Published by Andrew Baxter
Money and Investing with Andrew Baxter looks at growing wealth and investment strategies for everyday Australians.
Listen on Apple PodcastsWelcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Is your investment portfolio still on course, or has it quietly drifted off track? In this episode, Andrew and Mitch explain why a Mid-Year Portfolio Review is one of the most valuable habits for long term investors and why waiting until the end of the year could cost you opportunities. Using the simple analogy of an aircraft making constant course corrections, they discuss how successful investors regularly review their portfolios, rebalance asset allocation, assess risk, and make informed decisions before small issues become bigger problems. This episode walks through the key areas to review, including portfolio performance, diversification, capital gains tax considerations, superannuation, cash positions, and how your investments align with your financial goals. Rather than reacting emotionally to market movements, Andrew shares a practical framework for making measured adjustments that keep your investment strategy moving in the right direction. A Mid-Year Portfolio Review is not about chasing returns or predicting the market. It is about making thoughtful decisions based on where you are today and where you want to be by year's end. If you've been putting off your Mid-Year Portfolio Review, this episode offers the insights and action steps to help you course correct with confidence. Enjoyed this episode? Subscribe, leave us a review, and share it with someone who could benefit from a smarter approach to investing. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. A market crash can be one of the most stressful times for investors, but it can also create some of the best buying opportunities. In this episode, Andrew and Mitch explain how experienced investors prepare for a market crash instead of fearing it. They reveal the 5 stocks they'd buy immediately if markets sold off, and why these businesses could offer strong long term value when prices fall. You'll learn what separates high quality companies from the rest, why patience and preparation matter during periods of volatility, and how to build a watchlist before the next market crash arrives. Rather than reacting to headlines or making emotional decisions, you'll hear the framework Andrew uses to identify companies with strong fundamentals, reliable earnings, and the potential to recover when markets stabilise. If you've ever wondered how to profit from the next stock market crash, this episode provides practical insights to help you think like a disciplined investor. From managing risk to recognising opportunity, you'll gain ideas you can apply before the next market crash catches investors by surprise. Tune in now to hear the 5 stocks we'd buy immediately and learn how to prepare for future market downturns with greater confidence. If you enjoyed this episode, subscribe, leave a review, and share it with someone who wants to invest smarter before the next market crash. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What separates those who build lasting wealth from those who never quite get there? Is it luck, talent, or something far simpler? In this episode, Andrew breaks down The 10 Millionaire Habits We Found After Analysing 100 Success Stories, revealing the common behaviours that consistently appeared among self made millionaires. Rather than focusing on quick wins or flashy investments, they unpack the practical millionaire habits that shape better financial decisions over time. From developing a long term mindset and taking calculated risks to building discipline, investing consistently, learning from setbacks, and surrounding yourself with the right people, this conversation highlights the patterns that repeatedly lead to financial success. These millionaire habits are not reserved for the wealthy. They are behaviours that anyone can begin applying to improve their financial future. If you've ever wondered what successful people do differently, or you're looking for practical ways to build wealth with greater confidence, this episode is packed with insights you can put into action today. You'll come away with a clearer understanding of the millionaire habits that have helped hundreds of successful people grow and protect their wealth over the long term. If you enjoyed this episode, subscribe for more investing and wealth building insights, leave us a review, and share this episode with someone who wants to build lasting financial success. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. If you've ever wondered why some people build serious wealth while others stay stuck on the savings treadmill, this episode is for you. Andrew breaks down the 5 assets that make people richer, from owning and scaling a business to leveraging property, cash flow assets and financial education itself. You'll learn why you can't save your way to wealth, and why the truly wealthy focus on acquiring assets that make people richer instead of chasing a bigger pay cheque. Andrew shares real stories from his own journey building a business, along with practical insight into structuring for tax effectiveness, managing cash flow and avoiding the classic traps that trip up so many aspiring business owners. Andrew keeps the conversation grounded, asking the questions every listener wants answered about risk, diversification and where to start. Whether you're just starting your wealth journey or looking to sharpen your existing strategy, this episode lays out exactly which assets that make people richer deserve a place in your portfolio, and how to approach each one with your eyes wide open. Tune in now to discover the 5 assets that make people richer and start building the financial future you deserve. If you enjoyed this episode, subscribe to the Money and Investing Show, leave us a review, and share it with someone who's ready to start building real wealth. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Why the ASX Is Suddenly So Volatile: Inflation, Interest Rates and the Economic Risks Every Australian Investor Should Know takes a close look at the forces shaping Australia's share market and why so many investors are asking why the ASX is suddenly so volatile. Andrew unpacks the economic factors driving market uncertainty, from persistent inflation and higher interest rates to falling consumer confidence, government spending and changing business conditions. They also explain why the Australian market continues to lag behind the United States, how volatility is affecting major banks and resource companies, and what these trends could mean for your portfolio and superannuation. If you've been wondering why the ASX is suddenly so volatile, this episode breaks down the headlines into practical insights that every investor can understand. You'll hear how economic conditions influence company performance, why market swings can create opportunities, and what to watch before making your next investment decision. The Andrew also covers the outlook for Australian businesses, the property market, employment, and sectors showing resilience despite ongoing uncertainty. Most importantly, Andrew shares how experienced investors approach periods like this with discipline instead of emotion. If you're looking to better understand why the ASX is suddenly so volatile and what it means for your financial future, this episode is packed with timely insights you can put into perspective. If you enjoyed this episode, subscribe to the Money and Investing Show, leave a review, and share it with someone who wants to become a more informed investor. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. When markets fall and the headlines turn negative, most people do one of two things. They panic and sell, or they freeze entirely. But what if that moment of fear is actually the greatest opportunity you will ever get? In this episode, Andrew and Mitch unpack the psychology behind freezing vs opportunity during times of volatility, and why the difference between those who build wealth and those who don't often comes down to one thing: education over emotion. Recorded live at the Cash Flow on Demand Bootcamp in front of 250 clients, Andrew breaks down the concept of red brain vs blue brain thinking. He explores why volatile markets trigger irrational decision making in most people, and how disciplined investors use that same chaos to buy at lower prices, collect fatter options premiums, and accelerate their income. You will learn why investing is a decision and not a feeling, how to build a trading plan that removes emotion from the equation, and why understanding freezing vs opportunity during times of volatility could be the single most important shift you make in your financial life. This is not about timing the market. It is about having a process that works when others are running for the exits. If you are ready to stop letting fear cost you a fortune and start making volatility work in your favour, this is the episode for you. Subscribe, leave us a review, and share this with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What would you do if you had no money, no investing experience, and had to start from scratch today? In this episode, Andrew and Mitch put themselves in that exact position and reveal the Top 5 investments we made if we were building wealth from the ground up all over again. From investing in education and building an emergency fund to ETFs, health, communication, and even a small allocation to Bitcoin, this conversation breaks down the practical steps that can help create a stronger financial future. Drawing on decades of experience in investing, trading, property, and business, Andrew and Mitch share personal stories, lessons learned, mistakes they would avoid, and the investments they wish they had prioritised earlier. The discussion highlights why financial success is about more than money, touching on patience, decision-making, personal development, and long-term thinking. If you've ever wondered where to start, this episode provides a clear framework for building confidence and creating momentum with your finances. the top 5 investments we made are not necessarily the most expensive investments, but they may be the ones with the greatest long-term impact. Whether you're a beginner investor or looking to reset your financial strategy, this episode offers practical insights you can apply straight away. Enjoyed the episode? Subscribe, leave a review, and share it with someone who is starting their investing journey today. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's Money and Investing Show with Andrew Baxter and co-host Mitch. If you're lying awake at night worrying about groceries, fuel, and power bills that never seem to stop climbing, you're not alone and you're not imagining it. Millions of Australians are feeling financially exhausted, and Andrew breaks down exactly why that feeling has become so widespread, and more importantly, what you can actually do to turn things around. From cost of living fatigue at the supermarket checkout to rising energy costs, wage stagnation, and a tax system that isn't built in your favour, Andrew cuts through the noise to explain the real forces squeezing Australian households right now. But this isn't just about the problem. Andrew delivers three straight-talking, practical action steps designed for anyone who is financially exhausted and ready to stop surviving and start gaining ground. From budgeting with purpose and building a side income, to protecting your mindset from the relentless negativity that keeps people stuck, this is the conversation that challenges you to make a stand and do something about it. Because where you are right now doesn't have to be where you stay. If you found this valuable, please subscribe, leave us a review, and share it with someone who needs to hear it. Every share helps more Australians get the financial clarity they deserve. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. The rules of wealth creation have changed. In this episode, Andrew breaks down exactly what that means for everyday Australians navigating a world of AI-powered opportunity, social media noise, and an inflation rate that's quietly eroding your purchasing power while you sit on the sidelines. From a 16-year-old cold-calling local businesses to build AI-generated websites, to a barber who turned a visa nightmare into a sellable app, the new wealth creation rules aren't reserved for the tech-savvy or the already wealthy. They're available to anyone willing to back themselves and take action. Andrew covers the rise of AI side hustles, the collapse of traditional software industries, the social media traps costing everyday investors dearly, and why locking your cash in a term deposit at 5% is actually a guaranteed loss when real inflation is running closer to 9%. Most importantly, he makes the case that the ultimate side hustle has always been investing. Getting your money working harder than you do isn't a luxury. It's the foundation of the new wealth creation rules in a rapidly evolving economy. Whether you're just starting out or looking to sharpen your financial edge, this episode is packed with straight-talking, real-world insight you won't hear anywhere else. Hit subscribe, leave a review, and share this one with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. The Budget Response 2026 has sparked debate across Australia, with proposed changes to negative gearing, capital gains tax, trust structures, and housing policy raising serious questions about the future of investing and wealth creation. In this episode, Andrew and Mitch break down the key announcements from the Budget Response and examine what they could mean for property investors, share market participants, business owners, and everyday Australians. From the potential impact on housing affordability and rental markets to concerns around entrepreneurship, investment incentives, and economic growth, they unpack the issues in clear and practical terms. The discussion also covers bracket creep, government spending, inflation, interest rates, and the growing disconnect between fiscal policy and the broader economy. If you've been trying to understand the real implications behind the headlines, this Budget Response analysis provides valuable insights into the policies shaping Australia's financial future. Whether you're building wealth through property, shares, or business ownership, understanding the Budget Response is becoming increasingly important in a changing economic environment. Tune in to hear Andrew's perspective on the hidden costs of tax reform, the challenges facing investors, and the opportunities that may still exist despite the uncertainty. If you enjoyed this episode, subscribe to the show, leave a review, and share it with someone who wants to stay ahead of Australia's economic changes. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this Economic Debrief 2026, Andrew and Mitch cut through the noise to deliver a frank, no-fluff breakdown of the big picture trends shaping the global and Australian economy right now. From three back-to-back RBA rate hikes and a cost-of-living crisis squeezing household budgets by over $400 a month, to a federal budget that's rattling investors with sweeping changes to negative gearing and capital gains tax, this episode covers it all. Andrew and Mitch explore why the Aussie stock market has had a pedestrian run, where the real opportunities lie in the US across tech, semiconductors, data centres, and utilities, and why geopolitical tensions in the Middle East are keeping oil prices and inflation stubbornly elevated. This Economic Debrief 2026 also digs into Australia's housing supply crisis, the RBA's increasingly difficult battle against inflation, and why some of the country's brightest entrepreneurs may be eyeing the exit. Whether you're a seasoned investor or just trying to make sense of what's happening with your mortgage, super, and savings, this episode delivers the clarity and conviction you need to make smarter financial decisions. If there's one listen that cuts to the heart of where the economy stands today, this is it, your definitive Economic Debrief 2026. Don't miss out. Subscribe to the Money and Investing Show, leave us a review, and share this episode with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this practical episode, Andrew and Mitch break down a simple 4 week plan to help people get control of their money and build better financial habits that actually last. If you’ve been feeling stuck financially, overwhelmed by expenses, or unsure where to begin, this episode gives you a clear starting point. The Andrew covers the mindset behind money, why most people struggle to take action, and how to build a system that creates long term financial progress. From understanding your spending habits and creating surplus cash flow to setting up an emergency fund and starting your first investments, this episode lays out the exact steps to get control of your money without overcomplicating the process. Andrew also shares insights on identifying your financial “why”, cutting wasteful spending, building discipline, and using simple investing tools like ETFs and micro investing apps to start growing wealth over time. If your goal is to get control of your money, improve your financial habits, and stop living pay cheque to pay cheque, this episode is packed with practical ideas you can apply immediately. Listen now to get control of your money and start building a stronger financial future. If you enjoyed the episode, subscribe, leave a review, and share it with someone who needs a financial reset. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Ever wondered why stock markets swing wildly one day and barely budge the next? In this episode, Andrew Baxter and Mitch cut through the noise and deliver the meat and potatoes answer every investor needs, breaking down exactly why stocks go up and down without the jargon heavy rubbish you would normally hear from the so called experts on TV. At the heart of it all is one powerful idea: price and value are two very different things. Andrew unpacks what actually moves stock markets and it is not as complicated as the technical talking heads would have you believe. From macro forces like interest rates, inflation, and economic outlook, to micro factors like company earnings, CEO guidance, and share buybacks, this episode covers the full picture in plain English. You will also discover why human psychology, think FOMO, fear, and herd mentality, is arguably the biggest driver of market sentiment, and why understanding that can genuinely tilt the odds in your favour as an investor. Whether you are just getting started or you have been in the market for years, this episode will sharpen the way you think about what moves stock markets and how to read the signals that actually matter. Andrew keeps it simple, practical, and straight to the point because the best investing decisions rarely come from overcomplicating things. If you found this episode valuable, please subscribe, leave us a review, and share it with someone who is ready to start investing smarter. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Are we living through the greatest wealth creation opportunity of our lifetime, or are we watching a bubble quietly inflate before our eyes? In this episode, Andrew and Mitch tackle the big question on every investor's mind: AI Stocks Boom or Bubble? With trillions of dollars being poured into AI infrastructure, data centres, and chipmakers, the excitement is impossible to ignore. But not every stock riding the AI wave is built to last. Andrew draws on decades of real market experience to cut through the noise, identifying the companies genuinely delivering the goods, the pretenders coasting on hype, and the co-tailers that could leave investors seriously exposed. From Nvidia's extraordinary run to the Magnificent 7's lofty valuations, Andrew and Mitch unpack what the current earnings cycle is really telling us, why capital expenditure at this scale matters, and how smart investors are positioning themselves across ETFs, sector plays, and energy stocks to manage risk without missing the upside. If you've been asking yourself whether the AI stocks boom or bubble debate actually affects your portfolio, this episode gives you the honest, unfiltered breakdown you need to make informed decisions. Whether you're a seasoned investor or just getting started, there's something in this episode for everyone. If you found this episode valuable, please subscribe, leave a review, and share it with someone who needs to hear it. It genuinely helps us reach more everyday Aussie investors just like you. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Ever wondered what separates the truly wealthy from everyone else? In this week's episode, Andrew and Mitch pull back the curtain on the weird habits of self made millionaires... not the trust fund babies or the lucky few, but the everyday Australians who dug in hard and built real, lasting wealth from scratch. From showering to classical music as a nightly wind-down ritual, to haggling over five dollars in a shopping centre only to reveal they already own half of it, the quirks are real, fascinating, and surprisingly instructive. Andrew shares personal anecdotes and stories from time spent with some of the world's most recognised names in business and finance, including insights on what truly drives self made millionaires beyond the money itself. The big takeaway? It's never really about the scorecard. It's about the process: spending less than you earn, building long-term assets, and playing the wealth game with discipline rather than chasing short-term dopamine hits. Whether you're just starting out or already on your way, this episode is packed with practical mindset shifts and real-world habits you can act on today. The weird habits of self made millionaires might just be the wake-up call your financial future needs. If you found value in this episode, please subscribe, leave us a review, and share it with someone who's serious about building long-term wealth. We'll see you next week. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. Are you working hard but still feel like you're spinning your wheels financially? The problem might not be your effort. It could be your income streams. In this episode, Andrew and Mitch break down the 4 income streams every investor needs to win the money game: earned income, business income, investment income, and passive income. Most Australians spend 40 years working and still retire with less than they need. Not because they didn't earn enough, but because nobody handed them a proper playbook. The hard truth is that most people are only operating with one, maybe one and a half income streams, leaving them dangerously exposed to inflation, wage stagnation, and financial stagnation. Andrew explores what separates the wage earners from the wealth builders, how to identify which income streams suit your personality and goals, and why investment income and passive income are non-negotiables if you're serious about long term financial freedom. Whether you're an employee, a self-employed Maverick, or somewhere in between, this episode will challenge the way you think about money and give you a clear framework for building genuine, lasting wealth. Because holding cash at the bank while inflation runs hot isn't a strategy. It's a slow leak. If this episode opened your eyes to the power of multiple income streams, don't keep it to yourself. Subscribe, leave us a review, and share it with someone who needs to hear this. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. What's really standing between you and consistent investment success? Spoiler: it's not your strategy, it's your mindset. In this episode, Andrew and Mitch dive deep into the psychology of stock market performance, unpacking the mental traps that quietly derail even the most promising investors. From emotional discipline and cognitive biases to overconfidence and fear-driven decision-making, Andrew breaks down the major psychological pinch points that hold traders back, and more importantly, how to overcome them. You'll learn why consistency and belief in your process matter far more than chasing the next hot indicator, and why the shortest distance between success and failure is the few centimetres between your ears. Andrew shares real client stories and hard-won lessons from his own career, including a standout example of a disciplined investor who banked over 33% returns simply by following a structured plan and keeping emotions out of the equation. The episode also explores how to match your investment strategy to your personal mindset and time horizon, and why mixing long-term and short-term thinking can be a costly mistake. If you've ever let a bad morning bleed into a poor trading decision, or second-guessed a solid plan in the heat of the moment, this episode on the psychology of stock market success was made for you. Don't miss out — subscribe, leave us a review, and share this episode with someone who needs to hear it! Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, we break down the Biggest Money Mistakes people make in their 20s and 30s and how these early decisions can quietly cost you years of wealth. From delaying investing to overspending just to keep up appearances, these habits can set the tone for your long-term financial position. One of the Biggest Money Mistakes is not starting early enough. Time plays a major role in building wealth, and even small, consistent investments can grow into significant amounts over decades. The longer you wait, the harder it becomes to catch up. We also unpack why focusing only on income, instead of building assets, can limit your financial progress. This conversation highlights the difference between earning money and creating wealth. It also touches on behavioural patterns, including lifestyle spending and the pressure to stay relevant, which often leads to poor financial decisions. If you are in your 20s or 30s, or even beyond, understanding these Biggest Money Mistakes can help you shift your approach and take control of your financial future. Listen now and take the first step towards building long-term wealth. If you found value in this episode, subscribe, leave a review, and share it with someone who needs to hear it. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, we break down Interest Rates in 2026 and the growing divide between Australia and the United States. With inflation still pushing higher locally and policy decisions falling behind the curve, Australia faces a very different path compared to a US economy that may soon move towards rate cuts. Andrew and Mitch unpack what is really driving Interest Rates in 2026, from government spending and private sector demand to energy costs and central bank timing. The conversation highlights how rising rates continue to place pressure on households, while also shaping opportunities across equities, bonds, and commodities. You will also gain insight into how global factors like oil prices, tariffs, and currency movements are influencing inflation and market direction. More importantly, this episode focuses on how to think about positioning your portfolio as conditions shift, rather than reacting to headlines. Interest Rates in 2026 are not just about policy changes. They reflect deeper structural issues and create clear winners and losers across the market. If you want to stay ahead of what is driving markets right now and make informed decisions with confidence, this episode is for you. Subscribe, leave a review, and share this episode with someone who needs a clearer view of where markets are heading. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387
Welcome to this week's episode of the Money and Investing Show with Andrew Baxter and co-host Mitch. In this episode, the focus turns to Stock Market Cycles and how they shape investor behaviour, decision-making, and long-term results. Many people recognise boom and recession, but far fewer understand the full cycle and how each phase impacts risk, opportunity, and timing. Andrew break down the four key Stock Market Cycles and explain what typically happens in each stage, from rising confidence in a boom to hesitation during recovery. More importantly, they highlight how emotions like fear, greed, and overconfidence can influence outcomes, often leading investors to act at the wrong time. The discussion also covers practical ways to approach these cycles with more clarity. From understanding the difference between price and value to using tools like on-balance volume and volatility, this episode focuses on building a process based on facts, not feelings. If you want to improve how you respond to changing market conditions and make more informed decisions, this episode offers a clear framework grounded in real market behaviour. Follow the show for more practical money and investing insights, and share this episode with someone looking to build a smarter approach to the market. Subscribe to our Channel: https://www.youtube.com/channel/UCfmaldKMEUc5qXeIQ7zEBeA?sub_confirmation=1 FREE Online Training with Andrew Baxter: https://bit.ly/cod-online Subscribe to Money and Investing Podcast: http://www.moneyandinvesting.com.au/ The Wealth Playbook: Your Ultimate Guide to Financial Security: https://www.wealthplaybook.com.au/ The Wealth Playbook on Audible: https://www.audible.com.au/pd/The-Wealth-Playbook-Audiobook/B0CXYYWZTB?qid=1711282387