Our hosts Anna Macdonald and Helen Morrissey take turns to discuss what's happening in the markets and the issues affecting your personal finances. Hargreaves Lansdown has been helping Britain invest through it all for 45 years. This podcast isn't personal advice. If you’re not sure what’s right for you seek advice. Investment rise and fall in value, so investors could make a loss. Produced by Elizabeth Hotson for Superbly Done Productions. Hosted on Acast. See acast.com/privacy for more information.
How much do you really need for retirement? Helen Morrissey and Clare Stinton explore new pension adequacy research from Hargreaves Lansdown and Oxford Economics, revealing how spending changes throughout retirement and the crucial role of the State Pension. They discuss annuities, income drawdown, hybrid approaches, and the impact of tax-free cash decisions. With insights into covering essential costs, maintaining your lifestyle, and avoiding common retirement pitfalls, this episode offers practical guidance for anyone planning their financial future. This podcast is for information purposes only and is not personal financial advice. Pension and tax rules can change, and benefits depend on individual circumstances. The value of investments can rise and fall, so you may get back less than you invest. Past performance is not a guide to future returns. Income drawdown is not guaranteed and there is a risk of running out of money in retirement. Annuities provide guaranteed income but once purchased they cannot normally be changed or cancelled. Pension benefits cannot normally be accessed until age 55, rising to 57 from 2028. If you're unsure about the suitability of any retirement option, seek free guidance from the government’s impartial Pension Wise service, or personalised financial advice. Hosted on Acast. See acast.com/privacy for more information.
How should investors respond to a new government, rising geopolitical tensions and the latest wave of AI-driven earnings? Anna Macdonald and Matt Britzman explore what Andy Burnham’s arrival, and a Labour shake up could mean for portfolios, the outlook for UK markets, defence spending and the upcoming Budget. They also unpack fresh results from Alphabet and Tesla, discuss the durability of the AI investment theme and explain why diversification and time in the market remain key principles for long-term investors. This podcast is for information purposes only and does not constitute personal advice. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance is not a guide to future returns. This content is not a recommendation to buy, sell or hold any investment or security mentioned. Hosted on Acast. See acast.com/privacy for more information.
Millions of savers could be losing out without even realising it. In this savings special, Helen Morrissey and Clare Stinton explore the growing gap between the best and worst savings rates, why bank loyalty can be costly, and how bonus rates and small print can catch savers out. They also discuss inflation, cash ISA tax benefits, key changes coming in 2027, plus practical steps to help your savings work harder. This podcast is not personal advice. Tax rules and benefits can change and depend on your individual circumstances. If you're unsure what is right for you, please seek financial advice. Over the long term, investing typically offers higher potential returns than cash savings, but it carries greater risk. Hosted on Acast. See acast.com/privacy for more information.
In this investment special, Anna Macdonald sits down with Artemis Global Income Fund manager Jacob de Tusch-Lec to explore the themes driving the fund’s long-term success. They discuss navigating a changing world order, opportunities in banks, defence, commodities and AI infrastructure, and why the fund remains underweight the US and technology. Jacob shares his contrarian approach to income investing, portfolio discipline, and where he still sees value in today’s increasingly concentrated global markets. This podcast is not personal advice. If you're unsure whether an investment is right for you, please seek advice. Investments can rise and fall in value, so you could get back less than you invest. Past performance is not a guide to the future. This episode discusses specific companies, sectors and investment themes, including banks, defence, technology and commodities. These references are provided for information only and should not be considered a recommendation to buy, sell or hold any investment. Any views expressed are those of Artemis at the time of recording and may change. Past performance is not a reliable indicator of future returns. Hosted on Acast. See acast.com/privacy for more information.
Anna Macdonald sits down with Maggie Fanari, CEO of J. Rothschild Capital Management, to explore how RIT Capital Partners navigates today’s uncertain markets. From early access to high-growth private companies like AI leaders, to building a resilient, globally diversified portfolio, Maggie shares insights on valuation, geopolitics, and long-term investing. Discover how RIT balances risk and opportunity, adapts beyond US markets, and aims to deliver consistent growth for shareholders in a rapidly changing world. Nothing in this podcast is personal advice. You should seek advice if you are unsure what is right for you. Investments can rise and fall in value, so you could get back less than you invest. Past performance is not a guide to the future. This content is not a recommendation to buy, sell, or hold any investments or companies discussed. Investment trusts can trade at a premium or a discount to the net asset value. The views expressed are those of Maggie Fanari and are not a recommendation to buy, sell, or hold any investment. The views do not necessarily reflect those of Hargreaves Lansdown. Individual stocks mentioned are not recommendations. Diversification is important, especially during volatile market conditions. Hosted on Acast. See acast.com/privacy for more information.
