Get Started Investing

How do you build confidence in picking individual stocks? When Jess saw that fund manager Victoria Harris had added Eli Lilly to her fund, she did a double take. It was the same stock Jess had recently sold after feeling overwhelmed and unsure of her stock-picking skills. She knew she had to ask Vic about it. This longer than usual conversation gives Jess time to explore Vic’s journey: from her early career in funds management, to building The Curve with her co-founder Soph, a media company helping people learn about finance and investing, and now coming full circle by launching their own fund, The Curve Investments. The Curve has grown into a global community of 150,000, with more than 3 million podcast downloads. Then Vic walks Jess through the research and questions she uses before investing in a company. It’s a very practical look at how a fund manager approaches a stock - a process anyone can use to research any company and build confidence in their own decisions. Chapters: 00:00:00 Stock Picking Confidence 00:09:02 Overcoming Investing Fears 00:16:53 The Triple F Strategy 00:23:28 Finding Stock Opportunities 00:32:39 Financials and Valuations 00:41:33 When to Buy and Sell 00:49:30 Building Confidence Links mentioned in this episode: Check out more from Vic on her podcast: The Curve Apple podcasts and Spotify . Or, find her on instagram here. Jess Gets Investing (Jess’ original Get Started Inesting series) now has it’s own home on Spotify , Apple Podcasts to make it easier to find! Or check it out on YouTube here 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on Instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

What if corporate burn-out led you to completely change your financial future? At 21 years old, today’s guest Anthony felt uninspired and stuck in his 9 to 5 office job. He dreamed of building a life around his passions; cycling and pastries. A quick google later (“how do I not work forever”) and Anthony was introduced to the FIRE movement. He started investing with the goal of retiring from corporate life as soon as possible. 10 years later- he did just that. But with retiring early came some unexpected challenges. Plus, after growing up in a family that spoke about money through the lens of property (like many Aussies do!) he made the choice to deviate from the home ownership path. This is How I Got Started , a series where I sit down with a community member to hear the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00 Anthony's Journey to Financial Freedom 04:02 Early Money Habits and Saving 08:09 Discovering FIRE and Investing in ETFs 13:41 Automating Finances and Skipping Property 20:05 Retiring Early and Finding Purpose 25:49 Living Off Investments 30:46 Investing Lessons for Beginners Links Mentioned: Episode where Jess’ discusses overcomplicated investing - How many ETFs episode should you have? here Blogs that Anthony discusses: Mr Money Moustache , Aussie FIRE Bug Book Anthony references: Die With Zero by Bill Perkins Other Links: 🤳 follow along on Jess’ investing journey on Instagram @ getstartedinvesting_ . 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Jess recently got paid real money from her ETFs for the first time. (a whole 30 bucks, watch out- don’t spend it all at once!) It made her wonder- could payments from investments eventually replace her salary? She sat down with Dave Gow from Strong Money to learn everything you need to know about dividends. Chapters: 00:00 Introduction to Dividends 03:07 Income vs Growth 07:01 How Dividends Work 10:34 ETF Distributions and Reinvesting 13:30 Balancing Income and Growth 16:41 Planning Your Retirement Income 19:08 Dividend Yields and Risks 23:40 Managing Dividend Cuts 28:31 Choosing Dividend Investments 32:39 Dividends vs Savings Accounts If you'd like to learn more about Dave's journey and teachings - you can find his website here . He's also written a book about how to gain financial independence create a life of freedom which has sold over 40,000 copies! Find that here . Links mentioned in this episode: Calculator mentioned by Dave: Portfolio with Dividends Reinvested vs not 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Josh spent his early 20s racking up consumer debt. Holidays, nights out and a car he couldn't afford. With his 30s approaching, he decided it was time to turn himself from a debt collecting spender, to an investor. Today at 32 years old he is debt free, investing regularly and his portfolio just ticked over six figures. He joined Jess to share the steps he took to get from there to and now. This is ‘How I Got Started’ a series where Jess sits down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone. Chapters : 00:00 From Debt to Investing 03:37 Early Money Habits 07:40 Paying Off Debt 10:05 The Financial Wake Up Call 12:06 Learning to Invest 14:05 Building His Portfolio 17:54 Inside His Six Figure Portfolio 22:00 His Investing Strategy 25:00 Lessons and Advice Links mentioned: Josh’s book recommendation: I will teach you to be rich by Ramit Sethi Other Links: 🤳 follow along on Jess’ investing journey on Instagram @ getstartedinvesting_ . 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

