Raw Real Estate w/ Michael Bordenaro

My Fitness Ring With No Subscription Fee: https://amzn.to/4xcVosP =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/AHRvgqpLbT7SZ5zw1X... https://finance.yahoo.com/markets/sto... https://apple.news/Aw48Xw9wUQ76ujYaiS... Nike stock crash has wiped out billions in market value. We examine why the brand lost its way and what it means for retail.The company was removed from the S&P 500, marking a massive shift in its standing. With the stock down 75 percent from its peak, shareholders and consumers alike are questioning the company's future direction. This decline serves as a case study for companies that have lost touch with their core market.We analyze how this massive market value loss reflects broader changes in consumer spending habits. When a giant like this falters, it signals trouble for the wider sector. Understanding these retail trends is crucial for anyone monitoring the current economic climate and its impact on major corporate players. 0:00 The Fall of a Retail Giant 2:11 The Direct-to-Consumer Trap 4:53 Stagnation in Product Innovation 7:17 The Rise of Hoka and New Competitors 12:35 The Existential Threat of AI 19:09 Signs of AI Escaping ControlFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

My Fitness Ring With No Subscription Fee: https://amzn.to/4xcVosP =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/AZFv3V2MfRkifj5SYO... https://apple.news/AkKP60H5USV6i2moPL... https://apple.news/AXsuNFaLyQDKaf0t6n... 0:00 Shifting Trends in the Rental Landscape 1:06 Inside the Southwest Florida Rental Shift 5:28 Uncovering Hidden Rental Incentives 10:05 The Great Debate: Renting Versus Owning 15:07 Stock Market Growth Versus Home Equity 20:20 Crunching the Numbers: Rent vs Buy ScenariosRent prices are finally cooling down. See why landlords are now offering free months and concessions to attract tenants.The rental market has shifted from explosive growth to a period of stabilization. After rent prices climbed 40 to 60 percent over the last six years, we are entering a phase where landlords are aggressively competing for occupants.This environment creates new opportunities for renters to negotiate better lease terms. We look at the data behind these trends and what this cooling housing market means for your monthly budget and long-term financial planning. By analyzing these property deals, you can better prepare for the financial changes ahead.

My Fitness Ring With No Subscription Fee: https://amzn.to/4xcVosP =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.wsj.com/business/earnings... https://www.wsj.com/buyside/personal-... https://www.wsj.com/buyside/personal-... https://www.wsj.com/personal-finance/... Chewy issued an economic warning suggesting families are pulling back on pet ownership costs as household budgets tighten.We are seeing clear signs that the economy is impacting even the most essential categories. Chewy recently highlighted that shoppers are reducing their discretionary purchases, which has direct consequences for the pet industry.This shift in consumer spending habits is a broader indicator of financial pressure across the country. By analyzing the latest Chewy earnings report, we can better understand how inflation is forcing families to make tough choices regarding their animals and their monthly expenses.Subscribe for weekly economic breakdowns, and let me know in the comments if you have noticed these changes in your own local area. 0:00 The Hidden Economic Warning 1:09 The CEO's Direct Warning 2:49 Emotionally Protected Spending 4:11 Market Share vs Profitability 6:39 The True Cost of Ownership 11:19 The Pet Insurance Dilemma 14:30 Pet Daycare, Boarding and Grooming 16:24 Pet Ownership Highly Limits Where You Can LiveFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Get 20% off DeleteMe by going to https://joindeleteme.com/BORDENARO and use code BORDENARO to protect your privacy. =======My Fitness Ring With No Subscription Fee: https://amzn.to/4xcVosP =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/Agoqua8VPQc-hWxrgh... https://apple.news/AFbpd3DFLTZ616TRiY... https://apple.news/AnMCYOaFlSqeKlus8x... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The Rising Threat of Corporate Bankruptcies 1:25 The Flawed Business Model of Private Equity 3:22 The Impact of High Interest Rates on PE 5:57 Sponsor: Check Out Delete Me 7:16 When Cutting Costs Destroys Value 11:23 Retail Winners in a Struggling Economy

