Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life.
Check out Mindy on the Bigger Pockets Money podcast This episode brought to you by Abound Wealth. Take the relationship to the next level and become a client: https://moneyguy.com/become-a-client/ Building wealth is only half the battle—keeping it, enjoying it, and avoiding costly financial blind spots is where the real challenge begins. In this special Making a Millionaire collaboration, Brian and Bo sit down with Mindy from BiggerPockets Money and her husband Karl to analyze a nearly $10 million portfolio, uncovering hidden risks like concentration risk, margin loans, Roth conversion opportunities, tax planning, required minimum distributions (RMDs), retirement withdrawal strategies, liquidity planning, and the Achiever's Trap. Whether you're pursuing financial independence, FIRE, retirement planning, or simply want to build lasting wealth through investing and smart tax strategies, this conversation offers practical insights for high-income earners, retirees, and anyone serious about optimizing their financial future without sacrificing the life they've worked so hard to build. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Want to build wealth faster without gambling, chasing hot stocks, or taking unnecessary risks? In this episode, Brian and Bo break down the biggest wealth accelerators that actually move the needle—from increasing your savings rate, maximizing income, reducing debt, minimizing taxes, and automating your finances to advanced strategies like real estate investing, house hacking, equity compensation, entrepreneurship, and leveraged investing. Learn how to eliminate financial drag, optimize your investing strategy, reach financial independence sooner, and make smarter money decisions using proven financial planning principles. Whether you're just beginning your investing journey or already building serious wealth, these accelerators can help your dollars work harder for you. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Pre-order the paperback edition of Millionaire Mission today at moneyguy.com/millionairemission The new Millionaire Mission paperback is finally here—and it's much more than a new cover. Brian has updated the bestselling personal finance book with new wealth-building stories, refreshed investing and retirement account contribution limits, updated case studies, and even more insight into his own financial decisions. Whether you're working toward financial independence, building long-term wealth, investing for retirement, maximizing your 401(k), Roth IRA, or HSA, or simply trying to make smarter money decisions, this updated edition is designed to help. Pre-orders begin July 28 and include exclusive bonuses for Financial Mutants, including access to special merchandise, Brian's Book Club, and exclusive Moneyverse Discord communities. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Financial advisors Brian and Bo react to some of the internet's most viral money advice and separate smart financial strategies from dangerous financial myths. From Nancy Pelosi ETFs and Robert Kiyosaki's "Savers Are Losers" philosophy to leveraged real estate, whole life insurance, financial advisors, Roth IRAs, S&P 500 investing, entrepreneurship, and financial independence, we break down what actually works for building long-term wealth. If you're looking for evidence-based investing, retirement planning, personal finance, index fund investing, tax-efficient wealth building, and common-sense financial advice, this episode explains why boring often beats flashy. Learn how Financial Mutants build wealth through disciplined investing, low-cost index funds, and proven financial planning principles instead of chasing viral trends. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Use code MONEYGUY at Monarch.com to get your first year of Monarch Core half off at just $50: https://bit.ly/monarch-moneyguy Want to build wealth faster without taking unnecessary risks? Brian and Bo break down seven financial "cheat codes" that can dramatically improve your long-term finances—from maximizing your 401(k) employer match and automating investments to optimizing your HSA, using a Backdoor Roth IRA, tax-loss harvesting, and following the Financial Order of Operations. These aren't gimmicks—they're proven wealth-building strategies that many investors overlook. Whether you're just getting started or optimizing your financial plan, these money moves can help you avoid costly mistakes and make every dollar work harder. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Can you enjoy your money today without sacrificing your future? In this episode, Brian and Bo break down Die With Zero by Bill Perkins, one of the most talked-about personal finance books in recent years. They explain the philosophy behind memory dividends, time buckets, giving while living, and retirement spending while also discussing the risks of under-saving, longevity uncertainty, healthcare costs, market volatility, and the incredible power of compound growth. If you're wondering how to balance investing, retirement planning, financial independence, and living a meaningful life today, this conversation offers a thoughtful framework for making smarter money decisions without losing sight of your future. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Quinton (26) and Victoria (27) have built an incredible $883,000 net worth before age 30, including nearly half a million dollars in crypto. But with a new baby, ambitious financial goals, and a savings rate most investors can only dream of, Brian and Bo explore whether they're building wealth the right way—or sacrificing too much along the journey. From Bitcoin and Roth IRAs to homeownership, financial independence, money mindset, and finding balance between saving and living, this episode is packed with lessons for anyone serious about investing, retirement planning, and building long-term wealth. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Want to build wealth but don't know where to start? Brian and Bo walk through the complete personal finance roadmap—from budgeting, emergency funds, employer matches, Roth IRAs, HSAs, investing, debt payoff, and retirement planning to the Financial Order of Operations (The FOO!). Whether you're just starting your financial journey or trying to optimize your money decisions, this step-by-step guide shows you what to do with every dollar so you can build long-term wealth with confidence. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
The Salary Required To Buy A Home (Money Guy vs Ramsey)
Buying a house in 2026 is more challenging than ever—but how much income do you actually need? Brian and Rebie compare The Money Guy's home buying rule against Dave Ramsey's mortgage guideline using real-world numbers at every major price point. Learn how mortgage length, housing costs, down payments, affordability, and income requirements impact one of the biggest financial decisions you'll ever make. Whether you're a first-time homebuyer, deciding between renting vs. buying, or planning your next move, this breakdown explains the math behind smart homeownership without the hype. You'll also see why home affordability has changed dramatically, how mortgage payments compare across different price ranges, and why buying a home isn't just a math equation. We'll also show you our Home Buying Calculator so you can customize the numbers for your own financial situation. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Use code MONEYGUY at Monarch.com to get your first year of Monarch Core half off at just $50: https://bit.ly/monarch-moneyguy On this episode of Financial Advisors React, Brian and Bo react to some of the internet's most jaw-dropping money clips covering investing, crypto, Pokémon cards, credit scores, Disney vacations, DoorDash spending, real estate, moving out, and viral financial advice. Learn why chasing hype, comparing misleading statistics, using debt carelessly, and making emotional money decisions can derail long-term wealth building. If you're serious about investing, financial independence, retirement planning, smart budgeting, and making better financial decisions, this episode breaks down what actually matters—and what to ignore. Whether you're trying to build wealth, improve your investing strategy, avoid costly money mistakes, or simply separate financial facts from internet fiction, this episode is packed with practical insights grounded in decades of financial planning experience. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you on track to become a multi-millionaire? In this episode, Brian and Bo break down the 7 wealth-building milestones that reveal whether you're moving toward financial independence. From reaching a $0 net worth and your first $100,000 invested to becoming a liquid millionaire and ultimately achieving financial freedom, you'll learn the key checkpoints that matter most. Discover how compound interest, investing, retirement planning, net worth tracking, and smart financial decisions can accelerate your journey to building lasting wealth and owning your time. Whether you're just starting out or approaching retirement, these millionaire milestones can help you measure progress and stay motivated. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Retirement planning isn't as simple as following the classic 4% rule anymore. In this video, Brian and Bo explain why the traditional retirement withdrawal strategy deserves an update, how William Bengen's latest research changes the conversation, and why your retirement age should determine your safe withdrawal rate. Whether you're planning for early retirement, traditional retirement, or retiring later in life, you'll learn how withdrawal rates, portfolio longevity, inflation, and retirement income all work together to build a sustainable financial plan. Plus, see our updated retirement withdrawal framework and discover tools that can help you estimate your retirement goals more confidently. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Joey (24) and Lia (24) are doing almost everything right: nearly $240,000 in net worth, close to $200,000 in household income, aggressive retirement investing, and a wedding on the horizon. But living in the San Francisco Bay Area brings a new challenge: should they keep investing, save for a home, fund a $30,000 wedding, or prepare for future kids? In this episode of Making a Millionaire, Brian and Bo help this young power couple navigate high-cost-of-living realities, Roth vs. Traditional 401(k) decisions, homeownership myths, financial planning for marriage, and balancing wealth building with life goals. If you're wondering how much to save in your 20s, whether renting beats buying, or how to prioritize competing financial goals, this episode is packed with actionable insights. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Traditional financial advice isn't always wrong—but some money rules simply haven't kept up with today's economy. Brian and Bo break down 5 pieces of financial wisdom that may be expired, including whether you really need a college degree, if 10% savings is enough for retirement, why buying used cars isn't always the best move, when budgeting every dollar stops making sense, and whether homeownership is still the path to building wealth. If you're focused on financial independence, investing, retirement planning, wealth building, and making smarter money decisions in 2026, this episode is packed with data-driven insights to help you avoid costly mistakes and build a stronger financial future. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Coast FIRE has exploded in popularity, but is it really the financial freedom strategy people think it is? In this episode, Brian and Bo break down how Coast FIRE works, who it benefits, and the biggest retirement planning risks many people overlook. You'll learn how investment growth, compound interest, inflation, savings rates, and future lifestyle changes all affect whether you can truly stop saving for retirement early. Using real-world examples and practical retirement planning scenarios, we explain why reducing your savings rate may be smarter than quitting altogether—and how to avoid one of the biggest mistakes future retirees make: coasting too soon. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Check out Erin's channel on YouTube: Erin Talks Money Viral money advice is everywhere—but how much of it actually helps you build wealth? In this episode of Financial Advisors React, Brian Preston, Bo Hanson, and Erin Talks Money break down popular financial clips covering investing, HELOC strategies, saving for retirement, earning more income, index funds, college majors, spending guilt, and wealth-building habits. Learn which advice stands the test of time, which strategies could hurt your financial future, and how Financial Mutants can make smarter decisions with their money. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
How much should you save based on your income? In this episode, Brian and Bo break down exactly how to build wealth at $50,000, $100,000, $150,000, and $300,000 per year. Learn realistic savings rates, retirement projections, emergency fund targets, budgeting frameworks, and the mindset shifts that can help you achieve financial independence regardless of where you start. Whether you're trying to maximize a modest income, avoid lifestyle creep, invest more effectively, or create a retirement plan that works, this guide shows how disciplined saving, investing, and smart financial planning can help you win with money. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Is $1.5 million enough to retire in 2026? A recent article called the outlook for a $1.5 million nest egg a "stark reality," but Brian and Bo break down the numbers, retirement income potential, Social Security benefits, safe withdrawal rates, taxes, inflation, and what really determines retirement success. If you're planning for retirement, wondering how much you need to retire comfortably, or trying to calculate your retirement number, this analysis will help you understand whether $1.5 million is enough for your unique situation. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
Can you really afford to become a one-income family? In this episode of Making a Millionaire, Tyler and Mikaela share how they went from nearly $92,000 of debt, an $84-month car loan, lifestyle inflation, and costly home renovations to building a $400,000 net worth in their early 30s. Their journey highlights budgeting, emergency funds, investing, 401(k) strategies, Roth IRA planning, 529 accounts, employee stock purchase plans (ESPPs), RSUs, family financial planning, and the Financial Order of Operations. If you're wondering how to pay off debt, save for retirement, build wealth with one income, or balance financial independence with raising a family, this episode is packed with real-world lessons and actionable insights. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
What do real millionaires actually do with their money? We surveyed 1,000 millionaire households to uncover the habits, savings rates, investing behaviors, home-buying decisions, debt strategies, and wealth-building mindset that helped them achieve financial independence. From net worth and income data to student loans, car purchases, emergency funds, and the Financial Order of Operations, discover the surprising lessons wealthy Americans used to build lasting wealth—and how you can apply them to your own financial journey. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices
