Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow
Published by Sarah J. Rueppel | Ritter Insurance Marketing | Insurance Agent Tips, Tools & Training
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Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered. Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.
After becoming an insurance agent, there might be some difficulty deciding what types of insurance to sell. In this episode, we break down the positives of selling Medicare insurance and what makes the market so fulfilling! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Reasons Why Ritter Should Be Your FMO Insurance Agency 5 Steps to Selling Cancer Insurance 8 Powerful Practices for Selling Prescription Drug Plans 2027 Medicare Advantage & Part D Certification Info Boost Business Selling Hospital Indemnity Insurance Dental, Vision, and Hearing Insurance Sales: How, Who, and Why Do's and Don'ts of Medicare Compliance Getting Started Selling Medicare Supplements How Much Money Can Agents Make Selling Ancillary Health Insurance? How to Approach Selling Final Expense Insurance IntegrityCONNECT Leads Ritter Insurance Marketing Carriers Save Time. Sell More. Selling Ancillary Products Selling Long-Term Care Insurance SNPs: The Secret to Surviving Lock-in There's More to Life Insurance Than Just a Policy Understanding Medicare Advantage References: Freed, M., Fuglesten Biniek, J., Damico, A., Ochieng, N., & Neuman, T. (2026, June 5). Medicare advantage in 2026: Enrollment update and key trends. KFF. https://www.kff.org/medicare/medicare-advantage-in-2026-enrollment-update-and-key-trends/ Integrity. (2026, May 29). 2026 Medicare Age-In Study. Deft Research. https://deftresearch.com/2026-medicare-age-in-study/ Kaplan, S. (2024, July). America is unprepared to support its growing older adult population. Syracuse University. https://www.maxwell.syr.edu/research/lerner-center/population-health-research-brief-series/article/america-is-unprepared-to-meet-the-needs-of-its-growing-older-adult-population Kroll, M. M. (2024, November 1). Generation X... “The forgotten generation.” University of New Hampshire. https://extension.unh.edu/blog/2024/11/generation-x-forgotten-generation Medicare Marketing Guidelines. CMS.gov. (2024, September 10). https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Referrals are a powerful lead generating tool, especially for insurance agents! Find out more in this explainer on referral marketing how to implement this strategy into your insurance business. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: How Insurance Agents Can Learn About Their Social Media Audiences INtegrityCONNECT Ritter Blog ShopRitterIM The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships Where It All Begins: Obtaining Permission to Contact for Medicare Sales Why Trust Is an Insurance Agent's Most Important Non-Renewable Resource References: Canva Medicare Marketing Guidelines | CMS. Centers for Medicare & Medicaid Services. (2024, October 9). https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines Microsoft Word Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Out-of-pocket exposure is an important component in Medicare coverage conversations. In this episode, learn which costs factor into the OOP equation and help your clients make more educated decisions. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 8 Powerful Practices for Selling Prescription Drug Plans 2026 Medicare Part A & B Premiums & Deductibles Are You Offering Multiple LTC Insurance Options? Dental, Vision, and Hearing Insurance Sales: How, Who, and Why Getting Started Selling Medicare Supplements How to Save Beneficiaries Money on Prescription Drugs at a Preferred Pharmacy Take Your Business to the Next Level What’s Inside The Complete Guide on How to Sell Prescription Drug Plans? References: Durable Medical Equipment (DME) coverage. Medicare.gov. (n.d.). https://www.medicare.gov/coverage/durable-medical-equipment-dme-coverage Ochieng, N., Cubanski, J., Neuman, T., & Damico, A. (n.d.). Health costs consume a large portion of income for millions of people with Medicare | KFF. https://www.kff.org/medicare/health-costs-consume-a-large-portion-of-income-for-millions-of-people-with-medicare/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
When your client has diabetes, what does (and doesn’t) Medicare cover? We talk about how diabetes treatments, supplies, and services are covered by the different parts of Medicare so you can help your clients know what to expect. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Content Library: How Does Medicare Insurance Cover Diabetes? Does Medicare Cover Durable Medical Equipment? A Guide for Agents How Ask Integrity Can Streamline Your Medicare Sales Appointments How Medicare Helps Your Clients Stay Healthy The Advisor Approach: Cross-Selling by Fact-Finding The Beginner’s Guide to C-SNPs The Guide to Prospecting and Selling C-SNPS Request Your Portfolio Review from Ritter Insurance Marketing Save Time. Sell More with IntegrityCONNECT What the Inflation Reduction Act Means for Your Medicare & ACA Clients References: “3 Things to Know About Medicare Insulin Costs.” Medicare, www.medicare.gov/publications/12172-3-things-to-know-about-medicare-insulin-costs.pdf . Accessed 9 June 2026. “Can I Get a Medigap Plan If I Have Diabetes?” RSS, Sams Hockaday & Associates, www.samshockaday.com/blog/can-i-get-a-medigap-plan-if-i-have-diabetes . Accessed 9 June 2026. Facing the Diabetes Cost Crisis: A Guide for Employers, American Diabetes Association, diabetes.org/sites/default/files/2024-10/Facing-Diabetes-Costs-Crisis.pdf . Accessed 9 June 2026. “Insulin.” Medicare, www.medicare.gov/coverage/insulin . Accessed 9 June 2026. “Medicare Coverage of Diabetes Supplies, Services, & Prevention Programs Booklet” Medicare, www.medicare.gov/publications/11022-medicare-coverage-of-diabetes-supplies-services-and-prevention-programs.pdf . Accessed 9 June 2026. “Medicare Coverage of Diabetes Supplies Fact Sheet” Medicare Learning Network, Center for Medicare & Medicaid Services, Feb. 2026, www.cms.gov/files/document/mln7674574-medicare-coverage-diabetes-supplies.pdf . “Statistics About Diabetes.” Diabetes in America: Prevalence, Statistics, and Economic Impact, American Diabetes Association, diabetes.org/about-diabetes/statistics/about-diabetes . Accessed 9 June 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
The Friday Five for July 17, 2026: A New Way to Read Classic Books, Speeches, & Essays What We’ve Been Reading Meta Pulls Instagram Muse Image Feature The Bipartisan Social Security Commission Act of 2026 (H.R. 9187) ACA Preliminary Rate Filings & What Agents Can Do in the Meantime Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. A New Way to Read Classic Books, Speeches, & Essays: “Reading on a screen, with your hands.” Typewryte.com, Typewryte, https://www.typewryte.com/ , Accessed 13 Jul 2026. What We’ve Been Reading: Rupe, Susan. “The Medicare agent squeeze.” Insurancenewsnet.com, Insurance News Net, 1 Jul 2026, https://insurancenewsnet.com/innarticle/the-medicare-agent-squeeze . Meta Pulls Muse Image Feature: “Introducing Muse Image: Image Generation Built for Your World.” About.fb.com, Meta, 7 Jul 2026, https:// about.fb.com/news/2026/07/introducing-muse-image-meta-ai/ . Ropek, Lucas. “Meta removes controversial AI feature on Instagram after backlash.” TechCrunch.com, Tech Crunch, 10 Jul 2026, https://techcrunch.com/2026/07/10/meta-removes-controversial-ai-feature-on-instagram-after-backlash/ . Clark, Phil. “Meta withdraws its controversial AI image feature.” mashable.com, Mashable, 12 Jul 2026, https://mashable.com/tech/meta-withdraws-controversial-ai-feature-that-allowed-images-to-be-sourced . Garner, Glenn et. Al. “Zucked Up! Meta Disables AI Image Generator After CAA & SAG-AFTRA Trashed It: ‘Missed The Mark’” deadline.com, Deadline, 10 Jul 2026, https://deadline.com/2026/07/meta-disables-new-ai-image-generator-zuckerberg-1236979706/ . The Bipartisan Social Security Commission Act of 2026 (H.R. 9187) “H.R. 9187 - Bipartisan Social Security Commission Act of 2026.” congress.gov, United States Congress, 8 Jun 2026, https://www.congress.gov/bill/119th-congress/house-bill/9187 . “Paul, Trina. “Lawmakers Revisit Bipartisan Commission to Avert Social Security Benefit Cuts by 2032.” Investopedia.com, Investopedia, 6 Jul 2026, https://www.investopedia.com/a-new-bill-would-create-social-security-commission-to-find-a-fix-to-social-security-s-funding-shortfall-12006512 . Lacey, Brooke. “Proposed legislation takes aim at Social Security shortfall.” insurancenewsnet.com, Insurance News Net, 6 Jul 2026, https://insurancenewsnet.com/innarticle/proposed-legislation-takes-aim-at-social-security-shortfall . ACA Preliminary Rate Filings & What Agents Can Do in the Meantime: “In Preliminary Rate Filings, ACA Marketplace Insurers Largely Propose Double-Digit Premium Increase For 2027, Following a Steep Climb This Year.” kff.org, KFF, https://www.kff.org/affordable-care-act/in-preliminary-rate-filings-aca-marketplace-insurers-largely-propose-double-digit-premium-increase-for-2027-following-a-steep-climb-this-year/ . Resources: 2027 ACA Exchange & FFM Certification How to Check Medicare Extra Help Eligibility For Your Clients New Scam Targeting Insurance Agents Real Sales Expectations for Insurance Agents Ritter Insurance Marketing Events & Webinars Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
In the insurance industry, if your job begins and ends with meeting clients and selling insurance, you’re missing out on opportunities. In this episode, we’re exploring what empowerment is and how it can help embed you in your community for long-lasting and valuable partnerships. Read the text version 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 3 Essential Steps New Insurance Agents Need to Take 17 Ways to Generate Medicare Leads (That You Probably Haven’t Tried Yet!) Community-Based Marketing for Insurance Agents Content Library Best Practices The Definitive Guide to Getting Leads and Prospecting for Medicare Sales How to Organize a Turning 65 Seminar on a Budget Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You IntegrityCONNECT PlanEnroll Ritter Insurance Marketing’s Content Library ShopRitterIM ShopRitterIM T65 Lead Mailer References: Empowerment - ResearchGate, www.researchgate.net/publication/316451077_Empowerment . Accessed 16 Apr. 2026. “Get Started with Medicare.” Medicare, www.medicare.gov/basics/get-started-with-medicare . Accessed 16 Apr. 2026. Hanna, Katie Terrell. “What Is Affinity Marketing?: Definition from TechTarget.” WhatIs, TechTarget, 2 May 2024, www.techtarget.com/whatis/definition/affinity-marketing . “Independence and Older Adults: Importance and Promoting It.” Medical News Today, MediLexicon International, www.medicalnewstoday.com/articles/independence-and-the-elderly . Accessed 16 Apr. 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Are your expectations grounded in reality? Or, are you setting yourself up for disappointment? Goals are great, smart goals are even better, but we often equate goals with expectations and wind up frustrated when the two don’t match up. Listen to learn how to avoid the pitfall of unrealistic expectations and the actions you can take instead. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: How Insurance Agents Can Set SMART Goals to Succeed 4 Effective Techniques for Closing Insurance Sales How to Overcome Common Medicare Insurance Sales Objections 5 Common Sales Mistakes You Might Be Making (And How to Fix Them!) 3 Additional Effective Techniques for Closing Insurance Sales What’s Inside The Complete Guide on How to Sell Medicare Advantage Plans? This Is the Time to Start Selling Under-65 Marketplace Plans! There's More to Life Insurance Than Just a Policy How Much Money Can Agents Make Selling Ancillary Health Insurance? Diversify Your Insurance Portfolio & Reap Real Rewards What’s Inside A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products? Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Don’t miss the details on 2027 ACA Certification for the Federal Marketplace and State-Based Exchanges! We cover training deadlines, continuing education creds, and recertification requirements! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Ritter Insurance Marketing Certification Center State Exchanges: CA “Covered California” https://www.coveredca.com/ Accessed 10 Jul 2026. CO “Connect for Colorado” https://connectforhealthco.com/ Accessed 10 Jul 2026. CT “Access Health CT” https://www.accesshealthct.com/ Accessed 10 Jul 2026. GA “Georgia Access” https://georgiaaccess.gov/ Accessed 10 Jul 2026. IL “Get Covered Illinois” https://getcovered.illinois.gov/ Accessed 10 Jul 2026. KY “kynect” https://kynect.ky.gov/healthcoverage/ Accessed 10 Jul 2026. MD “Maryland Health Connection” https://www.marylandhealthconnection.gov/ Accessed 10 Jul 2026. NJ “Get Covered NJ” https://www.nj.gov/getcoverednj/ Accessed 10 Jul 2026. NY “NY State of Health” https://nystateofhealth.ny.gov/agent/ Accessed 10 Jul 2026. PA “Pennie” https://agency.pennie.com/brokers/ Accessed 10 Jul 2026. VA “Virginia’s Insurance Marketplace” https://www.marketplace.virginia.gov/ Accessed 10 Jul 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
The Friday Five for July 10, 2026: Halfway Through 2026 Ritter Insurance Marketing Summits Musings on Artificial Intelligence CDC High Heat & Medication Guidance Scam Targeting Insurance Agents 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 📣 Shoutouts? 🤔 Questions? 💌 Feedback? Send them all to: ASGPodcast@Ritterim.com ⛰️ Ritter Summits Registration Now Open! Save Your Spot Today!! Musings on Artificial Intelligence: Abrams, Zara. “How AI is reshaping human skills and thinking.” Apa.org, American Psychological Association, 1 July 2026, https://www.apa.org/monitor/2026/07-08/ai-job-skills-thinking . Hoover, Amanda. “Is AI making us dumber?” businessinsider.com, Business Insider, 7 Jul 2026, https://www.businessinsider.com/ai-making-us-dumber-research-2026-7 . CDC High Heat & Medication Guidance: “CDC Heat Risk Map.” Ephtracking.cdc.gov, Centers for Disease Control & Prevention, https://ephtracking.cdc.gov/Applications/HeatRisk/ , Accessed 7 Jul 2026. Price, Jamiese. “Doctors warn GLP-1 users about dehydration risk amid severe heat.” Abc11.com, 11ABC, 1 Jul 2026, https://abc11.com/post/doctors-warn-glp-1-users-dehydration-risk-amid-severe-heat/19432623/ . “Heat and Medications – Guidance for Clinicians.” Cdc.gov, Centers for Disease Control & Prevention, 18 Sep 2025, https://www.cdc.gov/heat-health/hcp/clinical-guidance/heat-and-medications-guidance-for-clinicians.html . French, Mandy et. al. “These 10 Medications May Raise Your Risk of Heat-Related Illness.” Healthline.com, Healthline, 5 Jul 2026, https://www.healthline.com/health-news/10-common-medications-heat-related-illness-risk . Scam Targeting Insurance Agents: “Should I Be Concerned | Insurance Forums.” Insurance-Forums.Com, Insurance Forums, www.insurance-forums.com/community/threads/should-i-be-concerned.117816/ . Accessed 7 July 2026. Resources: 2027 Medicare Advantage & Part D Certification Info Certification 2027, America Turns 250, Medicare GLP-1 Bridge Demo Webinar Community-Based Marketing for Insurance Agents CMS Medicaid Work Requirements Federal Judge Vacates Several CMS ACA Provisions Q3 ACA Sales Calendar Q3 Medicare Sales Planner Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Have you ever had a client mistake Medicare and Medicaid (or have you mixed the two up)? In this episode of the Agent Survival Guide podcast, we’re comparing, contrasting, and clarifying how these two government-funded programs differ and how they work together! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Agent Registration How to Check Medicare Extra Help Eligibility for Your Client Meet Your Sales Team Stay Busy Outside of AEP With Special Enrollment Periods The Beginner's Guide to D-SNPs References: “4 Types of Medicare Savings Programs and What They Cover.” UnitedHealthcare, www.uhc.com/news-articles/medicare-articles/4-types-of-medicare-savings-programs-and-what-they-cover . Accessed 8 June 2026. Burns, Alice, et al. “10 Things to Know about Medicaid.” KFF, 12 Aug. 2025, www.kff.org/medicaid/10-things-to-know-about-medicaid/ . “Create an Account.” Healthcare.Gov, www.healthcare.gov/create-account . Accessed 8 June 2026. “Eligibility Policy.” Medicaid, www.medicaid.gov/medicaid/eligibility-policy . Accessed 8 June 2026. “How Medicaid Works with Medicare.” Medicare Interactive, 2 Apr. 2025, www.medicareinteractive.org/understanding-medicare/cost-saving-programs/medicare-and-medicaid/how-medicaid-works-with-medicare . “Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, www.healthcare.gov/lower-costs/ . Accessed 8 June 2026. “Medicaid & Chip Coverage.” HealthCare.Gov, www.healthcare.gov/medicaid-chip/getting-medicaid-chip/ . Accessed 8 June 2026. Williams, Elizabeth, et al. “Medicaid Financing: The Basics.” KFF, 21 Apr. 2026, www.kff.org/medicaid/medicaid-financing-the-basics/ . “Parts of Medicare.” Medicare, www.medicare.gov/basics/get-started-with-medicare/medicare-basics/parts-of-medicare . Accessed 8 June 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Did you know that CMS estimates three million Medicare beneficiaries aren’t enrolled in the government’s Medicare Extra Help program but could benefit from it? In this episode of the Agent Survival Guide, we see what this program is and how it can help your clients. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 8 Powerful Practices for Selling Prescription Drug Plans How to Help Clients Avoid Medicare Late Enrollment Penalties How to Save Beneficiaries Money on Prescription Drugs at a Preferred Pharmacy The Beginner's Guide to D-SNPs The Part D SEP Triggers That Can Help You Post-AEP What Agents Can't Say During Medicare Sales Appointments References: “Apply for Medicare Part D Extra Help Program.” Social Security, www.ssa.gov/medicare/part-d-extra-help . Accessed 23 Mar. 2026. “CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs#:~:text=The%20Medicare%20Prescription%20Payment%20Plan%2C%20which%20goes%20into%20effect%20in,-of-pocket%20cost%20upfront . Accessed 23 Mar. 2026. “Extra Help With Medicare Prescription Drug Plan Costs.” Social Security, secure.ssa.gov/i1020/Ee001View.action. Accessed 23 Mar. 2026. “Get Lower Prescription Costs with the Extra Help Program.” Kaiser Permanente, healthy.kaiserpermanente.org/georgia/shop-plans/ready-for-medicare/extra-help. Accessed 23 Mar. 2026. “Get Medicare Help from Your Local Ship Program: Ship Ta Center.” State Health Insurance Assistance Programs, 16 Mar. 2026, www.shiphelp.org/ . “Guide to Consumer Mailings from CMS, Social Security, and Plans in 2025/2026.” Centers for Medicare & Medicaid Services, www.cms.gov/medicare/prescription-drug-coverage/limitedincomeandresources/downloads/consumer-mailings.pdf . Accessed 23 Mar. 2026. “Help with Drug Costs.” Medicare, www.medicare.gov/basics/costs/help/drug-costs . Accessed 23 Mar. 2026. “Low Income Subsidy for Medicare Prescription Drug Coverage.” CMS.Gov, www.cms.gov/medicare/enrollment-renewal/part-d-plans/low-income-subsidy . Accessed 23 Mar. 2026. Medicare.Gov, www.medicare.gov/account/login . Accessed 23 Mar. 2026. “Medicare Savings Programs Eligibility and Coverage.” Medicare Savings Program Eligibility and Coverage, www.ncoa.org/article/medicare-savings-programs-eligibility-coverage/ . Accessed 23 Mar. 2026. “Supplemental Security Income (SSI).” Social Security, www.ssa.gov/ssi . Accessed 23 Mar. 2026. Follow Us on Social! Ritter on Facebook , Instagram , LinkedIn , TikTok , X , and YouTube Sarah on LinkedIn , Instagram , and Threads Not affiliated with or endorsed by Medicare or any government agency.
The 3rd quarter of each year is an essential period of time for preparing yourself. Before the ACA Open Enrollment is upon us, know the details, the dates, and the key prep steps with this episode of the Agent Survival Guide. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources 2026 ACA Exchange & FFM Certification Info Contract & Get Appointed to Sell with Health Insurance Companies FAQs About ACA Certification and Training Free Ritter Guides Meet Your Sales Team Ritter Agent Registration The Busy ACA Agent’s Sales Calendar 2026 Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Q3 has arrived and preparations for AEP 2027 are starting. Listen to find out what agents selling Medicare should focus on during this time of year. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP 5 Things About the CMS 2027 MA and Part D Final Rule 2027 MA and Part D Max Commissions CMS Update on BALANCE Model & Medicare GLP-1 Bridge Learn More About Online Contracting with Ritter Insurance Marketing Request Your Portfolio Review from Ritter Insurance Marketing Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
The Friday Five for June 26, 2026: Certification Resources for Agents Dunkin & Starbucks Summer Part 2 America 250 Semiquincentennial Student Loan Repayment Update Medicare GLP-1 Bridge Demonstration Webinar Register to Attend Integrity’s Medicare GLP-1 Bridge Demonstration Webinar Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Certification Resources for Agents: Everything You Get With Your Ritter Registration Ritter’s Certification Center Ritter Docs 2027 NABIP Medicare Certification AHIP Test Tips and Tricks for Medicare Certification FAQs About NABIP Medicare Certification What Is AHIP Certification and How Do I Get It? Dunkin’ & Starbucks Summer Part 2: “Dunkin’ Serves Pink This Summer with a Bold Beverage Lineup and Iconic Collaboration with Barbie.” Dunkindonuts.com, Dunkin’, 3 Jun 2026, https://news.dunkindonuts.com/news/new-menu-june-2026 . “Starbucks to launch new summer drinks, and bring back S’mores Frappucino.” About.starbucks.com, Starbucks, 8 Jun 2026, https://about.starbucks.com/stories/2026/starbucks-launches-new-summer-drinks-brings-back-smores-frappuccino/ . America 250 Semiquincentennial: “America 250 Official Website.” America250.org, America 250, https://america250.org/ , Accessed 24 Jun 2026. “Giving Forth.” America250.org, America 250, https://america250.org/giving4th/ , Accessed 24 Jun 2026. How to Enjoy July 4th While Staying Healthy and Safe “Join the Celebration: America’s Block Party.” America250.org, America 250, https://america250.org/americas-block-party/ , Accessed 24 Jun 2026. Student Locan Repayment Update: Hanson, Melanie. “Average Cost of College by Year.” Educationdata.org, Education Data Initiative, 23 Sep 2025, https://educationdata.org/average-cost-of-college-by-year . Turner, Cory. “Student loan borrowers will get an interest rate cut if they sign up for auto pay.” Npr.org, NPR, 16 Jun 2026, https://www.npr.org/2026/06/18/nx-s1-5863085/student-loan-auto-pay-discount . Nova, Annie. “Trump administration temporarily cuts student loan interest rates for borrowers on autopay.” Cnbc.com, CNBC, 18 Jun 2026, https://www.cnbc.com/2026/06/18/trump-student-loan-autopay-interest-rate-discount.html . Gupta, Gaya. “US student debt repayment system is being overhauled – here’s what to know.” Theguardian.com, The Guardian, 16 Jun 2026, https://www.theguardian.com/business/2026/jun/16/us-student-debt-repayment-system-changes-explainer . Medicare GLP-1 Bridge Demonstration Webinar: Register to attend Integrity’s Medicare GLP-1 Bridge Webinar Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Here are the top five insurance products you should be looking to sell during the Medicare lock-in period. The insurance industry never stops moving. Make sure you know the products to keep your business moving along with it. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Cancer & Critical Illness Plans: 5 Steps to Selling Cancer Insurance Critical Illness Plans: Your Cure for Unhealthy Sales Cross-Selling Cancer, Heart Attack and Stroke, and Critical Illness Insurance Dental, Vision, Hearing Insurance: 4 Steps to Selling Dental, Vision, and Hearing Insurance Cross-Selling Dental, Vision, and Hearing (DVH) Insurance Dental, Vision, and Hearing Insurance Sales: How, Who, and Why Hospital Indemnity Insurance: Boost Business Selling Hospital Indemnity Insurance Cross-Selling Hospital Indemnity Insurance Interview: Boost Your Commissions with a New Hospital Indemnity Sales Strategy Selling Hospital Indemnity with Medicare Advantage: Is It Worth It? Life Insurance: 4 Ways to Calculate Your Clients’ Life Insurance Needs 5 Life Insurance Myths Your Clients May Believe Introducing the Life & Annuity Resource Center How to Explain the Real Cost of a Funeral & Help Your Clients Plan for One Life Insurance for Each of Life’s Stages Long-Term Care & Short-Term Care Insurance: 4 Out-of-the-Box Long-Term Care Insurance Solutions 4 Ways to Fund Hybrid Long-Term Care Insurance Agents Should Mention Are You Offering Multiple LTC Insurance Options? Cross-Selling Long-Term Care Insurance Cross-Selling Short-Term Care Insurance Special Needs Plans (SNPs): 4 Characteristics of Agents Who Successfully Sell Special Needs Plans C-SNP Eligibility and Enrollment D-SNP Enrollment How to Transition from AEP to D-SNPs The Beginner’s Guide to C-SNPs The Beginner’s Guide to D-SNPs eBooks & Guides for Insurance Agents: A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products The Complete Guide on How to Sell D-SNPs The Complete Guide on How to Sell Final Expense Insurance (eBook) The Complete Guide to Prospecting and Selling C-SNPs The Complete Guide to Selling Critical Illness Plans The Insurance Agent’s Guide to Understanding Hospital Indemnity Policies References: “Basic Needs.” Basic Needs | ACL Administration for Community Living, acl.gov/ltc/basic-needs. Accessed 10 Apr. 2026. “Cancer of Any Site - Cancer Stat Facts.” SEER, seer.cancer.gov/statfacts/html/all.html. Accessed 10 Apr. 2026. “Chronic Condition Special Needs Plans (C-Snps).” CMS.Gov, www.cms.gov/medicare/enrollment-renewal/special-needs-plans/chronic-conditions . Accessed 10 Apr. 2026. “Does Medicare Cover Dental, Vision, and Hearing Care?” Does Medicare Cover Dental, Vision, and Hearing Care?, www.ncoa.org/article/what-medicare-covers-for-dental-vision-and-hearing-a-guide-for-older-adults/ . Accessed 10 Apr. 2026. “Dual Eligible Special Needs Plans (D-Snps).” CMS.Gov, www.cms.gov/medicare/enrollment-renewal/special-needs-plans/dual-eligible . Accessed 10 Apr. 2026. “Heart and Stroke Statistics.” Www.Heart.Org , www.heart.org/en/about-us/heart-and-stroke-association-statistics . Accessed 10 Apr. 2026. “Long-Term Care Insurance.” NAIC, content.naic.org/insurance-topics/long-term-care-insurance. Accessed 10 Apr. 2026. “Long Term Care Insurance: Looking Back and Thinking Ahead.” New York State Department of Financial Services, www.dfs.ny.gov/system/files/documents/2023/06/dfs_ltc_report_20230607.pdf . Accessed 10 Apr. 2026. “Nursing Home Care.” Medicare, www.medicare.gov/coverage/nursing-home-care . Accessed 10 Apr. 2026. “Special Needs Plans (SNP).” Medicare, www.medicare.gov/health-drug-plans/health-plans/your-health-plan-options/SNP . Accessed 10 Apr. 2026. “Statistics and Graphs.” Statistics and Graphs | Division of Cancer Control and Population Sciences (DCCPS), cancercontrol.cancer.gov/ocs/statistics. Accessed 10 Apr. 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Keep track of your AEP prep to-do checklist with help from Ritter's certification resources! Listen to find out how to access AHIP, NABIP, carrier MA and PDP certification, product training details, and more! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Things About the CMS 2027 MA and Part D Final Rule 2027 Medicare Advantage & Part D Certification Info 2027 NABIP Medicare Certification eBooks & Guides for Insurance Agents FAQs About NABIP Medicare Certification Making Cross‑Selling Less Awkward for Insurance Agents ft. Demetri Simos and Dawn Myers Ready-Made Marketing for Insurance Agents: Inside the Content Library Ritter Insurance Marketing 2027 Certification Center What Does 'Ready-to-Sell' Mean for Medicare Agents? What is AHIP Certification and How Do I Get It? References: “Medicare Advantage Certification.” NABIP.Org, NABIP, www.nabiptraining.org/nabip/medicare , Accessed 9 May 2026. “Medicare + Fraud, Waste, and Abuse Training.” Ahip.Org, AHIP, www.ahip.org/courses/medicare-fraud-waste-and-abuse-training , Accessed 9 May 2026. “Miramar:Agent.” Miramar-Agent.Com, Miramar, https://miramar-agent.com/identity/login , Accessed 9 May 2026. “Medicare Certification System.” pinpointglobal.com, Pinpoint Global, www.pinpointglobal.com/medicare-certification-system , Accessed 9 May 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
The Friday Five for June 19, 2026: Certification for AEP 2027 Coming June 22 Microsoft Teams Location Tracking Medicare GLP-1 Bridge Starts July 1 CMS to Codify Medicare Drug Price Negotiation Federal Judge Vacates Several CMS ACA Provisions Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Certification for AEP 2027 Coming June 22: 2027 NABIP Medicare Certification AHIP Test Tips and Tricks for Medicare Certification What is AHIP Certification and How Do I Get It? Microsoft Teams Location Tracking: Jawad, Usama. “Microsoft Teams is getting a controversial location tracking feature that users may hate.” Neowin.com. Neowin. 12 Jun 2026, https://www.neowin.net/news/microsoft-teams-is-getting-a-controversial-location-tracking-feature-that-users-may-hate/ . Parmar, Mayank. “Microsoft Teams will auto-detect when you’re at the office via Wi-Fi, roll out confirmed, but you can opt out.” Windowslatest.com, Windows Latest, 15 Jun 2026, https://www.windowslatest.com/2026/06/15/microsoft-teams-will-auto-detect-when-youre-at-the-office-via-wi-fi-roll-out-confirmed-but-you-can-opt-out/ . Okemwa, Kevin. “Microsoft’s controversial Wi-Fi tracking in Teams is back – but this time with better privacy controls.” 