Ladies Finance Club - Get Rich

Do you know what you’d do if Mum or Dad suddenly needed care, and could you afford it? 💛 Most of us don’t think about aged care until it’s thrust upon us, and by then we’re usually making big financial decisions in the middle of a crisis. This week on Get Rich, Molly sits down with Brenda Will, Financial Adviser and Aged Care Specialist at Bruining Partners, to break it all down. There’s no jargon and no overwhelm, just clear, practical guidance for women who are starting to navigate this for their parents or grandparents (and for their own future). Whether you’ve been avoiding the topic because it feels too big and too sad, you’re not sure where to start, or you’re worried about how much it will really cost, this episode is for you. In this episode, you’ll learn: How to bring up the aged care conversation with your parents, and why wills and enduring power of attorney are the easiest way in The different types of aged care in Australia, from staying at home to retirement villages and residential care What changed under the new Aged Care Act on 1 November 2025, and why home care now costs more for many people How long the wait for government-funded support at home really is What aged care actually costs, from home support through to refundable accommodation deposits Why you can’t just give your money away to qualify for subsidised care The biggest shocks Brenda sees families face when care is needed urgently Why planning early gives your parents more choice, and what to look for in retirement villages and their contracts Perfect for: Australian women with parents or grandparents who are getting older, anyone who’s about to navigate aged care and doesn’t know where to start, and women who grew up in families where money and ageing were never talked about and want to do things differently. The biggest takeaway? Planning for aged care isn’t about expecting the worst. It’s about giving the people you love the choices, confidence and say in how they age, before a crisis makes the decisions for them. 🎧 Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

How much could a career break really be costing your super and what can you actually do to catch up? 👶 This is the final episode in our five-part Get Rich series on superannuation, proudly brought to you by Australian Retirement Trust, and Molly's back with her newest sidekick, baby Amali! This week she sits down with Ruth to unpack five practical ways Aussie women can catch up on their super after time away from work, whether that's for raising kids, caring for elderly parents, or just taking some time out. Whether you've paused work to look after a family member, took a few years off, or you've come back and have no idea if you're "behind," this episode is for you. In this episode, you'll learn: The difference between concessional and non-concessional super contributions, and how much you can add to each How spouse contribution splitting works and why it's a fairness play, not a tax one What the government co-contribution scheme is and how it could add up to $500 to your super How the spouse contribution tax offset works if your partner tops up your account What the concessional carry-forward rule is and how to use unused caps from previous years Why checking your fund's fees, performance and whether to consolidate matters just as much as making contributions Molly's own experience using spouse splitting while on maternity leave Ruth's advice for anyone who's been avoiding their super altogether Perfect for: Aussie women returning to work after a career break, mums on maternity leave, anyone who's taken time out to care for family, and women who want simple, no-jargon ways to feel more confident about their super. The biggest takeaway from this episode? You don't need a huge overhaul, small, consistent moves now can make a massive difference to your super down the track. 🎧 The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you’re still unsure, speak with a financial adviser. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

How does retirement with super actually work, and how do you know when you've got "enough"? In episode 4 of our five-part series helping Aussie women get super at Super, proudly brought to you by Australian Retirement Trust, Molly sits down with superannuation expert Ruth to unpack exactly what happens to your money once you retire, practical answers for women who want to feel in control of their retirement income. Whether you've been putting off thinking about "what happens next" with your super, aren't sure if you need to notify your fund the moment you retire, or just want to know how much is actually "enough," this episode is for you. In this episode, you'll learn: Why you don't have to touch your super the moment you retire, and when it makes sense to leave it invested The difference between taking a lump sum and setting up an income account (and why most people don't realise they have a choice) Why your super keeps earning returns even after you retire, and why running out is less common than you'd think The real tax perks of moving your money into an income account after 60 What "comfortable retirement" actually costs for a single woman vs a couple, in real numbers How the Age Pension asset and income tests work (and why your home isn't counted) How to think about your super independently from your partner's, including what happens if you separate or they pass away Why healthcare and aged care costs deserve a place in your planning, even though they're hard to predict The biggest mistakes women make with their super at retirement The single most powerful move you can make if you're 10 years out from retiring Perfect for: Australian women approaching retirement, anyone who's ever wondered "do I have enough?", and women who want to make sure their super works as hard for them in retirement as it did while they were saving it. The biggest takeaway from this episode? Your super doesn't stop working for you the day you retire, and there's more flexibility (and more of a safety net) than most women realise. 🎧 The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you’re still unsure, speak with a financial adviser. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