My Fitness Ring With No Subscription Fee: https://amzn.to/4xcVosP =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/AohSRbhLMS0SiwKnad... https://www.reuters.com/business/worl... https://apple.news/AI-_eFDPTTDCjSItLB... Losing your retirement savings at 58 is a devastating reality that forces many into grueling work schedules just to survive.We examine the story of a man who lost $180,000 in retirement savings and is now driving for Uber and Lyft for 75 hours a week. This situation highlights the harsh reality of financial hardship that many older Americans face when their planned path to stability evaporates.The conversation also addresses the broader gig economy and how recent layoffs contribute to this cycle of instability. By reviewing these personal accounts, we gain a clearer perspective on the fragility of current economic security and the challenges of rebuilding wealth later in life.Subscribe for weekly economic breakdowns, and let me know in the comments if you are seeing these trends in your own community. 0:00 From Wall Street to the Driver's Seat 2:21 The Reality of Gig Economy Freedom 8:28 Uber's Massive Layoffs and the Robo-Taxi Shift 12:42 The Hidden Struggle for Disposable Income 16:50 Protecting Your Future Beyond Gig AppsFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

If you like this sunglasses from today's video you pick them up here: https://amzn.to/4hfIZzC =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/A1CWaqac0QtCxqM9f5... 00:00 - Introduction 00:45 - 1. Bowling Alleys 02:42 - 2. Broadway & Touring Shows 04:09 - 3. Shopping Malls 07:49 - 4. Fabric Stores 09:30 - 5. Lamp & Appliance Repair Shops 11:02 - 6. Upholstery Shops 13:10 - 7. Cobblers & Shoe Repair 14:28 - 8. Printed Magazines 16:05 - 9. Cable TV 19:54 - 10. Clock Repair Shops 21:10 - 11. Newspapers 22:45 - 12. Mom & Pop Stores 23:41 - 13. Office Supply Stores 24:27 - 14. Physical Bank Branches 26:23 - Final Thoughts & OutroThe US economy is shifting, and many industries are under pressure. We are looking at 14 businesses that are collapsing now.We are analyzing 14 struggling businesses that are failing due to outdated models or the current economic climate. These examples highlight how traditional services are losing relevance as consumer spending habits evolve rapidly in today's environment.Identifying these patterns is essential for anyone trying to navigate potential market volatility. By understanding why these specific sectors are in decline, you can better prepare for the financial changes ahead.Subscribe for weekly economic breakdowns, and let me know in the comments if you are seeing these industry shifts in your local area.FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.wsj.com/business/earnings... https://www.wsj.com/business/retail/l... https://www.wsj.com/business/earnings... https://apple.news/A8W6XjhFUTsqSd6elK... Major brands like Campbell's are warning that shoppers are pulling back. We analyze what this means for the broader US economy.Major food producers are reporting sharp declines in volume as shoppers change their habits. When consumers stop buying staple items like chips and soup, it signals a significant shift in household budgets. We look at why these retail sales figures are falling and what this says about the health of the average family.This trend is part of a larger pattern of changing consumer spending habits across the country. As prices remain elevated, many households are forced to prioritize essentials over brand-name goods. Understanding these inflation trends is vital for anyone trying to navigate the current financial environment and prepare for potential market volatility.Subscribe for weekly economic breakdowns, and let me know in the comments if you are seeing these price hikes at your local grocery store. 0:00 Campbell Soup in Crisis 7:35 Tyson Foods and the Beef Shortage 12:29 Lululemon's Dramatic Decline 18:10 Treasury Yields and Future Rates 21:59 Boots on the Ground PerspectivesFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://gflec.org/initiatives/pfin8-i... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 Testing My Financial Literacy 1:51 Starting the Financial Literacy Test 5:04 The Tricky Math of Compounding Interest 8:01 Reviewing My Final Quiz Results 14:34 Share Your Quiz Scores in the Comments

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/AKFqSD5IyT1SKKabZS... https://apple.news/Am9iFeS-aSe6zWVJzQ... https://apple.news/AQxX4ecx_TtWmAXuSn... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The Inevitable Generational Shift 0:58 The Rise of the G-Shaped Economy 2:50 The Trillion Dollar Generational Divide 5:14 The Real Estate and Interest Rate Trap 9:20 The Myth of the Great Wealth Transfer 13:55 Treasury Yields and Future Economic Risks 17:01 Goldman Sachs CEOs Economic Prediction