How do you know when it's time to change your strategy? At just 21, listener Ben is already asking when he should prepare his portfolio for retirement. He's invested entirely in a geared ETF and wants to know what that means for his future. It's something Jess hasn't really considered either. She's investing for the long term, but what should that actually look like as life changes? Jess sits down with financial adviser Melissa Balacharige from Shadforth to explore how your investment strategy might evolve through your 20s, 30s, 40s, 50s and into retirement. They unpack when to start de-risking, how your portfolio might change as your goals and time frame shift, and whether the 4% rule still works if you're invested in leveraged ETFs. Plus, why getting too defensive too early could be one of the biggest mistakes you make. Chapters: 00:00 Introduction 03:10 The Four Percent Rule 07:14 Investing in Your 20s and 30s 12:24 Diversifying in Your 40s 17:30 Managing Retirement Risk 21:21 Staying Disciplined 26:31 Preparing for Retirement 30:34 Leveraged ETFs and Key Takeaways Links mentioned in this episode: Find Shadforth's investing playbook here ❓ Send your investing questions here and Jess will get them answered! 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

It’s not everyday Jess meets someone whose first investment was a cow. But for 42-year-old dairy farmer Justin, that was the case. Bought with the profits of selling manure by the side of the road might we add! 😆 It’s no secret that farming is a tough, often volatile profession. Justin watched his parents financial life revolve solely around their farm. So when he discovered investing, he saw it as a way to build a life less dependent on the weather. Now, he’s teaching his 14 year old daughter the power of investing too. This is ‘How I Got Started’ a series where I sit down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00:00 Meet Justin 00:03:00 Wealth Beyond Farming 00:07:46 Early Money Lessons 00:11:08 Learning From Dad 00:15:27 His Investing Turning Point 00:19:47 Building His Portfolio 00:23:35 Teaching His Daughter 00:26:23 Freedom Beyond Farming 00:29:00 Investing With Irregular Income 00:31:30 Advice for Beginners Links Mentioned: Get Started Investing book - Buy here How many ETFs episode should you have? here Other Links: 🤳 follow along on Jess’ investing journey on Instagram @ getstartedinvesting_ . 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Should Jess add an active manager to her passive portfolio? After logging into her super and noticing that a portion is actively managed- it got her thinking, should she add active management outside of super too? And she’s not the only one wondering, the equity mates facebook group had a lot to say on the matter! Actively managed fund are now more accessible than ever- out of the 50 new ETFs listed on the ASX last financial year, 28 of them were active. But what actually is an active ETF and How does it compare to a passive one? Jess sat down with financial adviser Amie Baker to find out how active fits into a passive portfolio like Jess’. Chapters: 00:00:00 Active vs Passive Investing 00:03:24 How Passive ETFs Work 0:05:27 How Active Funds Work 00:09:29 What the Research Says 00:12:54 Diversifying Your Portfolio 00:17:33 Choosing Active Investments 00:21:00 Small Caps and Fund Performance 00:24:06 Building a Balanced Portfolio Links mentioned in this episode: Learn more about Amie's take on passive and active investing in an article she has put together here. Episode with Dave Allen talking about red flag system here Morningstar Active Passive Barometer here 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Larissa thought she knew how to invest. She’d read the books, listened to the podcasts and watched her first investments climb. Then it went downhill. What followed was a shift to simple ETFs and an unconventional plan to buy property with her partner; give up renting and house-sit their way to a deposit. (spoiler; it worked!) This year, a break up changed the future she’d been financially building towards. She joins Jess to share how the financial foundations she built in her 20s gave her the freedom to pivot when life changed. This is ‘How I Got Started’ a series where I sit down with a community member to hear the highs and lows of their journey to investing. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00 Larissas Investing Journey 03:01 Life Money And Early Habits 06:33 Learning How To Invest 09:01 From Risky Picks To ETFs 12:13 Building A Simple Portfolio 16:29 The Unconventional Path To Property 22:12 Rebuilding After A Breakup 26:07 New Goals And Investing Lessons Links: 🤳 follow along on Jess’ investing journey on Instagram @ getstartedinvesting_ . 