Money Mentor™ is Australia's home of financial transformation. Hosted by Graeme Holm and Rachael Howlett, each episode shares the real stories of everyday Australians paying off debt faster, building wealth and creating financial freedom by thinking differently about money. Through inspiring client journeys, practical strategies and bold conversations that challenge conventional wisdom, Money Mentor™ will educate, inspire and empower you to take control of your financial future.
They thought they were doing everything right, until they realised how much longer they'd be paying off their mortgage. This honest conversation follows the moment everything changed, from scepticism and uncertainty to a clear financial plan with a goal they never thought was possible. 👉 If this story resonates with you and you want to start setting yourself up for financial freedom, it all starts with our free webinar: https://bit.ly/43V2jKN Before joining Infinity, Joanne and Ray had a family home, an investment property and money sitting in offset, but they still felt unsure whether they were making the most of their finances. While Joanne was ready to make a change, Ray wasn't convinced and questioned whether they needed help at all. After taking the leap, they discovered a strategy that completely changed the way they viewed money. Within their first 90 days they had already made significant progress on their mortgage, and for the first time could see a path to becoming debt free in under 10 years. If you've ever wondered whether you're doing enough with your money, their journey may answer a few of your own questions. #FinancialFreedom #Mortgage #PersonalFinance
Before reaching 90 days with Infinity, Sam and Brad had paid off a personal loan, reduced their mortgage by $17,000 and purchased two investment properties in one week. 👉 If their financial journey resonates with you and you want to start setting yourself up for financial freedom, it all starts with our free webinar: https://bit.ly/43V2jKN Before Infinity, their money was spread across eight accounts. They had a $445,000 mortgage, $25,000 in debt and could not understand why their hard work was not helping them get ahead. With Brad frequently working away and their children potentially requiring long-term support, the financial pressure went far beyond numbers. Sam was hesitant to trust anyone with something as important as their family's future. After attending the Infinity Masterclass, they decided to change how they managed their money. Sam and Brad share the early progress they made, what finally gave them confidence and why building a more secure future for their children means so much to them. #FinancialFreedom #MortgageRepayment #MoneyMentor
This month's Wilson Monthly Market Update kicks off with a hard look at the Prime Minister's recent comments on negative gearing reform — and why the reasoning behind restricting it to one or two properties doesn't match how Australian tax law actually works. From there, the conversation moves into what's shaping up to be one of the biggest questions facing renters and investors alike: as investors exit the market ahead of new taxation changes, what happens to an already undersupplied rental market?The episode also breaks down the government's expanded Help to Buy scheme and asks whether shared equity solves affordability or just shifts ownership (and risk) onto taxpayers, before moving into the regular data deep-dive: the RBA's rate-hold heading into a bigger August decision, a mixed inflation print with underlying inflation ticking up to its highest level since 2004, an easing unemployment rate, home building approvals split sharply between the booming Perth/Brisbane markets and the still-struggling Melbourne/Sydney unit sector, and the latest auction clearance rates — including early signs of a possible turnaround in Melbourne.As always: rents, rates, building approvals, capital city price trends, and the long-term data that puts the current cycle in context.Money Mentor YouTube Channel: @moneymentorauDr Andrew Wilson on LinkedIn: /dr-andrewIf you enjoyed our podcast, make sure you follow and subscribe to stay up to date with the latest episodes.👉 Follow the link https://bit.ly/43V2jKN to watch the free webinar and start your Infinity journey now!
