Built Different is an Australian podcast exploring wealth creation, property investing, business, mindset, psychology, and high performance. Hosted by Aaron Christie-David, each episode features conversations with elite property investors, business owners, athletes, entrepreneurs, and industry leaders who are building extraordinary lives through discipline, ambition, and strategic thinking. Built Different delivers practical insights, powerful stories, and honest conversations designed to help you think bigger, perform better, and build long-term wealth.
Steve Maroun runs a $200M development pipeline at 30 - and says this is the hardest moment in Australian property development in living memory. His family lost nearly everything in the GFC. He's building anyway. Steve, Director of Lanevick, takes Aaron Christie-David through the maths that stopped working: land, build cost and sale price all moving the wrong way at once, to the point where sites approved for six storeys are now worth more with the existing house renovated. He breaks development into four pillars - finance, construction, design and town planning, and sales, and shows where first-time developers quietly destroy their margin before they've turned a sod. Splitter blocks that shrink your buyer pool. Over-capitalising on a build nobody in that suburb can afford. Treating development as something you do on the side. It's also a family story. His father arrived in the early 1980s, started in cement rendering, built a portfolio across the Olympic boom, then watched it unwind in 2008 with only the family home left. What Steve learned in the rebuild is the real lesson here: start small, stay active, run your own race, and stay in the game long enough for the odds to do their work. Book a free discovery call with Aaron New episodes every Monday, 6:30 am. Formerly The Australian Property Investment Podcast - 275+ episodes. Follow us on Instagram & YouTube
What happens when the footy stops? Jeremy Latimore played 182 NRL games across 11 seasons and 5 clubs - then retirement, COVID, a marriage breakdown, and a seven-figure stock market loss hit all at once. Jeremy joins Aaron Christie-David to talk about the "mental gym" that rebuilt his life: daily routines, goal books and five-year plans. They cover why athletes go broke, the #1 red flag a mate is struggling, buying four properties while moving 16 times between clubs, the mindset of big-game players like Nathan Cleary, and raising resilient kids through action, not words. Raw, funny and brutally honest - this is a masterclass in resilience, money and reinvention. Follow Jeremy on Instagram: @jeremy_latimore — About the show: Built Different is hosted by Aaron Christie-David, mortgage broker and Managing Director of Atelier Wealth. Each episode unpacks property investing, wealth-building and the mindset behind financial success in Australia, with the investors, athletes and entrepreneurs doing it differently. 📩 Connect with Aaron: @aaronc_d ⭐ Enjoyed this episode? Follow the show and leave a review!
The Federal Budget just changed the rules of Australian property investing overnight - negative gearing, CGT discounts, self-managed super funds and the ripple effects will hit every renter, buyer and investor in the country. Sammy Gordon (Australian Property Scout) and Jeremy Iannuzzelli join the show for a post-budget deep dive: why disincentivising investors will trigger a rental super boom, how the new policies draw a permanent line between the haves and have-nots, what's really behind the government's push against SMSFs and payday super, and why sentiment is sitting at GFC lows while seasoned investors are quietly buying more aggressively than ever. If you're wondering whether to sit on your hands or act, this episode is your sentiment check. You'll learn why the next 6-12 months may be the best buying window since COVID, the 12 locations tipped for extreme rental surges, and the mindset shift needed to build wealth when everyone else is frozen. Topics: Australian property market 2026 Negative gearing changes Rental crisis Federal budget property impact SMSF changes Superannuation reform Property investing strategy Buying window Wealth gap Australia Download Sam Gordon's rental superboom white paper here: https://australianpropertyscout.com.au/whitepaper/
The government has ended SMSF residential property lending. You have until August 10 to sign a contract if you want to buy property with your super using borrowing. In this episode, live from our team conference in Cairns: what the SMSF changes mean, who's affected, the week-by-week plan to beat the deadline (24-hour SMSF setups, 3-day rollovers, skipping pre-approval), the negative gearing and capital gains tax changes, and why commercial property lending remains open. Plus: 10 years of Atelier Wealth, the AI tools we're adopting (and the ones we won't use with clients), and the Wheel of Life exercise to try this weekend. Book a strategy call with Aaron: https://atelierwealth.com.au General information only - not personal financial, tax or credit advice.
