The Get Rich Slow Club podcast will empower you to go from beginner to confident investor. Follow along with Tash Etschmann from @TashInvests and Ana Kresina from Pearler as they take you step by step to build your wealth. This isn't a get rich quick scheme, instead it's all about being consistent, and focusing on long-term growth. So let's all Get Rich Slow together. Hosted on Acast. See acast.com/privacy for more information.
Everyone talks about inflation and interest rates, but far fewer people can explain how they're connected or why the RBA only really has one tool to work with. In part two of the four-part series, Ana and economist Evan Lucas get into what inflation actually is, why a bit of it is a good thing, and why the same rate rise can flatten a young family while barely touching someone who's already paid off their house. In this episode we'll discuss: 💸 Inflation defined as the rate money loses purchasing power, and why 2 to 3% is healthy rather than something to fear 💸 Real wage growth explained: if your pay stays flat, you've effectively gone backwards 💸 Why the RBA's only lever is interest rates, and why Evan calls it "doing fine art with a sledgehammer" 💸 Who actually feels a rate rise: mortgage holders versus asset-rich retirees who might even benefit 💸 Monetary policy versus fiscal policy, using childcare subsidies and the $426,000 income cut-off as a live example 💸 The tobacco excise as a case study in unintended consequences: $8 billion in lost revenue and an organised crime problem, because show me the incentive and I'll show you the outcome 💸 Tax brackets that don't move with inflation, tertiary education debt that's ballooned, and the shrinking wage premium for going to uni (from about 50% down to 33%) 💸 Productivity versus activity: why doing more with less isn't productivity, and what the internal combustion engine (and possibly AI) tells us about enhancing output instead Evan's answer for anyone feeling overwhelmed by all of it: look at history. Rates go up and rates come down, and every cycle so far has ended. Whether the next stretch is short or long, zoom out. Next episode, Evan and Ana get into property and housing. Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
A will decides who gets your assets. A testamentary trust decides how they get them, and that difference can matter enormously for your kids, your blended family, and how much tax they pay. Ana sits down with estate planning lawyer Angie Treichel to unpack a tool most Australians have never heard of, plus why the post office will you've been meaning to fill out might not do what you think it does. In this episode we'll discuss: 💸 What a testamentary trust actually is: a trust written into your will that stays dormant until you pass away, with a trustee managing assets for your beneficiaries instead of handing them over directly 💸 The blended family scenario nobody plans for: why a mirror will can quietly cut your kids out years down the track, and how life insurance directed into a trust can keep everyone protected 💸 The tax angle: minor beneficiaries accessing adult tax rates and up to $22,000 per child per year tax free, versus penalty rates above $416 in a regular family trust 💸 Asset protection, including protecting beneficiaries from a messy divorce, and sometimes from themselves 💸 Why the post office or DIY will can miss your biggest asset entirely (joint tenancy, super and binding death benefit nominations all sit outside your will) 💸 The recent budget scare: proposed changes that Angie says would have taxed orphans and widows, and the backflip that followed 💸 What it costs (roughly $3,000 to $10,000), the net worth where it starts making sense (~$500,000), and why Angie reckons the average couple is closer to that number than they think 💸 The Letter of Wishes: funeral songs, the photos your partner is allowed to use, subscriptions to cancel, and every login your executor will otherwise spend unpaid hours hunting down Nobody enjoys this conversation, but as Angie puts it, a will never benefits you. It benefits the people left behind, who deserve the space to grieve without a legal mess to untangle. If you take one thing from this episode, book the chat with your partner or your parents this week. @angie_ajtlegal https://www.ajtlegal.com.au/ Free Estate Plan Ebook - AJT Legal Free Testamentary Trust Ebook - AJT Legal Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
Most of us only think about the economy when something's gone wrong, and according to economist Evan Lucas, that's by design. In part one of a four-part series, Ana sits down with the author of Mind Over Money to go right back to first principles: what an economy actually is, how we measure it, and why the whole thing behaves more like a circle than a straight line. No jargon, no judgement, just the questions you'd never ask at a dinner party. In this episode we'll discuss: 💸 What an economy is actually for, and the "Goldilocks" conditions (2 to 3% growth, ~2% inflation, a neutral cash rate) that almost never all show up at once 💸 GDP broken into its four parts, and why household consumption makes up 60 to 70% of it in countries like Australia 💸 Supply and demand explained through Wiggles tickets and Nvidia chips, plus what happens when demand outruns supply by a mile 💸 Stagflation: what went wrong in the 1970s oil crisis, and whether there's an argument we're seeing shades of it now 💸 Why GDP data arrives 65 days late, and the forward indicators (job ads, spending data, consumer confidence) that tell you what's happening right now 💸 The Aussie farmers who stockpiled diesel on an expectation, and how that one behavioural choice moved real prices 💸 Homo economicus and why Evan reckons the useful distinction isn't rational versus irrational, it's rational versus reasonable Economics gets treated as maths and graphs, but most of it comes down to how people feel and what they do next. Evan's one-sentence definition: it's the study of how to better society, and the catch is that doesn't always translate to the individual. Stay tuned for parts two, three and four. Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
What happens to your emergency fund once you've actually built some wealth? Following straight on from their emergency funds 101 episode, Tash and Ana tackle the advanced version: offsets, debt recycling, business structures, and whether you even need a cash buffer once your portfolio could catch you. If part one was about building the safety net, this one is about rethinking it once the net is bigger than the fall. (New to emergency funds? Go listen to part one first.) In this episode we'll discuss: 💸 Where your emergency fund lives when your whole home loan is debt recycled: Ana's spreadsheet session with her partner, and why the answer might be an offset that "kind of defeats the purpose" 💸 Tash's confession: no personal emergency fund at all — how roughly $220,000 sitting in her businesses works as a backstop, and the tax trade-off of paying yourself out only when you need it 💸 Fully offset mortgage? That IS your emergency fund — why neither host would keep a separate cash pile on top of a million dollars in the offset 💸 The 55-day credit card strategy: bridging emergencies with interest-free periods and paying it off with dividends or rent (an advanced, "it hurts my soul to say this" play with plenty of disclaimers) 💸 Renting while heavily invested: rent rises, the moving buffer you always need, and whether selling shares in a 20% downturn is really as bad as it feels 💸 Finding your "sleep at night number" — why the right buffer at this stage is as much emotional as mathematical The further along you get, the less the three-to-six-months rule matters and the more your structures, cash flow and risk tolerance take over. Mistakes hurt less as things snowball — but leverage cuts both ways, so run your own numbers and know your worst case. Consider this episode your permission slip to think about it out loud. Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
Emergency funds might not be the most thrilling topic in personal finance, but they're the foundation everything else sits on. In this first of two back-to-back episodes, Tash and Ana cover the 101: what actually counts as an emergency, how much you need, and where to keep it. Whether you're starting with your first $1,000 or wondering if your buffer is big enough, this is the place to start. (Already sorted? The part 2 drops on Thursday.) In this episode we'll discuss: 💸 What counts as an emergency (job loss, car repairs, vet bills, last-minute flights home) and what definitely doesn't (Christmas comes every year — plan for it) 💸 The maths of skipping the buffer: why a $3,000 car repair on a 20% credit card can undo an investment returning 7%, and how bad expenses love arriving all at once 💸 How to calculate your number: add up essential monthly expenses and multiply by three to six — a worked example where $3,500 a month means a fund of $10,500 to $21,000 💸 When to lean towards three months (stable job, no dependents, family to fall back on) versus six or more (sole income earner, self-employed with lumpy income, kids, or planned parental leave) 💸 Where to keep it: high interest savings or your offset — not term deposits, not shares, and watch out for honeymoon rates and hoop-jumping bonus interest conditions 💸 Tash's $20K "I just like the look of it" approach versus Ana's full year of expenses, and why the emotional side of the number matters as much as the maths An emergency fund isn't optional, but it doesn't have to be overwhelming either — start with $1,000 and build from there. And if you have to dip into it? That's literally what it's for. Use it, feel zero guilt, and top it back up. Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
If you're heading into your 40s (or already there) and worried you've missed the investing boat, this one's for you. Following their episodes on investing in your 20s and 30s, Tash and Ana tackle the decade where compounding starts pulling its weight, but mortgages, kids, ageing parents and lifestyle creep are all fighting for the same dollar. Ahead, behind or starting from scratch, it's not too late. In this episode we'll discuss: 💸 The maths of starting at 40: how $1,400 a month at a 7% return (not guaranteed) could make you a millionaire by 65, and why smaller amounts still count 💸 A timely scam warning: the fake accounts and WhatsApp groups impersonating Tash, how to spot an imposter, and what to do if you've been caught 💸 Why your 40s call for a more serious setup: super contributions to reduce taxable income, carry forward rules, insurances, and when a financial adviser's fee starts being worth it 💸 The $100,000 deck conversation: Ana's framework for lifestyle creep ("if someone gifted you the money, would you actually spend it on this?") 💸 Why feeling behind is the worst reason to take on more risk, and the Princeton research linking financial stress to a 13-point IQ drop 💸 Protecting what you're building: wills, executors, logins and the "death binder" that spares your family a scramble at the hardest possible time Your 40s are often the decade where the habits and decisions of the past 20 years start showing up in your net worth. Wherever you're at, the goal stays the same: build a portfolio that gives future you more choices. That might just start with this episode. Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
FIRE (financial independence, retire early) made a lot more sense when houses were cheaper and the tax rules stayed put. So is it still a realistic goal for Australians in 2026? Tash and Ana take an honest look at the movement, from the maths behind it to the proposed budget changes that have the FIRE community redoing their spreadsheets. In this episode we'll discuss: 💸 What FIRE actually is: the 25 times expenses rule, the 4% rule, and where those numbers come from 💸 Ana's controversial take on who FIRE is (and isn't) realistic for 💸 The bloke living at a skydiving drop zone saving 80% of his income, and what it says about the non-traditional path 💸 The beginner steps: finding your FIRE number, tracking your spending, and the buffers most people forget 💸 How Lisa, a 38 year old freelancer, swapped full FIRE for Coast FIRE and "work optional at 50" 💸 Why the proposed 30% minimum tax on capital gains has households like Ana's rethinking high growth versus high dividends None of the budget changes are locked in yet, and nobody can promise what markets, housing or tax rules will do next. But whether you're chasing full FIRE, easing towards Coast FIRE, or just want the option to work less one day, this one's worth a listen. Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
AI is being pushed into every workplace, layoffs are in the news weekly, and offshoring is easier than it's ever been. So is your 9-5 actually safe? Tash and Ana take an honest look at job security in 2026, and more importantly, how to set yourself up so a redundancy email is an inconvenience rather than a crisis. In this episode we'll discuss: 💸 Why Ana's answer is a flat "no": engineers building the tech that could replace them, and the what-if conversations happening in her household 💸 The risk that gets less airtime than AI: offshoring, and Tash's honest take after making her first offshore hire 💸 Why neither host is panicking: healthcare fallbacks, trust in a personal brand, and income streams that don't share a single point of failure 💸 The dystopian investor moment: when layoffs at the companies you own push your portfolio up 💸 Practical safeguards: building side income before you need it, staying on a casual employer's books, and the case for two part-time jobs 💸 The graph showing which occupations AI is hitting hardest, which ones are barely touched, and why arts and media hurts to look at No job has ever been completely safe, and nobody can promise what AI, the economy or the job market will do next. But whether your industry sits at the top of the exposure chart or barely rates a mention, this episode is about giving yourself more levers to pull. Worth a listen before you need it. Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
A 33 year old defence worker with a $1.1 million net worth, $365k in super, and $5,000 a fortnight going into investments. All on a $125k salary. The comment section had one big question: how? Tash and Ana crack open this Finance File, walk through the numbers line by line, and take on the debates it sparked. In this episode we'll discuss: 💸 Where the $5k a fortnight actually goes, from S&P 500 ETFs to salary sacrificing hard into super 💸 What catch-up concessional contributions are, and why this person is using five years' worth before starting a family 💸 How a 33 year old ends up with $365k in super (spoiler: defence super plays by different rules) 💸 The $175,000 townhouse that turned into a total money pit, and the lesson it left behind 💸 The great net worth debate: what counts, what doesn't, and whether your car belongs in there 💸 Whether $100 a month of fun money is rough, or proof you don't need cash to have a good time Finance Files are a window into how other people actually do money, not a scoreboard. This one's a good reminder that the right industry can quietly supercharge your super, a windfall goes further with a plan, and someone else's numbers never tell the whole story. If you've ever seen a stranger's finances online and thought "that can't be right", this one's worth a listen. Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
The federal budget keeps changing, and this time it's SMSFs and trusts feeling the impact. Tash and Ana break down two surprise updates: a ban on SMSFs borrowing to buy residential property, and a new minimum tax on discretionary trusts that had the estate planning world in a spin. In this episode we'll discuss: 💸 What an SMSF actually is, and how it differs from a regular super fund 💸 What an LRBA is and how people were using it to buy property inside their super 💸 Why this ban wasn't even in the original budget, and why that's got people a little salty 💸 What a testamentary trust is and why it's not just a "rich person" strategy 💸 How the new 30% trust tax almost caught testamentary trusts in the crossfire, and what's changed since 💸 Whether this could spark a rush of people trying to buy property in their super before the deadline hits Some of this is locked in law, some is still just a proposal, and there are still a few grey areas nobody's been able to answer yet. If you've got a will, a super fund, or you're just trying to keep up, this one's worth a listen. Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