If you're a woman in your 50s and you've ever looked at your super and thought, “Is this actually enough?”, this episode is for you Your 50s can be a bit of a financial wake-up call. Retirement suddenly feels closer, while you might still be supporting grown-up kids, helping ageing parents, paying off the mortgage or recovering from years out of the workforce. But being behind on super doesn't mean you've missed your chance. Molly chats with Ruth from Australian Retirement Trust about superannuation for women over 50, including how to catch up, make the most of your remaining working years and feel more confident about retirement. In this episode, we cover: 💰 How much super you might need for a comfortable retirement 📈 What to do if you're behind on your super at 50 💸 Catch-up contributions and how they work 💰 Salary sacrifice and why small contributions can add up 👩‍👧 How career breaks and raising children can affect women's super 💔 What happens to super during separation or divorce 🏠 How downsizing and inheritances can potentially boost your super 📊 Why your investment timeframe doesn't necessarily end when you retire 🔄 Transition to Retirement and accessing some of your super while still working 🧠 How to stop panicking about your super and start taking action The biggest message? It's not too late. If you've been avoiding your super because you're worried about what you'll find, this conversation is a great place to start. This episode is part of our five-part Get Rich series on superannuation, proudly brought to you by Australian Retirement Trust. This episode contains general information only and doesn't take into account your personal circumstances. Consider seeking professional financial advice before making decisions about your superannuation. The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you’re still unsure, speak with a financial adviser. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

What is salary sacrificing into super, and could it help you grow your superannuation faster without significantly reducing your take-home pay? Salary sacrificing into super can sound complicated, and the word “sacrificing” makes it sound like you're giving something up. But salary sacrifice super can be a simple and tax-effective way to make additional superannuation contributions while you're working. In part two of our five-part Get Rich series on superannuation , proudly brought to you by Australian Retirement Trust , Molly sits down with Ruth Weaver, Team Leader, Key Client Education at ART, to explain salary sacrificing into super , how it works, who it can benefit and what you need to know before getting started. Because understanding your superannuation isn't just about retirement. It's about understanding how super contributions, tax and government incentives can work together to help you build more wealth over time. In this episode, you'll learn: What salary sacrificing into super actually means and how it can affect your take-home pay Why $100 of your salary could become $85 in your super instead of $68 in your bank account Who salary sacrifice super can work well for, and who may not benefit as much What high-income and low-income earners need to know about salary sacrificing How self-employed women can make additional super contributions and potentially claim a tax deduction What the Australian Government super co-contribution is and how contributing $1,000 could potentially result in up to $500 from the government, depending on eligibility What the Low Income Super Tax Offset (LISTO) is and who may be eligible How concessional contribution caps work How the carry-forward concessional contributions rule could allow you to use unused contribution cap amounts from previous years How to check your super contribution limits through myGov Whether salary sacrificing into super locks you into anything , and what happens when you want to change your contributions If you've ever searched “how does salary sacrificing into super work?” , wondered “is salary sacrifice worth it?” , or simply thought, “I know I should understand my super, but where do I start?” , this episode is for you. The big takeaway? Salary sacrificing into super doesn't have to mean a huge hit to your take-home pay. Understanding how salary sacrifice, tax and super contribution rules work could help you make more informed decisions about your money today and your retirement savings in the future. Listen to the episode and learn how salary sacrificing into super works. 🎧 The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you’re still unsure, speak with a financial adviser. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