How do ordinary Australians build extraordinary wealth? Barry and Ruth started with just $40,000 , raised five children, built a property portfolio with more than 100 rental tenancies , and created the financial freedom to choose how they spend their time. In this episode of Built Different, they share the lessons they've learned from decades of investing through changing markets, growing businesses, raising a family, and staying aligned as a couple. The conversation explores the realities of building wealth over the long term, including the challenges of cash flow, managing risk, adapting to changing government policies, and making financial decisions together. If you're interested in Australian property investing, financial freedom, wealth creation, passive income, and building a successful property portfolio, this episode is packed with practical insights you can apply to your own journey. Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. Follow us on social media @_builtdifferentpodcast Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 6:30 AM.
Economist, author and economic futurist Evan Lucas joins Aaron Christie-David for a wide-ranging conversation on the future of Australia's economy, property market and wealth creation. Together, they unpack the proposed changes to negative gearing and capital gains tax, whether first-home buyers are actually being helped, the reality of cost-of-living pressures, and what investors need to understand about the changing economic landscape. Evan also shares his outlook on interest rates, recession risks, AI's impact on the workforce, and why the biggest advantage investors can develop isn't financial, it's behavioural. Whether you're a property investor, business owner, first-home buyer, or simply trying to make sense of the headlines, this episode offers a balanced and thought-provoking perspective on what's ahead. In this episode: • Negative gearing and CGT changes explained • The unintended consequences of government policy • First-home buyers and housing affordability • Interest rates, inflation and recession risks • AI, productivity and the future of work • Investor psychology and wealth creation • Why gratitude and long-term thinking matter in building wealth If you enjoyed this episode, please follow the show and share it with someone who wants to build wealth and think differently about money, investing and opportunity.
Comment with your email below, and we will send you Jay's National location property growth chart. Australia's property market has changed again. With the Federal Government announcing changes to negative gearing and capital gains tax concessions, investors across the country are asking the same question: What happens next? In this episode of Built Different, Aaron Christie-David sits down with Providence Property's Jay Pace to unpack the real-world impact of property policy changes, investor behaviour, and why headlines rarely tell the full story. Filmed before the government's announcement, this conversation is a fascinating look at the arguments, data, and market forces that continue to shape Australian real estate today. Jay shares why he believes policy changes alone won't solve Australia's housing affordability challenges and why some investors could be missing the bigger picture. You'll learn: • What negative gearing changes could mean for investors • Why affordability is a supply issue, not just a tax issue • The lessons from Australia's previous negative gearing experiment • Why Melbourne may be Australia's most underrated property market • The opportunities emerging in Brisbane and Perth • Why waiting for certainty can be a costly investing mistake • The mindset differences between successful investors and everyone else • How market sentiment creates opportunities for long-term wealth builders Jay also breaks down the numbers behind Australia's strongest-performing property markets and explains why understanding long-term trends often matters more than reacting to short-term headlines. Whether you're buying your first investment property, building a portfolio, or simply trying to make sense of Australia's housing market, this episode delivers a data-driven perspective on what comes next. Connect with Jay Pace Instagram: @providencepropertygroup Providence Property: https://www.providenceproperty.com.au Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. follow us on social media @_builtdifferentpodcast Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 7AM.
At 34 years old, Michelle and Jono Harley have achieved what many Australians only dream about. Their home is paid off, their investment properties have created financial freedom, and they've spent the last decade making disciplined decisions that transformed their future. But this episode isn't really about property. It's about why we build wealth in the first place. After years of fertility struggles, IVF treatments, pregnancy complications, and the devastating loss of their son at 19 weeks, Michelle and Jono were forced to navigate one of life's hardest challenges. What followed was an extraordinary family journey involving surrogacy, resilience, hope, and the determination to never give up on becoming parents. In this deeply emotional conversation, Aaron Christie-David explores: • Becoming mortgage-free at 34 • Building wealth through renovation and property investing • IVF and fertility challenges • Pregnancy loss and grief • Surrogacy and family support • Financial freedom and creating life choices • Marriage, resilience and long-term success This is one of the most powerful conversations ever shared on Built Different. Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. follow us on social media @_builtdifferentpodcast Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 6:30 am.
After 265 episodes, we realised something important… the podcast had evolved beyond property. Welcome to Built Different. In this launch episode, Aaron Christie-David, Bernadette Christie-David, and Georgia Matts unpack the full story behind the rebrand from The Australian Property Investment Podcast into something much bigger. This conversation dives into: Why the old podcast name was limiting growth The future vision behind Built Different Wealth creation beyond property Mindset, discipline, consistency, and elite performance Business ambition and entrepreneurship The realities behind success that people never see Why financial stress impacts relationships How successful couples build wealth together The power of thinking bigger We also talk about upcoming conversations with elite athletes, business founders, entrepreneurs, and high performers who are redefining success across sport, business, wealth, and life. This isn’t just a podcast about interest rates and houses anymore. It’s about the people who are built different. Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. Follow us on social media @_builtdifferentpodcast Book a strategy call: Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 7 AM.
Former Gold Coast Titans player Matt Srama joins Built Different for an honest conversation about elite sport, identity, resilience, and building wealth after football. After injuries forced an early end to his NRL career, Matt pivoted into property investing and entrepreneurship, building a portfolio of more than 20 properties while launching a successful Gold Coast buyer’s agency. But this episode goes far deeper than property. Matt opens up about: The sacrifices required to become a professional athlete Why hard work always beats talent when talent stops working The mental pressure of elite sport Identity loss after retirement How injuries changed the course of his life Building wealth through property investing Scaling a business after sport The importance of grit, discipline, and self-belief Why “your business is what you do, not who you are.” The hidden “success tax” high performers pay This is a powerful conversation about purpose, ambition, mindset, reinvention, and learning how to build a life beyond the jersey. Whether you’re an athlete, investor, entrepreneur, or someone navigating a major life transition, this episode is packed with lessons that will stay with you long after it finishes. Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. Follow us on social media @_builtdifferentpodcast Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 7AM.
Three of Australia’s most outspoken buyer's agents.One room. Zero filters. In this special episode of Built Different, Aaron Christie-David sits down with Sam Gordon, Jack Henderson, and Dawn Fouhy for one of the most heated property investing debates we’ve ever recorded. From blue-chip investing and cash flow strategy to Darwin vs Bronte, negative gearing, investor psychology, and the difference between investing as a “battler” versus investing from a position of wealth… nothing was off limits. This episode dives deep into: Cash flow vs capital growth Buy & hold vs active portfolio recycling Rich vs battler investing strategies Property market psychology Investor fear and media narratives The future of Australian property investing Negative gearing changes How elite buyers agents actually think Featuring: Sam Gordon – Australian Property Scout Jack Henderson – Henderson Advocacy Dawn Fouhy – Future Proof Property Follow the guests: Sam GordonInstagram: @samgordonproperty Australian Property Scout: https://australianpropertyscout.com.au School of Property: https://schoolofproperty.com.au Jack HendersonInstagram: @jackchendersonHenderson Advocacy: https://hendersonadvocacy.com.au Dawn FouhyInstagram: @futureproofpropertyFuture Proof Property: https://futureproofproperty.com.au Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. Follow us on social media @_builtdifferentpodcast Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 7 AM.