"Is it too late to start investing in your 30s?" We get this question a lot. Your income typically goes up in your 30s. But so does everything else. Mortgages, kids, ageing parents, a lifestyle that somehow keeps pace with the payrise. In this episode, Tash and Ana unpack what investing actually looks like once life gets more complicated, and why this decade might need to be one of your most intentional. In this episode, we'll discuss: 💸 Why your 30s are usually your highest saving decade 💸 The property vs shares debate, and why it might be the wrong question 💸 How much attention your super actually deserves right now 💸 Lifestyle creep, automation, and making the most of a bigger income 💸 Protecting what you've built with insurance, emergency funds, and estate planning 💸 Staying invested through the chaos of kids, career changes, and everything in between Happy EOFY from pearler! Sign up in July using the code GETRICHSLOW for 12 months worth of free trades 💸 And for existing customers, sign up to a new pearler product and you'll get 12 months worth of free trades too! 💸 Case Study Form @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
Most people see the highlight reel. But what does it actually cost to put your life online? In this episode, Tash pulls back the curtain on what it's really like to be a public figure in the personal finance space. From the opportunities that come with sharing your story, to the criticism, the privacy trade-offs, and the moments that make you question whether it's all worth it, this one gets honest about the side of content creation nobody really talks about. Ana also shares how her thinking has shifted since becoming a mum, and what she's had to reconsider about what she shares, who can see it, and how she protects her family. If you've ever thought about sharing more of your life online, or you're just curious what the behind-the-scenes reality actually looks like, this episode is worth a listen. Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
In today's ep, Tash is joined with Emma from The Broke Generation to unpack a juicy reddit dilemma: a couple in their early 30s, one-year-old in tow, are weighing up whether to sell both their Sydney properties and start fresh in Melbourne, debt-free. On the surface it sounds like a clean trade: ditch the debt, escape jobs they hate, and buy back time for family, travel, and a slower pace of life. But the catch? They'd be leaving behind a daily support network of family and friends that, when you've got a one-year-old, might make things tricky. Lots to unpack! Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
Jetstar can be one of the cheapest ways to fly in Australia, but the hidden fees have a way of cancelling out those savings fast. In this episode, Tash and Hayden (Co-Founder and also most frugal person at pearler) break down the best tricks to get around Jetstar's baggage rules and spend your money on way more fun things. 💃🏻 They cover: 💸 Why your bag choice matters more than you think 💸 Timing tricks for check-in and boarding that can save you at the gate 💸 Whether the bundles are actually worth it (or just clever upselling) 💸 How airport location affects how strictly the rules are enforced If you've ever been stung by a surprise baggage fee or wondered if there's a smarter way to fly budget, this one's for you. Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
In today's episode, economist and commentator Evan Lucas joins Ana to unpack some of the biggest forces shaping the Australian economy right now. From AI and the jobs market to the federal budget and what the CGT changes actually mean for everyday investors. In this episode, they cover: 💸 Why AI is an enhancer, not just an efficiency tool 💸 The industrial revolution comparison: what history says about job displacement and where the new opportunities will emerge 💸 Australia's federal budget breakdown: the minimum wage rise, income tax frustration, and why 54% of government revenue coming from one source is a problem 💸 The proposed CGT changes explained in plain numbers (and why Evan thinks they'll hurt everyday investors more than the wealthy) 💸 Why housing affordability is being debated in the wrong arena entirely 💸 The GST conversation nobody wants to have (but probably should) 💸 What Gen Z & Alpha are up against, and why the system isn't rewarding hard work the way it used to Want more of Evan? Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
Already feeling stressed about EOFY and tax time? We’ve got you covered. In this episode, Ana sits down with Julian from Mauro to break down what you actually need to know and action before 30 June. From dodgy deductions to sole trader traps, this one is packed with practical tips whether you're an employee, investor, or building something on the side. In this episode, they cover: 💸 The most common tax mistakes the ATO is actively scrutinising right now (and how to avoid them) 💸 Working from home claims: the two methods, what records you actually need, and which one could give you a better deduction 💸 What "it's a tax write-off" actually means (and where most people get it wrong) 💸 Super contributions before 30 June, including the five-year carry-back rule you might not know you can use 💸 Sole trader vs company: when the switch makes sense and what happens to your tax rate if you wait too long 💸 What investors need to know about dividends, share sales, and why the ATO already knows more than you think 💸 Plus, what's changing from 1 July Prefer to hand it off to an expert? You can find Julian at @mauro.au Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