In this episode of "The Money Mentor," Rachael sits down with Luke and Kellie - and this one carries an important warning for anyone who has ever placed their trust in the wrong hands. In 2017, they did everything by the book - hired a financial planner and followed professional advice to the letter. They were advised to sell their house and ‘rentvest’. Years later, sick of renting and moving multiple times they realised they wanted stability for their children and a home of their own. They had solid careers, worked hard, but with a new home and large mortgage, they still felt they could never get ahead. When interest rates started climbing, the fear became very real, and without a budget to fall back on, the cracks began to show. Luke and Kellie had grown up in families where finances were always a struggle, and they knew they wanted to build a brighter future for their children. Then an Instagram ad changed everything. One Infinity webinar was all it took - Kellie was sold and she quickly brought Luke on board. What followed was nothing short of a transformation. A $528,000 mortgage on their home was reduced to just $20,000 in just three years. They now have four investment properties, and a portfolio worth five million dollars. But Luke and Kellie are quick to point out that the biggest shift wasn't in their bank account - it was in their mindset. For the first time, they stopped hoping their future would work out and started building it with intention. Luke and Kellie didn't need more advice. They needed the right advice - and everything changed when they found it. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," Podcast Rachael sits down with Kale and Grace - and if you are young and wondering whether now is the right time to get serious about money, this episode is for you. At twenty-six and twenty seven, they had done something many their age only talk about - they got into the property market. But six months in, with a sizeable mortgage, almost nothing in savings, a wedding on the horizon, and a social circle with very different priorities, anxiety started to creep in. They looked around and found nobody in their world having the same conversation. Then they found Infinity - and the professional advice they needed to move forward without fear. What followed was a masterclass in what is possible when young people choose differently. Almost $100,000 stripped from their mortgage and two investment properties secured. Not only did Kale and Grace find the professionals, at Infinity they discovered a supportive community of people who share their goals, and who freely talk about the oddly taboo topic - wealth creation. In this episode Kale and Grace share what it feels like to swim against the tide, how they kept each other motivated, and what they would say to every young couple sitting on the fence right now. Kale and Grace didn't wait - and now they are unstoppable. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," G sits down with Liv and Jamie, and this one is a lot of fun - full of honesty, humour and some damn good advice. Liv and Jamie are two youngbusiness owners who have been on a wild ride since they found Infinity sixteen months ago. From the outside, their lavish lifestyle looked picture perfect. But their business books told a different story, and the numbers were scary.Over $627,000 in bad debt and a $155,000 overdraft maxed to the limit, the couple felt caught in quicksand with no way out. They had no common goals, no transparency and communication around finances was non-existent - and with the financial tension growing, something had to give. Then Liv found Infinity, and with it the advice and structure they desperately needed. Now, with the overdraft wiped, credit cards gone and toys sold, they have a shared budget andgoals in place. $382,000 of debt has been cleared and the couple now have three investment properties in their corner. Jamie opens up to G about taking brutally honest feedback on board and making big changes - and Liv could not beprouder. They also put G on the spot, asking for his take on building a life and a business alongside a partner, drawing on his own journey with Bec. Spoiler - he delivers. Liv and Jamie are just getting started - and now they have a whole community behind them to help them keep it real. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," Donovan and Steph join Rachel for an unfiltered conversation - honest, funny, and at times hilarious - and above all, inspiring. Before settling down, they were free-spirited travellers who lived well and spent freely - and when kids came along, the habits didn't change much. After fifteen years of strong FIFO income, they had very little to show for it. What nagged at Donovan was watching his own parents fall back into mortgage debt in their fifties - he knew he wanted to build security for his family's financial future but had no idea where to start. Then they found Infinity and connected instantly with Graeme's straight-talking style and the logic of the Infinity way. The mindset shift was swift and the results followed - debt cleared within weeks, a financial plan that could weather life's surprises, and a property portfolio now sitting at two million dollars with $800,000 in equity. But the transformation didn't stop there. Steph has found her way into meaningful work she genuinely loves, and Donovan has embraced the Infinity community wholeheartedly - completing 60 Strong and arriving at a version of himself he's proud to show off at the gym. Two people, fully committed, living proof that the right shift in thinking changes everything. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," we speak to Belinda and Josef, two hardworking parents who, despite good incomes, found themselves caught in the refinancing trap, their home loan growing heavier year after year. No savings, no investments, and a bank eager to refinance them into another thirty years of debt to cover renovations and wedding expenses - they were heading in the wrong direction. Then they did the maths and said no. In February 2017 they met Graeme and discovered Infinity, and for the first time had the structure and budget that had been missing all along. The wedding happened. The renovations happened. Holidays happened. Every bit of it paid for in full, without taking on a cent of new debt. But the change didn't stop at their finances. Belinda and Josef embraced a complete lifestyle shift, one that has brought significant health benefits for them both and transformed the way they live day to day. Nine years on, they have reduced their debt by $589,000, built a portfolio of seven investment properties worth over ten million dollars, and never looked back. Belinda and Josef didn't need more debt. They needed a better offer - and they found one. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," Rachel sits down with Jeff and Denise, two healthcare professionals who, on paper, had done everything right - solid careers, no bad debt, and a cherished family home they'd built themselves. But after decades of hard work, they couldn't shake the feeling they weren't actually getting anywhere. They'd tried to chart their own course - selling an investment property just before it took off, setting up an SMSF with the wrong guidance, and absorbing endless books and podcasts that left them with more confusion than clarity. Then six years ago, Denise found Infinity, and Jeff, seeing the shift in her thinking, was quickly on board too. Denise likens their old approach to driving with an old paper map for directions, unsure if you're even headed the right way. With Infinity, she says, it's more like having a chauffeur - you simply say where you want to go, and they figure out how to get you there. The results speak for themselves: credit cards cleared, a proper budget in place, four investment properties, and a fully paid-off family home. They haven't stopped living either, travelling extensively with full confidence and zero guilt. Jeff and Denise share their story of success and how finding Infinity gave them access to expert advice and changed their family’s forever. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," Rachel sits down with Ebony, who faced one of life's hardest resets when her marriage ended and she became a single mother with an eight-month-old and a toddler. She chose to rebuild, but the road was far from straightforward. Back at work early, she purchased her first home in 2018, a rundown property that needed work before she could move her children in. Building on her success she wanted to think bigger, but as a single mother with dependants she hit walls at every turn. When the banks wrote her off she went searching for another way, and found Infinity. In just twelve months, Ebony has gone from being told property investing wasn't possible to having an SMSF property investment and a dual occupancy build underway. With Infinity's guidance her home loan has been slashed from $259,000 to $79,000 and is on track to be completely cleared within the next 12 months. When others said it couldn't be done, Infinity helped her prove them wrong. Sit back and listen to Ebony describe the year that has changed the trajectory of her family's future. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," Daniel and Sarah sit down with G for their second appearance on the podcast first appearing in Series 3, Episode 4, June 13th, 2025. A young family with steady careers and every intention of getting ahead, they spent ten years watching their debt not just stand still, but grow. Borrowing against their home had taken what they owed to nearly $685,000, leaving them caught in a revolving cycle of credit cards and mortgage payments that felt like running on a treadmill. It took Daniel finding Infinity in 2020 to break the pattern. Infinity gave them the structure and strategy they had been missing, and the impact rippled through every corner of their lives - their wellbeing, their outlook, and even the way their children relate to money. Fast forward to today and the picture looks entirely different. Seven investment properties, $7.5 million in assets, and a dream home they call their own. In this episode they share where life has taken them since, the next goal in their sights, and what being part of the Infinity community has meant to them - a network that has become more like family than anything else. This is what happens when the right plan meets the right people.PART 1: Turning Doubt into Wealth | CHANGING LIVES | SEASON 3 Episode 5 | Daniel & Sarah | Money Mentor Podcast - Money Mentor Podcast | Podcast on Spotify Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," we speak to Carlos and Lynell, whose story begins with a decision many families face - to have Lynell stay home and raise their daughters, leaving the family on a single income. They saved diligently, built up a $100,000 deposit, and still the banks turned them away. Priced out and frustrated, it seemed like homeownership was simply not on the cards. That changed in 2013, when G came to their home and did something no one else had - he sat with them, listened, and built a strategy around their actual life. A different way into the market, tools and incentives most people never discover, and a long-term plan they could believe in. Fast forward to now - they are not just in the property market, they have paid off the family home, have two investment properties, and have built the kind of intergenerational wealth that families dream of. Carlos and Lynell joined Infinity in the early days, theirs is a story of patience, trust in the process, and proof that walking through the right door can open up the world. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," we speak to Dennis and Mary, who have flown in from their home in Western Australia's Pilbara to join Rachel for a chat about their remarkable journey over the past year. Relative newcomers to the Infinity community, in just a few months Dennis and Mary have turned their financial fortunes around. Before Infinity, they were working and earning well but could not seem to get ahead. They were in their 50s with $22,000 in credit card debt, an oppressive 30-year mortgage on the family home and were constantly worried about the future. They knew property was the answer, but when they sought advice, they were offered nothing but roadblocks. Then they found Infinity, and for the first time, someone showed them it could be done. With a clear plan in place, they cleared their debt, restructured their mortgage, and now have two investment properties, and the future looks bright. Dennis and Mary share their story of hope, and be warned, it gets emotional. Their story is proof that with the right advice, dedication, and faith in the process, anything is possible. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of The Money Mentor, Brendon and Matt are back for Part Two and the update is nothing short of remarkable. They returned from Europe in 2017 with unforgettable memories and $60,000 in credit card debt. The couple realised something had to change. Eight months of brutal discipline later, they had saved a full house deposit and had a hunger to do more. By November 2022, they had another $100,000 in savings but no clear direction until a late night webinar caught their eye and their Infinity journey began. When they last sat down with G, their story was already extraordinary, six investment properties and a mortgage nearly paid off. Now they're back with seven investment properties, a home loan sitting at just $42,000, and an August wedding being planned, on a budget and entirely on their own terms. Matt is studying for his master's in social work, and with their mortgage almost gone, the couple are now dreaming bigger than ever. In this episode they share the habits and mindset shifts that got them here, and the tips they'd pass on to anyone ready to take control of their finances. Brendon and Matt are back. And their story just keeps getting better. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this month's Wilson Monthly Podcast, Rachael Howlett sits down with Dr Andrew Wilson to unpack the latest developments shaping Australia's property market. With the RBA holding interest rates steady after a series of hikes, Andrew explores what persistent inflation, rising electricity costs and a softening labour market could mean for homeowners, investors and buyers.The pair also discuss the ongoing shortfall in new housing supply, the latest capital city price movements, rental market trends and where opportunities may emerge as economic conditions continue to shift. If you're looking to understand what's next for Australian property in 2026, this episode delivers the insights you need. Money Mentor YouTube Channel: @moneymentorau Dr Andrew Wilson on LinkedIn: /dr-andrew If you enjoyed our podcast, make sure you follow and subscribe to stay up to date with the latest episodes. 👉 Follow the link https://bit.ly/43V2jKN to watch the free webinar and start your Infinity journey now!