AFL veteran Taylor Adams joins the podcast for a raw conversation about professional sport, identity, resilience, property investing, and preparing for life after football. Taylor shares stories from his journey through the Australian Football League, including his time with the Greater Western Sydney Giants, Collingwood Football Club, and Sydney Swans. The episode explores: Injuries and mental resilience Dealing with criticism and pressure Leadership and team culture Transitioning from AFL into mortgage broking Property investing and wealth creation Fatherhood and identity shifts Why discipline beats talent Taylor also explains how he started investing in property at 21, why he chose finance after football, and the habits elite performers use to stay consistent under pressure. A powerful episode about reinvention, mindset, and building a life beyond sport. Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 7 AM. About Built Different: Built Different is a podcast about wealth, property, mindset, performance, and the psychology behind elite success. Hosted by Aaron Christie-David, each episode explores the habits, discipline, setbacks, and strategies that shape high performers across business, sport, investing, and life. New episodes every Monday at 7 AM. Instagram: @aaronc_d @atelier_wealth @taylorjamesadams YouTube: @_builtdifferentpodcast
Most people think earning more money is the key to building wealth… but what if that’s actually holding you back? In this episode of the Australian Property Investment Podcast, we sit down with James Fitzgerald, co-author of the bestselling book 7 Steps to Wealth , to break down what really separates the top 1% of property investors from everyone else. With over 500,000 books sold and data from thousands of investors, this conversation dives deep into the strategies, mindset, and mistakes that determine whether you build a portfolio… or get stuck at one or two properties. 🚨 Here’s what you’ll learn: Why high-income earners are often the WORST investors The exact traits of investors who build 6+ property portfolios Why teachers, nurses, and everyday Australians outperform The biggest mistake investors make after buying property #2 Why most people never get past 1–2 properties The truth about diversification vs concentration Where the Australian property market is heading (density shift explained) Why Sydney will look more like Toronto in the future How to manage risk, cash flow, and market downturns The mindset shift required to become a top 1% investor 💡 If you’ve ever wondered why some people build massive portfolios while others stay stuck… this episode breaks it down with real data and real experience. 📊 Key insight: Out of 2.3 million property investors in Australia, only a tiny percentage build large portfolios. The difference isn’t knowledge… It’s an action. 🎯 This is a must-watch for: First-time property investors Anyone stuck at 1–2 properties High-income earners looking to build real wealth Investors wanting a long-term strategy (not short-term noise) 👇 Don’t forget to: Like 👍 Subscribe 🔔 Share with someone building their portfolio Timestamps (optional add): 00:00 Why high earners fail at investing 05:00 The 7 Steps to Wealth explained 10:00 Why most investors get stuck 18:00 The power of numbers vs headlines 25:00 Future of Australian housing 40:00 Biggest risks in property investing 01:01:00 Why people sell too early 01:02:00 Rapid fire investor lessons
What happens when property investing goes WRONG? In this episode of the Australian Property Investment Podcast, we sit down with returning guest Richard, who shares the brutal reality behind building a 22-property, $17 million portfolio. Including a shocking $30,000 property disaster caused by a hidden water leak. From unexpected costs and insurance battles to mindset, risk-taking, and long-term wealth strategies, this episode breaks down what most investors don’t talk about. If you’re serious about property investing in Australia, this is the episode you NEED to hear. 💥 What You’ll Learn in This Episode - How a hidden water leak led to $4,000 → $12,000 → $30,000 in costs - Why most investors FAIL when things go wrong - The mindset shift that separates successful investors from beginners - How Richard scaled from 10 properties to 22 properties - Inside a $17 million Australian property portfolio - The importance of insurance (and how to actually claim it properly) - Why emergency buffers and cash flow are critical - How to recover financially from property investing mistakes - The truth about risk, debt, and building wealth through property - Why surrounding yourself with the right investors changes everything 🧠 Key Takeaways Property investing isn’t smooth sailing. Pipes burst. Tenants default. Costs blow out. But the investors who win long-term are the ones who: Take ownership, Solve problems quickly, Stay focused on the bigger picture. Richard’s story proves that even a $30,000 setback is just a speed bump when you’re building serious wealth. 📊 Portfolio Snapshot 22 properties across AustraliaPortfolio value: $17,000,000+Properties across NSW, VIC, QLD, WA + internationalTransitioning from growth → cash flow strategyGoal: Financial freedom by 2030 🚨 Why This Episode Matters Most property content focuses on wins. This episode exposes the reality — the mistakes, the costs, and the lessons — so you can avoid them and build a smarter, more resilient portfolio. 🔑 Perfect For: First-time property investors, anyone building a portfolio in Australia, investors worried about risk or market uncertainty. People want financial freedom through property. Listeners who want REAL, unfiltered investing stories 🎙️ About the Show: The Australian Property Investment Podcast brings you real stories, strategies, and insights from investors, experts, and business leaders shaping Australia’s property market. 📢 Connect with Atelier Wealth. If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 7 AM.