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’s right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Don't let a lump sum sit in the wrong place. So how should you use it? Save it, invest it, pay off debt, put it in super, or spend it? Jess asks Financial Adviser Tom Hayes from Shadforth to run the numbers on every option. By the end of this episode, you'll know the trade-offs of each, and how to choose what fits your goals. Chapters: 00:00:00 What To Do With A Lump Sum 00:04:16 Where Your Money Came From 00:06:56 Building An Emergency Fund 00:11:53 Paying Down Debt 00:14:00 Superannuation And Tax Benefits 00:18:45 Investing Outside Super 00:24:21 Lump Sum Or Dollar Cost Averaging 00:27:01 Making The Right Choice Links mentioned in this episode: Check out the previous episode on offset accounts here 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🤳 Follow Jess’ investing journey on instagram at getstartedinvesting_ Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

You don’t need a high income to invest your way to a better financial future. Today’s guest is proof of that. Ten years ago, while on maternity leave, Leigh decided to get serious about her families finances. Leigh and her husband aren’t high earners. She’s a teacher and her husband’s an electrician- so they don’t have millions coming in the door. But ten years after her investing journey began; their mortgage is paid off, she’s reached ‘Coast FIRE’ and is in a financial position to take next year off work. How did she do it? Jess chats with Leigh to find out. This is How I Got Started , in each episode one community member shares the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00:00 Meet Leigh 00:02:03 Why Financial Independence 00:04:05 Learning To Save 00:07:37 Discovering Investing 00:09:39 Her First Investments 00:12:09 ETFs And Dividend Income 00:15:17 The Monthly Money Split 00:18:02 Life After Coast Fire 00:20:00 Paying Off The Mortgage 00:22:14 Teaching Kids About Money 00:24:17 Building Financial Security Links: 🤳 follow along on Jess’ investing journey on Instagram @ getstartedinvesting_ . 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Ubank for sponsoring this series. Ubank is a digital bank designed to help you understand your money, with tools that can help you do better day-to-day. You can download Ubank from the App Store or Play Store and sign up in just a few minutes. Products issued by Ubank, which is part of NAB. This info is general so consider what’ right for you. For TMDs, visit ubank.com.au ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Is your portfolio diversified, or just complicated? Jess is only five months into investing and she’s already got seven ETFs and a stock. What is each investment actually adding? She’s starting to think maybe she’s overcomplicated things… Then community member Hamish sent in a question about whether it makes more sense to own one diversified ETF or build a portfolio from several ETFs. Jess took it as a sign to get back to basics. So she sits down with financial adviser Glen Hare to unpack how to think about building an ETF portfolio, including How many ETFs is too many? How to spot overlap between ETFs What you gain, and give up, by keeping things simple Three example approaches: one diversified ETF, Australian + global ETFs, and a portfolio built across different regions Chapters: 00:00:00 How Many ETFs? 00:03:38 Has Jess Overcomplicated? 00:08:07 All-In-One ETF Benefits 00:16:08 Avoiding ETF Overlap 00:24:54 Which Strategy Suits You? 00:32:48 The ETF Selection Checklist ETFs Mentioned: We talk about a handful of ETFs in this episode so here is a list, in order of appearance to help you follow along if you need it! From Hamish’s Question: Betashares Global Share ETF (ASX: BGBL) Betashares Diversified All Growth ETF (ASX: DHHF) iShares Core S&P 500 ETF (ASX: IVV) Betashares Global Shares Ex US ETF (ASX: EXUS) Vanguard FTSE Asia ex Japan Shares Index ETF (ASX: VAE) From Jess Portfolio: Betashares Global Share ETF (ASX: BGBL) Betashares Wealthbuilder Global Geared Complex ETF (ASX: GGBL) Betashares Australia 200 ETF (ASX: A200) Betashares Wealthbuilder Aus200 Gear ETF (ASX: G200) Betashares MSCI Emerging Markets Complex ETF (ASX: BEMG) Global X AI Infrastructure ETF AUD (ASX: AINF) Betashares Welathbuilder Nas100 Gear ETF (ASX: GNDQ) Others: Vanguard Diversified High Growth Index ETF (ASX: VDHG) Vanguard Australian Shares Index ETF (ASX: VAS) Vanguard Msci Index International Shares ETF (ASX: VGS) Links mentioned in this episode: 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Hayden McLean knows a thing or two about playing the long game. After missing out on the AFL draft twice, Hayden kept going until he earned his place at the Sydney Swans. That same patience has shaped how he invests. At 27, he’s investing with one big goal in mind: creating the freedom to choose what life looks like after football. Hayden joins Jess to share how he went from being a hard-core saver who thought investing was too risky, to dollar cost averaging every month into a building a tech-heavy portfolio. This is How I Got Started, in each episode one community member shares the highs and lows of their investing journey. These are real stories that we hope will give you confidence that investing is for anyone. Chapters: 00:00:00 Hayden McLean On Money 00:04:22 Chasing The AFL Dream 00:08:06 Learning To Budget In Sydney 00:11:00 Discovering Investing 00:14:22 Building A Stock Portfolio 00:18:44 Financial Literacy Beyond Football 00:21:54 Investing For Life After Footy 00:24:00 Why Starting Earlier Matters Links: 🤳 follow along on Jess’ investing journey on Instagram @getstartedinvesting_. 