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Published by Jen Smith & Jill Sirianni | Backyard Ventures
Controlling your spending is hard to do. On every episode of Frugal Friends, we'll try to help you gain a little more control on one aspect of the countless directions your money is being pulled toward through frugality and a few laughs. If you're trying to save money, spend less, adopt minimalism, pay off debt or reach financial independence, we think you'll like the show.
On the charts
Every published chart this podcast appears in, in the snapshot behind this page. Each one links to the chart it came off.
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The latest episodes published to this podcastβs own RSS feed. Titles and descriptions are the publisherβs.
For most people, paying off a mortgage seems like a no-brainer. After all, it can be a major financial burden. But in this episode, before rushing to become debt-free, Jen and Jill encourage you to look beyond the numbers, consider your priorities, and find a balance that supports your financial goals along the way. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffpmortagepayoff See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Is college savings really a must-have? You might think so, but Jen and Jill dig deeper into the costs, uncertainties, and financial priorities that come with saving for your childβs future. In this episode, they discuss when to start saving, how much to contribute, and the different ways to help your child pay for college without sacrificing your own financial security. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffpcollegesavings See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Beauty is in the eye of the beholder, not the impossible standards the world wants us to live up to. Jen shares her own experience as she and Jill chat about how social media and marketing play on our insecurities and get us spending money just to feel good about how we look. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffpprettybroke See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
They say life actually starts at 30! So, if youβre feeling behind financially, say less, because things are just about to get good. In this episode, Jen and Jill breaks down the financial planning moves that actually matter in your 30s, from building a strong financial foundation to investing for retirement and planning for your future. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffpplanningfor30s See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Everyone says theyβd be responsible with more money, but the problem is often how we define living below your means. Itβs not about spending as little as possible. Itβs about shifting your money mindset so you can spend intentionally without exceeding your means. Today, weβre talking about the mindset shifts that make living below your means feel less like restriction and more like financial freedom. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffpbelowyourmeans See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
We thought we were the only ones feeling this way, but we kept finding more and more reasons people have stopped shopping at Target, so thatβs what weβre talking about today. Target has become something else, and Jen and Jill are digging into why shoppers are feeling differently, whatβs changed, and whether the Target run is still worth it. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffptargetisover See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Having a baby changes everything, including the way you think about money. Suddenly, youβre not just planning for your life. Youβre planning for someone elseβs future, too. In this episode, Jen and Jill break down the financial moves every new parent should think about, so you can feel more prepared for the costs, responsibilities, and big life changes that come with growing your family. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffpfirstbaby See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Youβve probably heard of Dave Ramsey and his famous Baby Steps. But do you have to follow someone elseβs financial blueprint to make progress with your money? In this rerun, Jen and Jill revisit Dave Ramseyβs advice, where they agree, where theyβd do things differently, and how finding other voices in personal finance helped them figure out what actually works for them. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffpbabysteps See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
We love Halloween, but the endless stream of viral βmust-havesβ can make it feel like you need to spend more every October. In this episode, Jen and Jill explore how TikTok, social media, and influencer culture are fueling Halloween overconsumption, from trendy decorations to nostalgic must-haves. They also share how to enjoy Halloween, embrace the spooky season, and celebrate without letting unnecessary spending take over. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π² Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube: https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week : http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/realityofhalloween See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
A pumpkin one second, and then a cart full of candy, a bunch of costumes, and decors next. Itβs quite hard to stop when youβve reached a flow state in spending. But Jen and Jill are not here to cancel the fun. In this episode, they help to plan for the things you actually want to spend on so November doesnβt have to clean up Octoberβs financial mess. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π²Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week: http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/octoberbudgetkit See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Losing a home isnβt always one bad financial decision. Sometimes itβs about not having the resources, information, or support to know what to do next. In 2017, Jenβs mom lost the house Jen grew up in to foreclosure after eight years without making a mortgage payment. Today, Jen and Jill share what happened, what might have prevented the loss, and what every homeowner can do to protect their home. π₯ Spend less on takeout with our FREE 15 Easy Emergency Meals recipe book: https://www.frugalfriendspodcast.com/meals π²Do you know the 10 Financial Decisions you need to make before 40? Get the FREE workbook here: https://www.frugalfriendspodcast.com/decisions ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends π² Get 20% off our spending habits coaching app! https://www.frugalfriendspodcast.com/app π©π»βπΌ Interested in a comprehensive financial plan? Fill out this form: http://www.frugalfriendspodcast.com/cfp π Order our book, Buy What You Love Without Going Broke: https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ β Submit your Bill of the Week: http://frugalfriendspodcast.com/bill ποΈ Get full show notes and mentioned links here! https://bit.ly/ffphouseforclosure See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Itβs not you, itβs capitalism. When you start feeling like you have no control over what you spend, itβs easy to wonder if something is wrong with you. But the truth is, youβre not entirely to blame. In this episode, Jen and Jill break down the psychological tactics stores use to get you to spend more, how to recognize when theyβre being used on you, and most importantly, how to avoid falling for them. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/ffpstoretricks π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
A once-a-month bill can require major adjustments to the next monthβs budget, especially with how much utility costs are rising these days. And weβre over artificial βhacksβ that are really just designed to sell us another product. So in this episode, Jen and Jill turn to real people and share their best, practical ways to save on utilities. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/ffpsaveonutilities π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
IN THIS ECONOMY? When everything is βon saleβ every other week, paying full price starts to feel like a choice. Jen and Jill are calling out the pricing tricks that make inflated βoriginalβ prices look like a bargain and revealing the products and services where you should never feel bad about asking for a better deal. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/ffpdontpayfullprice π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Whether 40 feels right around the corner or a lifetime away, these are the money decisions youβll be glad you started thinking about now. In this episode, Jen and Jill walk us through the financial questions and decisions youβll want to start thinking about before 40 that can help you make more intentional choices along the way. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/ffpbefore40s π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Many of us think buying generic brands means weβre being responsible with our finances, but navigating when to opt for off-brand versus name-brand can be a strategic decision between quality and savings. So today weβre replaying one of our most popular episodes of 2024, looking at what experts in their field buy and Tiktok product review videos to know which is worth our money. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/ffpnameoroffbrand π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Itβs crazy when choosing the flowers, venue, and dress feels like the easiest part than keeping the costs under control. And beyond the couple, guests can end up spending more than they expect, too. Today, Jen and Jill talk about the wedding costs nobody warns you about, the trends driving them up, and the frugal ways to make your wedding actually fit your budget. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/ffpweddings π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
September brings new expenses, seasonal spending, and plenty of opportunities to save. In this episode, weβre breaking down what to budget for, whatβs worth buying, and what to skip this month. Plus, one simple money move could help you lower your bills with a quick phone call. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/septemberbudgetkit π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ πΈ Check out our monthly challenge community http://www.frugalfriendspodcast.com/club ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Jen and Jill have been cooking up something for their Frugal Friends for a while now. Theyβve shared a few things theyβve been preparing for, but this time, theyβre talking about that and so much more. In this episode, itβs plot twist after plot twist as Jen and Jill reveal some of the biggest news happening in their lives recently. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/ffpjustyappin π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ πΈ Check out our monthly challenge community http://www.frugalfriendspodcast.com/club ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
Weβve all got that drawer, closet, or random corner filled with things we barely use anymore. But somehow, we keep bringing more stuff home. In this episode, Jen and Jill get honest about the purchases that didnβt live up to expectations, from overhyped products to things that simply arenβt worth the money. They also explore why sometimes the smartest purchase is the one we skip. π² Download our Spend Smart App: frugalfriendspodcast.com/app ποΈ Get full show notes here! https://bit.ly/ffpjunkisout π Our book: Buy What You Love Without Going Broke https://www.frugalfriendspodcast.com/order-buy-what-you-love-without-going-broke/ π Want to save money and spend better in just 5 minutes? Get The Friendletter! Our FREE 3x weekly newsletter with freebies, deals, and savings hacks. https://www.frugalfriendspodcast.com/friendletter π£ Submit your bill of the week and get a shoutout from us https://www.frugalfriendspodcast.com/bill-of-the-week/ πΈ Check out our monthly challenge community http://www.frugalfriendspodcast.com/club ππΌ Subscribe for more on YouTube https://www.youtube.com/frugalfriends ππΌ Hang out with us on Instagram! https://www.instagram.com/frugalfriendspodcast/ See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info .
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Observed November 4, 2026.
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