Mile High FI Podcast

Carl and I discuss Stoicism and how we respond to criticism. I talk a little more about the Lazy Book (again). This is a partial highlight episode. I took some of the best parts from a 2023 episode. Don't worry, there is new stuff, plus you probably forgot the episode. I know I did! Chapters (00:00:09) - Stoicism and the Art of Taking Life Slower (00:04:17) - Time Wealth: Making Room for What Matters (00:05:49) - A Book About Laziness and Anti-Productivity (00:07:53) - Reaching Stoicism Overload (00:10:12) - Turning Insults Into Compliments (00:12:44) - Emotional Detachment and Stoic Practice (00:16:52) - Responding to Criticism With Curiosity (00:21:07) - Finding the Useful Truth in Criticism (00:23:41) - Anxiety, Busyness, and Leaving Earlier (00:27:15) - Letting Go of What You Can’t Control (00:29:07) - Insignificance, Happiness, and Freedom (00:30:50) - External Validation and Creative Work (00:34:32) - Planning a Writer’s Retreat (00:35:54) - Writing in Focused Bursts and Taking Breaks (00:38:36) - Creativity, Cannabis, and the Book Retreat Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Just a few updates for Oct. Send your questions for an upcoming show. doug@milehighfi.com And I talk about fitness & fitness trackers. Chapters (00:00:00) - Intro (00:01:15) - Send Your Questions (00:02:23) - Xero Shoes Update (00:06:08) - Fitness Tracking Changes (00:12:29) - Quitting Optimization Podcasts (00:14:02) - Retirement Shoutout (00:14:25) - Wrap Up Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

A listener asks about stepping back from work and how a 6.25% withdrawal rate might impact his family's lives. Rusty joins me to discuss the lifestyle implications, how a 6.25% withdrawal rate, and 50% success rate might be a really good move. It's not financial, legal, or tax advice...it's just our thoughts. Chapters (00:00:05) - Welcome (00:01:07) - A Listener’s Early Retirement Dilemma (00:02:34) - Anton’s Family, Finances, and FIRE Plans (00:05:07) - Time with Kids Versus Financial Certainty (00:09:39) - What Is Financial Independence For? (00:10:29) - Summer Break in the Mountains (00:13:44) - Rethinking Failure in Early Retirement (00:22:07) - FU Money and Returning to Work (00:31:28) - What a “Failed” Retirement Really Means (00:34:43) - What Retirement Calculators Leave Out (00:44:20) - Accessing Retirement Accounts Early (00:50:23) - Housing, Family Pressure, and Personal Values (00:53:40) - Choosing Your Own Path (00:57:52) - Prioritizing Life Over Success Rates (00:59:38) - Doug’s Blu-ray Player Purchase Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug and MMM answer a voicemail. A listener wants to know "what is enough?" He's 41, net worth of about $3.2M, paid off house, $1.75 million in retirement accounts, $200K in cash, and $750K in stocks in a brokerage account. Expenses are around $60,000 per year. Chapters (00:00:13) - Disclaimer and Episode Setup (00:01:46) - What Is Enough? (00:06:11) - Rob’s Financial Picture (00:08:16) - Safe But Still Working (00:13:40) - Why Goalposts Move (00:20:51) - Lumpy Expenses Explained (00:25:33) - Other People’s Expectations (00:28:30) - Sunk Costs and RSUs (00:32:37) - Life After Work (00:37:54) - Quit the Wrong Job (00:39:38) - Camp Fi and Fear Talk (00:42:32) - Road Trip Reflections (00:43:58) - Bogleheads and New Ventures Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Laziness has a branding problem. Justin Peters and Doug talk about idleness, anti-productivity, and intentionally doing less stuff. FI Minded – Financial Independence Without the Extremes Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. ** Chapters (00:00:00) - Intro (00:02:08) - Why Anti Productivity (00:03:22) - Lazy vs Anti Productivity (00:06:58) - FI Mindset Shift (00:09:01) - Fears Behind Overwork (00:13:42) - Status and Scaling Trap (00:17:47) - Optimizing Hobbies (00:28:39) - Practicing Doing Nothing (00:42:19) - Wrap Up and Where to Listen Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Mr. Money Mustache and I worked on something cool! Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. ** Chapters (00:00:00) - Bonus Episode Setup (00:01:23) - Why Simple Path Works (00:05:25) - Recording With Mr Money Mustache (00:10:54) - Audiobook Wrap And Next Steps (00:12:15) - Index Funds Explained (00:22:03) - Timing The Market And Closing Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Rusty and I talk about whether listener, April, should consider a higher paying role as a manager or stay as an individual contributor. This topic was inspired by our episode on quiet quitting. Do you like the podcast and want to support the show? https://buymeacoffee.com/milehighfi **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show Email the show: doug@milehighfi.com 00:00 Welcome Back and Not Advice 00:51 Quiet Quitting Email Setup 03:42 April’s Dilemma and Timeline 09:29 Manager vs IC Tradeoffs 14:27 Overachievers and Winding Down 34:43 Coasting for Meaning 36:09 Downtime Hobbies 39:02 Retirement Burnout Myth 42:32 Government Job Perks 49:08 Stay IC for Now 55:02 Stand-Up Comedy Class Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug chats with Blue (From Paychecks to Purpose podcast) about the intersections of money, career, personal identity, and living a good life. They discuss early money memories & childhood influences, transitioning out of corporate roles, entrepreneurship, avoiding the trap of tying self-worth to a job title, embracing leisure & anti-productivity, and the concept of “Deep Pursuits” to find purpose outside of work. Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi https://milehighfi.com/support/ Links From Paychecks to Purpose ChooseFI episode 596, “Mistakes Were Made” Mr. Money Mustache, “The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?” FinTalks MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 1:17 Money origins 9:24 Frugality & financial basics 15:07 Engineering careers 25:35 Transitioning to self-employment 32:14 Entrepreneurship 36:01 Identity beyond work 41:48 Anti-productivity 47:28 Deep pursuits & flow state 54:40 Travel as growth 1:00:16 Purpose Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug and Rox Duckels (FinanceRox) chat with Dusti Young about her two-and-a-half-year journey in retirement. They dive into what happens when life throws unexpected financial & personal curveballs after leaving the traditional workforce – from rental property disasters and un-retiring to the fear of pressing the “sell” button on investments. Dusti & Rox also share their perspectives on navigating the FI journey as single individuals, covering everything from dating challenges and awkward Hinge profiles to the unique pros & cons of pursuing FI solo. Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi https://milehighfi.com/support/ Links Connect with Dusti Instagram Email: ficollectivelongmont@gmail.com Connect with Rox FinanceRox website Instagram YouTube Dusti & Rox on MHFI episode 327 Prairie dog discussion on MHFI episode 298 The FI Collective Aubrey Williams, “Everyone Adjusts! Use Historical Analysis Risk-Based Guardrails to Reach FI Sonner!” MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 4:02 Early retirement nightmare 11:57 Transitioning to post-FI life 16:55 Purpose, identity, & loneliness 20:40 Financial flexibility 27:00 Back to work & drawing down 35:39 Setting boundaries & quitting again 44:13 FI as a single person 51:42 Small-community dating 58:45 Soundcheck – Sleep Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug chats with Bill Yount (Catching Up to FI) about the reality of pursuing FIRE: nobody does it perfectly. They discuss mistakes each of them made before and after their “financial wake-up calls,” including lack of money education, lifestyle inflation, bad insurance policies, debt, real estate blunders, predatory advisors, and the struggle to shift from aggressive saving to spending in retirement. Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi https://milehighfi.com/support/ Links Catching Up to FI Catching Up to FI Facebook group Mr. Money Mustache, “The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?” Altruist wealth platform Monarch Money Bill Perkins, “Die With Zero” MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 0:46 Meet Bill Yount 6:13 Meet Doug Cunnington 13:11 Lack of a money foundation 19:16 Whole life insurance policies 25:36 Professional advisors vs. DIY 31:03 Benefits of working with an advisor 39:11 Housing mistakes 47:36 Over-saving & learning to spend 53:23 Selling at the market bottom 56:51 The Fog of FI Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug, Pete Adeney (Mr. Money Mustache), and Rox Duckels (FinanceRox) answer audience questions live at CampFI Rocky Mountain. The trio tackles topics such as financial strategies for younger generations, attracting younger audiences to FIRE, the most valuable self-investments, the real value of factoring Social Security into a FIRE plan, smooth transition strategies out of the workplace, and how to embrace idleness & art after reaching Financial Independence. Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi https://milehighfi.com/support/ Links Pete Adeney/Mr. Money Mustache Mr. Money Mustache, “The Shockingly Simple Math Behind Social Security” The FI Collective Connect with Rox FinanceRox website Instagram YouTube F.I.ne Art Collective Sign up (w/ JD Roth) CampFI MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 2:11 Young adults & FIRE 7:03 Acquiring skills & raising kids 12:59 Social Security & spouses 20:49 Advice for recent retirees 27:49 Transitioning from work to retirement 36:16 AI vs. FIRE 41:48 Surprises after reaching FIRE 46:05 FIRE topics we miss 53:02 Soundcheck – I forgot Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Mr. Money Mustache & I answer a listener question about how a family can best transition to Wife FI! You can get your question on the show by recording a voice memo and emailing me. Get priority by supporting the show via Buy Me a Coffee. It’s listener supported with no ads. Follow the link to find out how: https://milehighfi.com/support/ I put together the MMM episode guide: Mr. Money Mustache Episode Guide & Index Links Pete Adeney/Mr. Money Mustache MHFI episode 305, “Mr. Money Mustache Explores Pop Culture Through the Lens of FIRE” JL Collins, “The Simple Path to Wealth” Email the show: doug@milehighfi.com 0:00 Introduction 0:56 Planning for Wife FI 4:33 Cash cushion debate 11:30 Listener update 14:34 Margin loans Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug reunites with Carl at CampFI to chat about cognitive biases in the FIRE community – psychological shortcuts and blind spots that influence financial decisions, spending habits, and mindsets. The pair are joined by Kristen Knapp (FI Friends Travel) & Amberly Grant (FinTalks) to explore how our brains can get in the way of building a fulfilling life. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you! Guitar Accessories Hiking & Outdoor Essentials for Sleep Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington Links Carl Jensen/1500 Days to Freedom Kristen Knapp/FI Friends Travel Amberly Grant CampFI The FI Collective MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 4:24 Recency bias 11:01 Navigating market downturns 15:11 Arrival fallacy 23:17 Happiness, community, & fulfillment 30:09 Anchoring 37:47 Ultra frugality & finding deals 45:27 Confirmation bias 52:38 Beyond the FI echo chamber 1:04:46 Soundcheck – FIRE pickup lines Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Do you like the podcast and want to support the show ? Referenced Mad Fientist: Decade of Freedom **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.** doug@milehighfi.com 00:00 asset driven lifestyle creep 03:57 decumulation 07:35 overoptimizing and simplicity 12:16 reviews & support Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug chats with Amberly Grant (FinTalks) about how their views have evolved after years in the FI community. They challenge classic FIRE movement dogmas, revisit old thoughts about savings rates & retirement planning, discuss shifting FI numbers & goals due to changing life circumstances, and reframe lifestyle creep as a positive when it funds a desired life. Amberly also asserts her opinion that money is often the easiest/most boring FI topic compared with personal growth. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you! Guitar Accessories Hiking & Outdoor Essentials for Sleep Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington Links Amberly Grant/FI Travel LLC CampFI David Chilton, “The Wealthy Barber” Paperback Mr. Money Mustache, “The 4% Rule: The Easy Answer to “How Much Do I Need for Retirement?” MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 5:08 Saving for retirement 11:54 Updated FI number 16:42 Money isn’t the hard part 20:38 The sprint to retirement 28:44 Lifestyle creep reframed 33:42 Retirement spending 39:45 Purpose vs. productivity 45:45 Identity, redefinition, evolution 51:57 Soundcheck – FI Travel LLC Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug chats with Natalie & Bill about reaching Financial Independence, attempting early retirement, and how a lack of post-work identity & structured hobbies led them both back to the workforce. They discuss what they learned along the way and how returning to work confirmed that they’re now financially & mentally ready to stop for good. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you! Guitar Accessories Hiking & Outdoor Essentials for Sleep Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington Links Chris Voss, “Never Split the Difference” Kindle Hardcover Paperback Audiobook Mr. Money Mustache Mr. Money Mustache, “News Flash: Your Debt is an Emergency!!” EconoMe Conference MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 1:36 Preparing for a European trip 8:25 Discovering FIRE 13:05 Frugality vs. spending 18:46 Becoming debt-free & saving 23:20 Career burnout 29:46 Returning from Europe 36:56 Bill’s exit plan 41:09 Natalie’s exit plan 48:40 EconoMe takeaways 55:31 Rekindling hobbies & volunteering 59:43 FIRE confirmation 1:08:39 Soundcheck – Border collies Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug chats with Carl & Rusty about a classic debate in the FI community – DIY vs. outsourcing. They discuss situations when outsourcing makes sense, emphasizing intentionality, buying back time, overcoming psychological hurdles of hiring help, and avoiding letting outside forces rewrite core values. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you! Guitar Accessories Hiking & Outdoor Essentials for Sleep Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington Links Carl Jensen/1500 Days to Freedom Email Rusty: rustyfromco@gmail.com A.J. Jacobs EconoMe Conference Big Think, “Give pee a chance: Why German men urinate sitting down” MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 3:30 An outsourcing mindset 9:01 House cleaning 18:20 Yard work 26:20 ROI & money mindset 34:38 Home construction 42:36 Home maintenance 49:26 Cooking, grocery shopping, & kids 58:14 Financial advice 1:07:44 Car maintenance 1:11:44 Haircuts 1:17:47 Soundcheck – Peeing Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug chats with Rusty about the concept of “quiet quitting”, spurred by an email from listener “Brian”. They discuss the psychological shifts needed to step back from overachieving, provide strategies for reclaiming personal time & prioritizing health, and share tips on leadership, strategic delegation, prioritizing high-value problem solving, and setting firm boundaries. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you! Guitar Accessories Hiking & Outdoor Essentials for Sleep Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington Links Email Rusty: rustyfromco@gmail.com MHFI episode 316, “Optimizing the Last Year of Work Before Retirement – Rusty (Part 1)” MHFI episode 317, “Optimizing the Last Year of Work Before Retirement – Rusty (Part 2)” Carla on MHFI episode 319 Chris Hutchins, “All the Hacks” podcast J. Kenji López-Alt, “When Should I Salt my Eggs? | Ask Kenji” MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 3:46 Brian’s email: Doing less at work? 11:20 Appearing busy 17:54 Guilt vs. productivity 26:36 The delegation strategy 34:09 Solving big problems & work identity 40:23 Taking advantage of work-related travel 48:06 Vacation & sick day rights 55:40 Optimization & work ethic vs. intentionality 1:02:12 Office wellness hacks 1:09:22 Soundcheck – Muffins & pizza Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Mr. Money Mustache & I answer your questions! You can get your question on the show by recording a voice memo and emailing me. Get priority by supporting the show via Buy Me a Coffee. It’s listener supported with no ads. Follow the link to find out how: https://milehighfi.com/support/ Mr. Money Mustache Episode Guide & Index Email the show: doug@milehighfi.com 00:00 Welcome and Setup 01:03 Too Much Freedom 04:19 Childhood Independence 08:13 Routines and Productivity 10:17 Long Term Care Fears 11:47 Prevention and Self Insurance 15:48 Worry Math and Dementia 18:02 Charity and Volunteering 20:29 Effective Giving Mindset 22:18 Community Updates and Support 24:51 Outro and Disclaimers Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **

Doug chats with JT about quitting his tech job due to burnout, taking time off to spend with family & decompress, but ultimately deciding to return to work. JT discusses his sudden decision to give an eight-day notice, the psychological transition of being “unemployed” vs. “retired”, why the FI community can sometimes be too prescriptive about never working again, and how he evaluated a new opportunity at a startup while emphasizing optionality, boundaries, and success criteria to avoid repeating burnout. Do you like the podcast and want to support the show? Follow the link to find out how: https://milehighfi.com/support/ Curious to know exactly what products Doug uses? Check out his Amazon lists below. *Affiliate links below, so if you buy something or spend money, we might earn a commission. That helps the show and doesn’t cost you anything extra. Thank you! Guitar Accessories Hiking & Outdoor Essentials for Sleep Want to order MHFI stickers/temporary tattoos or create your own custom stickers? Of course you do! We ALL do! Order them here using our affiliate link so that we might earn a commission: https://www.stickermule.com/dougcunnington Links JT on MHFI episode 110 JT on MHFI episode 264.5 MHFI episode 316, “Optimizing the Last Year of Work Before Retirement – Rusty (Part 1)” MHFI episode 317, “Optimizing the Last Year of Work Before Retirement – Rusty (Part 2)” The FI Collective Jordan Grumet, “The Purpose Code” Kindle Hardcover Paperback Audiobook Ramit Sethi, “I Will Teach You to Be Rich: The Journal” Kindle Paperback MHFI Facebook group Doug’s site Check out Producer Chris’s blog: Epic Financial Journey — Join the Mile High FI Club – It’s the email list! Get MHFi Merch – It helps support the show. Get t-shirts & more **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals. ** Brought To You By: The Doug Show, aka Affiliate Marketing & Side Hustles Email the show: doug@milehighfi.com 0:00 Introduction 2:02 Quitting 9:44 Reflections on burnout 15:45 Act... Do you like the podcast and want to support the show? Follow the links to find out how: https://buymeacoffee.com/milehighfi Get MHFi Merch – It helps support the show. Get t-shirts & more doug@milehighfi.com **Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals. **