Your super could be one of the biggest assets you ever own. But how much do you actually know about it? For most women, the answer is probably: not much. We know we're supposed to have super. We know our employer pays it. We might occasionally check the balance. But do you know where your super is invested? Whether you're in the right investment option? Whether your employer is paying you correctly? Or what happens to your super when you die? And here's the uncomfortable part: women currently retire with around 25% less super than men. In the first episode of our five-part series, Making Aussie Women Super at Super , Molly sits down with Ruth Weaver, Team Leader and Key Client Education at Australian Retirement Trust , to answer the questions most of us should have asked years ago. No jargon. No finance-speak. Just the stuff you actually need to know. In this episode: Why women retire with less super than men, and what you can actually do about it How super works and where your money goes once it lands in your account How to check whether your employer is paying the correct 12% What your investment option actually means, from conservative to high growth How to work out whether your super is invested appropriately for you Why constantly switching your super investments could hurt your returns How salary sacrifice can help you build more super What the $30,000 concessional contributions cap means The super check most women put off, but really shouldn't Why your beneficiary nomination could be one of the most important decisions you make Three things you can do this week to take control of your super Because you don't need to become a finance expert. You just need to understand what's happening to your money while you're busy living your life. This episode is proudly brought to you by Australian Retirement Trust, trusted by over 2.4 million members. The opinions and comments shared by people in this podcast are theirs alone. The information was accurate at the time of recording. This is general information only and is not based on your personal objectives, financial situation or needs. You should consider these factors and read the relevant Product Disclosure Statement and Target Market Determination before making any decision about any financial product. If you’re still unsure, speak with a financial adviser. If you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026 , where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

What money mistakes made you richer in the long run? Molly sits down with entrepreneur, author and founder Lisa Messenger for a refreshingly honest conversation about business, money and reinvention. Lisa's built (and rebuilt) some of Australia's most iconic brands over her 25 years in business, including Collective Hub, the cult magazine-turned-app that's just relaunched for 2026. In this episode, she gets real about the financial mistakes that nearly broke her, why she believes bigger isn't always better, and what she'd do if she only had $5,000 to start a business today, no fluff, no ego, just the lessons she wishes someone had told her earlier. Whether you're dreaming of starting your own business, trying to get your head around AI and whether you should be using it, or just love hearing successful women talk honestly about the times things didn't go to plan, this episode is packed with wisdom you can actually use. In this episode, you'll learn: The financial mistake that had Lisa's CFO asking for another $100K, every single day Why "bigger" isn't always "better" when it comes to profit and business growth How to reverse engineer worst-case scenarios before you take a financial risk What Lisa would do with $5,000 to start a business today = Why you should test demand before you spend a cent on your idea How to find non-competing partners who can promote you for free Why women should be adopting AI now, not later, and how to actually use it in your business How one piece of intellectual property can become five different revenue streams Lisa's biggest lesson from becoming a mum, and how it's shaped her as a founder Perfect for: aspiring founders, women thinking about starting a side hustle, and anyone who wants a masterclass in money mindset from someone who's built (and rebuilt) it all. The biggest takeaway from this episode? You don't need money to start, you need clarity, courage, and a plan for what happens if it doesn't work. 🎧 If you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026 , where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

Should you still buy property after the latest Australian Budget changes to negative gearing and capital gains tax? Molly sits down with buyers’ agent and property investing expert Arjun Paliwal from Investorkit to break down what’s actually changed for Australian property investors and first home buyers, what hasn’t, and whether the recent tax changes should really affect your decision to buy property. With so much confusion around negative gearing, capital gains tax, new build incentives and property investing , it’s easy to panic and put your plans on hold. This episode cuts through the noise with clear, practical advice, no jargon, no scaremongering. Whether you're considering buying your first home , investing in property, or you've paused your plans because of the latest government changes, this episode will help you understand what the new rules could mean for you. In this episode, you'll learn: What’s actually changed with negative gearing, capital gains tax and new build incentives What the latest Australian Budget changes mean for property investors and first home buyers Why property finance applications have reportedly dropped since the Budget Arjun’s five-point checklist for knowing when it could be the right time to buy Why new build investment properties aren’t automatically better What happens if you buy property now, including the July 2027 and July 2028 cut-offs How interest rate cuts and rising rents could offset some of the impact of negative gearing changes Who is actually affected by the new property tax rules, and who isn’t What the proposed capital gains tax discount changes and 30% minimum tax could mean for investors The “third decade effect” and why time in the market can matter more than perfect timing Why uncertainty doesn’t necessarily mean you should stop investing Who is this episode for? This episode is for Australian women thinking about buying their first home or an investment property , anyone feeling anxious about recent Australian Budget and property tax changes, and women who want to make property investment decisions based on strategy rather than fear. The biggest takeaway? The property fundamentals haven’t necessarily changed as much as people’s confidence has. And understanding the difference could help you make a much more informed decision about your next move. 🎧 Want more from Arjun? Arjun Paliwal is one of the speakers joining us at the Online Wealth Summit 2026 , a free one-day virtual financial education event designed to help you make smarter, more confident decisions with your money. 👉 Register for the 2026 Online Wealth Summit If you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026 , where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

💰 Ever looked at an ETF ticker and felt like you needed a finance degree just to understand it? Same. That's exactly why we brought in the expert. In this episode, Molly sits down with Jess Leung from Global X ETFs for a masterclass on ETF investing. Jess breaks down some of the most talked-about ETFs on the market right now, from semiconductors (the tiny chips quietly powering the entire AI boom) to copper miners (yes, really and it makes total sense once she explains it). You'll learn: ✅ How ETFs like semiconductors and AI funds actually work, and why they've become so popular ✅ The "core-satellite" strategy for building a portfolio (explained through a wardrobe analogy you'll never forget) ✅ How to actually buy an ETF, step by step, plus tips on timing your trades ✅ Whether we're in an AI bubble (Jess gives her honest take) Whether you're just starting to explore investing or you're ready to add a bit more nuance to your portfolio, this episode is packed with practical, real-world insight you can actually use. 🎉 Loved this episode? You'll love the 2026 Online Wealth Summit even more. This is just a taste of what's coming on Friday, 18 September, 9AM–4PM AEST , live via Zoom and completely free to attend. Jess is back for the full summit, joined by Alec and Bryce from Equity Mates, Arjun Paliwal from InvestorKit, and a stacked lineup of Australia's top money experts, plus Molly herself. 👉 Grab your spot at the 2026 Online Wealth Summit If you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026 , where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

Is it actually still impossible to buy your first home in Australia or is that just what the headlines want you to think? This week Molly sits down with Rachelle and Glen, the duo behind a brand new book on first home buying, to break down exactly what it takes to get into the property market right now. No jargon, no scare tactics, just clear, practical advice for women who want a real roadmap to homeownership. Whether you've been putting off buying because you think you need a bigger deposit, you're overwhelmed by government schemes and grants, or you're not sure if buying to live in or buying to invest is the right first move for you, this episode is for you. In this episode, you'll learn: The biggest misconceptions Australians have about buying their first home How recent housing policy and budget changes actually affect first home buyers What the First Home Super Saver Scheme is and how it could save you thousands in tax How parental guarantees and rentvesting can get you into the market sooner The property mistake Rachelle made in her twenties that she'll never repeat What to look for (and watch out for) when buying an apartment or unit Whether a buyer's agent is worth it, and when it's not What to consider before buying property with a sibling or friend Why the fundamentals of buying a home haven't changed, even with recent budget announcements The one mindset shift that separates people who become homeowners from those who just talk about it Perfect for: Australian women thinking about buying their first home, first-time investors weighing up their options, and anyone who feels like the property market has left them behind. The biggest takeaway from this episode? It might not happen today, but with the right plan, it doesn't have to feel impossible. 🎧 If buying a home is one of your goals, I'd also love you to join us for our FREE How to Buy your First Home Masterclass - https://www.ladiesfinanceclub.com/webinar-2026-how-to-buy-your-first-home , where we'll walk you through exactly what it takes to become property ready. And if you're serious about building long-term wealth, don't miss our Online Wealth Summit - https://www.ladiesfinanceclub.com/online-wealth-summit-2026 , where Australia's leading money experts will share practical strategies to help you grow your wealth with confidence. Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

What does it actually mean to raise a "rich" kid and is it even about the money? This week on Get Rich, Molly sits down in-studio for the very first time with Sarah Megginson, author of How to Raise Rich Kids: Build Lasting Wealth for Your Children, for one of those conversations you'll want to share with every mum in your life. Sarah is a parent of three who has spent years thinking about how to give kids a healthy, confident relationship with money and the result is a book that's as much for parents as it is for their children. Because here's the thing: the money messages we heard growing up? They're still running the show for most of us. And the way we talk (or don't talk) about money around our kids is shaping their financial future right now. Whether you're a mum, a dad, an aunty, a godparent, or someone who's just trying to unpack their own money story, this one's for you. In this episode, you'll learn: Why "we can't afford it" can do more harm than you realise and what to say instead How to involve your kids in real money decisions at every age (without the stress) The government co-contribution super hack that could turn $20 a week into nearly $300K for your teenager Why pocket money works better with a points system than straight cash How to talk to your kids about what you earn and why Sarah is completely open with her three children about the family finances What the three sections of How to Raise Rich Kids cover and how to use it based on your child's age Why buy now, pay later is changing kids' relationship with money and not in a good way The difference between raising wealthy kids and raising kids who are free to choose their own life Perfect for: Australian mums with kids of any age, anyone who grew up in a household where money was stressful or off-limits, and women who want to break the cycle and give the next generation a better start. The biggest takeaway? Rich isn't about how much money your kids have, it's about giving them the choices, confidence, and foundation to build the life they want. 🎧 Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

Still paying the same bills you were five years ago? It might be time to do something about that. Molly sits down with consumer advocate, bestselling author, and Today Show money expert Joel Gibson for their annual bill audit and this one is packed with practical tips you can action this weekend. Whether you've never touched your energy plan, haven't looked at your insurance in years, or just feel overwhelmed by where to even start, Joel breaks it all down in plain English so you can stop overpaying and start keeping more of your money. In this episode, you'll learn: Why 80% of Australians are not on the cheapest energy plan available to them and how to fix it in minutes The sneaky "loyalty tax" your insurance company is quietly charging you (and how to beat it) The single most important bill to tackle first if you're a complete beginner Which grocery apps and websites can save you hundreds on your weekly shop How to find unclaimed government money that might literally have your name on it What's actually happening with energy prices in July 2026 and what to do before the letters start arriving Joel's top winter money-saving hacks, including the one heating tweak that could save you $100+ this season Why solar and batteries might be worth it even if you don't have upfront cash What One Big Switch is and how to use it to negotiate better deals on your household bills Perfect for: any Australian woman who knows she should probably be doing more with her bills but hasn't gotten around to it yet, this episode is your sign. The biggest takeaway? You don't have to overhaul your whole life to save money. You just have to make a few calls. 💸🎧 Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

What does aged care in Australia actually cost, and is your family prepared when the time comes? In this episode of Get Rich, Molly sits down with aged care financial specialist and co-author of Downsizing Made Simple , Rachel, to demystify one of the most overwhelming and most avoided financial conversations Australian families need to have. Whether you're the one your family looks to when things get hard (hi, TED 👋) or you just want to get ahead of this before there's a crisis, this episode is your starting point. No jargon, no overwhelm just clear, practical guidance on what to expect and how to plan. In this episode, you'll learn: What aged care in Australia actually includes and why it's so much more than just nursing homes The difference between home care and residential aged care, and what each one costs How means testing works and why the bill can be higher than your income What a RAD and a DAP are, and how families typically fund the move into residential care Why selling the family home isn't always the right move (and when it could actually cost you more) How to access government-funded care through My Aged Care and why you shouldn't wait until there's a crisis What the Aged Care Assessment is, why it's like a passport, and the one mistake people make that leaves them under-supported What happens when a parent lands in hospital and you have 48 hours to find a bed The questions you must ask before signing anything with an aged care provider Three things you can do this week to start the conversation with your parents Perfect for: Australian women with ageing parents, anyone who's ever Googled "how does aged care work in Australia," and every Trusted Eldest Daughter who's quietly holding this all together. The biggest takeaway from this episode? The best time to plan for aged care was years ago. The second-best time is right now. 🎧 Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

If someone had asked me about home batteries a few weeks ago, I probably would've thought they were talking about the ones in my TV remote. But with electricity prices rising, government rebates on offer, and more Australians looking for ways to cut household costs, I figured it was time to learn what all the fuss is about. So in this week's episode of Get Rich, I sat down with Leigh Storr, Founder of RESINC, an award-winning national renewable energy company for a Home Batteries 101 session. Here's what we covered: - The Australian government rebate that could knock up to $6,500 off your home battery install - The three free hours of electricity now available to Australians in NSW, VIC and Southeast QLD and how to make the most of them - How a home battery can actually earn you money through something called a virtual power plant - How to get solar panels and a home battery in Australia for zero upfront cost - What happens to your power when the grid goes down (good news: you're fine) One thing that surprised me? Some Australian households are turning their battery into a bit of a side hustle, selling excess energy back into the grid when demand is high. If you've ever wondered whether a home battery could lower your power bills in Australia, help protect you from blackouts, or simply make your home more energy independent, this episode is worth a listen. As always, this isn't about rushing out and buying something. It's about understanding your options, running the numbers, and making informed decisions with your money. 🎧 Want to find out if a home battery makes sense for your home? The RESINC team has put together a special offer for the LFC community - check it out here 👉 https://resinc.com.au/LFC/ Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

Ever stood in front of a wardrobe full of clothes and felt like you have absolutely nothing to wear? You're not alone and this episode explains exactly why. Molly sits down with Melbourne-based personal stylist Melissa Murgana to talk about how to build a wardrobe that actually works for your life, your budget, and your body, without spending a fortune. In this episode we cover: Why most women wear only 20% of their wardrobe 80% of the time The 3-outfit rule that will change how you shop forever How to look polished and expensive on a tight budget The 5 winter capsule wardrobe essentials every woman needs Affordable brands stylists actually rate (Target, Uniqlo, Portman's) Whether expensive clothes are actually better quality How to get more longevity out of your clothes (including the jeans-washing debate) What a personal stylist costs and why it's a smart investment How to find your personal style when you have no idea where to start Whether you're rebuilding your wardrobe after having kids, going through a body change, or just sick of feeling uninspired getting dressed every day, this episode is for you. Follow Melissa on Instagram and TikTok: @melissagotstyle Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

When was the last time you actually checked your super? Like, really checked it, not just glanced at a statement and shoved it in a drawer? If your answer is "um… a while ago," you are absolutely not alone and this episode is for you. Molly sits down with Misha Schubert, CEO of the Super Members Council, the peak body representing over 11 million Australians in our super system, to cut through the confusion and give you a real, honest look at what's happening with your super right now. Because here's the thing: 1 in 4 working Australians are currently not being paid some or all of the super they've earned. That's not a small problem. That's your money, that you worked for, just… not showing up. And with major new payday super laws coming July 1st, 2026, there has never been a better time to get across what you're actually entitled to. In this episode, you'll learn: Why most Aussies aren't engaging with their super and what it's actually costing them How to find out if your employer has been paying your super correctly (and what to do if they haven't) What payday super laws are and why they're a game changer for Aussie women The truth about self-managed super funds and who they're actually right for How to spot a super scam before it's too late (this one is so important right now) What women who've taken time out of the workforce can do to catch up on super The single homework task Misha wants every Australian to do this week Perfect for: Aussie women who've been putting super in the "future me" basket, anyone who's ever thrown a super statement in the bin without opening it (no judgment, Molly did it too!), and women who want to make sure their retirement isn't an afterthought. The biggest takeaway from this episode? Your super is one of the most powerful financial tools you have, you just need to start paying attention to it. And it's a lot simpler than you think. 🎧 Buying a property? Need Financial Advice? Time to sort the Will? Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

What do you do when debt feels like it's swallowing you whole and you're too ashamed to tell anyone? Molly is back hosting Get Rich this week, sitting down with Kristen Hartnett, a financial counsellor from the Salvation Army's MoneyCare service, to talk about something so many Australian women are quietly going through right now, debt. Whether it's credit cards, buy now pay later, a car loan that's gotten away from you, or just the creeping anxiety of cost of living hitting harder than ever, this episode is a must-listen. And here's the thing - there is a free, professional, non-judgmental service available to every single Australian, and most of us have no idea it exists. Until now. In this episode, you'll learn: Why smart, capable women end up in serious debt and why it has nothing to do with poor spending habits How shame and secrecy make debt worse, and what to do instead What a financial counsellor actually does (and why it costs you absolutely nothing) The signs it's time to stop Googling and just make the call What can realistically be negotiated with banks and creditors on your behalf Why bankruptcy is rarely the answer and what the alternatives are How the debt snowball method works and when it makes sense to use it What debt collectors can and can't legally do to you in Australia Government grants and emergency relief payments you might not know you're entitled to How to rebuild your financial confidence after clearing debt, for good Perfect for: Australian women feeling the pressure of cost of living, anyone quietly struggling with debt, and women who just want to know their options before things get worse. The biggest takeaway from this episode? You are not alone, you are not a failure, and there is free help waiting for you right now. 🎧 Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