Can you actually pay off your mortgage in 10 years… or even faster? In this episode of the Australian Property Investment Podcast, Aaron sits down with buyer's agent and Investment Rise founder Niro Thambipillay to unpack one of the biggest financial decisions homeowners face: 👉 Should you pay down your mortgage aggressively or 👉 Use property investing to eliminate it faster? Most Australians are told the safest strategy is to spend the next 30 years paying down their home loan. But according to Niro, the fastest path to financial freedom may actually involve taking on more debt strategically through investment properties. This conversation breaks down the counterintuitive strategy investors use to build wealth and become mortgage-free years earlier. You’ll learn: • Why most homeowners never create a plan to actually exit their mortgage • The difference between bad debt vs strategic investment debt • How property investors use capital growth and equity to accelerate wealth • The biggest mistakes people make when buying their first investment property • Why time in the market beats timing the market in property investing • The power of rentvesting and strategic property selection • How buyers' agents identify properties with strong growth fundamentals • Why many Australians regret not buying investment property earlier Niro also shares his own journey starting at age 22, building a portfolio through smart property investing, and eventually founding Investment Rise to help everyday Australians build wealth through real estate. If you’re wondering whether to focus on paying off your mortgage or start investing in property, this episode will challenge the way you think about debt, wealth, and financial freedom. 📌 Topics Covered 00:00 Can you pay off a mortgage in 10 years? 01:00 The problem with the 30-year mortgage mindset 04:00 Why strategic debt can accelerate wealth 08:00 Niro’s property investing journey 12:00 Biggest mistakes investors make 15:00 Borrowing capacity myths 18:00 The power of long-term property investing 🎧 About Niro Niro Thambipillay is the founder of Investment Rise, a buyers' agency helping Australians build wealth through strategic property investing. He specialises in helping clients identify high-growth opportunities and build property portfolios that accelerate financial freedom. Book a strategy call with Aaron: https://www.atelierwealth.com.au Subscribe Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders.New episodes every Monday at 7AM.