15 Jun 2026, https://www.windowscentral.com/microsoft/microsoft-teams/microsofts-controversial-wi-fi-tracking-in-teams-is-back-but-this-time-with-better-privacy-controls . Medicare GLP-1 Bridge Starts July 1: CMS Update on BALANCE Model & Medicare GLP-1 Bridge Medicare GLP-1 Bridge Demonstration How the BALANCE Model Will Help Medicare Part D & Medicaid Enrollees Access GLP-1s “Medicare GLP-1 Bridge.” Cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/coverage/prescription-drug-coverage/medicare-glp-1-bridge , Accessed 17 Jun 2026. Reed, Tina. “Medicare weight-loss drug coverage could overwhelm doctors.” Axios.com, Axios, 15 Jun 2026, https://www.axios.com/2026/06/15/medicare-glp1-prescription-tsunami-seniors . CMS to Codify Medicare Drug Price Negotiation: “CMS Proposed Rule Locks in Lower Prices and Fosters Innovation for the Medicare Drug Price Negotiation Program.” Cms.gov, Centers for Medicare & Medicaid Services, 12 Jun 2026, https://www.cms.gov/newsroom/press-releases/cms-proposed-rule-locks-lower-prices-fosters-innovation-medicare-drug-price-negotiation-program . Landi, Heather. “CMS proposes permanent framework for Medicare drug price negotiations.” Fiercehealthcare.com, Fierce Healthcare, 12 Jun 2026, https://www.fiercehealthcare.com/regulatory/cms-proposes-permanent-framework-medicare-drug-price-negotiations . “Fact Sheet: Medicare Drug Price Negotiation Program Proposed Rule.” Cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/mdpnp-nprm-fact-sheet.pdf , Accessed 17 Jun 2026. “Medicare Drug Price Negotiation Program and Medicare Prescription Drug Benefit.” Federalregister.Gov, Centers for Medicare & Medicaid Services, www.federalregister.gov/public-inspection/current . Accessed 17 June 2026. “Timeline: Medicare Drug Price Negotiation.” Cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/mdpnp-nprm-milestones.pdf , Accessed 17 Jun 2026. Federal Judge Vacates Several CMS ACA Provisions: “City of Columbus Et Al. v. Robert F. Kennedy Jr. Et Al. Memorandum Opinion.” Litigationtracker.Law.Georgetown.Edu, Georgetown University, 12 June 2026, litigationtracker.law.georgetown.edu/wp-content/uploads/2025/07/Columbus_2025.08.22_ORDER-ON-MOTION-FOR-PRELIMINARY-INJUNCTION.pdf . Conley, Julia. “Court Blocks ‘Illegal’ Trump Rule That Created Barriers to Affordable Care Act Coverage.” Commondreams.org, Common Dreams, 12 Jun 2026, https://www.commondreams.org/news/aca-trump . “Judge tosses multiple provisions of CMS’ 2025 ACA program integrity rule.” Fiercehealthcare.com, Fierce Healthcare, 15 Jun 2026, https://www.fiercehealthcare.com/regulatory/judge-tosses-multiple-provisions-cms-2025-aca-program-integrity-rule . Casolo, Elizabeth. “Judge vacates parts of ACA ‘integrity’ rule.” Beckerspayer.com, Becker’s Payer Issues, 16 Jun 2026, https://www.beckerspayer.com/payer/aca/judge-vacates-parts-of-aca-integrity-rule/ . Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
Listen as we explore why community-based marketing is becoming more popular and how insurance agents can get started. This strategy is a great way for agents to grow their business just by getting involved in your local community. Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Social Media Marketing for Insurance Agents The Ultimate Agent Resource List Pt. 1: Market Yourself Why Trust in an Insurance Agent’s Most Important Non-Renewable Resource Your Guide to Forming an Insurance Agent Network References: Shah, Nirmit. “Community-Based Marketing: Strategies to Reach Your Audience.” Sprinklr.com, Sprinklr, 19 Mar 2025, https://www.sprinklr.com/blog/community-based-marketing/ . Abe, Stephanie. “Community Marketing: How 6 Brands Unite Customers.” Adroll.com, AdRoll Blog, https://www.adroll.com/blog/community-marketing-how-6-brands-unite-customers , Accessed 10 Jun 2026. “What Is Digital Marketing? Key Concepts & Tips.” Mailchimp.com, mailchimp, https://mailchimp.com/marketing-glossary/digital-marketing/ , Accessed 10 Jun 2026. “What is Traditional Marketing? – Channels & Examples.” Feedough.com, Feedough, https://www.feedough.com/traditional-marketing/ , Accessed 10 Jun 2026. Mason, Rodney. “Why Community Will Make or Break Creators and Brands in 2025.” Forbes.com, Forbes, 7 Jan 2025, https://www.forbes.com/councils/forbesagencycouncil/2025/01/07/why-community-will-make-or-break-creators-and-brands-in-2025/ . Varoquiers, Carrie. “Why Human Connection Is Your Ultimate AI-Era Advantage.” Forbes.com, Forbes, 23 Feb. 2026, https://www.forbes.com/councils/forbesnonprofitcouncil/2026/02/23/why-human-connection-is-your-ultimate-ai-era-advantage/ . “Why, What and How of Community Outreach and Engagement.” Extension.unh.edu, University of New Hampshire, https://extension.unh.edu/resource/community-outreach-and-engagement-information-brief , Accessed 10 Jun 2026. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
This episode of the Agent Survival Guide podcast explores 5-Star Medicare Advantage plans. We’ll break down what they are, how they became 5-star plans, and why you can sell them throughout the year! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Meet Your Sales Team PlanEnroll Why People Are CHoosing Part C Over Original Medicare References: “Part C and D Performance Data.” CMS.Gov, www.cms.gov/medicare/health-drug-plans/part-c-d-performance-data . Accessed 5 May 2026. “Special Enrollment Periods.” Medicare, www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods . Accessed 5 May 2026. “Special Enrollment Periods for Medicare Advantage and Part D - Medicare Interactive.” www.medicareinteractive.org/resources/special-enrollment-periods-for-medicare-advantage-and-part-d . Accessed 5 May 2026. Follow Us on Social! Ritter on Facebook , Instagram , LinkedIn , TikTok , X , and YouTube Sarah on LinkedIn , Instagram , Threads , and Bluesky Not affiliated with or endorsed by Medicare or any government agency.