What do you actually need to sort out financially before you separate and when should you start? This week on Get Rich, Molly sits down with mortgage broker, Stella Finance Group founder, and Ladies Finance Club ambassador Lisa Bridgett to break down everything Australian women need to know about getting their finances in order before, during, and after a separation. No jargon, no judgment, just clear, practical advice from someone who has not only helped countless women through this process, but has lived it herself. Whether you've been putting off getting your finances sorted because you don't know where to start, you're not sure what you're actually entitled to, or you're worried about what life looks like on the other side, this episode is for you. In this episode, you'll learn: Why speaking to a mortgage broker before a lawyer could save you thousands What actually happens to the family home in a separation and whether you can really afford to keep it Why so many women leave superannuation on the table and why you absolutely shouldn't How interest rate rises affect your borrowing capacity as a single income household What a binding financial agreement is and why more couples should be having this conversation The financial red flags to watch for when things start to turn ugly Why having your own emergency fund in your own name is non-negotiable How to build your separation support team, from mortgage brokers to family lawyers to forensic accountants The one thing Lisa wishes more women knew before they signed anything Perfect for: Australian women who are considering separation, going through one, or simply want to be financially prepared for whatever life throws at them. And if this isn't you right now, share it with a girlfriend who needs to hear it. The biggest takeaway from this episode? Knowledge is power. The sooner you know your numbers, the more confidently you can fight for what you deserve. 🎧 Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

What if being bad with money was never actually your fault? Molly Benjamin sits down with Rachel Davies and Angela Meyer, the New Zealand co-founders of Hi Money and authors of the brand new book Money, Money, Money: How to Reset Your Money Mindset and Find Financial Freedom - which just hit number one on the NZ bestseller charts. Rachel is a therapist specialising in money psychology, and Angela is a gender equity expert with two decades of experience unpacking the systems that make financial wellbeing so much harder for women to achieve. Together, they're on a mission to get more money into the hands of more women and this conversation is exactly where to start. Whether you've ever avoided opening your banking app, wondered how on earth you'll survive retirement, or quietly left the big financial decisions to your partner, this episode is for you. In this episode, you'll learn: Why being bad with money is not a personal failing and what's actually responsible for it What the gender retirement gap, the pink tax, and the silence gap really mean for your financial future How the pink tax adds up to over $250,000 across a woman's lifetime What the Rich in Context research across Australia and New Zealand revealed about women and financial wellbeing and the finding that surprised even the researchers Why 30% of women have no financial plan beyond hoping something works out How your money psychology not your budget might be the real thing holding you back What happens to women's wealth when they leave the finances to their partner The one money move both Rachel and Angela say every woman should make this week Why the financial services industry keeps getting women wrong and what they should be doing instead What your 25-year-old self needs to hear about compounding, investing, and starting now Perfect for: Australian women who want to understand why money feels so complicated, anyone ready to stop blaming themselves and start taking action, and every woman who knows she should be doing something about her finances but isn't quite sure where to begin. The biggest takeaway from this episode? The system wasn't designed for you but that doesn't mean you can't win at it. Here's how. 🎧 Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.

What's the best thing you can do for your child's financial future and where do you even begin? In this episode of Get Rich, Molly sits down with financial advisor and LFC favourite Dawn Thomas to get into one of the most important (and most underrated) conversations we can have as parents: how to raise a financially confident kid. And yes, she does it while breastfeeding a newborn, because that's just the season of life we're in right now. Whether you've been wondering how to talk to your kids about money without passing on your own stress, or you're not sure how to explain investing to a teenager, this episode is packed with practical, real-talk advice straight from a mum who also happens to be a financial advisor. In this episode, you'll learn: Why your money behaviours matter more than any lesson you'll ever teach The exact phrases to swap out when your kid asks for something you don't want to buy How to talk to your children about cost-of-living pressure without creating money anxiety Why delayed gratification is one of the greatest financial gifts you can give your kids The tax traps Australian parents hit when investing in their child's name Why investment bonds and education bonds can be a smarter option than a kids' share account Why letting your kids experience financial "failure" is actually a good thing What family financial socialisation is and why it starts earlier than you think Perfect for: Australian mums with kids of any age, women who want to break generational money cycles, and anyone who's ever said "we can't afford that" and wondered if there's a better way. The biggest takeaway from this episode? You don't need to be a financial expert to raise a money-smart kid, you just need to start the conversation. 🎧 Buying a property? Need Financial Advice? Time to sort the Will?Let us help connect you with an awesome woman in finance! https://directory.ladiesfinanceclub.com/ 💌 Want more money tips straight to your inbox? Join thousands of Australian women getting savvy with their finances - subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25 Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169. Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples. [See omnystudio.com/listener for privacy information.] Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc See omnystudio.com/listener for privacy information.