🎙️ Property Investing in 2026: Borrowing Power, Tax Changes & Scaling Your Portfolio In this episode, we’re joined by Lauren from Atelier Wealth to break down what’s actually happening in the Australian property market right now and how investors can stay ahead. We dive into the impact of negative gearing and capital gains tax changes , the truth about rising rents , and why borrowing capacity is the biggest lever for building a property portfolio. If you’ve ever felt stuck, confused by lending, or unsure how to take the next step, this episode will give you clarity. The real impact of CGT and negative gearing changes Why property investors are under pressure and what it means for you How to build a portfolio on an average income The biggest mistakes limiting your borrowing capacity How credit cards, debt, and lifestyle creep affect your growth Real client case study: paying off a $1.1M mortgage in 10 years How to use equity and refinancing to keep scaling Why timing the market matters less than taking action The mindset shift required to succeed in property investing Smart investors don’t wait for perfect conditions; they adapt. Understanding your numbers, structuring your loans correctly, and focusing on long-term growth will always outperform trying to “time” the market. First-time investors PAYG earners wanting to build wealth Anyone looking to scale beyond their first property Investors wanting to optimise their borrowing strategy Make sure to follow the podcast and share it with someone who’s on their property journey. Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 7 AM. 🔑 What We Cover The real impact of CGT and negative gearing changes Why property investors are under pressure — and what it means for you How to build a portfolio on an average income The biggest mistakes limiting your borrowing capacity How credit cards, debt, and lifestyle creep affect your growth Real client case study: paying off a $1.1M mortgage in 10 years How to use equity and refinancing to keep scaling Why timing the market matters less than taking action The mindset shift required to succeed in property investing 🚀 Key Takeaways Smart investors don’t wait for perfect conditions — they adapt. Understanding your numbers, structuring your loans correctly, and focusing on long-term growth will always outperform trying to “time” the market. 🎯 Who This Episode Is For First-time investors PAYG earners wanting to build wealth Anyone looking to scale beyond their first property Investors wanting to optimise their borrowing strategy 📈 Keywords property investing australia, borrowing capacity, negative gearing, capital gains tax australia, property portfolio strategy, mortgage broker advice, real estate investing podcast, wealth building australia 💬 Enjoyed the Episode?
Australia’s housing crisis is one of the biggest issues facing the country right now — but what is actually being done about it? In this episode of the Australian Property Investment Podcast, we sit down with NSW Planning Minister Paul Scully to break down the real drivers behind housing affordability, supply shortages, and government policy changes . We dive deep into the truth about negative gearing, capital gains tax, and how policy decisions could reshape the property market — plus what it all means for investors, homeowners, and first-time buyers. If you’ve been wondering whether housing will ever become affordable again, this episode gives you a front-row seat to how decisions are actually made inside government . 🔑 What You’ll Learn in This Episode: Why Australia’s housing affordability crisis has worsened over decades The real reason property prices keep rising: supply vs demand How government planning reforms aim to increase housing supply The truth about negative gearing & capital gains tax changes Why younger Australians are being priced out of their own communities The role of infrastructure, zoning, and “gentle density” (duplexes, terraces, townhouses) How new developments and rezoning could reshape cities like Sydney and Wollongong The hidden consequences of policy decisions on jobs, migration, and the economy Why “easy solutions” to housing don’t actually exist What investors need to understand about future property trends 📈 Key Topics Covered: housing crisis Australia, property investing Australia, negative gearing explained, capital gains tax property, housing affordability Australia, NSW planning reforms, property market 2026, real estate investing strategies, Australian property podcast, supply vs demand housing 🎙️ About This Episode With housing and cost of living dominating conversations across Australia, this episode breaks down the complex intersection of policy, economics, and property investing . Minister Paul Scully shares how the government is tackling housing supply, why planning systems have slowed development over time, and what changes are being implemented to fix it — including major reforms to zoning, approvals, and development processes . This is a must-watch for anyone serious about understanding where the Australian property market is heading next . ⏱️ Chapters (Optional but Recommended for SEO + Retention) 00:00 – Housing crisis & affordability explained 02:00 – Why supply is the biggest issue 05:00 – Planning system problems (and fixes) 11:00 – Negative gearing & tax debate 17:00 – How policy decisions are made 22:00 – Major Sydney development plans 30:00 – AI, jobs & the future of work 35:00 – Duplexes, density & new housing strategies 42:00 – Why younger generations are struggling 50:00 – Biggest myths about housing 52:00 – Is the Australian dream changing? 🔥 CONTACT US If you’re serious about property investing, understanding policy is your unfair advantage. 👍 Like this video 💬 Comment your biggest takeaway 🔔 Subscribe for weekly property insights 📲 Connect with Atelier Wealth If you're looking to build a strategic property portfolio, the team at Atelier Wealth helps investors structure finance to grow long-term wealth through property. Book a strategy call: https://www.atelierwealth.com.au Subscribe: Subscribe for weekly conversations with Australia’s top investors, entrepreneurs, and business leaders. New episodes every Monday at 7 AM.