📩 Share your investing story with us submit here 📩 Sign up to the Get Started Investing newsletter here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered . ——— Thanks to ShopBack for sponsoring this series. Did you know you can earn cashback on in-store shopping? 💸 Check the ShopBack app for bonus cashback on eligible items at participating stores, buy them, then scan your receipt, done. Download the app and use code GETSTARTED20 to get a $20 cashback bonus after earning your first $10. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

4 months into her investing journey and Jess’ life has completely changed. She’s since bought a house, switched her core portfolio to geared investments, gotten a dog and combined finances with her partner. Safe to say- there’s been A Lot™️ on 🤣. With all that change, she’s got a few questions still playing on her mind. Things like: Should dollar cost averaging be monthly, or weekly? How should you invest in a stocks if you’re not dollar cost averaging into them? Why are her Geared ETFS not performing like she thought they would? Jess sat down with Bryce and Ren to share what her portfolio looks like today and get these questions answered. Chapters: 00:00:00 My Portfolio Check-In: What's Changed? 00:03:40 Buying A House Changed My Money Plan 00:05:20 My Portfolio Is Finally Taking Shape 00:06:30 I Swapped To Geared ETFs... Was It A Mistake? 00:10:00 How Do You Buy Individual Stocks? 00:12:43 Build Your Core Before Chasing Stock Picks 00:14:34 Should Beginners Use Geared ETFs? 00:18:56 Monthly Or Weekly Investing: Does It Matter? 00:23:45 When To Buy More Of A Stock 00:27:15 Why A Strong Core Portfolio Wins Links mentioned in this episode: 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🎟️ FinFest tickets - Buy early bird tickets here 🎧 Episodes that Jess references: Jess’ last portfolio update with Bryce and Ren Geared ETFs with Cam Investing in AI with Owen Rask How often should you DCA? How couples invest and manage money Expert teaches Jess to Pick Stocks Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Amy has built a $400,000 share portfolio, owns an investment property, and has grown her net worth to $1 million. But just six years ago, things looked very different. She was living pay cheque to pay cheque, had a credit card she didn't really understand, and had no idea where her money was going. So what changed? Amy shares with Jess the choices that turned her financial future around, how she built wealth through multiple income streams and why investing before you feel “ready” is a good way to start. Chapters: 00:00:00 From Paycheck To Paycheck To $1 Million 00:02:43 Growing Up Without Money Lessons 00:06:03 Where All Her Money Was Going 00:08:30 The Conversation That Changed Everything 00:11:00 Facing Her Spending And Building A Budget 00:14:47 Learning To Invest By Making Mistakes 00:17:42 Building Wealth With Property And ETFs 00:21:24 Taking More Control Of Her Super 00:24:00 How Amy Built A $1 Million Net Worth 00:25:20 Managing Money Separately In A Marriage 00:26:25 Her Next $1 Million Goal 00:27:51 The First Step To Turning Your Finances Around Links: For more regular learning and updates from Jess’ investing journey, follow along on Instagram at getstartedinvesting_. 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered . ——— Thanks to ShopBack for sponsoring this series. Did you know you can earn cashback on in-store shopping? 💸 Check the ShopBack app for bonus cashback on eligible items at participating stores, buy them, then scan your receipt, done. Download the app and use code GETSTARTED20 to get a $20 cashback bonus after earning your first $10. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Do you know how much is in your super? Or what it’s invested in? Most Australians know what's in their bank account but superannuation? Not a clue. This lack of attention has a cost- missing out on thousands more at retirement. So today, Jess gives her super a 5-step health check. She'd love for you to do the same alongside her. Walking us through the list is Jen, Head of Technical Services at MLC. Jen explains the small decisions that can make all the difference including; checking your fees, insurances and investment settings. By the end of this episode, you'll know exactly what to check, what to fix, and how to make super part of your financial habits. Chapters: 00:00:00 Is Your Super Working Hard Enough? 