In this episode, we unpack the concept of “sadmin” - the emotional and often avoided financial tasks that matter most. From the Swedish idea of death cleaning to the practical importance of setting up a lasting power of attorney, we explore how getting your affairs in order can protect both you and your loved ones. We share personal insights, common pitfalls, and why these tough conversations are worth having sooner rather than later. The information provided is for general guidance only and is not legal advice. You may wish to seek advice from a solicitor or qualified professional when setting up a lasting power of attorney. Circumstances vary and the right approach will depend on your personal situation. Hosted on Acast. See acast.com/privacy for more information.
In this special episode of Switch Your Money On, Anna Macdonald and Matt Britzman are joined by Bill Ackman, founder and CEO of Pershing Square Capital Management. Bill shares his views on markets, politics and tariffs, the opportunities and risks around AI, and why he favours a highly concentrated investment approach. The conversation also explores Pershing Square’s strategy, Microsoft and Alphabet, activism versus long term ownership, and the thinking behind the Howard Hughes and Vantage investment model. The views expressed are those of the trust manager and are not a recommendation to buy, sell, or hold any investment. The views do not necessarily reflect those of Hargreaves Lansdown. Nothing in this podcast is personal advice. You should seek advice if you are unsure what is right for you. Investments can rise and fall in value, so you could get back less than you invest. Past performance is not a guide to the future. This content is not a recommendation to buy, sell, or hold any investments or companies discussed. The Pershing Square Investment Trust can use derivatives and gearing, which increases the potential risk. The strategy is concentrated (not diversified), which implies higher risk. Individual stocks mentioned are not recommendations. Diversification is important, especially during volatile market conditions. Hosted on Acast. See acast.com/privacy for more information.
In this episode of Switch Your Money On, Helen Morrissey and Clare Stinton explore the rise of AI, social media and viral money trends shaping how people manage their finances. From ‘no spend weekends’ to ‘loud budgeting’ and ‘cash stuffing’, they unpack what works, what doesn’t, and how these ideas can support better money habits. They also highlight the risks of misinformation and scams online, sharing practical tips to stay informed, protect your finances, and make smarter decisions in a digital-first world. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
In this special edition podcast Anna Macdonald and Matt Britzman break down the much‑anticipated SpaceX IPO. They explore what SpaceX really looks like as a business today, unpack key financials, losses and growth drivers, and explain how US IPOs work for UK investors. The discussion also covers headline risks, unusual prospectus details, potential dilution events, and why diversification and long‑term thinking matter when approaching high‑profile IPOs. Nothing in this podcast is personal advice - you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. IPOs are higher risk as you’re investing in an individual company with no public track record. As always, this is not a recommendation to buy, sell or hold any of the investments or companies we have discussed today. No view is given on the present or future value or price of any investment, and investors should form their own view on any proposed investment. Hosted on Acast. See acast.com/privacy for more information.
In this episode of Switch Your Money On, Helen Morrissey and Clare Stinton unpack the most common money mistakes and how to avoid them. From delaying investing and neglecting budgeting to pension pitfalls, tax relief oversights and leaving savings in low‑interest accounts, they share practical tips and real‑life lessons to help you build stronger financial foundations. Whether you’re starting out or planning for retirement, this episode highlights small changes that can make a big difference over time. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
In this investment special, Anna Macdonald and Matt Britzman unpack a packed week for markets. They explore falling oil prices and what renewed supply-chain resilience could mean for inflation and elections, before turning to sharp moves in UK government bond yields and the surge in UK M&A activity. The conversation then shifts to the US, where Nvidia once again delivers blockbuster results, sparking a deep dive into AI, chips, competition and China’s role in the global tech race. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance is not a guide to the future. This is not a recommendation to buy, sell or hold any investment. Hosted on Acast. See acast.com/privacy for more information.