How does a 22-year-old from regional Victoria build a property portfolio while working two jobs and earning a normal salary? In this episode of the Australian Property Investment Podcast , Aaron sits down with Harley Giddings , a mortgage broker and property investor who has built a multi-property portfolio before the age of 25 . No trust fund. No six-figure salary. Just strategy, discipline, and smart property investing. Harley shares exactly how young Australians can still enter the property market , even during a housing affordability crisis. If you’re wondering how to buy your first investment property, build a property portfolio, or invest in real estate in Australia , this episode breaks down the strategy step-by-step. • How Harley bought his first investment property at 22 • How he built a property portfolio worth over $2M in his 20s • The biggest mistakes young property investors make • Why income isn’t the biggest barrier to investing in property • The role of mortgage brokers and property strategy • How to structure your loans to keep buying property • The power of compound growth and leverage in real estate • How guarantor loans can help first home buyers enter the market sooner • Why financial discipline and budgeting matter more than income • The mindset required to build wealth through property in Australia Harley proves that building a property portfolio isn’t just for high earners or people with wealthy parents . Growing up in regional Victoria , he worked two jobs, including shifts at a BP service station , saved aggressively, educated himself through books and podcasts, and invested strategically. His message is simple: “I’m not special. If I can do it, other young Australians can too.” Harley Giddings is a mortgage broker and property investor who shares practical advice on property investing, finance, and wealth building through his platform Property With Harley . His goal is to help young Australians realise that buying property and building wealth is still possible with the right strategy. New episodes are released every Monday at 7am . If you enjoyed this episode: 👍 Like the video 📩 Share it with someone who wants to buy property 🔔 Subscribe for weekly property investing insights Book a strategy session with the team at Atelier Wealth 👉 https://atelierwealth.com.au Instagram: Property With Harley TikTok: Property With Harley 00:00 – Worst mistakes young property buyers make 01:08 – Building a property portfolio before 25 03:39 – Growing up in regional Victoria 07:04 – Why he started investing at a young age 09:54 – Buying his first investment property at 22 14:18 – How one property can change your financial future 18:20 – Property strategy vs buying randomly 31:33 – Advice for young investors starting today 42:08 – The truth about getting into the property market 46:37 – Real costs of owning investment properties 50:41 – Rapid-fire questions for young investors
Interest rates are rising again… and investors are hesitating. But what if that hesitation is exactly where the opportunity is? In this episode of the Australian Property Podcast, Aaron sits down with Sam Gordon, founder of Australian Property Scout, to break down what’s really happening in today’s market and why most investors get it completely wrong. Sam shares the brutal truth about property investing, including the biggest mistake he’s ever made: 👉 “The most money I ever lost in the market… was time out of the market.” If you’re waiting for the “perfect time” to invest, this episode will challenge everything you think you know. Why most investors never get past 1–2 properties How rising interest rates actually create opportunity The biggest mindset shift needed to build a serious portfolio Why strategy matters more than timing How to push through the hardest stage of investing (the “runway phase”) The truth about cashflow, growth, and scaling First-time investors are feeling unsure in today’s market Investors stuck at 1–2 properties Anyone waiting for rates to drop before making a move People are serious about building long-term wealth through property Aaron is giving one listener access to Sam Gordon’s School of Property his full investing program. To enter: - Subscribe to the channel - Follow @aupropertyinvestmentpodcast on Instagram - Send us a message on Instagram saying why the course would be valuable for you. Winner announced Friday, April 10th via Instagram!