00:04:01 Where Is Your Super Actually Invested? 00:08:30 The Hidden Cost Of Playing It Too Safe 00:11:14 How Much Are Super Fees Costing You? 00:14:28 The Insurance You Might Already Have 00:22:22 Who Gets Your Super If You Die? 00:27:00 Is Your Employer Paying Enough Super? 00:29:27 Your 15 Minute Super Health Check 00:32:00 How Often Should You Check Your Super? Links mentioned in this episode: 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🎟️ FinFest tickets - here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered . ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Ryan thought he was doing everything right with his money until a stock tip made his ETF feel like the wrong choice. For years, Ryan followed a very traditional approach to money: work hard, save hard and eventually buy a house. Then he discovered compound interest, started investing and found himself comparing two very different ways to put his money to work. What did that stock investment teach him? And how did it shape the kind of investor he wants to be? Ryan joins Jess to share how he got started investing, what his portfolio looks like today, the sleepless nights that came with his most concentrated investment yet—backing his own business—and why that experience has made the share market feel surprisingly safe. For more regular updates from Jess’ investing journey, follow along on Instagram at getstartedinvesting_ . Chapters: 00:00:00 From Saving Hard To Investing Smarter 00:03:30 How Ryan Learned To Think About Money 00:07:00 The Investing Lesson That Changed Everything 00:09:32 His First Stock Tip And $3000 Bet 00:12:22 Why Ryan Gave Up Picking Stocks 00:16:42 Betting On Himself And His Business 00:20:37 Why The Stock Market Now Feels Safer 00:23:18 What Ryan Is Building Wealth For 00:25:30 The Reality Of Backing Your Own Business 00:27:15 The Advice He Wishes He Heard Earlier Links mentioned in this episode: 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to ShopBack for sponsoring this series. Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!). Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10! ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

What if you already had more money to invest... you just didn't realise it? Jess has spent months manually analysing her spending, trying to free up more money to invest. This week, she wants to know if AI can make the process easier. Together with a chartered accountant and financial controller, Isabelle from Mind Her Money , Jess explores how to safely use AI to better understand your spending (including actual prompts you can use), what patterns to look for and how to spot the money that's quietly slipping away without adding real value to your life. Because the goal isn't to stop spending money. It's to stop wasting money on the things you don't value, so you can spend more on the things you do and invest the difference. Plus, Jess puts a "Real Price Tag" calculator to the test to see what one of her regular fortnightly expenses could be worth if she invested instead……… she was shocked! Also, you can now follow Jess’s journey & learnings more closely with regular updates on Instagram at getstartedinvesting_ Chapters: 00:00:00 Can AI Find You More Money To Invest? 00:02:30 How AI Can Analyse Your Spending 00:04:54 Using Your Financial Data Safely 00:08:53 What To Ask AI About Your Spending 00:13:02 Finding Money You Will Not Miss 00:18:18 Spend More On What You Actually Value 00:21:41 When Saving Goes Too Far 00:24:18 The Real Cost Of Your Everyday Spending 00:28:09 Your AI Spending Challenge Links mentioned in this episode: If you’re interested in trying to use AI to analyse your spending, Isabelle and Jess have put together an ‘AI playbook’ with prompts to try yourself here. You can also play around with Isabelle’s ‘Real Price Tag’ calculator here , once you’ve figured out where your money is going! 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Kelly grew up watching her immigrant parents work two jobs, seven days a week, after arriving in Australia with very little money. She thought the only path to wealth was to work harder. Then she discovered investing and realised her money could work just as hard as she did. Before turning 30, she's built a $280,000 investment portfolio and bought two investment properties. Jess sits down with Kelly to unpack the lessons she learned from watching her parents' sacrifices, why she focuses on growing her income as much as her investments (more than doubling it in just a few years), how she uses both property and shares to build wealth and why you absolutely don't need to be rich to get started. For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_ Chapters: 00:00:00 From Super Saver To Serious Investor 00:03:48 The Money Lessons That Started It All 00:07:43 Buying Her First Property In Her Twenties 00:11:17 Why Saving Alone Was Not Enough 00:14:00 Turning One Hundred Dollars Into A Habit 00:17:51 How Kelly Built Her Portfolio 00:21:11 Growing Her Income From 75K To 175K 00:24:30 Avoiding Lifestyle Creep As Income Grows 00:26:00 What Kelly Is Building Wealth For 00:29:14 Why Investing Is Not Just For The Rich Links mentioned in this episode: 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to ShopBack for sponsoring this series. Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!). Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10! ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Joint accounts or separate? Split bills 50/50? Invest together or keep it separate? Ask five couples how they manage money and you'll probably get five different answers. After buying her first home with her partner, Jess put the question to the Get Started Investing community and quickly realised there were plenty of different approaches. So she sat down with financial adviser Glen Hare to hear what he sees working best for the couples he advises, and how they navigate everything from bank accounts and budgeting to shared goals, different money personalities (saver v spender) and building a financial life together. Plus, producer Soph calls in from her honeymoon with a question many newlyweds face: should married couples combine their investments, or keep investing separately? Chapters: 00:00:00 How Should Couples Manage Money? 00:03:00 Separate Or Combine Your Finances? 00:07:30 When Separate Money Stops Working 00:12:53 Getting On The Same Financial Page 00:15:15 When One Partner Hates Talking Money 00:19:14 Should Couples Invest Together? 00:23:30 The Tax Trap When Combining Investments 00:27:18 What If Your Risk Tolerances Differ? 00:31:22 The Money Conversation Every Couple Needs If you want to get in touch with Glen Hare we can put you in touch here You can follow Jess’s journey further with regular updates on Instagram at getstartedinvesting_ Links mentioned in this episode: 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to MLC for sponsoring this series and helping keep our content free. If you’re the type of person who spends weekends comparing ETF’s, keeps an eye on crypto, and never misses an episode of Equity Mates, here’s one investment you may be overlooking – your super. MLC knows it might not seem as exciting as picking your next investment, but thanks to tax advantages and decades of compound growth, it could end up being one of the hardest working investments you own. See how your super could be working harder with MLC at mlc.com.au Disclaimer: Products issued by NULIS Nominees (Australia) Ltd as trustee of MLC Super Fund. General information only. Read the PDS & TMD available at mlc.com.au and consider if it’s right for you. ——— In the spirit of reconciliation, Equity Mates Media and the hosts of Get Started Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Gav loves spending money. Watches, skincare, Apple products, travel - give him money and he’ll find something to spend it on. So when he discovered investing, he did what came naturally….he started collecting ETFs. At one point, he owned 27 of them. So how did he go from trying almost every investing app and collecting ETFs “like Pokémon cards” to believing that less is more? Gav joins Jess to unpack the mistakes he made as a new investor, how he’s simplified his approach and the system that lets him invest consistently (while still leaving plenty of room to spend.) Plus, they get into Gav’s decision to invest in geared ETFs and why he’s comfortable with the extra risk. For more regular updates from Jess’ investing journey, follow along on instagram at getstartedinvesting_ Chapters: 00:00:00 From Big Spender To Disciplined Investor 00:03:30 How Gav Caught The Investing Bug 00:06:19 Collecting ETFs Like Pokemon Cards 00:09:38 How 27 ETFs Became A Real Strategy 00:12:30 Why Less Is More With Investing 00:15:00 Building Wealth Through Consistency 00:18:00 How To Ignore The Investing Noise 00:19:51 Investing To Give Yourself Options Links mentioned in this episode: 📩 Sign up to the Get Started Investing newsletter here 📩 Share your investing story with us submit here 🎟️ FinFest tickets - Buy early bird tickets here Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we’ve got you covered. ——— Thanks to Shopback for sponsoring this series. Want to get paid for shopping online? 💸 ShopBack gives you real Cashback on purchases you're already making, which you can then transfer into your bank account (or brokerage app!). Download the app here and use code GETSTARTED20 to get a $20 cashback bonus once you've earned your first $10! ——— Get Started Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes only. Any advice is general advice, and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If you are unsure, please speak to a financial professional. The hosts of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares group but maintains editorial independence. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.