As Sir David Attenborough joins over 16,000 centenarians in the UK, we’re discussing whether you need to rethink your retirement as life expectancy continues to soar. With the state pension age set to rise in the coming years, what are the implications for how you should be planning to use your pension pots? We discuss not just life expectancy, but quality of life. How can work adjust for those who are having to work longer? And we talk about the importance of knowing where all of your pensions are, and how you might be able to find any lost pension pots. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Hosted on Acast. See acast.com/privacy for more information.
In this episode, introducing Anna Macdonald, our new Investment Strategy Director, taking her seat alongside Matt Britzman to unpack a turbulent week in markets. From UK political uncertainty and rising bond yields to the global impact of inflation and Middle East tensions. They explore why banks are faltering, yet US markets remain resilient, and dive deep into the AI-driven surge powering big tech and semiconductor stocks. This podcast was recorded on May 12 2026 and all information was correct at the time of recording. Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future Hosted on Acast. See acast.com/privacy for more information.
It’s a question we’ve all heard and possibly asked ourselves when discussing money: why weren’t we taught this at school? Well in this episode, we’ll be covering some of the tactics you as a parent can take to speak to your kids. From the weekly shop, to pocket money, managing online payments, and budgeting, we’ll cover off some the tactics you need to know to raise financially savvy kids. This podcast isn’t personal advice. If you’re unsure what’s right for you or the child, seek financial advice. Pension, ISA and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so the child could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
In this episode, Emma and Matt discuss the launch of a landmark industry campaign to help people build their confidence in investing. They discuss some of the reasons that people are held back from wanting to get invested, whether they think it’s something that’s not for them, or they lack confidence. The new character - following 4 decades after the famous ‘Tell Sid’ advertising campaign of the 1980s - launched last week, and over the coming year we’ll all be getting to know the new investing mascot: Savvy the Squirrel. Later, a discussion on inflation data, the latest from the Middle East, and a lookahead to some of the major retail sector results. This podcast was recorded on April 27 2026 and all information was correct at the time of recording. Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future. Hosted on Acast. See acast.com/privacy for more information.
As the new tax year gets underway, this is as good a time as any to take stock of your finances and your future. Retirement planning should be high on the list for you, so today Helen and Clare are answering some of your top pensions questions. We’ll be covering everything from pension transfers to retirement options, and what happens to your pension when you pass away. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
Commodity prices - oil, gold, bond markets - have moved around a lot during recent weeks of market volatility. But in this episode, Emma and Matt discuss whether markets are choosing to actually ignore the conflict, and see a path through to normalisation. US markets are actually up for the year to date, so are we seeing optimism about a path to peace? Matt also explains some of the recent movements made by the so-called Magnificent 7 - Apple, Microsoft, Alphabet, Amazon, Nvidia, Meta, and Tesla - and why some have been starting to question whether they are feeling more like the Lag 7? This podcast was recorded on April 15 2026 and all information was correct at the time of recording. Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future. Hosted on Acast. See acast.com/privacy for more information.
The UK tax year runs from 6 April to 5 April the following year. It’s important because many of the most valuable savings and investing benefits are tied to this annual cycle, including ISA allowances and pension tax relief. When the tax year ends, those allowances reset – and the majority of unused allowances don’t roll over. In this episode, Helen and Clare highlight some of the trends we are currently seeing to help inform what people do in this new tax year. We’ll discuss some of the changes to allowances and tax rates that are taking place or coming up in the near future, and look back on how some of these have changed in recent years. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
As we find you looking ahead to a restful Easter Bank Holiday Weekend, there will be some amongst you that are still looking to make the most of your annual investment allowance. In this episode, Matt and Emma share three funds and three shares that you may want to consider as part of a balanced portfolio. And if you’re not ready to invest right now, either because of uncertainty in the current market conditions, or because you’re just not sure, well there’s still time to at least use those allowances by putting cash in, and making a decision later on what to invest in. But don’t wait too long because, as we always say, time in the market is always better than timing the market. This podcast was recorded on March 30 2026 and all information was correct at the time of recording. Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future. For more investment ideas, visit our website at News & Insights Hosted on Acast. See acast.com/privacy for more information.
With inheritance tax receipts set to deliver another record-breaking payday for the Treasury, it’s a tax that fills miles of column inches, but only actually affects 1 in 20 of estates. So with more people concerned about the tax than ever have to pay it, we delve into some of the myths, facts and misunderstandings around IHT. We talk about the rules around gifting while you’re still alive, life insurance, the importance of wills, and how inheritance will be divided in the absence of one. This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.