The Friday Five for June 12, 2026: Apple WWDC 2026 Takeaways Instagram Grid Arrangement Feature IntegrityCONNECT Annuities & What’s Coming Soon KFF MA Enrollment Stats & Trends for 2026 CMS Medicaid Work Requirements Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Apple WWDC 2026: “Apple previews new child safety features.” Apple.com, Apple, 8 Jun 2026, https://www.apple.com/newsroom/2026/06/apple-previews-new-child-safety-features/ . Weatherbed, Jess. “Apple is redesigning Screen Time and overhauling child controls.” Theverge.com, The Verge, 8 Jun 2026, https://www.theverge.com/tech/945898/apple-parental-controls-child-accounts-wwdc2026 . Perez, Sarah. “Apple puts parents back in control of kids’ iPhone use.” Techcrunch.com, Tech Crunch, 8 Jun 2026, https://techcrunch.com/2026/06/08/apple-puts-parents-back-in-control-of-kids-iphone-use/ . Instagram Grid Arrangement Feature: Moon, Mariella. “Instagram finally lets you reorder posts on your grid.” Engadget.com, Engadget, 8 Jun 2026, https://www.engadget.com/2190179/instagram-how-to-reorder-grid/ . Lawler, Richard. “Instagram is finally letting everyone reorganize their profile grid.” Theverge.com, The Verge, 8 Jun 2026, https://www.theverge.com/tech/946458/instagram-is-finally-letting-everyone-reorganize-their-grid . IntegrityCONNECT Annuities & What’s Coming Soon: Events & Webinars from Ritter Insurance Marketing IntegrityCONNECT Learning Webinars KFF MA Enrollment Stats & Trends for 2026: Freed, Meredith et. al. “Medicare Advantage in 2026: Enrollment Update and Key Trends.” KFF.org, KFF, 5 Jun 2026, https://www.kff.org/medicare/medicare-advantage-in-2026-enrollment-update-and-key-trends/ . Freed, Meredith et. al. “Medicare Advantage in 2026: Premiums, Out-of-Pocket Limits, Supplemental Benefits, and Prior Authorization.” KFF, KFF.org, 5 Jun 2026, https://www.kff.org/medicare/medicare-advantage-in-2026-premiums-out-of-pocket-limits-supplemental-benefits-and-prior-authorization/ . CMS Medicaid Work Requirements: “CMS Launches Nationwide Framework to Implement Medicaid Work Requirements.” Cms.gov, Centers for Medicare & Medicaid Services, 1 Jun 2026, https://www.cms.gov/newsroom/press-releases/cms-launches-nationwide-framework-implement-medicaid-work-requirements . Minemyer, Paige. “CMS outlines national framework to support rollout of Medicaid work requirements.” Fiercehealthcare.com, Fierce Healthcare, 1 Jun 2026, https://www.fiercehealthcare.com/regulatory/cms-outlines-national-framework-support-rollout-medicaid-work-requirements . Pifer Parduhn, Rebecca. “CMS releases Medicaid work requirements guidance for states.” Healthcaredive.com, Healthcare Dive, 2 Jun 2026, https://www.healthcaredive.com/news/cms-medicaid-work-requirements-final-rule-state-guidance/821631/ . Tolbert, Jennifer. “CMS Requires More Restrictive Definition of Medical Frailty in New Medicaid Work Requirements Rule.” Kff.org, KFF, 2 Jun 2026, https://www.kff.org/quick-insights/cms-requires-more-restrictive-definition-of-medical-frailty-in-new-medicaid-work-requirements-rule/ . Minemyer, Paige. “Industry groups say final Medicaid work requirements rule imposes onerous documentation burden.” Fiercehealthcare.com, Fierce Healthcare, 2 Jun 2026, https://www.fiercehealthcare.com/regulatory/industry-groups-say-final-medicaid-work-requirements-rule-imposes-onerous-documentation . “Medicaid Program; Community Engagement Requirement for Certain Individuals.” Federalregister.Gov, Centers for Medicare & Medicaid Services, 3 June 2026, www.federalregister.gov/documents/2026/06/03/2026-11094/medicaid-program-community-engagement-requirement-for-certain-individuals . “Medicaid Community Engagement Requirement for Certain Individuals Interim Final Rule with Comment Period (CMS-2454-IFC).” Cms.gov, Centers for Medicare & Medicaid Services, 1 Jun 2026, https://www.cms.gov/newsroom/fact-sheets/medicaid-community-engagement-requirement-certain-individuals-interim-final-rule-comment-period-cms . Resources: 5 Takeaways from the 2027 CMS Marketplace Final Rule for Insurance Agents 2027 MA and Part D Max Commissions Introducing the Integrity Health Plan Should You Hire Licensed-Only Agents for Your Insurance Agency? The Power of Daily Affirmations in Insurance Sales Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.