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/Ae6BKofntShWfijAZW... https://apple.news/A1itUrujmTNGHflOrd... https://apple.news/At4gfjn4jSFeNiFkOq... Young Americans are increasingly facing a reality where homeownership feels impossible, leading to a permanent renter generation.This video explores the widening gap between younger and older generations regarding property ownership. We analyze why the primary struggle is not just renting itself, but the surging proportion of income that housing costs consume compared to previous decades. By examining the structural shifts in the market, we clarify why so many feel shut out of the traditional path to building equity.Understanding these economic pressures is essential for anyone navigating the current housing affordability crisis. We look at the data behind the shrinking share of young homeowners and the long-term implications for financial stability.Subscribe for weekly economic breakdowns, and let me know in the comments if you believe the dream of homeownership is still attainable for your generation. 0:00 The Unsustainable Path of Housing Costs 0:43 Real Stories of Financial Struggle 2:59 Rethinking Your Financial Priorities 5:16 The Demographic Shift in Homeownership 9:08 The Hidden Nightmare of Buying a Home 17:22 Debunking the Myth of Waiting to BuyFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.wsj.com/business/earnings... https://www.costar.com/article/207005... https://apple.news/ArT-s8SD-TvGgHdpAV... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 A Troubling Signal from Food Producers 1:46 Consumers Are Trading Down to Survive 5:03 Profit Margins Are Collapsing 10:02 Is This the End of Traditional Retail? 14:56 The Fed's New Hope for the Economy 18:54 The Truth About Interest Rate Decisions

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.flocksafety.com/blog/floc... https://www.wsj.com/politics/flock-ca... https://www.wired.com/story/how-an-at... https://investor.axon.com/press-relea... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The Companies Watching Your Every Move 0:37 Inside the Massive Vehicle Tracking Network 4:28 When Surveillance Tools Are Abused 9:31 Axon: From Tasers to Total Surveillance 14:38 The Legal Battle for Your Privacy

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the VideoFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The eroding social contract of modern service 1:31 The tipping culture crisis in dining 4:02 Customers as the new unpaid workforce 5:21 The decline of professional accountability 9:15 Bad Service is the New Normal 12:24 Management's role in the service collapse 17:03 Self Checkout is Your New Part Time Job

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/ANDatlcEFStyGS0vqy... https://apple.news/AOreRtFsKQmiBphkN-... https://apple.news/AxjF2hqpMS2qBTYqLE... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The Hidden Struggle of Boomer Homeowners 5:02 The House That Became a Pension Fund 9:55 The Capital Gains Tax Barrier 15:05 The Inevitable Demographic Shift 17:57 The Golden Handcuffs of Low Mortgage Rates

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.cbsnews.com/news/function... https://www.wsj.com/lifestyle/careers... https://www.wsj.com/lifestyle/careers... https://apple.news/AqPd6B-UaSziHhdxwU... https://www.freightwaves.com/news/fre... Are ghost jobs sabotaging your career search? Learn why 20% of online listings are fake and how functional unemployment impacts you.Finding a new role feels harder than ever, and for many, the data confirms it. This breakdown explores the reality of the American job market, specifically addressing the prevalence of listings that never result in a hire. We examine the mechanics behind these postings to help you identify which applications are worth your time and which are likely dead ends.Understanding functional unemployment is crucial for anyone currently navigating the hiring process. By distinguishing between active opportunities and ghost jobs, you can adjust your strategy to avoid wasting effort on positions that do not exist. We look at the systemic issues causing these trends so you can protect your mental energy.Subscribe for weekly career market breakdowns, and comment below if you have applied to a job that never responded. 0:00 Unmasking Functional Unemployment 3:50 The Rise of Ghost Jobs 8:01 The Human Cost of the Hiring Crisis 12:38 Manipulated Data and Digital Gold 19:42 Strategies to Navigate a Broken SystemFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not li

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.thetimes.com/business/wsj... https://www.irwendys.com/news/news-de... https://www.delish.com/food-news/a735... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 Wendy's CEO Admits the Harsh Truth 1:48 The Rise of Fast Casual Competition 5:54 The Reality of Rising Prices 9:03 More Costs Will Be Passed on to the Customer 13:31 The Global Expansion Strategy

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://www.wsj.com/business/earnings... https://www.wsj.com/finance/investing... https://apple.news/AelKtpO6VQsmxaUDvm... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 Walmart's Warning Sign for the Economy 0:42 Why Walmart Is the Ultimate Economic Barometer 2:28 Shifting Consumer Habits and E-commerce Trends 4:20 The Hidden Cost of High Gas Prices 8:03 Revenue Up, Profits Down: The Real Story 9:27 The Looming Recession and Treasury Crisis 12:38 Interest Rates Are Headed Up 16:01 Tuomas Malinen Says Financial Crisis is Right Around The Corner

