this is property

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M John and Rach are back with part two of upsizing in a down market, working through your questions on how to buy and sell at the same time. In this episode they touch on: 👉 what a sunset clause is and when it could work for you or against you 👉🏼 bridging loans and the risks to consider 👉🏽 holding two mortgages or renting short term while you sell? 👉🏾 buy first, sell first, hold both or use bridging finance? 👉🏿 how a deposit bond works, and the risk most people misunderstand 👉🏻 how a simultaneous settlement gets pulled off 👉 keeping your old home as an investment when you upsize Listen: 718 upsizing & bridging loans: are they worth it??? Apple Podcasts | Spotify this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M We're doing a 2-part series on upsizing and answering your questions! In this episode, Rach and John chat about: 👉🏼 what is considered a down market? 👉🏽 the risks of buying before you sell 👉🏿 should I sell my home and buy acreage and build? 👉🏻 when is a property too large and detrimental to resale value? 👉 how to make a competitive offer without overpaying 👉🏼 navigating the psychology of selling "at a loss" 👉🏽 Rach and John's top tips this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, Rach and John chat about: 👉🏼 a couple seeking reassurance about whether to upsize 👉 should we build a duplex or buy more investment properties? 👉🏾 they want to keep their original PPOR when they upsize but what do the numbers say? 👉🏿 how does commercial property stack up as an investment following the Budget changes? Listen to episode 838 on commercial property: Apple Podcast | Spotify this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode Rach sits down with mortgage brokers, Aaron Christie-David from Atelier Wealth and host of the Built Different podcast and Katie Thomas from Focus Finance, who's also been named Australia's #1 residential broker. They chat about what's actually happening with investor lending right now, touching on: 👉🏼 the investor lending landscape right now and how it's changed 👉🏽 what's the outlook for commercial property? 👉🏾 should investors buy now or buy later? 👉🏿 what are sophisticated investors doing right now? 👉🏻 how Katie & Aaron work with clients on strategy and risk management 👉 what happens when serviceability becomes an issue? 👉🏼 can people still build the same portfolios today as they could 10 years ago? Connect with Katie & Aaron below: Katie's IG: https://www.instagram.com/katie_focusfinance/ Aaron's IG: https://www.instagram.com/aaronc_d/?hl=en this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In today's episode Rach chats with Helen Tarrant, director of Unikorn Commercial Property, one of Australia's leading commercial buyer's agents. Helen has so much experience and knowledge having built a $30M portfolio and helped guide and educate Australians in their commercial property investing journey since 2016. Strap in because this episode is packed with insights and tips! They touch on: 👉🏼 Helen's story - from beauty therapist and law student to now 👉🏽 commercial vs residential - the key differences 👉🏾 types of commercial property and what Helen recommends for beginners 👉🏿 what's the outlook for commercial property in the next 5 years? 👉🏻 how commercial leases actually work 👉 buy a property tenanted or vacant? 👉🏼 average hold times and understanding your strategy 👉🏽 biggest commercial investor mistakes 👉🏾 how commercial lending works Learn more about Unikorn: https://unikorn.com.au/ this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In today's episode John and Rach discuss: 👉🏼 40 year loan terms: banks are pivoting to find ways to improve investor lending 👉🏽 a practical example of how this changes an investor's borrowing power 👉🏾 how often should your property manager inspect your property? 👉🏿 when is it worth switching property manager and how to 👉🏻 how do banks assess genuine savings vs gifted deposit? 👉 a developer wants to buy my apartment, what should I consider? this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M A Sydney suburb has made headlines falling nearly $600,000 in a year according to the AFR. In this episode John chats with Vince Scully from Life Sherpa to unpack the data and context that isn't mentioned, leading into a wider chat about boom and busts cycles. They touch on: 👉🏼 what the headline doesn't tell us about the Sydney suburb that fell 👉🏽 understanding that there are markets within markets 👉🏾 what happens to property during a downturn? 👉🏿 is the 18.6 year cycle theory legit? 👉🏻 was it easier or harder to buy a house when interest rates were 17%? 👉 where does Vince see the unemployment rate and house prices going 👉🏽 tips for investors 👉🏾 will the property changes be reversed or are they here to stay? Related episodes: 739 the boom bust property cycle explained + where are we now? Listen on Apple | Listen on Spotify 344 timing the market: Listen on Apple Podcast | Listen on Spotify Book 15min free chat with John Pidgeon here: https://www.envisageproperty.com.au/free-consultation Glen James' and Vince Scully's new book, 12 Months to Retire Right: https://link.amazon/B07u9ZQgE this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John and Rach talk about: 👉🏼 the property market outlook for investors following the tax changes 👉🏽 how will the new way of negative gearing work 👉🏾 do I have to get my properties valued before 1 July 2027 and how do I do that? 👉🏿 what is selling the process and how much do I get after tax and expenses? 👉🏻 advice for single parents re-entering the property market this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Long time listeners will recognise today's guest because Rach is joined by Emily Wallace - former host of This Is Property and director of Wallace Advocates in Melbourne, one of Australia's most trusted buyer's advocates for first and family home buyers. In this episode Em shares a ton of tips on buying your first home, touching on: 👉🏼 what to have in order before you start looking 👉🏽 what buyers think matters (but doesn't) 👉🏾 what buyers often miss that Em always looks for in a home 👉🏿 choosing the right location 👉🏻 managing emotions in the buying process 👉 when and how to negotiate 👉🏼 should you tell an agent your budget? 👉🏾 when to walk away 👉🏼 what does a buyers agent / advocate actually do? 👉 plus her final piece of advice for first home buyers Em's website: https://wallaceadvocates.com.au/ this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M What if you could sell your home without paying thousands upfront just to test the market? John and Rach sit down with Geoff Lucas, ex-CEO of McGrath and The Agency, who's launching a new platform called Envelope to solve exactly that. After two decades and over $60 billion in residential transactions, Geoff noticed something: too many Aussies who should be selling aren't because the friction of doing so is just too high. In this episode they touch on: 👉🏼 the market right now & the opportunity for upsizers 👉🏽 the big problem in Aussie real estate 👉🏿 what Envelope actually is and how it works 👉 how it differs from For Sale By Owner 👉🏻 will it put buyers agents and vendor advocates out of business? 👉🏾 how the platform plans to support sellers 👉🏼 the percentage fee model 👉🏽 how Envelope provides a more flexible alternative for sellers View the platform: https://envelope.com.au/ Listen to episode 801 inside Australia’s real estate industry with Geoff Lucas: Apple Podcast | Spotify this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this Q&A, John and Rachelle chat about: 👉🏼 whether a Tasmanian single parent should invest on the mainland 👉🏽 mortgage-free & downsizing in 10 years, should I buy the downsizer now and rent it out? 👉🏾 advice for buyers who are purchasing house and land packages 👉🏿 dealing with high property manager turnover 👉 a couple in their 20s planning to upsize in 5-10years and turn their existing home into an investment John's services mentioned in the episode: New Builds | Envisage Property Envisage Property First Home Buyer Package Building construction contract reviews: https://www.carnelianprojects.com.au/ this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M One of the biggest questions John and Rach have been asked since the federal budget has been: is rentvesting dead? In today's episode they chat about: 👉🏼 how rentvesting has helped people get into the market who couldn't otherwise 👉 Rach's own rentvesting origin story 👉🏽 how the property landscape has changed for rentvestors 👉🏾 3 client case studies of investors whose borrowing capacity reduced and how they pivoted 👉🏿 why different lenders are giving very different answers 👉🏻 how negative gearing has changed 👉 whose impacted most 👉🏽 could the changes to negative gearing end up being reversed? 👉🏾 where to from here? this is property is proudly brought to you by: Envisage Property: https://www.envisageproperty.com.au/ Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode John & Rach chat about: 👉🏼 the changes to SMSF lending from 10 August 2026 for residential property and who it impacts 👉🏽 a first home buyer who missed out a property they really wanted 👉🏾 what is 'gazumping' and Rach's lesson for buyers 👉🏿 is the term 'forever home' redundant? 👉🏻 when should someone use a buyer's agent? 👉 a quickfire Q&A Learn more about John's first home buyer package: https://www.envisageproperty.com.au/ this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

In this episode John answers your questions, touching on: 👉🏼 4 ways to buy and sell a house at the same time 👉🏽 investing in a serviced apartment yielding 7% - good or bad idea? 👉🏾 pros & cons of renting a house to Defence Housing Australia 👉🏿 when to sell vs hold forever 👉🏻 negotiating a price reduction after building & pest inspection 👉 how long does selling a property take? 👉🏼 should we knock down rebuild or sell and buy elsewhere? 👉🏽 my borrowing capacity is too low, wait for the market to cool or use shared equity scheme? 👉🏾 how do deductions work for investors who can't claim negative gearing? 👉🏿 John's thoughts on the regional market outlook Links mentioned in the chat: Clarity call with John: https://www.solverewealth.com.au/clarity-call-with-john-pidgeon Envisage Property buyer's agent service: https://www.envisageproperty.com.au/ John's book, Sort Your Property Out & Build Your Future : https://amzn.to/45l7n9M Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M In this episode John chats with Ben Kingsley, co-founder of Empower Wealth and the Property Couch podcast for a wide-ranging conversation. They touch on: 👉🏼 the changes to negative gearing 👉🏽 Ben's property origin story 👉🏾 property behaviours and traits that make a successful investor 👉🏿 the Melbourne market 👉🏻 the fundamentals of what drives property values 👉 the rise of buyers agents & regional investors 👉🏼 should you buy new properties for the tax benefits? 👉🏽 Ben's caution to investors about getting bad property advice & guaranteed returns this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Negative gearing changes have hamstrung investor borrowing capacities, creating an opportunity for first home buyers that hasn't existed since just before COVID. In this episode John and Rach talk about how home buyers now have less competition and more negotiating power, plus the schemes and incentives helping buyers into the market. As of 1 July 2026, first home buyers can apply to pay no stamp duty through the Home Buyer Concession (HBC) Scheme . There is no longer an income threshold or property price limit when applying for the HBC Scheme. You can also apply for the HBC Scheme if you have not owned a property in the last five years. Reference: ACT.gov.au this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Preparing to sell your home? Today's episode is loaded with practical tips. Joining Rachelle is Melissah Douglas, director of Studio Maison Media and former principal of a Sydney real estate agency. Having been on both sides of real estate, selling and shooting, Melissah shares her insights on: 👉 creating and running a business 👉🏼 what buyers respond to when looking online 👉🏽 what becomes the hero image 👉🏾 to use AI or not? 👉🏿 what are the biggest mistakes that sellers make 👉 why landscaping can actually ruin your shoot 👉🏻 is styling worth it? 👉 easy fixes to make your home photograph better 👉🏼 tips for preparing your house for sale 👉🏽 what makes a home feel premium Connect with Melissah: https://www.instagram.com/studiomaisonmedia/ this is property is proudly brought to you by: Envisage Property Buyers Agent: https://www.envisageproperty.com.au/buyersagent Envisage Property Vendor's Advocate: https://www.envisageproperty.com.au/vendors-advocate-service Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M John & Rach unpack the 5 biggest mistakes property investors make (John's made all of them!) and what to do differently. Related episodes: 🎧 439 John's 8 point property investing strategy - Apple | Spotify this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M Is your property Airbnb-worthy? John Pidgeon is joined by Sally Broad, co-founder of Airready, a short-term holiday rental management company based on Victoria's Surf Coast. They talk about: 👉🏼 why Sally started the business 👉🏽 how do you know if your property is Airbnb-ready? 👉🏾 what impacts vacancy rates? 👉🏿 how Sally scaled the business 👉🏻 navigating local council 👉 can any property become suitable for short stay holiday rental? 👉🏼 Airready's fee structure 👉🏽 the investor misconception about using an Airbnb property strategy 👉🏾 where is the short-stay market heading? this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.

Rachelle's & Glen's book, The Quick-Start Guide to Your First Property: https://amzn.to/4svhyoH John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M This episode is for anyone considering buying their first property as an investment rather than a place to live, or if you already own your own home. Rachelle is joined by Glen James, host of money money money and co-author of their book, The Quick-Start Guide to Your First Property available now. Rachelle & Glen chat about: 👉🏼 when's the right time to buy an investment? 👉🏽 is it still a good idea since the 2026 Federal Budget announced changes? 👉🏾 where to buy 👉🏿 performance growth 👉🏽 negative gearing changes and managing losses 👉🏻what to consider before buying a new build 👉 managing the emotional and practical risks 👉🏼 budgeting for costs - deposit, ongoing & maintenance 👉🏽 interest only or principle & interest? 👉🏾 using a buyer's agent - is it for you? 👉🏿 selecting good tenants 👉🏻 the very real disadvantage for solo buyers in this property climate this is property is proudly brought to you by: Solvere Wealth: https://www.solverewealth.com.au Sphere Home Loans: https://www.spherehomeloans.com.au Join our Facebook community, Australian Property Chat: https://www.facebook.com/groups/2324273761134945/ We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty Hosted on Acast. See acast.com/privacy for more information.