A first home buyer posted on the Oz Finance subreddit convinced that rising interest rates were about to swallow 84% of their income. The maths looked terrifying. The only problem wast that it was completely wrong. Tash and Emma from The Broke Generation are back together again to break down exactly where this buyer's calculations fell apart, and why it's far more common than you'd think. In this episode, they cover: The specific mistake that turned a manageable rate rise into a financial nightmare on paper Why the lending system already has a built-in buffer most borrowers don't know about How fear-driven headlines are making first home buyers worse at reading their own finances What to actually do if you're worried about rate rises and don't know where to start Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
Relying on a single income stream has always carried risk, but in today's rapidly shifting economic landscape, it might be riskier than ever. In this episode, Ana sits down Melissa Browne - entrepreneur, author, and founder of the 'Her Wealth Her Way' conference. Mel has lived through serious financial hardship and come out the other side with a very clear philosophy on how to build resilience, both financially and personally. They cover a lot of ground, including: 💸 Why a "portfolio career" with could be the smartest move you make right now 💸 How to use AI discerningly in your business without ignoring the very real risks it poses to certain roles 💸 Mel's thoughts on the latest budget announcements and who it hits hardest 💸 How human connection and community can be the antidote to financial shame and overwhelm 💸 The basics that are easy to forget when everything feels uncertain There's also a candid personal story in here about navigating divorce, debt, and starting over financially that might resonate more than any strategy ever could. Hope you love it! Check out Mel's resources here. Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
Most of us know we should be paying more attention to our super. But knowing and doing are very different things. In this episode, we're joined by Anne McLennan from Vanguard to break down the seven personas that explain why so many Australians stay stuck when it comes to their super, and what to actually do about it. Some of us are panickers, some of us are procrastinators, and some of us are a whole lot of other things in-between. We cover: 💸 Which persona might be costing you money 💸 Why set and forget can backfire as you get older 💸 How to actually get on top of your super without it taking all weekend 💸 What's worth reviewing before June 30 this year Chances are you'll recognise yourself in at least one of these. The good news is none of them are unfixable. Keen to compare super funds? Check out Vanguard’s SuperRatings comparison tool here https://ratemysuper.com.au/vanguard This episode was brought to you by Vanguard. We love sharing ideas to help you build wealth the slow and steady way, but remember that everything you hear on the Get Rich Slow Club podcast and across our socials is general in nature and not personal financial advice. All investing carries risk, and it's important you do your own due diligence. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd AFSL #563907. Natasha Etschmann is also an Authorised Representative #1299881 of Rask Licensing Pty Ltd AFSL #563907. Any advice is general & does not consider your financial situation, needs or objectives so consider whether it's appropriate. Read the FSG linked in Tash's bio. Check out the relevant ETF’s PDS & TMD before deciding, available from the product issuer’s website. Past performance is not a reliable indicator of future investment returns. Vanguard Investments Australia Ltd (ABN 72 072 881 086 / AFSL 227263) is the product issuer of Vanguard Personal Investor and the Vanguard Australian funds and ETFs. Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFSL 526270) is the trustee of Vanguard Super. You should read the relevant IDPS Guide, PDS and TMD available at www.vanguard.com.au and consider if a product is right for you before making an investment decision. Hosted on Acast. See acast.com/privacy for more information.
What happens when you've ticked all the boxes on paper but still feel like something's off? In this episode, Tash and Ana chat with Jasmine, who found herself seemingly successful in her 20s by most measures, but still deeply unfulfilled. Rather than walking away from her income, she did something smarter with it. They get into: How growing up with two very different money "role models" shaped Jasmine's avoidant relationship with finances The mindset shift that changed how she thinks about money as a tool for buying back time How she made her first ETF investment and the strategy she now uses How she manages finances and goals in a new-ish relationship Her current emergency fund goals They also reflect on the challenge of five-year plans when life rarely goes in a straight line, and what financial independence actually looks like when your goals are more about flexibility than a number. Case Study Form Use the code 'GRSC' to start investing on Pearler with $20 of free brokerage credits 💸 @tashinvests @anakresina @getrichslowclub @pearlerhq Get Rich Slow Club Pearler YouTube How To Not Work Forever Disclaimer Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision. Tash Invests Pty Ltd is a Corporate Authorised Representative #1317713 of Rask Licensing Pty Ltd. Read the FSG available from https://tashinvests.com/links Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide If you are considering any of the products we spoke about during the show, be sure to read the Product Disclosure Statement & Target Market Determination available from the product issuer’s website before deciding. Hosted on Acast. See acast.com/privacy for more information.