Get 20% off DeleteMe by going to https://joindeleteme.com/BORDENARO and use code BORDENARO to protect your privacy. =======Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/AnyoyoTdnR6a5st8eV... https://apple.news/AelKtpO6VQsmxaUDvm... https://www.wsj.com/finance/regulatio... https://apple.news/A1fvzgBzERciQQt1kw... FTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship. 0:00 The Grim Housing Forecast for 2026 2:23 The Stagnation of Home Price Growth 4:55 How Stock Market Volatility Impacts Housing 6:58 The Shift Toward a Buyer-Dominated Market 9:12 80% of US Metros Are Buyers Markets Now 10:06 Check Out Delete Me 11:10 The Real Estate Experts Have Lost Sight of the Market 15:15 Cracks in the Mortgage Industry Foundation

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/A3FzjE-VCSqausn2Wp... https://www.cnbc.com/2026/08/19/us-go... https://www.reuters.com/business/us-3... Why do people feel poor when the economy looks great? We break down the disconnect between official reports and your daily budget.Many Americans are struggling to reconcile official economic data with their personal bank accounts. This video explores why people feel poor despite headlines suggesting prosperity. We analyze the specific financial pressures currently impacting households, specifically focusing on how stagnant wages vs inflation are eroding purchasing power for the average worker.Beyond just rising prices, we examine the role of shrinkflation and its hidden impact on the cost of living crisis. By understanding the true economic disconnect, you can better navigate the current financial environment and identify why your money does not stretch as far as it used to. This analysis is essential for anyone trying to make sense of the current economy vs reality.Subscribe for weekly economic breakdowns, and comment your thoughts on whether your wages are keeping up with your bills. 0:00 Why the Economy Feels Like a Lie 1:12 When Inflation Officially Outpaces Your Paycheck 3:26 The Bleak Outlook for Financial Recovery 6:10 Retail Spending Drops: The Warning Sign 8:36 The $40 Trillion Debt Emergency 13:25 This Won't Last Much Longer 17:52 Shrinkflation: Paying More for LessFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.

Subscribe to My New Clips Channel / @michaelbordenaroclips =======Need a Real Estate Agent You Can Trust? Get one for FREE: https://homeandmoney.com/michael/ =======Follow Me on Instagram: / michaelbordenaro =======My Filming and Editing Equipment https://michaelbordenaro.com/my-youtu... ======Save Money on Property Taxes FOREVER! http://Ownwell.com/michaelbordenaro ======Get Cash Back on ALL your Internet Purchases! https://www.rakuten.com/r/NIRVPL2?eei... ======My Microphone (Lot of People Have Asked) https://amzn.to/3Mhs2oz Articles Mentioned in the Video https://apple.news/Aa23EQV5vQfCE_BT-6... https://apple.news/AlnCS4uYzT6WYcfEVh... https://apple.news/AlwNiCS7LTYOiUXjwt... https://apple.news/ADxTgriTFQ5yzWijBX... Homeowners are seeing a sharp decline in home equity, with $79 billion in wealth lost recently. Learn what this shift means for your property.This update analyzes the current state of home equity and why record wealth levels are rapidly diminishing. If you own a home or are tracking housing market trends, understanding these figures is essential for managing your financial outlook.We break down the specific factors contributing to this decline in homeowner wealth and what the data suggests for the broader real estate market. By examining the recent loss in equity, you will gain a clearer picture of how economic shifts are impacting individual property values today.Subscribe for weekly real estate market breakdowns, and comment below if you have noticed changes in your local property values. 0:00 The Vanishing Equity Crisis 0:56 The Shrinking Equity Cushion 1:58 The Truth About Underwater Mortgages 4:43 The Vulnerability of Recent Buyers 7:31 The Midwest Housing Warning 11:50 Starter Home Demand Vanishes 17:09 UWM at The Top of the List For Mortgage DefaultsFTC Legal Disclaimer - Some links found in the description box of my videos may be affiliate links, meaning I will make commission on purchases you make through my link. This is at no extra cost to you to use my links/codes, it's just one more way to support the channel! :)DISCLAIMER: This video content is intended only for informational, educational, and entertainment purposes. Michael Bordenaro is not a registered financial advisor. Your use of Michael Bordenaro’s YouTube channel and your reliance on any information on the channel is solely at your own risk. Moreover, the use of the Internet (including, but not limited to, YouTube, E-Mail, and Instagram) for communications with Michael Bordenaro does not establish a formal business relationship.