underutilised commercial property strategies available to Australian business owners: transferring an existing commercial asset into a self-managed super fund. They break down how the strategy works, who it may suit, the potential tax concessions available, and why getting advice before you buy can be the difference between building wealth efficiently or paying unnecessary tax, stamp duty and exposing assets to trading risk. If you’re a tradie, business owner or commercial property investor, this episode will change the way you think about ownership structures, asset protection and long-term wealth planning. Key takeaways Why buying a commercial property in the wrong name can create costly tax and stamp duty consequences later. How an SMSF can provide stronger asset protection for business owners exposed to trading risk. The strategy of selling an existing commercial property into an SMSF — and when it may make sense. How concessional stamp duty and small business CGT concessions may reduce the cost of restructuring. Why many business owners underestimate how much wealth is tied up inside their business. The importance of building a team around you — accountant, broker, lawyer and financial planner — before making major property decisions. Why the biggest cost in property investing is often not the wrong asset, but the wrong advice at the wrong time. Want to know more about the strategies discussed? Connect with guest and Tax Expert Dan Velich - Velich Advisory Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠⁠ ⁠⁠Connect with host of The Australian Property Show - Tom Haigh⁠⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Commercial property can be one of the most powerful wealth-building tools available to Australian investors and business owners. But high yield is not free money. In part two of this commercial property series, Tom explains why yield should make investors curious, not careless. You’ll learn how to assess tenant risk, vacancy risk, lease quality, asset relevance and the hidden factors that can make or break a commercial investment. Tom also unpacks one of the most compelling strategies for business owners: buying the premises your business operates from. Done properly, owner-occupier commercial property can turn rent from an expense into a long-term wealth-building mechanism. This episode is for investors who want stronger income, more control and smarter property decisions — without walking blindly into avoidable risk. Key takeaways: Why high yield in commercial property can signal opportunity, risk or both. The difference between chasing cash flow and understanding what the market is pricing in. Why vacancy risk can hurt more in commercial property than residential property. How business owners can use owner-occupier commercial property to turn rent into a wealth-building tool. The five key ways commercial investors create value: income, income quality, certainty, alternate use and physical improvement. Why every improvement to a commercial property should connect back to a commercial outcome. The critical due diligence question: “If this tenant left, who would want it next?” Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠ ⁠Connect with host of The Australian Property Show - Tom Haigh⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

Most investors understand how to add value to a house. Buy well, renovate, improve the presentation and hope the market rewards you. Commercial property works differently. In this episode, Tom explains how commercial property is really valued, why income drives price, and how smart investors create uplift by improving rent, lease quality, tenant demand, usability and future optionality. You’ll learn why high yield is not always a bargain, why a strong lease can be worth more than a cosmetic renovation, and how business owners can use commercial property as a powerful second engine for wealth creation. If you are a residential investor thinking about commercial, a business owner paying rent to someone else, or a wealth builder looking for stronger income and more control, this episode will help you understand the commercial property game before you make an expensive mistake. Key takeaways Why commercial property is valued more like a business than a residential home. How a small increase in net income can create a significant uplift in property value. Why yield is not free money — and what a high yield may really be telling you. The difference between improving the look of a property and improving the economics of the asset. How leases, tenant quality, vacancy risk and uncertainty affect commercial property value. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. Book a complimentary clarity call⁠⁠⁠⁠ Connect with host of The Australian Property Show - Tom Haigh We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

What separates people who build wealth from those who stay stuck? In this episode, Tom Haigh explores one of the biggest drivers of long-term success in property and life: action. While headlines, policy changes and market uncertainty continue to dominate conversations across Australia, the investors creating extraordinary outcomes are rarely the ones waiting for perfect conditions. They’re the people who keep learning, surround themselves with the right experts and recognise opportunity while others freeze. Tom shares lessons from some of the best property purchases of his career, reflects on the extraordinary mindset of the late Neil Daniher, and explains why your “why” matters more than any market cycle. This is not a technical property episode. It’s a reminder that wealth is rarely created by following the herd. And why the people who ultimately create freedom in life are usually the ones willing to move when others won’t. Key takeaways Why negative market sentiment often creates the best buying opportunities The common mindset trait shared by many wealthy Australians How surrounding yourself with the right people changes the opportunities you see Why action — not perfect timing — drives long-term wealth creation The importance of having a strong “why” during uncertain periods Lessons property investors can learn from Neil Daniher’s purpose-driven mindset Why the biggest financial opportunities are often hidden in conversations and networks most people never access Vale Neil Daniher - Neil's inspirational speech Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. ⁠Book a complimentary clarity call⁠⁠⁠⁠ ⁠ ⁠Connect with host of The Australian Property Show - Tom Haigh⁠ We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.

For years, Australians were taught that building wealth through property meant buying investment properties, claiming negative gearing, and waiting for capital growth. But what happens when the rules change? In this episode, Tom explores why the next decade of property wealth creation may look completely different — and why some Australians could make more money from renovating their own home than from owning traditional investment properties. With construction costs exploding across Australia, replacement costs climbing rapidly, and proposed changes to investor tax concessions creating uncertainty, a new opportunity is emerging for people willing to think strategically. Tom breaks down: Why rising construction costs are reshaping the property market The growing gap between replacement cost and existing home values Why strategic renovations may become one of the best ways to manufacture equity The power of the principal place of residence CGT exemption How smart Australians are “trading up” their family home to build long-term wealth The renovation mistakes that destroy value Why passive investing alone may no longer be enough for newer investors This episode is not about hype or speculation. It’s about adapting to changing conditions, understanding the rules of the game, and finding strategic ways to continue moving forward in property. If you’re a business owner, investor, or wealth builder wondering what comes next for Australian property, this is an episode you don’t want to miss. Take Action Today: If you are serious about building wealth through property, but not yet fully clear on your next move, book a complimentary clarity call with our team via the link below. In one conversation, we can help you get clearer on your position, your options, and the path forward — because clarity creates confidence, and confidence helps people act. Book a complimentary clarity call⁠⁠⁠⁠ Connect with host of The Australian Property Show - Tom Haigh We'll help analyse your current position, identify your biggest untapped opportunities, and get you moving towards the life you want. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ General Advice Warning! The information (including taxation) contained in this podcast is general in nature and does not consider your individual financial circumstances or needs. You should not act on the information provided without first obtaining professional advice specific to your circumstances. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. The views expressed in this podcast are solely those of the individual; they are not reflective or indicative of My Money Sorted position and are not to be attributed to Online Financial Planning Australia Pty Ltd. The host is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. This podcast cannot be reproduced in any form without the express written consent of My Money Sorted.