In this episode of The Money Mentor, we speak to Steph and Mark, who spent a decade exploring Australia, taking on work wherever they landed, from managing caravan parks to long-haul driving, without ever pausing to think about where their money was going. They owned property, but with no strategy in place, they ended up juggling two mortgages and just a few hundred dollars a week to live on. Everything changed in June 2020 when Stephanie found Infinity, and a new approach, buy, grow, sell, and repeat. Mark was on board and they finally had a strategy that made sense. Then in 2024, Mark's prostate cancer diagnosis forced the couple to think about a question they'd been putting off: what did they want their future to actually look like? With property sold and their mortgage cleared, Steph and Mark are now using the freedom they found on the road to build a retirement that lets them live life to the full. This is their story of trading uncertainty for a plan and finally building freedom their way. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," we speak to Nathan and Gabriella, who prove that with the right strategy, everyday people can achieve extraordinary results. A teacher and a gardener, they joined Infinity in April 2021 with $60,000 sitting in the bank and no real plan for it. Gabriella arrived at her first Masterclass as a sceptic, searching for a flaw in Infinity’sformula for financial freedom, but she couldn't find one. What followed was a year of disciplined saving, a shared focus, and a lifestyle built around a clear financial goal. In less than four years their mortgage was gone, and they had built a property portfolio worth four and a half million dollars. The couple share their tips on becoming super savers and how they are raising their daughters to understand and respect money, passing on the financial education that changed their own lives. Sometimes the perfect moment doesn't come. You build it. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," we speak to Sarah and Steven, who share how their journey with Infinity has given them financial freedom and security in an uncertain world. They married young and had three beautiful children. But their lives changed forever when their youngest son was diagnosed at just four months old with a life threatening condition requiring 39 brain surgeries over 19 years. The financial toll was immense — crippling mortgage debt, credit cards used to cover medical bills, andhundreds of dollars lost to interest every single day - with no end in sight. A chance encounter with an Instagram reel changed everything, leading them to Infinity and a moment where they could finally see a way forward. In just over a year they slashed over $106,000 from their debt, cut years off their mortgage, and built a growing investment portfolio. When Steve was recently hit with a sudden health scare, the couple were able to face it from a place of financial strength rather than fear. Sarah and Steven's story is proof that no matter how heavy the load, the right plan changes everything.Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of The Money Mentor, we welcome back Stevo & Jaime who return to the podcast to share updates and insights about their astonishing and continuing growth with Infinity Group. Their financial journey started as a young couple, working hard at any jobs that came their way, Stevo was even Mayor of their rural town! To owning a motel in regional South Australia. Juggling raising three girls their life had become driven by work and they knew there must be more. They went looking for change - soldthe Motel in 2023 and that’s when Stevo found Infinity and their lives changed forever. They now own 8 investment properties, are living their best lives, and are excited to share with G their next plans. Stevo & Jaime's financial journey shows that with with clear goals, discipline and the right team behind you - anything is possible! Catch their early episodes here: Series 3 Ep 6 - https://youtu.be/8UYGY3kTkWI?si=et-ATGSadBYl95Cp Series 3 Ep 7 - https://youtu.be/zlGff4WU7XA?si=fw0_1OG3ArreA_ie Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
In this episode of "The Money Mentor," Tania and Carey share the inspiring story of how they found Infinity and turned their financial future around. Before infinity Tania and Carey spent 14 years trying to get ahead, but after joining multiple investment groups, they had hardy made a dent in their home mortgage. In their 60’s with a blended family, busy lives, and no budget, money was slipping away way too easily, and a comfortable retirement feltlike an unattainable dream. Then they discovered Graeme's free webinar and and immediately signed up. With Infinity’s expert guidance they cleared credit cards, paid off the car loan, acquired four investment properties, and wiped out their 14 year mortgage in just five months. The biggest transformation, though, was how it brought them together as a couple, focused on what really matters to them, joint goals, both accountable and moving in the same direction. The future now looks bright. Ready to change your financial future? 👉 Start by watching the FREE webinar and see what's possible: https://bit.ly/43V2jKN
